2301 27th Ave N · Hueytown, AL 35023

$105,000

2 bd · 1.0 ba · 816 sqft · SingleFamily public records · 110 Days on market

Built 1953 0.28 ac lot $129/sqft · at area comps Est $102k · at est.

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.6/30.0
• DSCR +8.5/10.0
• ARV discount +6.0/15.0
• 1% rule +5.6/10.0
• Appreciation +4.7/10.0
• Rent growth +2.9/5.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0

Listing remarks MLS

Charming 2-bedroom, 1-bath home located on a spacious corner lot in Hueytown. This inviting property features a bright living room with abundant natural light and a cozy eat-in kitchen ideal for everyday living. Beautiful custom wood ceilings add warmth and character, giving the home a unique touch. The exterior has been freshly painted to enhance curb appeal, and a metal roof adds to the home’s appeal. A 2-car carport provides convenient covered parking, while two detached storage buildings offer excellent space for tools, hobbies, or additional storage needs. Move-in ready and well maintained, this home is a wonderful opportunity for first-time buyers, downsizers, or investors looking for value in a convenient location.

Key facts

• 0.28 acre lot
• 2 parking spots
• Built 1953

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $105k.

Deal economics

• At list price, monthly cash flow is $249 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $105k).
• Recommended offer: $96k (9.0% below list) — sets the bar for market timing.
• Cap rate 9.1% vs local median 5.9% in Hueytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, schools F, crime F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+1.6%/yr); 250 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• In year one you build about $96 of equity ($726 loan paydown + $-630 appreciation (-0.6% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-0.6% appreciation + 1.6% rent growth), your $29k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 110 days — a 9% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $35k; list at $105k implies a 199% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $95,550 (9.0% below list)

Questions for the listing agent

1. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 9.14%
• Cash-on-cash: 10.17%
• DSCR: 1.45
• GRM: 7.8

CMA / ARV

• ARV (median comp): $101,662
• List price: $105,000
• Delta: 3.28%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2104 26th Ave N	0.15mi	3/1.0 (+1)	884 (+8%)	1mo	$111,111	$126	73
2521 21st St N	0.19mi	2/1.5	816 (0%)	21mo	$97,500	$119	71
2006 27th Ave	0.39mi	3/1.0 (+1)	786 (-4%)	1mo	$40,000	$51	70
2421 Circle Dr	0.22mi	2/1.0	872 (+7%)	11mo	$75,300	$86	69
2925 20th St N	0.37mi	2/1.0	770 (-6%)	7mo	$95,000	$123	67
2423 Circle Dr	0.20mi	2/1.0	732 (-10%)	11mo	$52,000	$71	64
2812 20th St N	0.35mi	2/1.0	886 (+9%)	8mo	$151,500	$171	62
1817 1/2 29th Ave	0.55mi	2/1.0	756 (-7%)	0mo	$60,000	$79	62
2017 Mississippi Ave	0.31mi	3/1.0 (+1)	872 (+7%)	14mo	$86,000	$99	57
2223 Circle Dr	0.42mi	3/1.0 (+1)	904 (+11%)	10mo	$140,900	$156	49
2225 19th St N	0.69mi	3/1.0 (+1)	888 (+9%)	1mo	$35,000	$39	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: 6.2%
• Equity multiple: 1.28×
• Total profit: $8,288
• Equity at exit: $27,376

10-year hold

• IRR: 11.1%
• Equity multiple: 2.08×
• Total profit: $31,867
• Equity at exit: $30,516

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35023

• Home prices YoY: -0.1%
• Rents YoY: 1.6%
• Active inventory: 250
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $1,116 high
• Mortgage (P&I): −$551
• Tax from tax record: −$38 /mo · $457/yr
• Insurance: −$44
• HOA: −$0
• Vacancy / Maint / Mgmt: −$234
• Net cashflow: $249

Break-even live

Break-even rent $801

Max offer price $105,000

Occupancy floor 73%

Sensitivity live

Price	-10% $309	-5% $279	+0% $249	+5% $220	+10% $190
Rent	-10% $161	-5% $205	+0% $249	+5% $293	+10% $337
Rate	-1.0pp $302	-0.5pp $276	base $249	+0.5pp $222	+1.0pp $194

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,250
• Closing costs: $3,150
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2423 Circle Dr Bessemer, AL	2.0	1.0	732	$1,050	$1.43	44d	1	0.22mi
2822 Brooklane Dr Bessemer, AL	2.0	1.0	975	$1,000	$1.03	44d	1	0.35mi
2234 19th St N Bessemer, AL	2.0	1.0	1106	$975	$0.88	44d	1	0.70mi
1623 26th Ave N Bessemer, AL	2.0	1.0	1004	$1,095	$1.09	11d	1	0.74mi
119 Lakeland Ave Bessemer, AL	3.0	1.0	1042	$1,125	$1.08	24d	1	0.80mi
309 Sunrise Blvd Bessemer, AL	2.0	1.0	1105	$1,160	$1.05	11d	1	1.07mi
1314 22nd Ave N Bessemer, AL	3.0	1.0	1038	$1,000	$0.96	44d	1	1.30mi

Listing history 19 events

1. 2026-06-18
   days on market $105,000 Active 110 DOM
2. 2026-06-17
   days on market $105,000 Active 109 DOM
3. 2026-06-16
   days on market $105,000 Active 108 DOM
4. 2026-06-15
   days on market $105,000 Active 107 DOM
5. 2026-06-13
   days on market $105,000 Active 105 DOM
6. 2026-06-10
   days on market $105,000 Active 102 DOM
7. 2026-06-09
   days on market $105,000 Active 101 DOM
8. 2026-06-08
   days on market $105,000 Active 100 DOM
9. 2026-06-07
   days on market $105,000 Active 99 DOM
10. 2026-06-03
    days on market $105,000 Active 95 DOM
11. 2026-06-02
    days on market $105,000 Active 94 DOM
12. 2026-06-01
    days on market $105,000 Active 93 DOM
13. 2026-05-31
    days on market $105,000 Active 92 DOM
14. 2026-05-13
    price $105,000 737-char remark

    Show marketing remark (737 chars)

    Charming 2-bedroom, 1-bath home located on a spacious corner lot in Hueytown. This inviting property features a bright living room with abundant natural light and a cozy eat-in kitchen ideal for everyday living. Beautiful custom wood ceilings add warmth and character, giving the home a unique touch. The exterior has been freshly painted to enhance curb appeal, and a metal roof adds to the home’s appeal. A 2-car carport provides convenient covered parking, while two detached storage buildings offer excellent space for tools, hobbies, or additional storage needs. Move-in ready and well maintained, this home is a wonderful opportunity for first-time buyers, downsizers, or investors looking for value in a convenient location.

15. 2026-04-20
    price $108,000 737-char remark

    Show marketing remark (737 chars)

    Charming 2-bedroom, 1-bath home located on a spacious corner lot in Hueytown. This inviting property features a bright living room with abundant natural light and a cozy eat-in kitchen ideal for everyday living. Beautiful custom wood ceilings add warmth and character, giving the home a unique touch. The exterior has been freshly painted to enhance curb appeal, and a metal roof adds to the home’s appeal. A 2-car carport provides convenient covered parking, while two detached storage buildings offer excellent space for tools, hobbies, or additional storage needs. Move-in ready and well maintained, this home is a wonderful opportunity for first-time buyers, downsizers, or investors looking for value in a convenient location.

16. 2026-03-20
    price $109,900 737-char remark

    Show marketing remark (737 chars)

    Charming 2-bedroom, 1-bath home located on a spacious corner lot in Hueytown. This inviting property features a bright living room with abundant natural light and a cozy eat-in kitchen ideal for everyday living. Beautiful custom wood ceilings add warmth and character, giving the home a unique touch. The exterior has been freshly painted to enhance curb appeal, and a metal roof adds to the home’s appeal. A 2-car carport provides convenient covered parking, while two detached storage buildings offer excellent space for tools, hobbies, or additional storage needs. Move-in ready and well maintained, this home is a wonderful opportunity for first-time buyers, downsizers, or investors looking for value in a convenient location.

17. 2026-02-28
    listed $114,900 Active 737-char remark

    Show marketing remark (737 chars)

    Charming 2-bedroom, 1-bath home located on a spacious corner lot in Hueytown. This inviting property features a bright living room with abundant natural light and a cozy eat-in kitchen ideal for everyday living. Beautiful custom wood ceilings add warmth and character, giving the home a unique touch. The exterior has been freshly painted to enhance curb appeal, and a metal roof adds to the home’s appeal. A 2-car carport provides convenient covered parking, while two detached storage buildings offer excellent space for tools, hobbies, or additional storage needs. Move-in ready and well maintained, this home is a wonderful opportunity for first-time buyers, downsizers, or investors looking for value in a convenient location.

18. 2026-02-22
    historical $114,900 737-char remark

    Show marketing remark (737 chars)

    Charming 2-bedroom, 1-bath home located on a spacious corner lot in Hueytown. This inviting property features a bright living room with abundant natural light and a cozy eat-in kitchen ideal for everyday living. Beautiful custom wood ceilings add warmth and character, giving the home a unique touch. The exterior has been freshly painted to enhance curb appeal, and a metal roof adds to the home’s appeal. A 2-car carport provides convenient covered parking, while two detached storage buildings offer excellent space for tools, hobbies, or additional storage needs. Move-in ready and well maintained, this home is a wonderful opportunity for first-time buyers, downsizers, or investors looking for value in a convenient location.

19. 1989-06-26
    soldstatus $35,150

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $457 · $38/mo
• Projected year-2 tax: $457 · $38/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,393
• − Mortgage interest: −$5,882
• − Property taxes: −$457
• − Insurance: −$525
• − Repairs & maintenance: −$1,071
• − Management: −$1,071
• − Depreciation: −$3,055
• Taxable income: $1,332
• Est. tax owed @ 24.0%: −$320
• After-tax cash flow: $2,671/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Hueytown

• Score: 57/100
• State rank: #378
• US rank: #21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hueytown, AL
• County: Jefferson County · 527,445 people
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 25,533
• Household income: $69,863
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 247.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.60%
• Current HPI: 389.38
• Rent YoY: ▲ 1.60%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+198.7% since first listed

6 events — show timeline

• 2026-05-13 Price Changed $105,000 Greater Alabama MLS
• 2026-04-20 Price Changed $108,000 Greater Alabama MLS
• 2026-03-20 Price Changed $109,900 Greater Alabama MLS
• 2026-02-28 Listed $114,900 Greater Alabama MLS
• 2026-02-22 Coming Soon $114,900 Greater Alabama MLS
• 1989-06-26 Sold (Public Records) $35,150 Public Records

Property tax history

-4.5%/yr

Latest (2025): $457 · +2.4% YoY. Source: county tax records.