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19210 Patton St
C Composite 56.26
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.4/30.0
  • DSCR +9.6/10.0
  • 1% rule +7.4/10.0
  • Rent growth +4.5/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$99,000

19210 Patton St · Detroit, MI 48219
2 bd · 1.0 ba · 913 sqft · SingleFamily public records · 8 Days on market
Built 1947 5,227 sqft lot Est $74k · 34% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover the potential of 19210 Patton ST, a brick residence built in 1947 and fully updated in 2026, offering a unique opportunity to craft your ideal living space. This inviting home features two comfortable bedrooms, each providing a private retreat for rest and personalization. Envision your future in this residence, a canvas awaiting your personal touch. Home has a large fenced in corner lot, screened in back porch and much more.

Key facts

  • Fenced in corner lot
  • 5,227 sq ft lot
  • Built 1947

Tags

FENCED IN CORNER LOTSCREENED IN BACK PORCH

Property features AI

Finance

  • Other: Approximately 913 above-grade finished square feet; Lot approximately 0.12 acres (50 x 106)

Exterior

  • Parking: No garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One level; Ground-level entry; Brick construction
  • Construction: Brick exterior; Block foundation; Asphalt roof
  • Exterior features: Back yard fencing; Corner lot; Paved road access

Interior

  • Kitchen: Dishwasher; Free‑standing gas oven
  • Bedrooms: Total of 5 rooms (bedrooms included)
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Forced air heating (natural gas); No cooling
  • Interior features: High-speed internet; Gas fireplace in the living room; Unfinished basement
  • Laundry & utility: Has heating: forced air with natural gas

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $99k.

Deal economics

  • At list price, monthly cash flow is $288 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $99k).

Location & tenants

  • Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
  • Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+8.0%/yr); 305 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($44k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $99,000

Questions for the listing agent

  1. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
9.79%
Cash-on-cash
12.48%
DSCR
1.56
GRM
6.7

CMA / ARV

ARV (on-the-fly)
$73,953
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
19145 Fielding St 0.06mi 3/1.5 (+1) 924 (+1%) 1mo $98,000 $106 87
19971 Patton St 0.49mi 2/1.5 901 (-1%) 3mo $54,000 $60 71
18924 Bentler St 0.51mi 3/1.0 (+1) 920 (+1%) 3mo $74,900 $81 68
18418 Heyden St 0.50mi 2/1.0 865 (-5%) 3mo $17,000 $20 65
19734 Westbrook St 0.47mi 3/1.0 (+1) 950 (+4%) 2mo $63,500 $67 65
21338 Pembroke Ave 0.57mi 3/1.0 (+1) 930 (+2%) 1mo $115,000 $124 65
18925 Bentler St 0.53mi 3/2.0 (+1) 937 (+3%) 1mo $79,900 $85 61
18555 Edinborough Rd 0.60mi 3/1.0 (+1) 950 (+4%) 2mo $70,000 $74 58
19333 Grandville Ave 0.64mi 2/1.0 851 (-7%) 3mo $45,000 $53 56
18538 Trinity St 0.40mi 3/1.0 (+1) 780 (-15%) 2mo $46,500 $60 51
19711 Chapel St 0.58mi 3/1.0 (+1) 1,014 (+11%) 1mo $120,000 $118 49
18135 Fielding St 0.62mi 3/1.5 (+1) 796 (-13%) 3mo $130,000 $163 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
7.7%
Equity multiple
1.32×
Total profit
$8,815
Equity at exit
$14,761
10-year hold
IRR
20.9%
Equity multiple
3.20×
Total profit
$60,872
Equity at exit
$8,560

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48219

Home prices YoY
-10.3%
Rents YoY
8.0%
Active inventory
305
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,226 high interval (Pro) →
Mortgage (P&I)
$519
Tax from tax record
$120 /mo · $1,437/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$257
Net cashflow
$288

Break-even live

Break-even rent $861
Max offer price $99,000
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,750
Closing costs
$2,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
18556 Kentfield St Detroit, MI 3.0 1.0 952 $1,250 $1.31 2d 1 0.35mi
19781 Fielding St Detroit, MI 3.0 1.0 1000 $1,294 $1.29 4d 1 0.35mi
19457 Evergreen Rd Detroit, MI 2.0 1.0 1100 $1,200 $1.09 43d 1 0.36mi
18461 Heyden St Detroit, MI 2.0 1.0 1000 $1,050 $1.05 4d 1 0.45mi
18437 Trinity St Detroit, MI 3.0 1.0 875 $1,364 $1.56 14d 1 0.49mi
18274 Fielding St Detroit, MI 2.0 1.0 700 $1,200 $1.71 16d 1 0.49mi
18205 Stout St Detroit, MI 3.0 1.0 901 $1,078 $1.20 24d 1 0.56mi
18191 Heyden St Detroit, MI 2.0 1.0 917 $1,100 $1.20 24d 1 0.60mi
21422 Pembroke Ave Detroit, MI 3.0 1.5 1000 $1,695 $1.70 16d 1 0.61mi
19176 Grandville Ave Detroit, MI 3.0 1.0 941 $1,300 $1.38 4d 1 0.67mi
18134 Vaughan St Detroit, MI 3.0 1.0 1060 $1,150 $1.08 16d 1 0.67mi
21455 Pickford St Detroit, MI 2.0 1.0 1000 $1,275 $1.27 43d 1 0.68mi
18450 Edinborough Rd Detroit, MI 3.0 1.0 1000 $1,500 $1.50 43d 1 0.68mi
19372 Grandville Ave Detroit, MI 2.0 1.5 733 $1,050 $1.43 14d 1 0.68mi
21434 Karl St Detroit, MI 2.0 1.0 1000 $1,350 $1.35 43d 1 0.69mi
18699 Shaftsbury Ave Detroit, MI 2.0 1.0 800 $1,000 $1.25 43d 1 0.73mi
18659 Shaftsbury Ave Detroit, MI 3.0 1.0 763 $1,373 $1.80 12d 1 0.75mi
18450 Lahser Rd Apt 1 Detroit, MI 1.0 1.0 650 $820 $1.26 4d 1 0.80mi
18025 Bentler St Detroit, MI 3.0 1.0 728 $1,250 $1.72 24d 1 0.81mi
18400 Lahser Rd Detroit, MI 1.0 1.0 620 $950 $1.53 24d 1 0.82mi
21451 Glenco St Detroit, MI 3.0 1.0 1026 $1,400 $1.36 16d 1 0.82mi
18452 Shaftsbury Ave Detroit, MI 3.0 1.0 927 $1,500 $1.62 16d 1 0.83mi
18350 Lahser Rd Detroit, MI 1.0 1.0 600 $950 $1.58 43d 1 0.83mi
19329 Stahelin Ave Unit 1 Detroit, MI 3.0 1.5 833 $1,250 $1.50 43d 1 0.87mi
21440 Bennett St Detroit, MI 3.0 1.0 1037 $1,394 $1.34 16d 1 0.89mi
19928 Houghton St Detroit, MI 3.0 1.0 880 $1,495 $1.70 10d 1 0.91mi
20271 Grandville Ave Detroit, MI 3.0 1.0 1010 $1,550 $1.53 23d 1 0.93mi
19445 Avon Ave Detroit, MI 3.0 1.0 1023 $1,550 $1.52 43d 1 0.94mi
22238 Pembroke Ave Detroit, MI 3.0 1.5 1100 $1,500 $1.36 43d 1 0.95mi
18045 Lahser Rd Detroit, MI 1.0 1.0 670 $960 $1.43 4d 2 0.97mi
17644 Lahser Rd Unit 7 Detroit, MI 1.0 1.0 600 $995 $1.66 24d 1 0.98mi
17270 Bentler St Detroit, MI 2.0 1.0 650 $850 $1.31 43d 1 1.02mi
17274 Bentler St #46 Detroit, MI 2.0 1.0 700 $850 $1.21 16d 1 1.02mi
17274 Bentler St Detroit, MI 2.0 1.0 700 $838 $1.20 24d 2 1.03mi
17274 Bentler St Detroit, MI 2.0 1.0 700 $850 $1.21 43d 2 1.03mi
22570 Seven Mile W Detroit, MI 2.0 1.0 890 $875 $0.98 43d 1 1.06mi
20011 Avon Ave Detroit, MI 3.0 1.0 1000 $1,200 $1.20 4d 1 1.06mi
20555 Lahser Rd Detroit, MI 1.0–2.0 1.0 737 $975 $1.32 43d 2 1.08mi
17654 Sunderland Rd Detroit, MI 3.0 1.0 1100 $1,500 $1.36 43d 1 1.10mi
22045 Michigan 102 Detroit, MI 1.0 1.0 750 $775 $1.03 43d 1 1.12mi

Listing history 9 events

  1. 2026-06-04
    statusdays on market $99,000 Pending 8 DOM
  2. 2026-06-03
    days on market $99,000 Active 7 DOM
  3. 2026-06-02
    days on market $99,000 Active 6 DOM
  4. 2026-06-01
    days on market $99,000 Active 5 DOM
  5. 2026-05-31
    days on market $99,000 Active 4 DOM
  6. 2026-05-28
    price $99,000 438-char remark
    Show marketing remark (438 chars)

    Discover the potential of 19210 Patton ST, a brick residence built in 1947 and fully updated in 2026, offering a unique opportunity to craft your ideal living space. This inviting home features two comfortable bedrooms, each providing a private retreat for rest and personalization. Envision your future in this residence, a canvas awaiting your personal touch. Home has a large fenced in corner lot, screened in back porch and much more.

  7. 2026-05-27
    price $99,000
    Show marketing remark (438 chars)

    Discover the potential of 19210 Patton ST, a brick residence built in 1947 and fully updated in 2026, offering a unique opportunity to craft your ideal living space. This inviting home features two comfortable bedrooms, each providing a private retreat for rest and personalization. Envision your future in this residence, a canvas awaiting your personal touch. Home has a large fenced in corner lot, screened in back porch and much more.

  8. 2026-05-27
    listed $99,900 Active
    Show marketing remark (438 chars)

    Discover the potential of 19210 Patton ST, a brick residence built in 1947 and fully updated in 2026, offering a unique opportunity to craft your ideal living space. This inviting home features two comfortable bedrooms, each providing a private retreat for rest and personalization. Envision your future in this residence, a canvas awaiting your personal touch. Home has a large fenced in corner lot, screened in back porch and much more.

  9. 2026-05-27
    listed $99,900 Active 438-char remark
    Show marketing remark (438 chars)

    Discover the potential of 19210 Patton ST, a brick residence built in 1947 and fully updated in 2026, offering a unique opportunity to craft your ideal living space. This inviting home features two comfortable bedrooms, each providing a private retreat for rest and personalization. Envision your future in this residence, a canvas awaiting your personal touch. Home has a large fenced in corner lot, screened in back porch and much more.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$1,437 · $120/mo
Projected year-2 tax
$1,481 · $123/mo
Expected delta
+$44/yr (+$4/mo · 3.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,711
− Mortgage interest
−$5,546
− Property taxes
−$1,437
− Insurance
−$495
− Repairs & maintenance
−$1,177
− Management
−$1,177
− Depreciation
−$2,880
Taxable income
$2,000
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$480
After-tax cash flow
$2,980/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Detroit Public Schools Community District
NCES district ID
2601103
Math proficiency
10% ▼ -2.00%
Reading proficiency
24% ▲ 6.00%
Median HH income
$25,815
Composite
13.06/100
National rank
#9564
State rank
#499 of 540 in MI

Livability — Detroit

Score
73/100
State rank
#218
US rank
#5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Detroit, MI
County
Wayne County · 1,562,939 people
City population
572,865
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
47,208
Household income
$43,655
Rent vs Own
45.1% rent · 54.9% own
Severe rent burden
3584.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (88%)
Race & ethnicity
Black 88% White 5% Two or more races 4% Hispanic / Latino 1%
Common ancestry
Romanian 1% Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.06%
Current HPI
563.3263
Rent YoY
▲ 8.04%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

-0.9% since first listed
4 events — show timeline
  • 2026-05-28 Price Changed $99,000 MiRealSource-MiMLS
  • 2026-05-27 Price Changed $99,000 REALCOMP
  • 2026-05-27 Listed $99,900 REALCOMP
  • 2026-05-27 Listed $99,900 MiRealSource-MiMLS

Property tax history

-1.4%/yr

Latest (2025): $1,437 · +24.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…