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Corpus Plan 🏗️ New Construction
F Composite 33.71
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.9/30.0
  • ARV discount +7.5/15.0
  • Schools +4.0/10.0
  • Condition / age +4.0/5.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • 1% rule +2.4/10.0
  • DSCR +2.0/10.0
  • Appreciation +0.0/10.0

$284,999

Corpus Plan · Mesquite, TX 75181
4 bd · 2.0 ba · 1,566 sqft · SingleFamily · 159 Days on market
Good condition 2-car garage

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This single-story home has a warm layout that makes smart use of the available space. Three bedrooms share a bathroom in the hall at the front of the home, while down the hall is the open concept living area which features access to a covered patio. The owner's suite is tucked into the back corner for maximum privacy and features a full bathroom and walk-in closet.

Key facts

  • Full bathroom
  • Walk-in closet
  • Covered patio

Tags

OPEN CONCEPT LIVING AREACOVERED PATIOOWNER'S SUITEFULL BATHROOMWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $284,999 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $365,764.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $285k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-392 ($-5k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $270k (5.1% below list).
  • Recommended offer: $251k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#358 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: crime F, commute F.
  • Mesquite ISD (suburban): math 35% / reading 32% proficiency, ranked #536 of 826 in TX (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Gentry El (math 34% / reading 40%, grade F, #1,769 of 4,322 statewide, top 44%, 637 students, 79% FRL); Berry Middle (math 45% / reading 41%, grade D-, #540 of 1,662 statewide, top 33%, 579 students, 76% FRL); Horn H S (math 41% / reading 36%, grade F, #866 of 1,632 statewide, top 54%, 3,029 students, 74% FRL).
  • Market conditions: Rents flat; 768 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 60d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 78% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 159 days — a 12% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
Recommended offer $250,799 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 159 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
5.01%
Cash-on-cash
-4.59%
DSCR
0.80
GRM
11.3

CMA / ARV

ARV (median comp)
$365,764
List price
$284,999
Delta
-22.08%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2205 Hazel Lily Run 0.39mi 3/2.0 (-1) 1,576 (+1%) 4mo $364,000 $231 72
2213 Hazel Lily Run 0.38mi 4/2.0 1,713 (+9%) 3mo $383,000 $224 64
2005 Lone Oak Trl 0.47mi 4/2.0 1,696 (+8%) 1mo $370,999 $219 63
2032 Osage Trl 0.73mi 3/2.0 (-1) 1,571 (+0%) 0mo $319,990 $204 60
2008 Osage Trl 0.73mi 3/2.0 (-1) 1,571 (+0%) 3mo $307,990 $196 58
1022 Fairview Ct 0.73mi 3/2.0 (-1) 1,565 (-0%) 7mo $279,000 $178 55
1913 Hazel Lily 0.35mi 3/2.0 (-1) 1,736 (+11%) 7mo $397,620 $229 54
2013 Osage Trl 0.73mi 3/2.0 (-1) 1,510 (-4%) 2mo $309,990 $205 53
2005 Osage Trl 0.73mi 3/2.0 (-1) 1,649 (+5%) 1mo $312,990 $190 51
2012 Osage Trl 0.73mi 3/2.0 (-1) 1,649 (+5%) 1mo $308,990 $187 51
2514 Decoy Dr 0.58mi 4/2.0 1,778 (+14%) 0mo $279,900 $157 50
2017 Paradise Valley Dr 0.74mi 3/2.5 (-1) 1,699 (+8%) 4mo $339,834 $200 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.07% rent growth · sell at horizon

5-year hold
IRR
-27.4%
Equity multiple
0.10×
Total profit
$-91,920
Equity at exit
$54,537
10-year hold
IRR
-40.6%
Equity multiple
-0.39×
Total profit
$-141,970
Equity at exit
$31,625

Cash invested: $102,414 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
68 active · 21 under contract
Months of supply
18.5 mo (5%/mo absorbed)
Median asking
$326,990 ($200/sqft)
Median days on market
122 d
This list price
10% of active listings are priced below it
ARV vs active asking
+16.6% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 75181

Home prices YoY
-9.4%
Rents YoY
0.1%
Active inventory
768
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,704 high interval (Pro) →
Mortgage (P&I)
$1,918
Tax est. 1.5%
$457 /mo · $5,486/yr
Insurance
$152
HOA
$0
Vacancy / Maint / Mgmt
$568
Net cashflow
$-392

Break-even live

Break-even rent $3,200
Max offer price $309,085
Occupancy floor

Sensitivity live

Price -10% $-139 -5% $-265 +0% $-392 +5% $-518 +10% $-644
Rent -10% $-605 -5% $-498 +0% $-392 +5% $-285 +10% $-178
Rate -1.0pp $-207 -0.5pp $-299 base $-392 +0.5pp $-486 +1.0pp $-583

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$91,441
Closing costs
$10,973
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2004 Poppy Way Mesquite, TX 3.0 2.0 1572 $2,700 $1.72 139d 1 0.32mi
2516 Buck Dr Mesquite, TX 3.0 2.0 1562 $2,850 $1.82 20d 1 0.64mi
2324 Cantura Dr Mesquite, TX 4.0 2.0 2190 $2,500 $1.14 80d 1 0.67mi
2508 Hawk Dr Mesquite, TX 3.0 2.0 1771 $2,225 $1.26 30d 1 0.70mi
2108 Osage Trl Mesquite, TX 3.0 2.0 1571 $2,600 $1.65 44d 1 0.75mi
1809 Osage Trl Mesquite, TX 4.0 2.0 2022 $2,599 $1.29 113d 1 0.77mi
2600 Waterloo Ln Mesquite, TX 3.0 2.0 1460 $1,900 $1.30 139d 1 0.82mi
1813 Bette Dr Mesquite, TX 4.0 2.0 1548 $2,241 $1.45 33d 1 0.82mi
1729 Hazer Ln Mesquite, TX 3.0 2.0 1498 $2,400 $1.60 116d 1 0.83mi
1816 Lemonwood Cir Mesquite, TX 3.0 2.0 1178 $1,900 $1.61 31d 1 0.92mi
808 Creekside Dr Mesquite, TX 3.0 2.0 1886 $2,200 $1.17 50d 1 0.96mi
2008 Cheshire Ct Mesquite, TX 3.0 2.0 2003 $3,675 $1.83 84d 1 0.99mi
815 Valleycreek Rd Mesquite, TX 3.0 2.0 1788 $2,500 $1.40 139d 1 1.02mi
1332 Nimitz Way Mesquite, TX 4.0 2.0 2109 $2,155 $1.02 5d 1 1.02mi
1309 Dawson Way Mesquite, TX 4.0 2.0 1952 $2,225 $1.14 6d 1 1.05mi
1309 Dawson Way Mesquite, TX 4.0 2.0 1952 $2,222 $1.14 103d 1 1.05mi
1320 Junction Run Mesquite, TX 3.0 2.0 1791 $2,395 $1.34 67d 1 1.06mi
1320 Junction Run Mesquite, TX 3.0 2.0 1791 $2,450 $1.37 84d 1 1.06mi
1427 Caladium Dr Mesquite, TX 3.0 2.0 1471 $2,175 $1.48 56d 1 1.11mi
1424 Junction Run Mesquite, TX 3.0 2.0 1389 $2,695 $1.94 42d 1 1.11mi
1348 Virgie Joe Dr Mesquite, TX 3.0 1.5 1113 $1,799 $1.62 5d 1 1.13mi
1513 Lone Star Ct Mesquite, TX 4.0 2.0 1791 $3,500 $1.95 45d 1 1.13mi
706 Valleycreek Rd Mesquite, TX 3.0 2.0 1390 $2,225 $1.60 50d 1 1.13mi
1349 Rutherford Dr Mesquite, TX 3.0 2.0 1352 $2,015 $1.49 4d 1 1.14mi
1349 Rutherford Dr Mesquite, TX 3.0 2.0 1968 $2,095 $1.06 71d 1 1.14mi
1608 Willow Crk Mesquite, TX 3.0 2.0 1934 $2,323 $1.20 54d 1 1.16mi
1045 Cavern Dr Mesquite, TX 3.0 2.0 1659 $2,095 $1.26 18d 1 1.21mi
2521 Ash Crk Mesquite, TX 3.0 2.0 1512 $2,600 $1.72 18d 1 1.22mi
2749 Ingram Cir Mesquite, TX 3.0 2.0 1791 $1,899 $1.06 71d 1 1.24mi
1229 Nimitz Way Mesquite, TX 4.0 2.0 2075 $2,300 $1.11 83d 1 1.25mi
824 Elm Falls Pl Mesquite, TX 3.0 2.5 2141 $1,950 $0.91 50d 1 1.26mi
2621 Ash Crk Mesquite, TX 3.0 2.0 1843 $2,299 $1.25 139d 1 1.30mi
2302 Highbank Dr Mesquite, TX 3.0 2.0 1783 $2,145 $1.20 139d 1 1.33mi
1104 Ashland Dr Mesquite, TX 3.0 1.0 1250 $1,595 $1.28 90d 1 1.35mi
2725 Stillwater Dr Mesquite, TX 5.0 2.5 2228 $3,169 $1.42 0d 1 1.41mi
2524 Park Valley Dr Mesquite, TX 3.0 2.0 1360 $2,020 $1.49 78d 1 1.41mi
1014 Tulip Trl Mesquite, TX 3.0 2.0 1771 $1,895 $1.07 11d 1 1.43mi
2805 Cameron Way Mesquite, TX 3.0 2.0 1660 $2,150 $1.30 108d 1 1.43mi
2805 Cameron Way Mesquite, TX 3.0 2.0 1660 $2,095 $1.26 89d 1 1.43mi
2801 Clearmeadow Dr Mesquite, TX 3.0 2.0 2241 $2,095 $0.93 60d 1 1.44mi

Property features AI

Finance

Other
Financial info
List price $304,999
HOA & community

Exterior

Parking
2-car garage (2 total parking spaces)
Security
Utilities
Home design
New construction plan named "Corpus"Single-family property (Plan)
Construction
Exterior features
Living area of 1,566

Interior

Kitchen
Bedrooms
4 bedrooms
Flooring
Bathrooms
2 full bathrooms
Heating & cooling
Interior features
Open living area
Laundry & utility

Listing history 50 events

  1. 2026-09-24
    days on market $284,999 Active 159 DOM
  2. 2026-09-23
    days on market $284,999 Active 158 DOM
  3. 2026-09-22
    days on market $284,999 Active 157 DOM
  4. 2026-09-21
    days on market $284,999 Active 156 DOM
  5. 2026-09-20
    days on market $284,999 Active 155 DOM
  6. 2026-09-19
    days on market $284,999 Active 154 DOM
  7. 2026-09-18
    days on market $284,999 Active 153 DOM
  8. 2026-09-17
    days on market $284,999 Active 152 DOM
  9. 2026-09-16
    days on market $284,999 Active 151 DOM
  10. 2026-09-15
    days on market $284,999 Active 150 DOM
  11. 2026-09-14
    days on market $284,999 Active 149 DOM
  12. 2026-09-13
    days on market $284,999 Active 148 DOM
  13. 2026-09-12
    days on market $284,999 Active 147 DOM
  14. 2026-09-11
    days on market $284,999 Active 146 DOM
  15. 2026-09-05
    days on market $284,999 Active 140 DOM
  16. 2026-09-04
    days on market $284,999 Active 139 DOM
  17. 2026-09-02
    pricedays on market $284,999 Active 137 DOM
  18. 2026-08-31
    days on market $304,999 Active 135 DOM
  19. 2026-08-29
    days on market $304,999 Active 133 DOM
  20. 2026-08-28
    days on market $304,999 Active 132 DOM
  21. 2026-08-27
    days on market $304,999 Active 131 DOM
  22. 2026-08-26
    days on market $304,999 Active 130 DOM
  23. 2026-08-25
    days on market $304,999 Active 129 DOM
  24. 2026-08-24
    days on market $304,999 Active 128 DOM
  25. 2026-08-23
    days on market $304,999 Active 127 DOM
  26. 2026-08-22
    days on market $304,999 Active 126 DOM
  27. 2026-08-21
    days on market $304,999 Active 125 DOM
  28. 2026-08-20
    days on market $304,999 Active 124 DOM
  29. 2026-08-19
    days on market $304,999 Active 123 DOM
  30. 2026-08-18
    days on market $304,999 Active 122 DOM
  31. 2026-08-17
    days on market $304,999 Active 121 DOM
  32. 2026-08-16
    days on market $304,999 Active 120 DOM
  33. 2026-08-15
    days on market $304,999 Active 119 DOM
  34. 2026-08-14
    days on market $304,999 Active 118 DOM
  35. 2026-08-13
    days on market $304,999 Active 117 DOM
  36. 2026-08-12
    days on market $304,999 Active 116 DOM
  37. 2026-08-11
    days on market $304,999 Active 115 DOM
  38. 2026-08-10
    days on market $304,999 Active 114 DOM
  39. 2026-08-09
    days on market $304,999 Active 113 DOM
  40. 2026-08-08
    days on market $304,999 Active 112 DOM
  41. 2026-08-06
    days on market $304,999 Active 110 DOM
  42. 2026-08-05
    days on market $304,999 Active 109 DOM
  43. 2026-08-04
    days on market $304,999 Active 108 DOM
  44. 2026-08-03
    days on market $304,999 Active 107 DOM
  45. 2026-07-31
    days on market $304,999 Active 104 DOM
  46. 2026-07-30
    days on market $304,999 Active 103 DOM
  47. 2026-07-30
    days on market $304,999 Active 102 DOM
  48. 2026-07-28
    days on market $304,999 Active 101 DOM
  49. 2026-07-26
    days on market $304,999 Active 99 DOM
  50. 2026-07-24
    days on market $304,999 Active 97 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,446
− Mortgage interest
−$20,488
− Property taxes
−$5,486
− Insurance
−$1,829
− Repairs & maintenance
−$2,596
− Management
−$2,596
− Depreciation
−$10,640
Taxable loss
−$11,190
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,686
After-tax cash flow
$-2,015/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $7,830–$23,490 screening

This single-story home is in good condition with a good layout and modern finishes. It has potential for further improvements to enhance its curb appeal and interior finishes.

Value-add opportunities

  • Both Painting the exterior stone siding — Enhances curb appeal and can increase both resale and rental value
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value
  • Both New flooring in bathrooms — Modernizes the space and can increase both resale and rental value

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 40/100

Zoned Schools

Elementary Gentry El F TX #1,769/4,322 Nat'l #21,438/41,679 Middle Berry Middle D- TX #540/1,662 Nat'l #5,160/14,009 High Horn H S F TX #866/1,632 Nat'l #8,796/17,239

Schools (NCES district)

District
Mesquite ISD
NCES district ID
4830390
Math proficiency
35% ▼ -11.00%
Reading proficiency
32% ▼ -7.00%
Median HH income
$49,372
Composite
29.06/100
National rank
#6606
State rank
#536 of 826 in TX
B Composite livability gradescore 70/100

Livability — Mesquite

Score
70/100
State rank
#358
US rank
#7743

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mesquite, TX
County
Dallas County · 2,979,839 people
City population
150,788
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
29,788
Household income
$111,052
Rent vs Own
16.2% rent · 83.8% own
Severe rent burden
29% of renters

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Black 39% Hispanic / Latino 32% Two or more races 21% White 16% Asian 5% Native American 1%
Hispanic origin (detail)
Mexican 27% Puerto Rican 1%
Common ancestry
Slovak 2% Italian 1%
Foreign-born
22% · Canada, Vietnam
Languages at home
64% English-only · Spanish 27% Tagalog/Filipino 3% Other Asian/Pacific 1%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…