300 Lopax Rd · Paxtonia, PA 17112

$209,900

3 bd · 1.5 ba · 1,672 sqft · Townhouse public records · 5 Days on market

Built 1977 1,307 sqft lot $126/sqft · at area comps Est $208k · at est. $98/mo HOA · 5% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.0/30.0
• ARV discount +7.1/15.0
• DSCR +6.0/10.0
• 1% rule +5.2/10.0
• Livability +4.0/5.0
• Schools +3.6/10.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

1672 SQ FT in pristine condition. 2 Story townhome. 3 Bedrooms, 2.5 Baths, 2nd fl Laundry, PVC fenced area in rear. Tennis courts & pool nearby. Brick exterior. Eat-in Kitchen w/ woodburning FP. Dining area off Living rm. Attached storage Shed. Washer & Dryer convey. 3/M HOA fee for lawn/shrub care and snow removal. Shows very well.

Key facts

• $98 HOA
• Built 1977
• Listed 5 days

Property features AI

Finance

• Other: Year built information sourced from assessor
• Financial info: Land assessed and improvement assessed values recorded
• HOA & community: HOA fee of $98 monthly

Exterior

• Parking: Parking lot
• Utilities: Public water; Public sewer; Electric cooling power
• Home design: End-of-row townhouse; Fee simple ownership; Above-grade finished living space per assessor
• Construction: Frame construction; Slab foundation; Above-grade and below-grade structures
• Exterior features: Not in a federal flood zone; Property manager present; No tidal water on the lot

Interior

• Bedrooms: Three bedrooms on the upper level
• Bathrooms: Two full bathrooms (all upper levels); One half bathroom on the main level
• Heating & cooling: Forced air heating; Hot water heating; Oil fuel for heating and hot water; Central air conditioning (electric)
• Interior features: No basement; Living area per assessor
• Laundry & utility: Upper-floor laundry

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $210k.

Deal economics

• At list price, monthly cash flow is $219 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $210k).

Location & tenants

• Location reads 79/100 on livability (#233 in PA, #2,016 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities D, commute F.
• Central Dauphin SD (suburban): math 30% / reading 52% proficiency, ranked #305 of 539 in PA (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Paxtonia El Sch (math 47% / reading 67%, grade C+, #444 of 1,518 statewide, top 32%, 689 students, 42% FRL); Central Dauphin Ms (math 27% / reading 66%, grade D+, #172 of 512 statewide, top 35%, 848 students, 33% FRL); Central Dauphin Shs (math 71% / reading 24%, grade D, #164 of 437 statewide, top 38%, 1,975 students, 33% FRL) — zoned schools at 36% FRL track the district average.
• Market conditions: Rents rising (+1.6%/yr); 311 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 540 units permitted in Dauphin County in 2024 (194 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $114k; list at $210k implies a 83% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $209,900

Questions for the listing agent

1. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 7.55%
• Cash-on-cash: 4.47%
• DSCR: 1.20
• GRM: 8.2

CMA / ARV

• ARV (median comp): $208,002
• List price: $209,900
• Delta: 0.91%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6483 Heatherfield Way	0.08mi	3/1.5	1,510 (-10%)	8mo	$200,000	$132	74
510 Lopax Rd	0.14mi	3/2.5	1,564 (-6%)	18mo	$195,000	$125	64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.64% rent growth · sell at horizon

5-year hold

• IRR: -10.9%
• Equity multiple: 0.61×
• Total profit: $-22,903
• Equity at exit: $31,297

10-year hold

• IRR: -3.6%
• Equity multiple: 0.77×
• Total profit: $-13,326
• Equity at exit: $18,148

Cash invested: $58,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17112

• Rents YoY: 1.6%
• Active inventory: 311
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $2,139 medium
• Mortgage (P&I): −$1,101
• Tax from tax record: −$184 /mo · $2,211/yr
• Insurance: −$87
• HOA: −$98
• Vacancy / Maint / Mgmt: −$449
• Net cashflow: $219

Break-even live

Break-even rent $1,861

Max offer price $209,900

Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,475
• Closing costs: $6,297
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
830 N Highlands Dr Harrisburg, PA	1.0–3.0	1.0–2.5	1426	$2,320	$1.63	14d	14	1.12mi
158 Radle Rd Harrisburg, PA	3.0	2.5	1445	$1,895	$1.31	44d	1	1.20mi

HOA detail

• Monthly dues: $98 · $1,176/yr
• Likely covers: snow removalpool

Listing history 9 events

1. 2026-05-11
   status Pending 1215-char remark
2. 2026-05-07
   listed $209,900 Active 1215-char remark
3. 2026-05-04
   historical $209,900 1215-char remark
4. 2005-10-07
   soldstatus $114,500
5. 2005-10-06
   soldstatus $114,500 346-char remark

   Show marketing remark (346 chars)

   1672 SQ FT in pristine condition. 2 Story townhome. 3 Bedrooms, 2.5 Baths, 2nd fl Laundry, PVC fenced area in rear. Tennis courts & pool nearby. Brick exterior. Eat-in Kitchen w/ woodburning FP. Dining area off Living rm. Attached storage Shed. Washer & Dryer convey. 3/M HOA fee for lawn/shrub care and snow removal. Shows very well.

6. 2005-08-01
   listed $114,500 346-char remark

   Show marketing remark (346 chars)

   1672 SQ FT in pristine condition. 2 Story townhome. 3 Bedrooms, 2.5 Baths, 2nd fl Laundry, PVC fenced area in rear. Tennis courts & pool nearby. Brick exterior. Eat-in Kitchen w/ woodburning FP. Dining area off Living rm. Attached storage Shed. Washer & Dryer convey. 3/M HOA fee for lawn/shrub care and snow removal. Shows very well.

7. 2005-08-01
   historical 346-char remark

   Show marketing remark (346 chars)

   1672 SQ FT in pristine condition. 2 Story townhome. 3 Bedrooms, 2.5 Baths, 2nd fl Laundry, PVC fenced area in rear. Tennis courts & pool nearby. Brick exterior. Eat-in Kitchen w/ woodburning FP. Dining area off Living rm. Attached storage Shed. Washer & Dryer convey. 3/M HOA fee for lawn/shrub care and snow removal. Shows very well.

8. 1995-11-21
   soldstatus $72,000
9. 1985-09-27
   soldstatus $57,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,211 · $184/mo
• Projected year-2 tax: $2,764 · $230/mo
• Expected delta: +$553/yr (+$46/mo · 25.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,664
• − Mortgage interest: −$11,758
• − Property taxes: −$2,211
• − Insurance: −$1,050
• − Repairs & maintenance: −$2,053
• − Management: −$2,053
• − HOA: −$1,176
• − Depreciation: −$6,106
• Taxable loss: −$743
• Est. tax savings @ 24.0%: +$178
• After-tax cash flow: $2,807/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Central Dauphin SD
• NCES district ID: 4205400
• Math proficiency: 30% ▼ -12.00%
• Reading proficiency: 52% ▼ -7.00%
• Median HH income: $62,792
• Composite: 36.46/100
• National rank: #4664
• State rank: #305 of 539 in PA

Livability — Paxtonia

• Score: 79/100
• State rank: #233
• US rank: #2016

Category grades

Amenities D Commute F Cost of living A+ Crime A Employment A+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Paxtonia, PA
• County: Dauphin County · 247,857 people
• Metro: Harrisburg-Carlisle, PA
• Population (ZIP): 38,502
• Household income: $103,876
• Rent vs Own: 16.9% rent · 83.1% own
• Severe rent burden: 412.0

Population outlook (Dauphin County) Hauer SSP2

• Today (2025): 281,628 people
• By 2030: 283,549 · +0.7%
• By 2040: 285,385 · +1.3%
• By 2050: 286,188 · +1.6%
• By 2075: 291,053 · +3.3%
• By 2100: 282,374 · +0.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (78%)
• Race & ethnicity: White 78% Black 8% Asian 7% Hispanic / Latino 4% Two or more races 3%
• Common ancestry: Romanian 3% Iranian 2% Lithuanian 2%
• Foreign-born: 9% · India, Canada, China
• Languages at home: 90% English-only · Other Indo-European 3% Spanish 1% Other Asian/Pacific 1%

Political lean MEDSL · Dauphin

• 2024 margin: Lean D (+5.9) · D 52.4% · R 46.5% · Other 1.1%
• 2008→2024 swing: -3.1pp toward R · 2008: 9.1pp · 2024: 5.9pp
• All cycles: 2024: D+5.9 2020: D+8.5 2016: D+2.8 2012: D+6.0 2008: D+9.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -207.10%
• Current HPI: 244.5366
• Rent YoY: ▲ 1.64%
• Metro: Harrisburg-Carlisle, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+268.2% since first listed

9 events — show timeline

• 2026-05-11 Pending — BRIGHT MLS
• 2026-05-07 Listed $209,900 BRIGHT MLS
• 2026-05-04 Coming Soon $209,900 BRIGHT MLS
• 2005-10-07 Sold (Public Records) $114,500 Public Records
• 2005-10-06 Sold (MLS) $114,500 BRIGHT MLS
• 2005-08-01 Listing Removed — BRIGHT MLS
• 2005-08-01 Listed $114,500 BRIGHT MLS
• 1995-11-21 Sold (Public Records) $72,000 Public Records
• 1985-09-27 Sold (Public Records) $57,000 Public Records

Property tax history

+2.4%/yr

Latest (2026): $2,211 · +5.7% YoY. Source: county tax records.