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3522 W Highway 80
B- Composite 69.46
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.8/5.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$99,000

3522 W Highway 80 · Calhoun, LA 71225
2 bd · 2.0 ba · 1,850 sqft · SingleFamily public records · 44 Days on market
Built 1979 2.00 ac lot $54/sqft · 65% below area ↓ 10% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

70's Flashback! Original features in this 3 bedroom/2 bath Double wide mobile home built in 1979. Extra large walk-in closets, Woodburning fireplace, Attached two car carport with 3 large storage rooms. Multiple structures on the property most with electricity. Well present not currently in use. Large trees provide privacy. Opportunity awaits. Call today to schedule your tour.

Key facts

  • 2 acre lot
  • 2 garage spots
  • Built 1979

Property features AI

Finance

  • HOA & community: No association amenities

Exterior

  • Parking: Attached or detached garage not specified, includes 2 garage spaces
  • Utilities: Well water, private and public listed as possible water sources; Septic tank; Natural gas not available
  • Home design: Residential mobile home (double wide); One story; Entry level: 1; Facing information not provided
  • Construction: Vinyl siding; Composition roof; Pillar/post/pier foundation; Built as a double wide mobile home
  • Exterior features: Chain link fencing; Landscaped yard; Irregular, wooded lot; Workshop, shed(s) and outbuilding

Interior

  • Kitchen: Dishwasher; Disposal; Double oven; Electric range
  • Bedrooms: 3 main-level bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air; Ceiling fan(s); Other heating
  • Interior features: Ceiling fans; Walk-in closets; Gas/wood/other fireplace (1)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $99k.

Deal economics

  • At list price, monthly cash flow is $564 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $99k).
  • Recommended offer: $96k (3.0% below list) — sets the bar for market timing.
  • Cap rate 13.1% vs local median 4.2% in Calhoun — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#22 in LA, #4,072 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: health & safety D, amenities F, commute F.
  • Ouachita Parish (suburban): math 31% / reading 45% proficiency, ranked #26 of 98 in LA (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 87 active listings in the ZIP; 345 units permitted in Ouachita Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 44 days — a 3% lower offer ($96k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 74% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $96,030 (3.0% below list)

Questions for the listing agent

  1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.50%
Cap rate
13.12%
Cash-on-cash
24.39%
DSCR
2.09
GRM
5.6

CMA / ARV

ARV (median comp)
$259,494
List price
$99,000
Delta
-61.85%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3285 W Highway 80 0.45mi 3/2.0 (+1) 1,620 (-12%) 20mo $305,000 $188 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.7%
Equity multiple
1.72×
Total profit
$19,825
Equity at exit
$14,761
10-year hold
IRR
26.1%
Equity multiple
3.29×
Total profit
$63,385
Equity at exit
$8,560

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71225

Home prices YoY
-21.2%
Active inventory
87
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,486 medium interval (Pro) →
Mortgage (P&I)
$519
Tax from tax record
$50 /mo · $600/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$312
Net cashflow
$564

Break-even live

Break-even rent $773
Max offer price $99,000
Occupancy floor 57%

Sensitivity live

Price -10% $620 -5% $592 +0% $564 +5% $535 +10% $507
Rent -10% $446 -5% $505 +0% $564 +5% $622 +10% $681
Rate -1.0pp $613 -0.5pp $589 base $564 +0.5pp $538 +1.0pp $512

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,750
Closing costs
$2,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-19
    days on market $99,000 Active 44 DOM
  2. 2026-06-18
    days on market $99,000 Active 43 DOM
  3. 2026-06-17
    days on market $99,000 Active 42 DOM
  4. 2026-06-16
    days on market $99,000 Active 41 DOM
  5. 2026-06-15
    days on market $99,000 Active 40 DOM
  6. 2026-06-14
    days on market $99,000 Active 38 DOM
  7. 2026-06-13
    days on market $99,000 Active 37 DOM
  8. 2026-06-10
    days on market $99,000 Active 35 DOM
  9. 2026-06-09
    days on market $99,000 Active 34 DOM
  10. 2026-06-09
    price $99,000 Active 33 DOM
  11. 2026-06-08
    days on market $110,000 Active 33 DOM
  12. 2026-06-07
    days on market $110,000 Active 32 DOM
  13. 2026-06-03
    days on market $110,000 Active 28 DOM
  14. 2026-06-02
    days on market $110,000 Active 27 DOM
  15. 2026-06-01
    days on market $110,000 Active 26 DOM
  16. 2026-05-31
    days on market $110,000 Active 25 DOM
  17. 2026-05-30
    days on market $110,000 Active 24 DOM
  18. 2026-05-06
    listed $110,000 Active 379-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$600 · $50/mo
Projected year-2 tax
$600 · $50/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 74% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,832
− Mortgage interest
−$5,546
− Property taxes
−$600
− Insurance
−$495
− Repairs & maintenance
−$1,427
− Management
−$1,427
− Depreciation
−$2,880
Taxable income
$5,458
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,310
After-tax cash flow
$5,452/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ouachita Parish
NCES district ID
2201200
Math proficiency
31% ▼ -38.00%
Reading proficiency
45% ▼ -31.00%
Median HH income
$43,316
Composite
32.14/100
National rank
#5791
State rank
#26 of 98 in LA

Livability — Calhoun

Score
75/100
State rank
#22
US rank
#4072

Category grades

Amenities F Commute F Cost of living C+ Crime A- Employment A+ Housing A+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Calhoun, LA
Population (ZIP)
7,450

Population outlook (Ouachita County) Hauer SSP2

Today (2025)
163,370 people
By 2030
165,520 · +1.3%
By 2040
167,652 · +2.6%
By 2050
166,699 · +2.0%
By 2075
156,348 · -4.3%
By 2100
134,102 · -17.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Hispanic / Latino 4% Two or more races 2% Black 1%
Common ancestry
Serbian 4% Lithuanian 2% Slovak 2%
Languages at home
96% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Ouachita

2024 margin
Strong R (+27.9) · D 35.5% · R 63.3% · Other 1.2%
2008→2024 swing
-2.7pp toward R · 2008: -25.2pp · 2024: -27.9pp
All cycles
2024: R+27.9 2020: R+23.6 2016: R+25.4 2012: R+20.9 2008: R+25.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.29%
Current HPI
201.8198
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-10.0% since first listed
2 events — show timeline
  • 2026-06-08 Price Changed $99,000 NELABOR
  • 2026-05-06 Listed $110,000 NELABOR

Property tax history

+0.1%/yr

Latest (2025): $600 · -1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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