475531 E 1050 Rd · Long, OK 74948

$89,900

3 bd · 2.0 ba · 1,960 sqft · Manufactured public records · 62 Days on market

Built 2001 10 ac lot Est $78k · 15% over ↓ 9% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• Appreciation +10.0/10.0
• 1% rule +9.0/10.0
• Schools +3.0/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.9/15.0

Listing remarks MLS

10 Acres ± | Prime Location Near Fort Smith. Discover the potential of this 10-acre ± tract located less than 15 miles from Fort Smith, offering the perfect blend of convenience, privacy, and recreational opportunity. The property features a 1960 sq ft (per CH) double-wide home that needs updating—ideal for buyers looking to renovate, invest, or build equity. This land is a hunter’s dream, with abundant wildlife and plenty of room to roam. Electric and water are already on site, with possible septic in place, making it a great foundation for a full-time residence, weekend retreat, or future build. Whether you’re looking for a rural homestead, investment property, or recreational getaway, this property offers endless potential in a highly desirable location. Owner is a licensed Realtor.

Key facts

• 10 acres
• 10 acre lot
• Built 2001

Tags

• PRIME LOCATION NEAR FORT SMITH
• 10 ACRES
• ELECTRIC AND WATER ON SITE
• POSSIBLE SEPTIC IN PLACE

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $90k.

Deal economics

• At list price, monthly cash flow is $448 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $90k).
• Recommended offer: $85k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 49/100 on livability (#681 in OK) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: schools F, crime F, amenities F.
• Liberty (rural): math 35% / reading 30% proficiency, ranked #225 of 513 in OK (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 110 active listings in the ZIP; 125 units permitted in Sequoyah County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $10k of equity ($622 loan paydown + $9k appreciation (10.0% local appreciation)).
• Sequoyah County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 62 days — a 6% lower offer ($85k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $9k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $84,506 (6.0% below list)

Questions for the listing agent

1. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 12.27%
• Cash-on-cash: 21.36%
• DSCR: 1.95
• GRM: 6.0

CMA / ARV

• ARV (on-the-fly): $78,400
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
475531 E 1050 Rd	0.00mi	3/2.0	1,960 (0%)	0mo	$78,250	$40	100

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 40.2%
• Equity multiple: 4.08×
• Total profit: $77,471
• Equity at exit: $80,989

10-year hold

• IRR: 34.7%
• Equity multiple: 9.17×
• Total profit: $205,642
• Equity at exit: $174,656

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

ZIP-level market 74948

• Home prices YoY: 17.6%
• Active inventory: 110
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $1,257 medium
• Mortgage (P&I): −$471
• Tax from tax record: −$36 /mo · $432/yr
• Insurance: −$37
• HOA: −$0
• Vacancy / Maint / Mgmt: −$264
• Net cashflow: $448

Break-even live

Break-even rent $690

Max offer price $89,900

Occupancy floor 59%

Sensitivity live

Price	-10% $499	-5% $474	+0% $448	+5% $423	+10% $397
Rent	-10% $349	-5% $398	+0% $448	+5% $498	+10% $547
Rate	-1.0pp $493	-0.5pp $471	base $448	+0.5pp $425	+1.0pp $401

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,475
• Closing costs: $2,697
• Reserves months: —
• Total cash needed: —

Listing history 9 events

1. 2026-03-25
   status Pending 828-char remark

   Show marketing remark (828 chars)

   10 Acres ± | Prime Location Near Fort Smith. Discover the potential of this 10-acre ± tract located less than 15 miles from Fort Smith, offering the perfect blend of convenience, privacy, and recreational opportunity. The property features a 1960 sq ft (per CH) double-wide home that needs updating—ideal for buyers looking to renovate, invest, or build equity. This land is a hunter’s dream, with abundant wildlife and plenty of room to roam. Electric and water are already on site, with possible septic in place, making it a great foundation for a full-time residence, weekend retreat, or future build. Whether you’re looking for a rural homestead, investment property, or recreational getaway, this property offers endless potential in a highly desirable location. Owner is a licensed Realtor.

2. 2026-03-25
   status Pending 828-char remark

   Show marketing remark (828 chars)

   10 Acres ± | Prime Location Near Fort Smith. Discover the potential of this 10-acre ± tract located less than 15 miles from Fort Smith, offering the perfect blend of convenience, privacy, and recreational opportunity. The property features a 1960 sq ft (per CH) double-wide home that needs updating—ideal for buyers looking to renovate, invest, or build equity. This land is a hunter’s dream, with abundant wildlife and plenty of room to roam. Electric and water are already on site, with possible septic in place, making it a great foundation for a full-time residence, weekend retreat, or future build. Whether you’re looking for a rural homestead, investment property, or recreational getaway, this property offers endless potential in a highly desirable location. Owner is a licensed Realtor.

3. 2026-03-25
   status Pending

   Show marketing remark (828 chars)

   10 Acres ± | Prime Location Near Fort Smith. Discover the potential of this 10-acre ± tract located less than 15 miles from Fort Smith, offering the perfect blend of convenience, privacy, and recreational opportunity. The property features a 1960 sq ft (per CH) double-wide home that needs updating—ideal for buyers looking to renovate, invest, or build equity. This land is a hunter’s dream, with abundant wildlife and plenty of room to roam. Electric and water are already on site, with possible septic in place, making it a great foundation for a full-time residence, weekend retreat, or future build. Whether you’re looking for a rural homestead, investment property, or recreational getaway, this property offers endless potential in a highly desirable location. Owner is a licensed Realtor.

4. 2026-03-05
   price $89,900 828-char remark

   Show marketing remark (828 chars)

   10 Acres ± | Prime Location Near Fort Smith. Discover the potential of this 10-acre ± tract located less than 15 miles from Fort Smith, offering the perfect blend of convenience, privacy, and recreational opportunity. The property features a 1960 sq ft (per CH) double-wide home that needs updating—ideal for buyers looking to renovate, invest, or build equity. This land is a hunter’s dream, with abundant wildlife and plenty of room to roam. Electric and water are already on site, with possible septic in place, making it a great foundation for a full-time residence, weekend retreat, or future build. Whether you’re looking for a rural homestead, investment property, or recreational getaway, this property offers endless potential in a highly desirable location. Owner is a licensed Realtor.

5. 2026-03-05
   price $89,900 828-char remark

   Show marketing remark (828 chars)

   10 Acres ± | Prime Location Near Fort Smith. Discover the potential of this 10-acre ± tract located less than 15 miles from Fort Smith, offering the perfect blend of convenience, privacy, and recreational opportunity. The property features a 1960 sq ft (per CH) double-wide home that needs updating—ideal for buyers looking to renovate, invest, or build equity. This land is a hunter’s dream, with abundant wildlife and plenty of room to roam. Electric and water are already on site, with possible septic in place, making it a great foundation for a full-time residence, weekend retreat, or future build. Whether you’re looking for a rural homestead, investment property, or recreational getaway, this property offers endless potential in a highly desirable location. Owner is a licensed Realtor.

6. 2026-03-05
   price $89,900

   Show marketing remark (828 chars)

   10 Acres ± | Prime Location Near Fort Smith. Discover the potential of this 10-acre ± tract located less than 15 miles from Fort Smith, offering the perfect blend of convenience, privacy, and recreational opportunity. The property features a 1960 sq ft (per CH) double-wide home that needs updating—ideal for buyers looking to renovate, invest, or build equity. This land is a hunter’s dream, with abundant wildlife and plenty of room to roam. Electric and water are already on site, with possible septic in place, making it a great foundation for a full-time residence, weekend retreat, or future build. Whether you’re looking for a rural homestead, investment property, or recreational getaway, this property offers endless potential in a highly desirable location. Owner is a licensed Realtor.

7. 2026-01-22
   listed $99,000 Active 828-char remark

   Show marketing remark (828 chars)

   10 Acres ± | Prime Location Near Fort Smith. Discover the potential of this 10-acre ± tract located less than 15 miles from Fort Smith, offering the perfect blend of convenience, privacy, and recreational opportunity. The property features a 1960 sq ft (per CH) double-wide home that needs updating—ideal for buyers looking to renovate, invest, or build equity. This land is a hunter’s dream, with abundant wildlife and plenty of room to roam. Electric and water are already on site, with possible septic in place, making it a great foundation for a full-time residence, weekend retreat, or future build. Whether you’re looking for a rural homestead, investment property, or recreational getaway, this property offers endless potential in a highly desirable location. Owner is a licensed Realtor.

8. 2026-01-22
   listed $99,000 Active 828-char remark

   Show marketing remark (828 chars)

   10 Acres ± | Prime Location Near Fort Smith. Discover the potential of this 10-acre ± tract located less than 15 miles from Fort Smith, offering the perfect blend of convenience, privacy, and recreational opportunity. The property features a 1960 sq ft (per CH) double-wide home that needs updating—ideal for buyers looking to renovate, invest, or build equity. This land is a hunter’s dream, with abundant wildlife and plenty of room to roam. Electric and water are already on site, with possible septic in place, making it a great foundation for a full-time residence, weekend retreat, or future build. Whether you’re looking for a rural homestead, investment property, or recreational getaway, this property offers endless potential in a highly desirable location. Owner is a licensed Realtor.

9. 2026-01-22
   listed $99,000 Active

   Show marketing remark (828 chars)

   10 Acres ± | Prime Location Near Fort Smith. Discover the potential of this 10-acre ± tract located less than 15 miles from Fort Smith, offering the perfect blend of convenience, privacy, and recreational opportunity. The property features a 1960 sq ft (per CH) double-wide home that needs updating—ideal for buyers looking to renovate, invest, or build equity. This land is a hunter’s dream, with abundant wildlife and plenty of room to roam. Electric and water are already on site, with possible septic in place, making it a great foundation for a full-time residence, weekend retreat, or future build. Whether you’re looking for a rural homestead, investment property, or recreational getaway, this property offers endless potential in a highly desirable location. Owner is a licensed Realtor.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

• Current annual tax: $432 · $36/mo
• Projected year-2 tax: $809 · $67/mo
• Expected delta: +$377/yr (+$31/mo · 87.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 8/10 Severe
• 🌡 Heat 5/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,083
• − Mortgage interest: −$5,036
• − Property taxes: −$432
• − Insurance: −$450
• − Repairs & maintenance: −$1,207
• − Management: −$1,207
• − Depreciation: −$2,615
• Taxable income: $4,137
• Est. tax owed @ 24.0%: −$993
• After-tax cash flow: $4,384/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Liberty
• NCES district ID: 4017700
• Math proficiency: 35% ▲ 5.00%
• Reading proficiency: 30% ▬ 0.00%
• Median HH income: $38,055
• Composite: 29.88/100
• National rank: #11687
• State rank: #225 of 513 in OK

Livability — Long

• Score: 49/100
• State rank: #681
• US rank: #25852

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing D- Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Long, OK
• Population (ZIP): 11,946

Population outlook (Sequoyah County) Hauer SSP2

• Today (2025): 39,398 people
• By 2030: 38,215 · -3.0%
• By 2040: 35,625 · -9.6%
• By 2050: 32,943 · -16.4%
• By 2075: 27,805 · -29.4%
• By 2100: 23,311 · -40.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 64% Native American 16% Two or more races 15% Hispanic / Latino 6% Asian 1%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Italian 1% Slovak 1% Serbian 1%
• Foreign-born: 3% · Canada
• Languages at home: 92% English-only · Spanish 5% Tagalog/Filipino 1%

Political lean MEDSL · Sequoyah

• 2024 margin: Solid R (+61.5) · D 18.6% · R 80.2% · Other 1.2%
• 2008→2024 swing: -25.5pp toward R · 2008: -36.0pp · 2024: -61.5pp
• All cycles: 2024: R+61.5 2020: R+59.0 2016: R+54.2 2012: R+39.1 2008: R+36.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 38.01%
• Current HPI: 253.7544
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Price history

-9.2% since first listed

9 events — show timeline

• 2026-03-25 Pending — WRVBOR
• 2026-03-25 Pending — NWARMLS
• 2026-03-25 Pending — MLS Technology, Inc.
• 2026-03-05 Price Changed $89,900 WRVBOR
• 2026-03-05 Price Changed $89,900 NWARMLS
• 2026-03-05 Price Changed $89,900 MLS Technology, Inc.
• 2026-01-22 Listed $99,000 MLS Technology, Inc.
• 2026-01-22 Listed $99,000 NWARMLS
• 2026-01-22 Listed $99,000 WRVBOR

Property tax history

-0.8%/yr

Latest (2025): $432 · +3.6% YoY. Source: county tax records.