9 Austin Dr · Lake Monticello, VA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $666 – $1,236
Heat risk 6/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 5.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.1/30.0
- Schools +5.8/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +2.2/10.0
- DSCR +2.1/10.0
- Appreciation +0.0/10.0
$295,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
SHORT SALE OPPORTUNITY! Don't miss this chance to own a beautiful home in a desirable location at an exceptional value. Featuring spacious living areas, comfortable bedrooms, and plenty of potential for personalization, this property is ideal for buyers looking to build equity. Conveniently located near shopping, dining, schools, and major commuter routes. Seller's existing VA loan may be assumable, subject to lender approval and buyer qualification, offering an additional financing option for eligible buyers. Property is being sold as-is. Short sale subject to third-party approval. Schedule your showing today and explore the possibilities this home has to offer!
Key facts
- 0.43 acre lot
- Built 2001
- Listed 34 days
Property features AI
Finance
- Other: Ownership: Fee simple
- HOA & community: Annual HOA fee of $955.35
Exterior
- Parking: On-street parking
- Utilities: Electric service; Public water; Public sewer
- Home design: Detached property; Single-family style (detached)
- Construction: Vinyl siding exterior; Slab foundation; Above-grade and below-grade structures
- Exterior features: Public water; Public sewer; No tidal water
Interior
- Kitchen: Dishwasher; Icemaker; Refrigerator
- Bedrooms: Three bedrooms on the main level
- Bathrooms: Three full bathrooms; One half bathroom
- Heating & cooling: Heat pump heating; Central air conditioning; Electric heating and cooling components
- Interior features: Breakfast area; Recessed lighting; Ceiling fan(s); Wood-burning fireplace; Finished below-grade space (basement)
- Laundry & utility: Washer; Dryer; Electric hot water
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.5-bath single-family listed at $295k.
Deal economics
- At list price, monthly cash flow is $-288 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $244k (17.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $212k (28.0% below list).
- Recommended offer: $212k (28.0% below list) — sets the bar for 1% rule.
- Cap rate 5.1% vs local median 3.6% in Lake Monticello — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#284 in VA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
- Fluvanna County Public School District (rural): math 61% / reading 71% proficiency, ranked #34 of 131 in VA (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Central Elementary (715 students, 52% FRL); Fluvanna Middle (math 65% / reading 70%, grade A-, #98 of 342 statewide, top 30%, 763 students, 42% FRL); Fluvanna County High (math 60% / reading 76%, grade B, #180 of 319 statewide, top 57%, 1,488 students, 37% FRL) — zoned schools average 44% FRL vs 23% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 202 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 138 units permitted in Fluvanna County in 2024 (6 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 34 days — a 3% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 34 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.72% ✗
- Cap rate
- 5.12%
- Cash-on-cash
- -4.18%
- DSCR
- 0.81
- GRM
- 11.6
CMA / ARV
- ARV (median comp)
- $382,535
- List price
- $295,000
- Delta
- -20.28%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14 Woodlawn Dr | 0.13mi | 4/2.5 (+1) | 1,792 (+4%) | 3mo | $399,000 | $223 | 76 |
| 15 Smokewood Dr | 0.38mi | 3/2.0 | 1,811 (+5%) | 1mo | $359,000 | $198 | 67 |
| 24 Xebec Rd | 0.20mi | 3/2.5 | 1,582 (-8%) | 8mo | $299,000 | $189 | 66 |
| 64 Woodlawn Dr | 0.20mi | 4/2.5 (+1) | 1,887 (+9%) | 6mo | $355,000 | $188 | 61 |
| 3 Hawks Pl | 0.54mi | 3/2.5 | 1,778 (+3%) | 7mo | $300,000 | $169 | 60 |
| 9 Brougham Rd | 0.30mi | 3/2.0 | 1,564 (-10%) | 8mo | $359,900 | $230 | 58 |
| 67 Bridlewood Dr | 0.70mi | 3/2.0 | 1,700 (-2%) | 3mo | $385,000 | $226 | 56 |
| 340 Jefferson Dr | 0.33mi | 3/2.5 | 1,960 (+13%) | 2mo | $337,000 | $172 | 56 |
| 426 Jefferson Dr | 0.68mi | 3/2.5 | 1,750 (+1%) | 9mo | $341,700 | $195 | 55 |
| 5 Smokewood Dr | 0.33mi | 4/3.5 (+1) | 1,938 (+12%) | 10mo | $389,000 | $201 | 51 |
| 10 Briarwood Rd | 0.69mi | 4/2.0 (+1) | 1,780 (+3%) | 1mo | $300,000 | $169 | 51 |
| 267 Jefferson Dr | 0.57mi | 3/2.5 | 1,942 (+12%) | 8mo | $400,000 | $206 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -23.4%
- Equity multiple
- 0.20×
- Total profit
- $-66,151
- Equity at exit
- $43,985
- IRR
- -18.1%
- Equity multiple
- 0.02×
- Total profit
- $-81,266
- Equity at exit
- $25,506
Cash invested: $82,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 55 Moderately Landlord-Leaning
- State Virginia
- 55 Moderately Landlord-Leaning · D+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 22963
- Active inventory
- 202
- Price-to-rent
- 11.6×
Monthly cashflow live
- Estimated rent
- $2,123 medium interval (Pro) →
- Mortgage (P&I)
- −$1,547
- Tax from tax record
- −$215 /mo · $2,578/yr
- Insurance
- −$123
- HOA
- −$80
- Vacancy / Maint / Mgmt
- −$446
- Net cashflow
- $-288
Break-even live
Sensitivity live
| Price | -10% $-121 | -5% $-204 | +0% $-288 | +5% $-371 | +10% $-455 |
|---|---|---|---|---|---|
| Rent | -10% $-456 | -5% $-372 | +0% $-288 | +5% $-204 | +10% $-120 |
| Rate | -1.0pp $-139 | -0.5pp $-213 | base $-288 | +0.5pp $-364 | +1.0pp $-442 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $73,750
- Closing costs
- $8,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 367 Jefferson Dr Palmyra, VA | 2.0 | 1.5 | 1434 | $1,750 | $1.22 | 45d | 1 | 0.27mi |
| 1 Old Mill Ct Palmyra, VA | 4.0 | 2.0 | 2082 | $2,200 | $1.06 | 45d | 1 | 0.72mi |
| 25 Glen Burnie Rd Palmyra, VA | 3.0 | 2.5 | 2128 | $2,850 | $1.34 | 6d | 1 | 1.12mi |
HOA detail
- Monthly dues
- $80 · $960/yr
Listing history 45 events
-
2026-06-21pricedays on market $295,000 Active 34 DOM
-
2026-06-19days on market $304,950 Active 32 DOM
-
2026-06-18days on market $304,950 Active 31 DOM
-
2026-06-17days on market $304,950 Active 30 DOM
-
2026-06-16days on market $304,950 Active 29 DOM
-
2026-06-15remarks 671-char remark
-
2026-06-15days on market $304,950 Active 28 DOM
-
2026-06-14days on market $304,950 Active 26 DOM
-
2026-06-13pricedays on market $304,950 Active 25 DOM
-
2026-06-10days on market $309,950 Active 23 DOM
-
2026-06-09days on market $309,950 Active 22 DOM
-
2026-06-08days on market $309,950 Active 21 DOM
-
2026-06-07days on market $309,950 Active 20 DOM
-
2026-06-02days on market $309,950 Active 15 DOM
-
2026-06-01days on market $309,950 Active 14 DOM
-
2026-05-31days on market $309,950 Active 13 DOM
-
2026-05-30days on market $309,950 Active 12 DOM
-
2026-05-18$309,950 Active 601-char remark
Show marketing remark (671 chars)
SHORT SALE OPPORTUNITY! Don't miss this chance to own a beautiful home in a desirable location at an exceptional value. Featuring spacious living areas, comfortable bedrooms, and plenty of potential for personalization, this property is ideal for buyers looking to build equity. Conveniently located near shopping, dining, schools, and major commuter routes. Seller's existing VA loan may be assumable, subject to lender approval and buyer qualification, offering an additional financing option for eligible buyers. Property is being sold as-is. Short sale subject to third-party approval. Schedule your showing today and explore the possibilities this home has to offer!
-
2026-05-18$309,950 Active 601-char remark
Show marketing remark (671 chars)
SHORT SALE OPPORTUNITY! Don't miss this chance to own a beautiful home in a desirable location at an exceptional value. Featuring spacious living areas, comfortable bedrooms, and plenty of potential for personalization, this property is ideal for buyers looking to build equity. Conveniently located near shopping, dining, schools, and major commuter routes. Seller's existing VA loan may be assumable, subject to lender approval and buyer qualification, offering an additional financing option for eligible buyers. Property is being sold as-is. Short sale subject to third-party approval. Schedule your showing today and explore the possibilities this home has to offer!
-
2026-05-14price $309,950 601-char remark
-
2026-05-13price $309,950 601-char remark
Show marketing remark (671 chars)
SHORT SALE OPPORTUNITY! Don't miss this chance to own a beautiful home in a desirable location at an exceptional value. Featuring spacious living areas, comfortable bedrooms, and plenty of potential for personalization, this property is ideal for buyers looking to build equity. Conveniently located near shopping, dining, schools, and major commuter routes. Seller's existing VA loan may be assumable, subject to lender approval and buyer qualification, offering an additional financing option for eligible buyers. Property is being sold as-is. Short sale subject to third-party approval. Schedule your showing today and explore the possibilities this home has to offer!
-
2026-05-13historical $309,000 601-char remark
Show marketing remark (671 chars)
SHORT SALE OPPORTUNITY! Don't miss this chance to own a beautiful home in a desirable location at an exceptional value. Featuring spacious living areas, comfortable bedrooms, and plenty of potential for personalization, this property is ideal for buyers looking to build equity. Conveniently located near shopping, dining, schools, and major commuter routes. Seller's existing VA loan may be assumable, subject to lender approval and buyer qualification, offering an additional financing option for eligible buyers. Property is being sold as-is. Short sale subject to third-party approval. Schedule your showing today and explore the possibilities this home has to offer!
-
2026-05-13historical $309,000 601-char remark
Show marketing remark (671 chars)
SHORT SALE OPPORTUNITY! Don't miss this chance to own a beautiful home in a desirable location at an exceptional value. Featuring spacious living areas, comfortable bedrooms, and plenty of potential for personalization, this property is ideal for buyers looking to build equity. Conveniently located near shopping, dining, schools, and major commuter routes. Seller's existing VA loan may be assumable, subject to lender approval and buyer qualification, offering an additional financing option for eligible buyers. Property is being sold as-is. Short sale subject to third-party approval. Schedule your showing today and explore the possibilities this home has to offer!
-
2023-07-31soldstatus $310,000
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2023-07-27soldstatus $310,000 Closed
Show marketing remark (501 chars)
Priced To Sell Fast! Hot Updated 3 Level Colonial, Spacious Kitchen with QUARTZ Counters, Stainless Steel Appliances, Modern Tile Backsplash, Spacious Bedrooms, New Custom Paint, Updated Bathrooms, New Flooring, New Lighting, Hardwood Floors, Fireplace, Finished Walkout Basement, Deck, Fenced Backyard, Covered Front Porch, Much More!! Close to Schools, Shopping, and Commuter Routes. This property sits on a nearly ½ acre lot surrounded by trees. Close to Lake Monticello! This Will Not Last!
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2023-06-22status Pending
Show marketing remark (501 chars)
Priced To Sell Fast! Hot Updated 3 Level Colonial, Spacious Kitchen with QUARTZ Counters, Stainless Steel Appliances, Modern Tile Backsplash, Spacious Bedrooms, New Custom Paint, Updated Bathrooms, New Flooring, New Lighting, Hardwood Floors, Fireplace, Finished Walkout Basement, Deck, Fenced Backyard, Covered Front Porch, Much More!! Close to Schools, Shopping, and Commuter Routes. This property sits on a nearly ½ acre lot surrounded by trees. Close to Lake Monticello! This Will Not Last!
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2023-06-15price $279,900
Show marketing remark (501 chars)
Priced To Sell Fast! Hot Updated 3 Level Colonial, Spacious Kitchen with QUARTZ Counters, Stainless Steel Appliances, Modern Tile Backsplash, Spacious Bedrooms, New Custom Paint, Updated Bathrooms, New Flooring, New Lighting, Hardwood Floors, Fireplace, Finished Walkout Basement, Deck, Fenced Backyard, Covered Front Porch, Much More!! Close to Schools, Shopping, and Commuter Routes. This property sits on a nearly ½ acre lot surrounded by trees. Close to Lake Monticello! This Will Not Last!
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2023-06-08price $289,900
Show marketing remark (501 chars)
Priced To Sell Fast! Hot Updated 3 Level Colonial, Spacious Kitchen with QUARTZ Counters, Stainless Steel Appliances, Modern Tile Backsplash, Spacious Bedrooms, New Custom Paint, Updated Bathrooms, New Flooring, New Lighting, Hardwood Floors, Fireplace, Finished Walkout Basement, Deck, Fenced Backyard, Covered Front Porch, Much More!! Close to Schools, Shopping, and Commuter Routes. This property sits on a nearly ½ acre lot surrounded by trees. Close to Lake Monticello! This Will Not Last!
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2023-06-02price $299,900
Show marketing remark (501 chars)
Priced To Sell Fast! Hot Updated 3 Level Colonial, Spacious Kitchen with QUARTZ Counters, Stainless Steel Appliances, Modern Tile Backsplash, Spacious Bedrooms, New Custom Paint, Updated Bathrooms, New Flooring, New Lighting, Hardwood Floors, Fireplace, Finished Walkout Basement, Deck, Fenced Backyard, Covered Front Porch, Much More!! Close to Schools, Shopping, and Commuter Routes. This property sits on a nearly ½ acre lot surrounded by trees. Close to Lake Monticello! This Will Not Last!
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2023-06-02price $289,900
Show marketing remark (501 chars)
Priced To Sell Fast! Hot Updated 3 Level Colonial, Spacious Kitchen with QUARTZ Counters, Stainless Steel Appliances, Modern Tile Backsplash, Spacious Bedrooms, New Custom Paint, Updated Bathrooms, New Flooring, New Lighting, Hardwood Floors, Fireplace, Finished Walkout Basement, Deck, Fenced Backyard, Covered Front Porch, Much More!! Close to Schools, Shopping, and Commuter Routes. This property sits on a nearly ½ acre lot surrounded by trees. Close to Lake Monticello! This Will Not Last!
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2023-06-02price $299,900
Show marketing remark (501 chars)
Priced To Sell Fast! Hot Updated 3 Level Colonial, Spacious Kitchen with QUARTZ Counters, Stainless Steel Appliances, Modern Tile Backsplash, Spacious Bedrooms, New Custom Paint, Updated Bathrooms, New Flooring, New Lighting, Hardwood Floors, Fireplace, Finished Walkout Basement, Deck, Fenced Backyard, Covered Front Porch, Much More!! Close to Schools, Shopping, and Commuter Routes. This property sits on a nearly ½ acre lot surrounded by trees. Close to Lake Monticello! This Will Not Last!
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2023-06-02price $29,900
Show marketing remark (501 chars)
Priced To Sell Fast! Hot Updated 3 Level Colonial, Spacious Kitchen with QUARTZ Counters, Stainless Steel Appliances, Modern Tile Backsplash, Spacious Bedrooms, New Custom Paint, Updated Bathrooms, New Flooring, New Lighting, Hardwood Floors, Fireplace, Finished Walkout Basement, Deck, Fenced Backyard, Covered Front Porch, Much More!! Close to Schools, Shopping, and Commuter Routes. This property sits on a nearly ½ acre lot surrounded by trees. Close to Lake Monticello! This Will Not Last!
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2023-06-02$229,900 Active
Show marketing remark (501 chars)
Priced To Sell Fast! Hot Updated 3 Level Colonial, Spacious Kitchen with QUARTZ Counters, Stainless Steel Appliances, Modern Tile Backsplash, Spacious Bedrooms, New Custom Paint, Updated Bathrooms, New Flooring, New Lighting, Hardwood Floors, Fireplace, Finished Walkout Basement, Deck, Fenced Backyard, Covered Front Porch, Much More!! Close to Schools, Shopping, and Commuter Routes. This property sits on a nearly ½ acre lot surrounded by trees. Close to Lake Monticello! This Will Not Last!
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2023-04-28soldstatus $200,000
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2018-11-01historical
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2018-04-06$179,900
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2017-04-30historical
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2016-11-13$169,900
-
2010-09-01soldstatus $166,750
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2010-03-07$174,900
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2010-03-01historical
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2009-08-18$199,900
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2003-07-02$143,900
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2001-10-30soldstatus $114,900
-
2001-08-23$129,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast VA · Resets to sale price
- Current annual tax
- $2,578 · $215/mo
- Projected year-2 tax
- $2,579 · $215/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
- Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,472
- − Mortgage interest
- −$16,525
- − Property taxes
- −$2,578
- − Insurance
- −$1,475
- − Repairs & maintenance
- −$2,038
- − Management
- −$2,038
- − HOA
- −$960
- − Depreciation
- −$8,582
- Taxable loss
- −$8,723
- Est. tax savings @ 24.0%
- +$2,094
- After-tax cash flow
- $-1,361/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fluvanna County Public School District
- NCES district ID
- 5101380
- Math proficiency
- 61% ▼ -23.00%
- Reading proficiency
- 71% ▼ -4.00%
- Median HH income
- $66,601
- Composite
- 57.6/100
- National rank
- #1065
- State rank
- #34 of 131 in VA
Livability — Lake Monticello
- Score
- 67/100
- State rank
- #284
- US rank
- #10173
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lake Monticello, VA
- County
- Fluvanna County · 16,896 people
- Metro
- Charlottesville, VA
- Population (ZIP)
- 16,896
- Household income
- $104,259
- Rent vs Own
- Severe rent burden
- 47.0
Population outlook (Fluvanna County) Hauer SSP2
- Today (2025)
- 27,237 people
- By 2030
- 27,607 · +1.4%
- By 2040
- 28,075 · +3.1%
- By 2050
- 28,019 · +2.9%
- By 2075
- 28,058 · +3.0%
- By 2100
- 26,124 · -4.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (78%)
- Race & ethnicity
- White 78% Black 10% Two or more races 7% Hispanic / Latino 5%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 1%
- Common ancestry
- Italian 3% Romanian 3% Slovak 3%
- Foreign-born
- 3% · Canada, China
- Languages at home
- 95% English-only · Spanish 3% Chinese 1%
Political lean MEDSL · Fluvanna
- 2024 margin
- Lean R (+6.3) · D 46.4% · R 52.6% · Other 1.0%
- 2008→2024 swing
- -4.4pp toward R · 2008: -1.8pp · 2024: -6.3pp
- All cycles
- 2024: R+6.3 2020: R+4.7 2016: R+9.4 2012: R+6.2 2008: R+1.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -111.94%
- Current HPI
- 158.3322
- Rent YoY
- —
- Metro
- Charlottesville, VA
- State GDP YoY
- ▲ 2.40%
- F500 in state
- 50
Industry mix (Fortune 500 HQ in VA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 4 | $236B |
|
||
| Technology / Defense | 3 | $32B |
|
||
| Financial Services | 2 | $176B |
|
||
| Utilities | 2 | $27B |
|
||
| Insurance | 2 | $25B |
|
||
| Technology | 2 | $15B |
|
||
Price history
+135.5% since first listed30 events — show timeline
- 2026-06-11 Price Changed $304,950 BRIGHT MLS
- 2026-06-11 Price Changed $304,950 CVRMLS
- 2026-05-18 Listed $309,950 BRIGHT MLS
- 2026-05-18 Listed $309,950 CVRMLS
- 2026-05-14 Price Changed $309,950 BRIGHT MLS
- 2026-05-13 Price Changed $309,950 CVRMLS
- 2026-05-13 Coming Soon $309,000 BRIGHT MLS
- 2026-05-13 Coming Soon $309,000 CVRMLS
- 2023-07-31 Sold (Public Records) $310,000 Public Records
- 2023-07-27 Sold (MLS) $310,000 CVRMLS
- 2023-06-22 Pending — CVRMLS
- 2023-06-15 Price Changed $279,900 CVRMLS
- 2023-06-08 Price Changed $289,900 CVRMLS
- 2023-06-02 Price Changed $299,900 CVRMLS
- 2023-06-02 Price Changed $289,900 CVRMLS
- 2023-06-02 Price Changed $299,900 CVRMLS
- 2023-06-02 Price Changed $29,900 CVRMLS
- 2023-06-02 Listed $229,900 CVRMLS
- 2023-04-28 Sold (Public Records) $200,000 Public Records
- 2018-11-01 Listing Removed — CAAR
- 2018-04-06 Listed $179,900 CAAR
- 2017-04-30 Listing Removed — CAAR
- 2016-11-13 Listed $169,900 CAAR
- 2010-09-01 Sold (Public Records) $166,750 Public Records
- 2010-03-07 Listed $174,900 CAAR
- 2010-03-01 Listing Removed — CAAR
- 2009-08-18 Listed $199,900 CAAR
- 2003-07-02 Listed $143,900 CAAR
- 2001-10-30 Sold (MLS) $114,900 CAAR
- 2001-08-23 Listed $129,500 CAAR
Property tax history
+4.9%/yrLatest (2025): $2,578 · +36.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…