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175 Zenith Dr
D Composite 44.83
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.6/30.0
  • DSCR +6.9/10.0
  • 1% rule +5.7/10.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$165,000

175 Zenith Dr · Beech Island, SC 29842
3 bd · 1.0 ba · 1,010 sqft · SingleFamily public records
Built 1992 0.68 ac lot Est $134k · 23% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* * * Entered for Comparison * * * Welcome home to this charming 3-bedroom, 1-bath retreat nestled on a spacious half-acre lot in a quiet, peaceful neighborhood just minutes from downtown Augusta. Thoughtfully updated with a new HVAC system and roof in 2023, this home offers both comfort and peace of mind. Step inside to find laminate flooring throughout and a cozy living area featuring a gas log fireplace--perfect for relaxing on cool evenings. The spacious eat-in kitchen provides a welcoming space for everyday meals and gatherings, with a convenient laundry closet nearby. The upgraded bathroom adds a modern touch, while the primary bedroom offers two closets for ample storage. Outside, you'll appreciate the private drive, brand-new carport, and large outbuilding, offering plenty of room for storage, hobbies, or workspace. With its inviting atmosphere, thoughtful updates, and generous outdoor space, this property is the perfect place to call home.

Key facts

  • 0.68 acre lot
  • Garage
  • Built 1992

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $250 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Cap rate 8.1% vs local median 3.1% in Beech Island — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Redcliffe Elementary (math 41% / reading 37%, grade F, #301 of 597 statewide, top 51%, 631 students, 100% FRL); Silver Bluff High (math 42% / reading 82%, grade B-, #99 of 196 statewide, top 53%, 708 students, 65% FRL) — zoned schools average 83% FRL vs 54% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 50% at this address vs 38% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the Aiken 01 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 137 active listings in the ZIP; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $165,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.11%
Cash-on-cash
6.50%
DSCR
1.29
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$134,330
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5022 Pinnacle Ct 0.07mi 3/1.0 1,016 (+1%) 8mo $115,000 $113 90
601 Louise Dr. Dr 0.15mi 3/1.0 961 (-5%) 12mo $148,045 $154 75
118 Cary Dr 0.31mi 3/1.5 1,037 (+3%) 15mo $28,500 $27 66
419 Ron Rd 0.36mi 3/1.5 1,130 (+12%) 2mo $170,000 $150 59
516 Old Trail Road Rd 0.27mi 3/1.0 1,130 (+12%) 15mo $150,000 $133 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.3%
Equity multiple
0.77×
Total profit
$-10,781
Equity at exit
$24,602
10-year hold
IRR
3.4%
Equity multiple
1.24×
Total profit
$11,233
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29842

Home prices YoY
-26.2%
Active inventory
137
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,760 medium interval (Pro) →
Mortgage (P&I)
$865
Tax est. 1.5%
$206 /mo · $2,475/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$370
Net cashflow
$250

Break-even live

Break-even rent $1,443
Max offer price $165,000
Occupancy floor 81%

Sensitivity live

Price -10% $364 -5% $307 +0% $250 +5% $193 +10% $136
Rent -10% $111 -5% $181 +0% $250 +5% $320 +10% $389
Rate -1.0pp $333 -0.5pp $292 base $250 +0.5pp $207 +1.0pp $164

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 8 events

  1. 2026-05-23
    soldstatus $155,000 Closed 967-char remark
    Show marketing remark (967 chars)

    * * * Entered for Comparison * * * Welcome home to this charming 3-bedroom, 1-bath retreat nestled on a spacious half-acre lot in a quiet, peaceful neighborhood just minutes from downtown Augusta. Thoughtfully updated with a new HVAC system and roof in 2023, this home offers both comfort and peace of mind. Step inside to find laminate flooring throughout and a cozy living area featuring a gas log fireplace--perfect for relaxing on cool evenings. The spacious eat-in kitchen provides a welcoming space for everyday meals and gatherings, with a convenient laundry closet nearby. The upgraded bathroom adds a modern touch, while the primary bedroom offers two closets for ample storage. Outside, you'll appreciate the private drive, brand-new carport, and large outbuilding, offering plenty of room for storage, hobbies, or workspace. With its inviting atmosphere, thoughtful updates, and generous outdoor space, this property is the perfect place to call home.

  2. 2026-05-23
    listed $165,000 Active 967-char remark
    Show marketing remark (967 chars)

    * * * Entered for Comparison * * * Welcome home to this charming 3-bedroom, 1-bath retreat nestled on a spacious half-acre lot in a quiet, peaceful neighborhood just minutes from downtown Augusta. Thoughtfully updated with a new HVAC system and roof in 2023, this home offers both comfort and peace of mind. Step inside to find laminate flooring throughout and a cozy living area featuring a gas log fireplace--perfect for relaxing on cool evenings. The spacious eat-in kitchen provides a welcoming space for everyday meals and gatherings, with a convenient laundry closet nearby. The upgraded bathroom adds a modern touch, while the primary bedroom offers two closets for ample storage. Outside, you'll appreciate the private drive, brand-new carport, and large outbuilding, offering plenty of room for storage, hobbies, or workspace. With its inviting atmosphere, thoughtful updates, and generous outdoor space, this property is the perfect place to call home.

  3. 2026-04-10
    status Pending
  4. 2026-04-10
    historical
  5. 2026-04-09
    historical
  6. 2026-03-27
    listed $165,000 Active
  7. 2026-03-27
    listed $165,000
  8. 1992-07-01
    soldstatus $49,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,120
− Mortgage interest
−$9,243
− Property taxes
−$2,475
− Insurance
−$825
− Repairs & maintenance
−$1,690
− Management
−$1,690
− Depreciation
−$4,800
Taxable income
$398
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$96
After-tax cash flow
$2,906/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Beech Island

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Beech Island, SC
Population (ZIP)
7,727

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 31% Two or more races 14% Hispanic / Latino 10% Asian 1%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Italian 3% Romanian 1% Slovak 1%
Foreign-born
7% · Canada, Guatemala
Languages at home
92% English-only · Spanish 7% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -60.87%
Current HPI
171.2168
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+236.7% since first listed
8 events — show timeline
  • 2026-05-23 Listed $165,000 AMLS
  • 2026-05-23 Sold (MLS) $155,000 AMLS
  • 2026-04-10 Pending Hive MLS
  • 2026-04-10 Listing Removed Hive MLS
  • 2026-04-09 Listing Removed Hive MLS
  • 2026-03-27 Listed $165,000 Hive MLS
  • 2026-03-27 Listed $165,000 Hive MLS
  • 1992-07-01 Sold (Public Records) $49,000 Public Records

Property tax history

-6.9%/yr

Latest (2025): $128 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…