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805 NW 5th St
C Composite 56.69
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.8/10.0
  • 1% rule +5.1/10.0
  • Livability +3.8/5.0
  • Schools +3.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$167,000

805 NW 5th St · Andrews, TX 79714
3 bd · 1.0 ba · 1,527 sqft · SingleFamily public records · 409 Days on market
Built 1955 8,276 sqft lot $109/sqft · 21% below area Est $211k · 21% under ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming & well-maintained home with spacious rooms and a nice front and back yard. Great layout with large utility room, open kitchen concept and oversized back yard- ideal for gardening, play, or simply enjoying the outdoors. Located in a great neighborhood, near shopping, schools and restaurants. PERFECT starter home! Call to schedule your tour asap!

Key facts

  • Near schools
  • Near shopping
  • Front and back yard

Tags

FRONT AND BACK YARDLARGE UTILITY ROOMOPEN KITCHEN CONCEPTOVERSIZED BACK YARDNEAR SHOPPINGNEAR SCHOOLS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $167k.

Deal economics

  • At list price, monthly cash flow is $156 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $167k).
  • Recommended offer: $147k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#151 in TX, #4,199 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, amenities F, commute F.
  • Andrews ISD (town): math 41% / reading 42% proficiency, ranked #311 of 826 in TX (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 204 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 72 units permitted in Andrews County in 2024 (48 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Andrews County population projected at +90% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 409 days — a 12% lower offer ($147k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $25k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $146,960 (12.0% below list)

Questions for the listing agent

  1. It's been on market 409 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.41%
Cash-on-cash
4.00%
DSCR
1.18
GRM
8.3

CMA / ARV

ARV (median comp)
$210,946
List price
$167,000
Delta
-20.83%
Verdict
UNDERPRICED
Comps
3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1102 NW 13th St 0.64mi 3/2.0 1,506 (-1%) 18mo $169,900 $113 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-10.0%
Equity multiple
0.63×
Total profit
$-17,085
Equity at exit
$24,900
10-year hold
IRR
-0.6%
Equity multiple
0.96×
Total profit
$-1,926
Equity at exit
$14,439

Cash invested: $46,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79714

Home prices YoY
-18.8%
Active inventory
204
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,685 medium interval (Pro) →
Mortgage (P&I)
$876
Tax from tax record
$230 /mo · $2,755/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$354
Net cashflow
$156

Break-even live

Break-even rent $1,487
Max offer price $167,000
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,750
Closing costs
$5,010
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
601 NW 12th Pl Andrews, TX 3.0 2.0 1705 $1,875 $1.10 44d 1 0.54mi
400 NW 12th St Andrews, TX 3.0 2.0 1152 $1,450 $1.26 44d 1 0.58mi
200 NW Avenue M Andrews, TX 1.0–3.0 1.0–2.0 900 $1,900 $2.11 44d 12 0.60mi

Listing history 10 events

  1. 2026-06-01
    days on market $167,000 Active 409 DOM
  2. 2026-05-31
    days on market $167,000 Active 408 DOM
  3. 2026-05-30
    days on market $167,000 Active 407 DOM
  4. 2025-11-12
    price $167,000 361-char remark
    Show marketing remark (361 chars)

    Charming & well-maintained home with spacious rooms and a nice front and back yard. Great layout with large utility room, open kitchen concept and oversized back yard- ideal for gardening, play, or simply enjoying the outdoors. Located in a great neighborhood, near shopping, schools and restaurants. PERFECT starter home! Call to schedule your tour asap!

  5. 2025-11-11
    status Active 361-char remark
    Show marketing remark (361 chars)

    Charming & well-maintained home with spacious rooms and a nice front and back yard. Great layout with large utility room, open kitchen concept and oversized back yard- ideal for gardening, play, or simply enjoying the outdoors. Located in a great neighborhood, near shopping, schools and restaurants. PERFECT starter home! Call to schedule your tour asap!

  6. 2025-11-11
    price $182,000 361-char remark
    Show marketing remark (361 chars)

    Charming & well-maintained home with spacious rooms and a nice front and back yard. Great layout with large utility room, open kitchen concept and oversized back yard- ideal for gardening, play, or simply enjoying the outdoors. Located in a great neighborhood, near shopping, schools and restaurants. PERFECT starter home! Call to schedule your tour asap!

  7. 2025-11-01
    historical 361-char remark
    Show marketing remark (361 chars)

    Charming & well-maintained home with spacious rooms and a nice front and back yard. Great layout with large utility room, open kitchen concept and oversized back yard- ideal for gardening, play, or simply enjoying the outdoors. Located in a great neighborhood, near shopping, schools and restaurants. PERFECT starter home! Call to schedule your tour asap!

  8. 2025-08-02
    price $187,000 361-char remark
    Show marketing remark (361 chars)

    Charming & well-maintained home with spacious rooms and a nice front and back yard. Great layout with large utility room, open kitchen concept and oversized back yard- ideal for gardening, play, or simply enjoying the outdoors. Located in a great neighborhood, near shopping, schools and restaurants. PERFECT starter home! Call to schedule your tour asap!

  9. 2025-04-10
    listed $192,000 Active 361-char remark
    Show marketing remark (361 chars)

    Charming & well-maintained home with spacious rooms and a nice front and back yard. Great layout with large utility room, open kitchen concept and oversized back yard- ideal for gardening, play, or simply enjoying the outdoors. Located in a great neighborhood, near shopping, schools and restaurants. PERFECT starter home! Call to schedule your tour asap!

  10. 1990-03-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,755 · $230/mo
Projected year-2 tax
$3,056 · $255/mo
Expected delta
+$301/yr (+$25/mo · 10.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 9/10 Extreme
  • 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,218
− Mortgage interest
−$9,355
− Property taxes
−$2,755
− Insurance
−$835
− Repairs & maintenance
−$1,617
− Management
−$1,617
− Depreciation
−$4,858
Taxable loss
−$820
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$197
After-tax cash flow
$2,069/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Andrews ISD
NCES district ID
4808280
Math proficiency
41% ▼ -6.00%
Reading proficiency
42% ▲ 2.00%
Median HH income
$59,795
Composite
36.68/100
National rank
#4606
State rank
#311 of 826 in TX

Livability — Andrews

Score
75/100
State rank
#151
US rank
#4199

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment B+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Andrews, TX
County
Andrews County · 18,610 people
City population
18,610
Metro
Andrews, TX
Population (ZIP)
18,610
Household income
$72,242
Rent vs Own
21.5% rent · 78.5% own
Severe rent burden
277.0

Population outlook (Andrews County) Hauer SSP2

Today (2025)
25,215 people
By 2030
29,208 · +15.8%
By 2040
38,047 · +50.9%
By 2050
47,841 · +89.7%
By 2075
74,028 · +193.6%
By 2100
94,141 · +273.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (57%)
Race & ethnicity
Hispanic / Latino 57% White 40% Two or more races 24% Black 2%
Hispanic origin (detail)
Mexican 53%
Common ancestry
Italian 2% Lithuanian 1% Slovak 1%
Foreign-born
15% · Canada
Languages at home
60% English-only · Spanish 40%

Political lean MEDSL · Andrews

2024 margin
Solid R (+72.6) · D 13.3% · R 85.9%
2008→2024 swing
-7.2pp toward R · 2008: -65.4pp · 2024: -72.6pp
All cycles
2024: R+72.6 2020: R+69.8 2016: R+62.7 2012: R+63.5 2008: R+65.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -50.13%
Current HPI
216.4244
Rent YoY
Metro
Andrews, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-13.0% since first listed
7 events — show timeline
  • 2025-11-12 Price Changed $167,000 ODMLS
  • 2025-11-11 Relisted ODMLS
  • 2025-11-11 Price Changed $182,000 ODMLS
  • 2025-11-01 Delisted ODMLS
  • 2025-08-02 Price Changed $187,000 ODMLS
  • 2025-04-10 Listed $192,000 ODMLS
  • 1990-03-01 Sold (Public Records) Public Records

Property tax history

+6.1%/yr

Latest (2025): $2,755 · +12.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…