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63 Dogwood St
C+ Composite 60.14
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.6/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.4/10.0
  • Livability +3.3/5.0
  • ARV discount +2.8/15.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$250,000

63 Dogwood St · West Fork, AR 72774
3 bd · 2.0 ba · 1,216 sqft · SingleFamily public records · 4 Days on market
Built 1964 0.90 ac lot Est $226k · 11% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

An open concept living space, set among mature trees on. 90 acre with space for RV parking and fenced backyard park like setting. Generous storage off carport. Mature trees with amazing shade and shrubs. Newer roof, new , cozy wood stove, covered deck to have coffee in the mornings, extra seating for breakfast. Refrigerator, washer/dryer to convey. Close to school, public park by the River with walking trails, Harps Grocery. Small town with easy access to 71 and 49. 8 Miles to Fayetteville.

Key facts

  • Covered front porch
  • Wood beam details
  • L-shaped kitchen

Tags

COVERED FRONT PORCHOPEN CONCEPT LIVING AREAWOOD BURNING FIREPLACEWOOD BEAM DETAILSSPACIOUS DINING AREAL-SHAPED KITCHEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $899 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $250k).
  • Cap rate 10.6% vs local median 5.5% in West Fork — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#126 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
  • West Fork School District (rural): math 23% / reading 26% proficiency, ranked #182 of 238 in AR (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 74 active listings in the ZIP; 3,494 units permitted in Washington County in 2024 (1,497 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Washington County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $200k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $250,000

Questions for the listing agent

  1. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
10.61%
Cash-on-cash
15.42%
DSCR
1.69
GRM
6.7

CMA / ARV

ARV (on-the-fly)
$226,176
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
63 Dogwood St 0.00mi 3/2.0 1,216 (0%) 1mo $255,000 $210 99
126 Pleasant St 0.38mi 3/2.0 1,272 (+5%) 2mo $229,000 $180 73
43 Mecca St 0.23mi 3/1.0 1,308 (+8%) 3mo $320,000 $245 70
193 Westwood Ave 0.41mi 3/2.0 1,263 (+4%) 12mo $235,000 $186 64
37 Centerwood St 0.28mi 3/1.5 1,134 (-7%) 12mo $199,900 $176 63
50 Northwood St 0.36mi 3/1.5 1,321 (+9%) 6mo $236,000 $179 61
212 Redbud Trl 0.28mi 3/1.5 1,056 (-13%) 6mo $160,000 $152 57
6 N Sycamore Ave 0.35mi 3/2.0 1,358 (+12%) 11mo $260,000 $191 55
27 Northwood St 0.32mi 3/1.5 1,040 (-14%) 6mo $205,000 $197 54
155 Westwood Ave 0.39mi 3/1.5 1,356 (+12%) 11mo $215,000 $159 52
279 N Centennial Ave 0.35mi 3/1.0 1,052 (-14%) 11mo $212,500 $202 48
125 Pleasant St 0.39mi 4/2.0 (+1) 1,387 (+14%) 10mo $229,000 $165 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
6.1%
Equity multiple
1.24×
Total profit
$16,701
Equity at exit
$37,276
10-year hold
IRR
15.5%
Equity multiple
2.26×
Total profit
$88,038
Equity at exit
$21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72774

Home prices YoY
-16.0%
Active inventory
74
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$3,099 medium interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$134 /mo · $1,605/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$651
Net cashflow
$899

Break-even live

Break-even rent $1,961
Max offer price $250,000
Occupancy floor 66%

Sensitivity live

Price -10% $1,041 -5% $970 +0% $899 +5% $829 +10% $758
Rent -10% $654 -5% $777 +0% $899 +5% $1,022 +10% $1,144
Rate -1.0pp $1,025 -0.5pp $963 base $899 +0.5pp $834 +1.0pp $769

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 13 events

  1. 2026-04-28
    status Pending
  2. 2026-04-23
    listed $250,000 Active
  3. 2022-08-01
    soldstatus $200,000
  4. 2022-07-29
    soldstatus $200,000 Closed 498-char remark
    Show marketing remark (498 chars)

    An open concept living space, set among mature trees on. 90 acre with space for RV parking and fenced backyard park like setting. Generous storage off carport. Mature trees with amazing shade and shrubs. Newer roof, new , cozy wood stove, covered deck to have coffee in the mornings, extra seating for breakfast. Refrigerator, washer/dryer to convey. Close to school, public park by the River with walking trails, Harps Grocery. Small town with easy access to 71 and 49. 8 Miles to Fayetteville.

  5. 2022-07-06
    status Pending 498-char remark
    Show marketing remark (498 chars)

    An open concept living space, set among mature trees on. 90 acre with space for RV parking and fenced backyard park like setting. Generous storage off carport. Mature trees with amazing shade and shrubs. Newer roof, new , cozy wood stove, covered deck to have coffee in the mornings, extra seating for breakfast. Refrigerator, washer/dryer to convey. Close to school, public park by the River with walking trails, Harps Grocery. Small town with easy access to 71 and 49. 8 Miles to Fayetteville.

  6. 2022-06-30
    listed $189,500 Active 498-char remark
    Show marketing remark (498 chars)

    An open concept living space, set among mature trees on. 90 acre with space for RV parking and fenced backyard park like setting. Generous storage off carport. Mature trees with amazing shade and shrubs. Newer roof, new , cozy wood stove, covered deck to have coffee in the mornings, extra seating for breakfast. Refrigerator, washer/dryer to convey. Close to school, public park by the River with walking trails, Harps Grocery. Small town with easy access to 71 and 49. 8 Miles to Fayetteville.

  7. 2019-06-03
    soldstatus $136,000
  8. 2019-05-30
    soldstatus $136,000 498-char remark
    Show marketing remark (498 chars)

    An open concept living space, set among mature trees on an acre with space for RV parking and fenced backyard park like setting. Generous storage off carport. Flowering trees with amazing shade and shrubs. New roof, new paint, cozy wood stove, covered deck to have coffee in the mornings, extra seating for breakfast. Refrigerator, washer/dryer and freezer convey. Close to school, public park with walking trails, Harps Grocery. Small town with easy access to 71 and 49. 8 Miles to Fayetteville.

  9. 2019-04-01
    listed $140,500 498-char remark
    Show marketing remark (498 chars)

    An open concept living space, set among mature trees on an acre with space for RV parking and fenced backyard park like setting. Generous storage off carport. Flowering trees with amazing shade and shrubs. New roof, new paint, cozy wood stove, covered deck to have coffee in the mornings, extra seating for breakfast. Refrigerator, washer/dryer and freezer convey. Close to school, public park with walking trails, Harps Grocery. Small town with easy access to 71 and 49. 8 Miles to Fayetteville.

  10. 2012-08-15
    soldstatus $67,800
  11. 2012-05-18
    listed $71,400
  12. 2006-06-27
    soldstatus $110,000
  13. 1997-10-24
    soldstatus $67,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,605 · $134/mo
Projected year-2 tax
$1,605 · $134/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,189
− Mortgage interest
−$14,004
− Property taxes
−$1,605
− Insurance
−$1,250
− Repairs & maintenance
−$2,975
− Management
−$2,975
− Depreciation
−$7,273
Taxable income
$7,106
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,706
After-tax cash flow
$9,086/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Fork School District
NCES district ID
0514010
Math proficiency
23% ▼ -20.00%
Reading proficiency
26% ▼ -16.00%
Median HH income
$46,044
Composite
21.26/100
National rank
#8396
State rank
#182 of 238 in AR

Livability — West Fork

Score
66/100
State rank
#126
US rank
#11748

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Fork, AR
Population (ZIP)
7,298

Population outlook (Washington County) Hauer SSP2

Today (2025)
271,748 people
By 2030
296,414 · +9.1%
By 2040
346,874 · +27.6%
By 2050
398,552 · +46.7%
By 2075
523,309 · +92.6%
By 2100
615,280 · +126.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Two or more races 19% Hispanic / Latino 6% Asian 2% Native American 2%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 6% Italian 5% Iranian 3%
Foreign-born
4% · China, Canada, South Korea
Languages at home
97% English-only · Spanish 1% Chinese 1%

Political lean MEDSL · Washington

2024 margin
Lean R (+6.7) · D 45.1% · R 51.7% · Other 3.2%
2008→2024 swing
+6.4pp toward D · 2008: -13.1pp · 2024: -6.7pp
All cycles
2024: R+6.7 2020: R+3.9 2016: R+10.4 2012: R+16.3 2008: R+13.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -50.93%
Current HPI
267.4622
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+273.1% since first listed
13 events — show timeline
  • 2026-04-28 Pending NWARMLS
  • 2026-04-23 Listed $250,000 NWARMLS
  • 2022-08-01 Sold (Public Records) $200,000 Public Records
  • 2022-07-29 Sold (MLS) $200,000 NWARMLS
  • 2022-07-06 Pending NWARMLS
  • 2022-06-30 Listed $189,500 NWARMLS
  • 2019-06-03 Sold (Public Records) $136,000 Public Records
  • 2019-05-30 Sold (MLS) $136,000 NWARMLS
  • 2019-04-01 Listed $140,500 NWARMLS
  • 2012-08-15 Sold (MLS) $67,800 NWARMLS
  • 2012-05-18 Listed $71,400 NWARMLS
  • 2006-06-27 Sold (Public Records) $110,000 Public Records
  • 1997-10-24 Sold (Public Records) $67,000 Public Records

Property tax history

+7.6%/yr

Latest (2025): $1,605 · -5.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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