338 E Jackson St · Parkhill, PA 15909

$79,900

3 bd · 1.5 ba · 1,330 sqft · SingleFamily · 36 Days on market

0.40 ac lot $60/sqft · 10% below area Est $89k · 10% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +11.9/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +6.8/10.0
• Schools +3.6/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Nestled on a spacious corner lot in Conemaugh Valley School District, this three-bedroom, 1.5-bath residence offers incredible potential. The main level provides a practical layout featuring a mudroom, an eat-in kitchen, formal dining room, a comfortable living room, and a convenient half bath. Upstairs, you will find three bedrooms, a full bath, and a walk-up attic that offers excellent storage space. The exterior is a standout for hobbyists and organized homeowners alike, with an impressive three-car garage, a tidy storage shed, and the peace of mind provided by a built-in Generac whole-house generator. While the basement offers additional flexible space for storage or a future finished room, a few modern updates will easily transform this solid house into your "home sweet home. "

Key facts

• Formal dining room
• Mudroom
• Eat-in kitchen

Tags

• CORNER LOT
• MUDROOM
• EAT-IN KITCHEN
• FORMAL DINING ROOM
• WALK-UP ATTIC
• EXCELLENT STORAGE SPACE

Property features AI

Exterior

• Parking: Detached garage; Garage with door opener; Off-street parking for three vehicles
• Utilities: Public water; Public sewer
• Home design: Two-story frame house; Asphalt roof; Resale property
• Construction: Frame construction
• Exterior features: Full basement with walk-up access

Interior

• Flooring: Hardwood flooring; Vinyl flooring; Carpet
• Bathrooms: One full bathroom; One half bathroom
• Heating & cooling: Hot water heating; Oil-fired heating
• Interior features: Window treatments throughout; Screens on windows

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $80k.

Deal economics

• At list price, monthly cash flow is $408 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $80k).
• Recommended offer: $78k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Conemaugh Valley SD (rural): math 30% / reading 56% proficiency, ranked #313 of 539 in PA (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 22 active listings in the ZIP; 64 units permitted in Cambria County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($552 loan paydown + $3k appreciation (3.6% local appreciation)).
• Cambria County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.6% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 10, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 36 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $77,503 (3.0% below list)

Questions for the listing agent

1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.51% ✓
• Cap rate: 12.41%
• Cash-on-cash: 21.86%
• DSCR: 1.97
• GRM: 5.5

CMA / ARV

• ARV (median comp): $88,504
• List price: $79,900
• Delta: -9.72%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
474 Kenwood Dr	0.31mi	3/1.5	1,350 (+2%)	17mo	$65,000	$48	69
345 Parkhill Dr	0.40mi	3/1.0	1,312 (-1%)	19mo	$79,900	$61	61
213 Gelesh St	0.66mi	3/2.0	1,376 (+4%)	14mo	$121,000	$88	50
344 Parkhill Dr	0.43mi	4/1.5 (+1)	1,407 (+6%)	20mo	$43,500	$31	48
370 Ridgeview Ln	0.59mi	3/2.0	1,394 (+5%)	20mo	$165,000	$118	46
1207 Bartlett St	0.55mi	3/1.0	1,436 (+8%)	20mo	$145,000	$101	43
509 Bailing St	0.66mi	3/1.0	1,502 (+13%)	8mo	$154,900	$103	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.56% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 29.2%
• Equity multiple: 2.70×
• Total profit: $38,002
• Equity at exit: $38,486

10-year hold

• IRR: 29.1%
• Equity multiple: 5.29×
• Total profit: $96,032
• Equity at exit: $61,384

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15909

• Home prices YoY: 2.4%
• Active inventory: 22
• Price-to-rent: 5.5×

Monthly cashflow live

• Estimated rent: $1,208 medium
• Mortgage (P&I): −$419
• Tax from tax record: −$95 /mo · $1,136/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$254
• Net cashflow: $408

Break-even live

Break-even rent $692

Max offer price $79,900

Occupancy floor 61%

Sensitivity live

Price	-10% $453	-5% $430	+0% $408	+5% $385	+10% $362
Rent	-10% $312	-5% $360	+0% $408	+5% $455	+10% $503
Rate	-1.0pp $448	-0.5pp $428	base $408	+0.5pp $387	+1.0pp $366

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,975
• Closing costs: $2,397
• Reserves months: —
• Total cash needed: —

Listing history 16 events

1. 2026-06-19
   days on market $79,900 Active 36 DOM
2. 2026-06-18
   days on market $79,900 Active 35 DOM
3. 2026-06-17
   days on market $79,900 Active 34 DOM
4. 2026-06-16
   days on market $79,900 Active 33 DOM
5. 2026-06-15
   days on market $79,900 Active 32 DOM
6. 2026-06-14
   days on market $79,900 Active 30 DOM
7. 2026-06-12
   days on market $79,900 Active 29 DOM
8. 2026-06-09
   days on market $79,900 Active 26 DOM
9. 2026-06-08
   days on market $79,900 Active 25 DOM
10. 2026-06-07
    days on market $79,900 Active 24 DOM
11. 2026-06-02
    statusdays on market $79,900 Active 19 DOM

    Show marketing remark (803 chars)

    Nestled on a spacious corner lot in Conemaugh Valley School District, this three-bedroom, 1.5-bath residence offers incredible potential. The main level provides a practical layout featuring a mudroom, an eat-in kitchen, formal dining room, a comfortable living room, and a convenient half bath. Upstairs, you will find three bedrooms, a full bath, and a walk-up attic that offers excellent storage space. The exterior is a standout for hobbyists and organized homeowners alike, with an impressive three-car garage, a tidy storage shed, and the peace of mind provided by a built-in Generac whole-house generator. While the basement offers additional flexible space for storage or a future finished room, a few modern updates will easily transform this solid house into your "home sweet home. "

12. 2026-06-01
    days on market $79,900 Contingent 18 DOM
13. 2026-05-31
    days on market $79,900 Contingent 17 DOM
14. 2026-05-30
    days on market $79,900 Contingent 16 DOM
15. 2026-05-14
    listed $79,900 Active 803-char remark

    Show marketing remark (803 chars)

    Nestled on a spacious corner lot in Conemaugh Valley School District, this three-bedroom, 1.5-bath residence offers incredible potential. The main level provides a practical layout featuring a mudroom, an eat-in kitchen, formal dining room, a comfortable living room, and a convenient half bath. Upstairs, you will find three bedrooms, a full bath, and a walk-up attic that offers excellent storage space. The exterior is a standout for hobbyists and organized homeowners alike, with an impressive three-car garage, a tidy storage shed, and the peace of mind provided by a built-in Generac whole-house generator. While the basement offers additional flexible space for storage or a future finished room, a few modern updates will easily transform this solid house into your "home sweet home. "

16. 2026-05-13
    listed $79,900 Active 803-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,136 · $95/mo
• Projected year-2 tax: $1,199 · $100/mo
• Expected delta: +$63/yr (+$5/mo · 5.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥93°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,498
• − Mortgage interest: −$4,476
• − Property taxes: −$1,136
• − Insurance: −$400
• − Repairs & maintenance: −$1,160
• − Management: −$1,160
• − Depreciation: −$2,324
• Taxable income: $3,843
• Est. tax owed @ 24.0%: −$922
• After-tax cash flow: $3,968/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Conemaugh Valley SD
• NCES district ID: 4206430
• Math proficiency: 30% ▼ -18.00%
• Reading proficiency: 56% ▼ -11.00%
• Median HH income: $42,523
• Composite: 36.16/100
• National rank: #4739
• State rank: #313 of 539 in PA

Livability — Parkhill

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Parkhill, PA
• City population: 162
• Population (ZIP): 4,850

Population outlook (Cambria County) Hauer SSP2

• Today (2025): 122,754 people
• By 2030: 115,827 · -5.6%
• By 2040: 101,309 · -17.5%
• By 2050: 88,379 · -28.0%
• By 2075: 65,237 · -46.9%
• By 2100: 46,909 · -61.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Romanian 13% Polish 2% Slovak 2%
• Foreign-born: 0%
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Cambria

• 2024 margin: Solid R (+39.7) · D 29.8% · R 69.5%
• 2008→2024 swing: -40.4pp toward R · 2008: 0.7pp · 2024: -39.7pp
• All cycles: 2024: R+39.7 2020: R+37.3 2016: R+37.8 2012: R+17.8 2008: D+0.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.56%
• Current HPI: 150.8221
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+0.0% since first listed

6 events — show timeline

• 2026-06-02 Relisted — CSMLS
• 2026-06-02 Relisted — West Penn MLS
• 2026-05-22 Contingent — CSMLS
• 2026-05-22 Contingent — West Penn MLS
• 2026-05-14 Listed $79,900 CSMLS
• 2026-05-13 Listed $79,900 West Penn MLS

Property tax history

+1.2%/yr

Latest (2026): $1,136 · +0.0% YoY. Source: county tax records.