1137 Monroe Cir · Baltimore, MD 21225

$169,900

2 bd · 1.0 ba · 1,350 sqft · SingleFamily public records · 139 Days on market

Built 1915 5,998 sqft lot $126/sqft · 7% below area Est $182k · 7% under

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.2/30.0
• ARV discount +10.5/15.0
• 1% rule +4.3/10.0
• DSCR +4.0/10.0
• Livability +3.8/5.0
• Rent growth +3.5/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

ATTENTION INVESTORS!! Secure your next high-yield asset with 1137 Monroe Circle, a detached single-family gem located in the Brooklyn, MD hot investor market. This strategic 2-bedroom, 1-bathroom property offers significant value-add potential through its partially finished basement and a versatile rear auxiliary/storage room, perfect for increasing square footage or creating a premium rental feature. Unlike the standard inventory in 21225, this home sits on an expansive lot ideal for family gatherings and boasts both a detached garage and a private parking pad—two high-demand amenities. Whether you are looking to execute a high-margin fix-and-flip or build long-term equity in a location with easy access to I-895 and major employment hubs, this property’s unique footprint and functional layout make it a standout "unicorn" opportunity for any serious investor portfolio.

Key facts

• Expansive lot
• Private parking pad
• Functional layout

Tags

• DETACHED SINGLE-FAMILY GEM
• PARTIALLY FINISHED BASEMENT
• EXPANSIVE LOT
• DETACHED GARAGE
• PRIVATE PARKING PAD
• FUNCTIONAL LAYOUT

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $170k.

Deal economics

• At list price, monthly cash flow is $-3 ($-32/yr) — negative.
• To cash-flow at today's rent, offer at most $169k (0.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (7.0% below list).
• Recommended offer: $150k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL) — zoned schools average 62% FRL vs 79% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 43% at this address vs 12% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising fast (+4.1%/yr); 165 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• This rent runs 35% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 139 days — a 12% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 23y ago; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $26k; list at $170k implies a 553% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $149,512 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 139 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 6.27%
• Cash-on-cash: -0.07%
• DSCR: 1.00
• GRM: 9.0

CMA / ARV

• ARV (median comp): $181,961
• List price: $169,900
• Delta: -6.63%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3612 6th St	0.62mi	2/1.0	1,372 (+2%)	4mo	$89,999	$66	65
5226 6th St	0.73mi	3/1.0 (+1)	1,334 (-1%)	5mo	$195,000	$146	55
1503 Elmtree	0.51mi	3/1.0 (+1)	1,472 (+9%)	4mo	$130,000	$88	53
602 Arsan Ave	0.67mi	1/1.0 (-1)	1,294 (-4%)	19mo	$110,000	$85	41
4215 5th St	0.66mi	3/2.0 (+1)	1,310 (-3%)	19mo	$300,000	$229	40
4211 5th St	0.66mi	3/1.5 (+1)	1,251 (-7%)	13mo	$285,000	$228	39
5203 Disney Ave	0.72mi	2/1.0	1,170 (-13%)	21mo	$217,000	$185	27
409 Townsend	0.74mi	3/2.0 (+1)	1,464 (+8%)	19mo	$400,000	$273	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.08% rent growth · sell at horizon

5-year hold

• IRR: -15.1%
• Equity multiple: 0.46×
• Total profit: $-25,897
• Equity at exit: $25,333

10-year hold

• IRR: -4.6%
• Equity multiple: 0.68×
• Total profit: $-15,206
• Equity at exit: $14,690

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21225

• Home prices YoY: -31.9%
• Rents YoY: 4.1%
• Active inventory: 165
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $1,580 high
• Mortgage (P&I): −$891
• Tax from tax record: −$289 /mo · $3,468/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$332
• Net cashflow: $-3

Break-even live

Break-even rent $1,583

Max offer price $169,423

Occupancy floor 95%

Sensitivity live

Price	-10% $93	-5% $45	+0% $-3	+5% $-51	+10% $-99
Rent	-10% $-128	-5% $-65	+0% $-3	+5% $60	+10% $122
Rate	-1.0pp $83	-0.5pp $41	base $-3	+0.5pp $-47	+1.0pp $-92

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,475
• Closing costs: $5,097
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1353 Cambria St Brooklyn, MD	3.0	2.0	986	$1,600	$1.62	19d	1	0.12mi
1305 E Patapsco Ave Brooklyn, MD	3.0	1.5	930	$1,650	$1.77	6d	1	0.14mi
3816 W Bay Ave Unit 1 Baltimore, MD	2.0	1.0	1364	$1,155	$0.85	5d	1	0.14mi
1517 Sycamore St Curtis Bay, MD	3.0	1.5	1210	$1,999	$1.65	25d	1	0.19mi
3826 10th St Unit Entire House Baltimore, MD	3.0	2.0	1110	$2,400	$2.16	25d	1	0.24mi
3828 10th St Brooklyn, MD	3.0	2.0	1215	$2,350	$1.93	45d	1	0.24mi
837 E Jeffrey St Unit 2 Baltimore, MD	1.0	1.0	1116	$900	$0.81	45d	1	0.36mi
837 E Jeffrey St Apt 1 Baltimore, MD	1.0	1.0	1116	$900	$0.81	19d	1	0.36mi
1411 Filbert St Unit 2 Baltimore, MD	2.0	1.0	1428	$1,300	$0.91	45d	1	0.43mi
3840 8th St Brooklyn, MD	3.0	1.5	1088	$1,606	$1.48	6d	1	0.46mi
3822 6th St Brooklyn, MD	3.0	3.0	1580	$1,850	$1.17	25d	1	0.62mi
507 Washburn Ave Brooklyn, MD	3.0	1.5	1024	$2,500	$2.44	21d	1	0.64mi
507 Washburn Ave Brooklyn, MD	3.0	1.5	1024	$2,500	$2.44	6d	1	0.64mi
507 Washburn Ave Brooklyn, MD	3.0	1.5	1024	$2,500	$2.44	25d	1	0.64mi
603 Maude Ave Unit A Baltimore, MD	1.0	1.0	1294	$950	$0.73	6d	1	0.64mi
3428 7th St Unit B Baltimore, MD	1.0	1.0	1294	$1,150	$0.89	45d	1	0.65mi
4201 Audrey Ave Unit 1 Brooklyn, MD	2.0	1.0	1400	$1,350	$0.96	25d	1	0.65mi
3528 6th St Brooklyn, MD	2.0	2.5	1060	$1,500	$1.42	19d	1	0.66mi
4206 Audrey Ave Brooklyn, MD	3.0	3.0	1104	$1,950	$1.77	25d	1	0.67mi
4206 Audrey Ave Brooklyn, MD	2.0	2.0	1104	$1,275	$1.15	45d	1	0.67mi
5215 Wasena Ave Brooklyn, MD	3.0	1.0	1030	$1,650	$1.60	45d	1	0.72mi
3569 4th St Brooklyn, MD	2.0	1.5	1256	$1,200	$0.96	19d	1	0.79mi
4400 4th St Unit BASEMENT Baltimore, MD	2.0	1.0	925	$1,350	$1.46	45d	1	0.86mi
3513 Horton Ave Brooklyn, MD	3.0	1.0	1020	$1,600	$1.57	19d	1	0.86mi
49 Talbott St Brooklyn, MD	2.0	1.0	1300	$1,300	$1.00	25d	1	1.15mi
202 W Edgevale Rd Unit B Baltimore, MD	1.0	1.0	1824	$1,000	$0.55	0d	1	1.27mi
202 W Edgevale Rd Unit A Baltimore, MD	3.0	1.0	1824	$1,650	$0.90	6d	1	1.27mi
217 W Edgevale Rd Brooklyn, MD	3.0	1.5	992	$1,800	$1.81	25d	1	1.32mi
303 Arden Rd W Brooklyn, MD	3.0	2.0	1388	$2,500	$1.80	19d	1	1.35mi
732 Old Riverside Rd Brooklyn, MD	3.0	2.5	1570	$1,900	$1.21	45d	1	1.50mi

Listing history 45 events

1. 2026-06-21
   days on market $169,900 Active 139 DOM
2. 2026-06-18
   days on market $169,900 Active 136 DOM
3. 2026-06-17
   days on market $169,900 Active 135 DOM
4. 2026-06-16
   days on market $169,900 Active 134 DOM
5. 2026-06-15
   days on market $169,900 Active 133 DOM
6. 2026-06-13
   days on market $169,900 Active 131 DOM
7. 2026-06-09
   days on market $169,900 Active 127 DOM
8. 2026-06-08
   days on market $169,900 Active 126 DOM
9. 2026-06-07
   days on market $169,900 Active 125 DOM
10. 2026-06-04
    days on market $169,900 Active 122 DOM
11. 2026-06-03
    days on market $169,900 Active 121 DOM
12. 2026-06-02
    days on market $169,900 Active 120 DOM
13. 2026-06-01
    days on market $169,900 Active 119 DOM
14. 2026-05-31
    days on market $169,900 Active 118 DOM
15. 2026-03-23
    price $169,900 903-char remark

    Show marketing remark (903 chars)

    ATTENTION INVESTORS!! Secure your next high-yield asset with 1137 Monroe Circle, a detached single-family gem located in the Brooklyn, MD hot investor market. This strategic 2-bedroom, 1-bathroom property offers significant value-add potential through its partially finished basement and a versatile rear auxiliary/storage room, perfect for increasing square footage or creating a premium rental feature. Unlike the standard inventory in 21225, this home sits on an expansive lot ideal for family gatherings and boasts both a detached garage and a private parking pad—two high-demand amenities. Whether you are looking to execute a high-margin fix-and-flip or build long-term equity in a location with easy access to I-895 and major employment hubs, this property’s unique footprint and functional layout make it a standout "unicorn" opportunity for any serious investor portfolio.

16. 2026-02-02
    listed $189,900 Active 903-char remark

    Show marketing remark (903 chars)

    ATTENTION INVESTORS!! Secure your next high-yield asset with 1137 Monroe Circle, a detached single-family gem located in the Brooklyn, MD hot investor market. This strategic 2-bedroom, 1-bathroom property offers significant value-add potential through its partially finished basement and a versatile rear auxiliary/storage room, perfect for increasing square footage or creating a premium rental feature. Unlike the standard inventory in 21225, this home sits on an expansive lot ideal for family gatherings and boasts both a detached garage and a private parking pad—two high-demand amenities. Whether you are looking to execute a high-margin fix-and-flip or build long-term equity in a location with easy access to I-895 and major employment hubs, this property’s unique footprint and functional layout make it a standout "unicorn" opportunity for any serious investor portfolio.

17. 2011-06-06
    historical 333-char remark

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

18. 2011-06-02
    soldstatus $26,000
19. 2011-05-31
    soldstatus $26,000 Sold 333-char remark

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

20. 2011-05-26
    status Contract 333-char remark

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

21. 2011-05-26
    historical

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

22. 2011-05-17
    price $27,000 333-char remark

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

23. 2011-05-02
    price $47,500 333-char remark

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

24. 2011-03-25
    price $49,900 333-char remark

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

25. 2011-03-07
    status Active 333-char remark

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

26. 2011-03-03
    historical 333-char remark

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

27. 2011-03-01
    price $54,900 333-char remark

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

28. 2010-12-31
    price $60,000 333-char remark

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

29. 2010-12-03
    listed $68,500 Active 333-char remark

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

30. 2010-12-03
    listed $27,000

    Show marketing remark (333 chars)

    * * ENORMOUS PRICE REDUCTION * * GET THIS WHILE YOU STILL CAN! 2BED, 1BATH RANCHER IN BROOKLYN MANOR. ENJOY THE RECENTLY REMODELED, EAT-IN KITCHEN W/ CERAMIC TILE FLOORS. LOWER LEVEL FAMILY ROOM ALSO WITH CERAMIC TILE FLOORS. NICE ENCLOSED FRONT PORCH. LARGE FENCED YARD & DETACHED 1-CAR GARAGE! BUYER TO VERIFY GROUND RENT.

31. 2010-11-02
    historical Withdrawn
32. 2010-11-01
    historical
33. 2010-08-10
    price
34. 2010-06-09
    listed Active
35. 2010-06-09
    listed $75,000
36. 2007-07-11
    soldstatus $160,000
37. 2007-06-11
    soldstatus $160,000
38. 2007-04-27
    historical
39. 2007-02-21
    listed $160,000
40. 2004-09-10
    soldstatus $40,000
41. 2004-08-09
    historical
42. 2003-10-16
    listed $52,900
43. 2003-03-21
    historical
44. 2003-03-04
    listed
45. 2000-06-19
    soldstatus $70,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,468 · $289/mo
• Projected year-2 tax: $3,468 · $289/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,957
• − Mortgage interest: −$9,517
• − Property taxes: −$3,468
• − Insurance: −$850
• − Repairs & maintenance: −$1,517
• − Management: −$1,517
• − Depreciation: −$4,943
• Taxable loss: −$2,852
• Est. tax savings @ 24.0%: +$685
• After-tax cash flow: $652/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Anne Arundel County · 535,653 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 34,062
• Household income: $54,020
• Rent vs Own: 50.4% rent · 49.6% own
• Severe rent burden: 1440.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: Black 42% White 32% Hispanic / Latino 20% Two or more races 8% Native American 3% Asian 2%
• Hispanic origin (detail): Mexican 5% Puerto Rican 1%
• Common ancestry: Romanian 2% Lithuanian 1% Iranian 1%
• Foreign-born: 12% · Canada, China
• Languages at home: 81% English-only · Spanish 16% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -119.44%
• Current HPI: 254.5089
• Rent YoY: ▲ 4.08%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+142.7% since first listed

31 events — show timeline

• 2026-03-23 Price Changed $169,900 BRIGHT MLS
• 2026-02-02 Listed $189,900 BRIGHT MLS
• 2011-06-06 Delisted — MRIS
• 2011-06-02 Sold (MLS) $26,000 BRIGHT MLS
• 2011-05-31 Sold (MLS) $26,000 MRIS
• 2011-05-26 Pending — MRIS
• 2011-05-26 Listing Removed — BRIGHT MLS
• 2011-05-17 Price Changed $27,000 MRIS
• 2011-05-02 Price Changed $47,500 MRIS
• 2011-03-25 Price Changed $49,900 MRIS
• 2011-03-07 Relisted — MRIS
• 2011-03-03 Delisted — MRIS
• 2011-03-01 Price Changed $54,900 MRIS
• 2010-12-31 Price Changed $60,000 MRIS
• 2010-12-03 Listed $68,500 MRIS
• 2010-12-03 Listed $27,000 BRIGHT MLS
• 2010-11-02 Delisted — MRIS
• 2010-11-01 Listing Removed — BRIGHT MLS
• 2010-08-10 Price Changed — MRIS
• 2010-06-09 Listed — MRIS
• 2010-06-09 Listed $75,000 BRIGHT MLS
• 2007-07-11 Sold (Public Records) $160,000 Public Records
• 2007-06-11 Sold (MLS) $160,000 MRIS
• 2007-04-27 Delisted — MRIS
• 2007-02-21 Listed $160,000 MRIS
• 2004-09-10 Sold (MLS) $40,000 MRIS
• 2004-08-09 Delisted — MRIS
• 2003-10-16 Listed $52,900 MRIS
• 2003-03-21 Delisted — MRIS
• 2003-03-04 Listed — MRIS
• 2000-06-19 Sold (Public Records) $70,000 Public Records

Property tax history

+2.6%/yr

Latest (2025): $3,468 · +7.2% YoY. Source: county tax records.