1634 Chilton St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.6/30.0
- ARV discount +15.0/15.0
- DSCR +8.5/10.0
- 1% rule +6.4/10.0
- Livability +3.8/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$163,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Lovely Porch front home near Lake Montebello and 33rd Street District. Close to many colleges and High Schools. Close to public transportation and loads of shopping opportunities. The home has a rare open floor plan with gleaming hardwood floors . Iron security doors and large kitchen with dishwasher and range hood, stove and fridge . Living and dining rooms are separated. There is a cosmetic fireplace mantle in the living room that can complement many decor styles. There is a large half bath on the first floor . The basement is finished with carpet tiles and a new mechanical room for storage or workshop. The 2nd floor has three bedrooms with large closets and carpeted floors. Each bedroom has a ceiling fan and newer windows along with a full bath . EASY TO SHOW AND EASY TO SELL. BALTIMORE FIRST TIME HOME BUYER INCENTIVES WELCOMED !
Key facts
- Open floor plan
- Porch front home
- Dishwasher
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath townhouse listed at $163k.
Deal economics
- At list price, monthly cash flow is $384 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $163k).
- Recommended offer: $148k (9.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.6%/yr); 325 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 36% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 113 days — a 9% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 29y ago; this cycle's ask has dropped $72k (31%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.14% ✓
- Cap rate
- 9.12%
- Cash-on-cash
- 10.10%
- DSCR
- 1.45
- GRM
- 7.3
CMA / ARV
- ARV (median comp)
- $209,410
- List price
- $163,000
- Delta
- -22.16%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1632 E 31st St | 0.11mi | 3/1.0 | 1,280 (-6%) | 0mo | $94,500 | $74 | 83 |
| 1809 E 32nd St | 0.16mi | 3/1.5 | 1,280 (-6%) | 1mo | $82,000 | $64 | 83 |
| 1723 E 32nd St | 0.12mi | 3/2.0 | 1,280 (-6%) | 2mo | $128,000 | $100 | 82 |
| 3626 Kimble Rd | 0.57mi | 3/1.0 | 1,280 (-6%) | 2mo | $310,000 | $242 | 60 |
| 3807 Elkader Rd | 0.70mi | 4/2.0 (+1) | 1,352 (-0%) | 0mo | $235,000 | $174 | 60 |
| 2545 Cecil Ave | 0.66mi | 3/2.5 | 1,318 (-3%) | 1mo | $215,000 | $163 | 60 |
| 3825 Elkader Rd | 0.72mi | 4/2.0 (+1) | 1,352 (-0%) | 1mo | $275,000 | $203 | 58 |
| 3633 Elkader Rd | 0.64mi | 2/1.5 (-1) | 1,304 (-4%) | 1mo | $265,000 | $203 | 58 |
| 1120 Montpelier St | 0.58mi | 3/2.0 | 1,260 (-7%) | 2mo | $70,000 | $56 | 58 |
| 831 E 33rd St | 0.59mi | 3/2.0 | 1,470 (+8%) | 2mo | $300,000 | $204 | 54 |
| 2559 Garrett Ave | 0.62mi | 3/3.0 | 1,202 (-11%) | 2mo | $205,000 | $171 | 44 |
| 1101 Andover Rd | 0.72mi | 4/2.0 (+1) | 1,500 (+11%) | 2mo | $257,000 | $171 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.63% rent growth · sell at horizon
- IRR
- -2.6%
- Equity multiple
- 0.90×
- Total profit
- $-4,456
- Equity at exit
- $24,304
- IRR
- 5.5%
- Equity multiple
- 1.39×
- Total profit
- $17,576
- Equity at exit
- $14,093
Cash invested: $45,640 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21218
- Rents YoY
- 1.6%
- Active inventory
- 325
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $1,853 high interval (Pro) →
- Mortgage (P&I)
- −$855
- Tax from tax record
- −$157 /mo · $1,881/yr
- Insurance
- −$68
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$389
- Net cashflow
- $384
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $40,750
- Closing costs
- $4,890
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3213 The Alameda Baltimore, MD | 2.0 | 1.0 | 1708 | $1,295 | $0.76 | 3d | 1 | 0.09mi |
| 1702 E 32nd St Baltimore, MD | 3.0 | 2.0 | 1344 | $2,300 | $1.71 | 43d | 1 | 0.09mi |
| 1502 Fernley Rd Baltimore, MD | 3.0 | 2.0 | 1350 | $2,800 | $2.07 | 43d | 1 | 0.27mi |
| 1519 E 28th St Baltimore, MD | 3.0 | 2.0 | 1100 | $1,350 | $1.23 | 43d | 1 | 0.30mi |
| 1802 E 28th St Baltimore, MD | 3.0 | 1.0 | 1300 | $1,600 | $1.23 | 24d | 1 | 0.30mi |
| 1832 E 28th St Baltimore, MD | 3.0 | 1.0 | 1066 | $1,495 | $1.40 | 24d | 1 | 0.32mi |
| 1539 Abbotston St Baltimore, MD | 3.0 | 2.0 | 1800 | $1,995 | $1.11 | 43d | 1 | 0.35mi |
| 1504 Upshire Rd Unit 1E Baltimore, MD | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 43d | 1 | 0.43mi |
| 1040 E 33rd St Baltimore, MD | 1.0–2.0 | 1.0–2.0 | 775 | $1,525 | $1.97 | 2d | 10 | 0.45mi |
| 3222 Ellerslie Ave Baltimore, MD | 4.0 | 1.5 | 1550 | $1,950 | $1.26 | 43d | 1 | 0.58mi |
| 2606 Cecil Ave Baltimore, MD | 2.0 | 1.5 | 1200 | $1,500 | $1.25 | 43d | 1 | 0.60mi |
| 936 Montpelier St Baltimore, MD | 2.0 | 1.0 | 1260 | $1,450 | $1.15 | 24d | 1 | 0.62mi |
| 724 E 35th St Baltimore, MD | 3.0 | 1.5 | 1368 | $2,000 | $1.46 | 15d | 1 | 0.70mi |
| 721 E 36th St Unit Na Baltimore, MD | 2.0 | 1.0 | 1156 | $1,650 | $1.43 | 43d | 1 | 0.72mi |
| 1539 Ralworth Rd Baltimore, MD | 3.0 | 2.0 | 1580 | $1,950 | $1.23 | 15d | 1 | 0.77mi |
| 3026 Mathews St Baltimore, MD | 2.0 | 1.0 | 996 | $1,350 | $1.36 | 15d | 1 | 0.78mi |
| 616 Montpelier St Baltimore, MD | 3.0 | 1.0 | 1150 | $1,750 | $1.52 | 11d | 1 | 0.79mi |
| 3012 Mathews St Baltimore, MD | 2.0 | 1.0 | 996 | $1,100 | $1.10 | 18d | 1 | 0.79mi |
| 3721 Ellerslie Ave Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 894 | $1,603 | $1.79 | 2d | 1 | 0.79mi |
| 1617 Argonne Dr Baltimore, MD | 4.0 | 2.0 | 1200 | $2,550 | $2.12 | 43d | 1 | 0.84mi |
| 612 Chestnut Hill Ave Unit 1 Baltimore, MD | 2.0 | 1.0 | 900 | $1,999 | $2.22 | 43d | 1 | 0.84mi |
| 1607 Cliftview Ave Baltimore, MD | 3.0 | 1.0 | 1200 | $1,475 | $1.23 | 43d | 1 | 0.90mi |
| 2310 Aisquith St Baltimore, MD | 4.0 | 3.0 | 900 | $2,000 | $2.22 | 4d | 1 | 0.90mi |
| 3529 Greenmount Ave Baltimore, MD | 3.0 | 2.0 | 1316 | $1,575 | $1.20 | 43d | 1 | 0.91mi |
| 519 E 28th St Baltimore, MD | 3.0 | 2.0 | 1500 | $2,000 | $1.33 | 4d | 1 | 0.91mi |
| 436 Ilchester Ave Unit 1 Baltimore, MD | 2.0 | 2.0 | 1002 | $1,350 | $1.35 | 43d | 1 | 0.98mi |
| 348 E University Pkwy Baltimore, MD | 4.0 | 2.0 | 1809 | $2,400 | $1.33 | 43d | 1 | 0.99mi |
| 402 E 28th St Baltimore, MD | 3.0 | 1.0 | 1436 | $2,200 | $1.53 | 43d | 1 | 1.04mi |
| 3515 Parklawn Ave Baltimore, MD | 3.0 | 2.0 | 1240 | $1,700 | $1.37 | 2d | 1 | 1.04mi |
| 3436 Cardenas Ave Baltimore, MD | 2.0 | 1.0 | 1146 | $1,395 | $1.22 | 43d | 1 | 1.04mi |
| 450 E Lorraine Ave Baltimore, MD | 3.0 | 1.0 | 1344 | $1,695 | $1.26 | 43d | 1 | 1.05mi |
| 428 E Lorraine Ave Unit 1 Baltimore, MD | 3.0 | 1.5 | 1344 | $1,875 | $1.40 | 43d | 1 | 1.07mi |
| 428 E Lorraine Ave Baltimore, MD | 3.0 | 2.0 | 1344 | $1,875 | $1.40 | 24d | 1 | 1.07mi |
| 812 Nat Ct Apt 12 Baltimore, MD | 2.0 | 1.0 | 900 | $1,295 | $1.44 | 43d | 1 | 1.08mi |
| 3221 Guilford Ave Apt A Baltimore, MD | 3.0 | 1.5 | 1025 | $2,925 | $2.85 | 18d | 1 | 1.08mi |
| 2113 Belair Rd Baltimore, MD | 3.0 | 1.0 | 1344 | $1,795 | $1.34 | 43d | 1 | 1.09mi |
| 815 Gilrubin Ct Baltimore, MD | 2.0 | 1.0 | 900 | $1,695 | $1.88 | 43d | 1 | 1.09mi |
| 2828 Lake Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,850 | $1.59 | 4d | 1 | 1.10mi |
| 2735 Chesterfield Ave Baltimore, MD | 3.0 | 2.5 | 1536 | $2,000 | $1.30 | 11d | 1 | 1.10mi |
| 411 E Lorraine Ave Baltimore, MD | 3.0 | 1.5 | 1344 | $2,200 | $1.64 | 24d | 1 | 1.10mi |
Listing history 38 events
-
2026-06-18days on market $163,000 Active 113 DOM
-
2026-06-17days on market $163,000 Active 112 DOM
-
2026-06-16days on market $163,000 Active 111 DOM
-
2026-06-15days on market $163,000 Active 110 DOM
-
2026-06-13days on market $163,000 Active 108 DOM
-
2026-06-09days on market $163,000 Active 104 DOM
-
2026-06-08days on market $163,000 Active 103 DOM
-
2026-06-07days on market $163,000 Active 102 DOM
-
2026-06-04days on market $163,000 Active 99 DOM
-
2026-06-03days on market $163,000 Active 98 DOM
-
2026-06-02days on market $163,000 Active 97 DOM
-
2026-06-01days on market $163,000 Active 96 DOM
-
2026-05-31statusdays on market $163,000 Active 95 DOM
-
2026-05-16price $163,000 846-char remark
Show marketing remark (846 chars)
Lovely Porch front home near Lake Montebello and 33rd Street District. Close to many colleges and High Schools. Close to public transportation and loads of shopping opportunities. The home has a rare open floor plan with gleaming hardwood floors . Iron security doors and large kitchen with dishwasher and range hood, stove and fridge . Living and dining rooms are separated. There is a cosmetic fireplace mantle in the living room that can complement many decor styles. There is a large half bath on the first floor . The basement is finished with carpet tiles and a new mechanical room for storage or workshop. The 2nd floor has three bedrooms with large closets and carpeted floors. Each bedroom has a ceiling fan and newer windows along with a full bath . EASY TO SHOW AND EASY TO SELL. BALTIMORE FIRST TIME HOME BUYER INCENTIVES WELCOMED !
-
2026-04-22price $198,000 846-char remark
Show marketing remark (846 chars)
Lovely Porch front home near Lake Montebello and 33rd Street District. Close to many colleges and High Schools. Close to public transportation and loads of shopping opportunities. The home has a rare open floor plan with gleaming hardwood floors . Iron security doors and large kitchen with dishwasher and range hood, stove and fridge . Living and dining rooms are separated. There is a cosmetic fireplace mantle in the living room that can complement many decor styles. There is a large half bath on the first floor . The basement is finished with carpet tiles and a new mechanical room for storage or workshop. The 2nd floor has three bedrooms with large closets and carpeted floors. Each bedroom has a ceiling fan and newer windows along with a full bath . EASY TO SHOW AND EASY TO SELL. BALTIMORE FIRST TIME HOME BUYER INCENTIVES WELCOMED !
-
2026-03-26price $200,000 846-char remark
Show marketing remark (846 chars)
Lovely Porch front home near Lake Montebello and 33rd Street District. Close to many colleges and High Schools. Close to public transportation and loads of shopping opportunities. The home has a rare open floor plan with gleaming hardwood floors . Iron security doors and large kitchen with dishwasher and range hood, stove and fridge . Living and dining rooms are separated. There is a cosmetic fireplace mantle in the living room that can complement many decor styles. There is a large half bath on the first floor . The basement is finished with carpet tiles and a new mechanical room for storage or workshop. The 2nd floor has three bedrooms with large closets and carpeted floors. Each bedroom has a ceiling fan and newer windows along with a full bath . EASY TO SHOW AND EASY TO SELL. BALTIMORE FIRST TIME HOME BUYER INCENTIVES WELCOMED !
-
2026-03-11price $227,000 846-char remark
Show marketing remark (846 chars)
Lovely Porch front home near Lake Montebello and 33rd Street District. Close to many colleges and High Schools. Close to public transportation and loads of shopping opportunities. The home has a rare open floor plan with gleaming hardwood floors . Iron security doors and large kitchen with dishwasher and range hood, stove and fridge . Living and dining rooms are separated. There is a cosmetic fireplace mantle in the living room that can complement many decor styles. There is a large half bath on the first floor . The basement is finished with carpet tiles and a new mechanical room for storage or workshop. The 2nd floor has three bedrooms with large closets and carpeted floors. Each bedroom has a ceiling fan and newer windows along with a full bath . EASY TO SHOW AND EASY TO SELL. BALTIMORE FIRST TIME HOME BUYER INCENTIVES WELCOMED !
-
2026-02-16$235,000 Active 846-char remark
Show marketing remark (846 chars)
Lovely Porch front home near Lake Montebello and 33rd Street District. Close to many colleges and High Schools. Close to public transportation and loads of shopping opportunities. The home has a rare open floor plan with gleaming hardwood floors . Iron security doors and large kitchen with dishwasher and range hood, stove and fridge . Living and dining rooms are separated. There is a cosmetic fireplace mantle in the living room that can complement many decor styles. There is a large half bath on the first floor . The basement is finished with carpet tiles and a new mechanical room for storage or workshop. The 2nd floor has three bedrooms with large closets and carpeted floors. Each bedroom has a ceiling fan and newer windows along with a full bath . EASY TO SHOW AND EASY TO SELL. BALTIMORE FIRST TIME HOME BUYER INCENTIVES WELCOMED !
-
2025-06-27historical
-
2025-05-03price $225,000
-
2025-03-24$180,000 Active
-
2024-01-03historical $1,850
-
2023-12-16$1,850
-
2008-01-11soldstatus $149,900
-
2007-11-20soldstatus $149,900 Sold
-
2007-10-12historical
-
2007-08-02price $149,900
-
2007-05-25$159,900
-
2006-08-21soldstatus $56,000
-
2006-07-21historical
-
2006-07-13
-
2002-11-14soldstatus $19,500
-
2002-09-23historical
-
2002-09-13$19,000
-
1998-05-11soldstatus $20,000
-
1998-04-17soldstatus $20,000
-
1998-03-04historical
-
1997-09-08$20,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $1,881 · $157/mo
- Projected year-2 tax
- $1,881 · $157/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,235
- − Mortgage interest
- −$9,131
- − Property taxes
- −$1,881
- − Insurance
- −$815
- − Repairs & maintenance
- −$1,779
- − Management
- −$1,779
- − Depreciation
- −$4,742
- Taxable income
- $2,109
- Est. tax owed @ 24.0%
- −$506
- After-tax cash flow
- $4,106/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 44,014
- Household income
- $62,488
- Rent vs Own
- Severe rent burden
- 2564.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 60% White 26% Two or more races 6% Hispanic / Latino 5% Asian 5%
- Hispanic origin (detail)
- Common ancestry
- Romanian 2% Italian 1% Scotch-Irish 1%
- Foreign-born
- 10% · Canada, China, South Korea
- Languages at home
- 87% English-only · Spanish 4% French/Haitian/Cajun 2% Chinese 2%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -463.14%
- Current HPI
- 292.3986
- Rent YoY
- ▲ 1.63%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
||
Price history
+715.0% since first listed25 events — show timeline
- 2026-05-16 Price Changed $163,000 BRIGHT MLS
- 2026-04-22 Price Changed $198,000 BRIGHT MLS
- 2026-03-26 Price Changed $200,000 BRIGHT MLS
- 2026-03-11 Price Changed $227,000 BRIGHT MLS
- 2026-02-16 Listed $235,000 BRIGHT MLS
- 2025-06-27 Listing Removed — BRIGHT MLS
- 2025-05-03 Price Changed $225,000 BRIGHT MLS
- 2025-03-24 Listed $180,000 BRIGHT MLS
- 2024-01-03 Rental Removed $1,850 BRIGHTMLS
- 2023-12-16 Listed for Rent $1,850 BRIGHTMLS
- 2008-01-11 Sold (Public Records) $149,900 Public Records
- 2007-11-20 Sold (MLS) $149,900 MRIS
- 2007-10-12 Delisted — MRIS
- 2007-08-02 Price Changed $149,900 MRIS
- 2007-05-25 Listed $159,900 MRIS
- 2006-08-21 Sold (Public Records) $56,000 Public Records
- 2006-07-21 Delisted — MRIS
- 2006-07-13 Listed — MRIS
- 2002-11-14 Sold (MLS) $19,500 MRIS
- 2002-09-23 Delisted — MRIS
- 2002-09-13 Listed $19,000 MRIS
- 1998-05-11 Sold (Public Records) $20,000 Public Records
- 1998-04-17 Sold (MLS) $20,000 MRIS
- 1998-03-04 Delisted — MRIS
- 1997-09-08 Listed $20,000 MRIS
Property tax history
+3.5%/yrLatest (2025): $1,881 · +4.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…