1711 Tudor Dr · Birmingham, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 9 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.2/30.0
- ARV discount +5.0/15.0
- DSCR +4.3/10.0
- Rent growth +3.8/5.0
- Livability +3.4/5.0
- 1% rule +2.9/10.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
- Appreciation +0.0/10.0
$200,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
-- Great location -- Convenient to I-59/I-459 -- Edwards Lake - Grayson Valley - Trussville Area -- Chalkville Elementary, Clay-Chalkville High School -- Quiet neighborhood on cul de sac street -- On high side of the street overlooking beautiful neighborhood -- Updated 2-story house with 3-bedrooms & 2+½ baths -- Spacious living room and dining room -- Roomy kitchen & breakfast area with lots of cabinets -- Washer/dryer area upstairs near bedrooms -- Big deck overlooks fenced and gated back yard -- Large den downstairs with fireplace and huge ½ bath -- 2-car garage with extra storage -- 2 brand new garage doors (separate) with 2 remote openers -- High efficiency 13 SEER central air conditioning -- Central gas heat -- Gas hot water heater -- Lots of storage throughout -- Covered front porch stoop w/ storm door -- Beautiful hardwood floors and ceramic tile baths
Key facts
- 0.25 acre lot
- 2 garage spots
- Built 1977
Property features AI
Finance
- Other: Subdivision: Metes And Bounds
- HOA & community: No homeowners association
Exterior
- Parking: Attached two-car garage
- Utilities: Public water; Public sewer; Electric service (standard residential)
- Home design: Single family residence; One-and-a-half story; Built in 1977; Residential property
- Construction: Vinyl siding; Shingle roof (not specified but typical for vinyl siding homes)
- Exterior features: Public water; Public sewer; Lot is 0.25 acres
Interior
- Bedrooms: Total rooms: 7
- Bathrooms: One full bathroom; One three-quarter bathroom; One half bathroom
- Heating & cooling: Central heating; Central cooling
- Interior features: Finished basement; One fireplace with gas log
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $200k.
Deal economics
- At list price, monthly cash flow is $33 ($391/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (21.2% below list).
- Recommended offer: $158k (21.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 67/100 on livability (#78 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, crime F, employment F.
- Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Clay Elementary School (math 10% / reading 40%, grade F, #414 of 627 statewide, top 66%, 632 students, 48% FRL); Claychalkville Middle School (math 2% / reading 26%, grade F, #209 of 257 statewide, top 82%, 1,032 students, 64% FRL); Claychalkville High School (math 6% / reading 9%, grade F, #261 of 305 statewide, top 87%, 1,361 students, 56% FRL).
- Market conditions: Rents rising fast (+5.4%/yr); 114 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $122k; list at $200k implies a 63% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 6.49%
- Cash-on-cash
- 0.70%
- DSCR
- 1.03
- GRM
- 10.6
CMA / ARV
- ARV (on-the-fly)
- $189,434
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1711 Tudor Dr | 0.00mi | 3/2.5 | 1,933 (0%) | 0mo | $200,000 | $103 | 100 |
| 1731 Annendale Dr | 0.18mi | 4/2.0 (+1) | 1,922 (-1%) | 6mo | $230,500 | $120 | 79 |
| 1713 Sam Dr | 0.25mi | 4/3.0 (+1) | 1,914 (-1%) | 3mo | $170,000 | $89 | 77 |
| 1586 Wilderness Ln | 0.34mi | 4/3.0 (+1) | 1,908 (-1%) | 3mo | $320,000 | $168 | 72 |
| 1621 Mardis Dr | 0.27mi | 4/2.0 (+1) | 1,828 (-5%) | 4mo | $213,500 | $117 | 68 |
| 1873 Pebble Lake Dr | 0.27mi | 3/2.0 | 2,126 (+10%) | 3mo | $179,000 | $84 | 66 |
| 1936 Carraway St | 0.70mi | 4/2.5 (+1) | 1,986 (+3%) | 5mo | $160,000 | $81 | 54 |
| 1991 Westridge Dr | 0.63mi | 3/2.0 | 2,095 (+8%) | 2mo | $238,900 | $114 | 53 |
| 1501 Celinda Ln | 0.48mi | 4/2.0 (+1) | 2,113 (+9%) | 2mo | $150,000 | $71 | 53 |
| 1717 Big Mountain Dr | 0.64mi | 3/2.0 | 2,098 (+8%) | 2mo | $139,700 | $67 | 52 |
| 1805 Lyle Dr | 0.65mi | 3/2.5 | 1,702 (-12%) | 1mo | $155,000 | $91 | 49 |
| 1641 Azalea Dr | 0.63mi | 4/2.0 (+1) | 1,728 (-11%) | 3mo | $169,000 | $98 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.39% rent growth · sell at horizon
- IRR
- -12.9%
- Equity multiple
- 0.53×
- Total profit
- $-26,534
- Equity at exit
- $29,821
- IRR
- -1.0%
- Equity multiple
- 0.93×
- Total profit
- $-4,045
- Equity at exit
- $17,292
Cash invested: $56,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35235
- Home prices YoY
- -21.1%
- Rents YoY
- 5.4%
- Active inventory
- 114
- Price-to-rent
- 10.6×
Monthly cashflow live
- Estimated rent
- $1,575 high interval (Pro) →
- Mortgage (P&I)
- −$1,049
- Tax from tax record
- −$80 /mo · $958/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$331
- Net cashflow
- $33
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,000
- Closing costs
- $6,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 26 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1733 Molly Dr Birmingham, AL | 4.0 | 1.5 | 1570 | $1,460 | $0.93 | 10d | 1 | 0.10mi |
| 1808 Brewster Rd Birmingham, AL | 4.0 | 2.0 | 1548 | $1,515 | $0.98 | 43d | 1 | 0.19mi |
| 1830 Christian St Birmingham, AL | 3.0 | 2.0 | 1468 | $1,375 | $0.94 | 3d | 1 | 0.34mi |
| 1748 Sonia Dr Birmingham, AL | 4.0 | 2.0 | 1401 | $1,395 | $1.00 | 43d | 1 | 0.38mi |
| 1760 Sonia Dr Birmingham, AL | 3.0 | 2.0 | 1550 | $1,635 | $1.05 | 1d | 1 | 0.39mi |
| 1868 Carraway St Birmingham, AL | 3.0 | 2.0 | 1819 | $1,500 | $0.82 | 23d | 1 | 0.51mi |
| 1753 Tall Oak Cir Birmingham, AL | 3.0 | 2.0 | 1380 | $1,225 | $0.89 | 3d | 1 | 0.51mi |
| 1729 Tall Oak Cir Birmingham, AL | 3.0 | 2.0 | 1403 | $1,630 | $1.16 | 1d | 1 | 0.54mi |
| 1839 Satterwhite St Birmingham, AL | 4.0 | 2.0 | 2443 | $1,671 | $0.68 | 43d | 1 | 0.58mi |
| 1817 Lyle Dr Birmingham, AL | 4.0 | 2.0 | 1361 | $1,605 | $1.18 | 23d | 1 | 0.72mi |
| 1819 Valley Run Cir Birmingham, AL | 4.0 | 2.5 | 1694 | $1,761 | $1.04 | 43d | 1 | 0.72mi |
| 1761 Big Mountain Dr Birmingham, AL | 4.0 | 2.0 | 1632 | $1,575 | $0.97 | 44d | 1 | 0.83mi |
| 1421 Brewster Cir Birmingham, AL | 3.0 | 2.0 | 1439 | $1,525 | $1.06 | 1d | 1 | 0.86mi |
| 2025 Brewster Rd Birmingham, AL | 3.0 | 2.0 | 1369 | $1,450 | $1.06 | 23d | 1 | 0.88mi |
| 1845 Stonehenge Dr Birmingham, AL | 3.0 | 2.0 | 1358 | $1,323 | $0.97 | 14d | 1 | 1.02mi |
| 1440 Hickory Ln Birmingham, AL | 3.0 | 2.0 | 1448 | $1,625 | $1.12 | 1d | 1 | 1.05mi |
| 1409 Medina Ln Birmingham, AL | 3.0 | 2.0 | 2113 | $1,600 | $0.76 | 43d | 1 | 1.06mi |
| 940 Pine Hill Rd Birmingham, AL | 3.0 | 2.0 | 1926 | $1,475 | $0.77 | 43d | 1 | 1.08mi |
| 1700 Serene Dr Birmingham, AL | 4.0 | 1.5 | 1543 | $1,630 | $1.06 | 2d | 1 | 1.18mi |
| 600 20th Ct NE Center Point, AL | 3.0 | 2.0 | 1878 | $1,650 | $0.88 | 23d | 1 | 1.28mi |
| 2202 Cheshire Dr Birmingham, AL | 3.0 | 2.5 | 1536 | $1,325 | $0.86 | 2d | 1 | 1.28mi |
| 1328 Oak Ter Birmingham, AL | 3.0 | 2.0 | 1772 | $1,581 | $0.89 | 11d | 1 | 1.29mi |
| 744 Vaughn Cir Birmingham, AL | 4.0 | 2.0 | 1516 | $1,561 | $1.03 | 23d | 1 | 1.31mi |
| 2543 Hampstead Dr Birmingham, AL | 2.0 | 2.5 | 1272 | $1,123 | $0.88 | 23d | 1 | 1.42mi |
| 1235 Little Brook Ln Birmingham, AL | 3.0 | 2.0 | 1787 | $2,400 | $1.34 | 43d | 1 | 1.43mi |
| 1360 Orlando Cir NE Birmingham, AL | 3.0 | 2.0 | 1489 | $1,455 | $0.98 | 23d | 1 | 1.44mi |
Listing history 6 events
-
2026-04-24status Pending
-
2026-04-09$200,000 Active
-
2017-06-21soldstatus $122,500 Sold 902-char remark
Show marketing remark (902 chars)
-- Great location -- Convenient to I-59/I-459 -- Edwards Lake - Grayson Valley - Trussville Area -- Chalkville Elementary, Clay-Chalkville High School -- Quiet neighborhood on cul de sac street -- On high side of the street overlooking beautiful neighborhood -- Updated 2-story house with 3-bedrooms & 2+½ baths -- Spacious living room and dining room -- Roomy kitchen & breakfast area with lots of cabinets -- Washer/dryer area upstairs near bedrooms -- Big deck overlooks fenced and gated back yard -- Large den downstairs with fireplace and huge ½ bath -- 2-car garage with extra storage -- 2 brand new garage doors (separate) with 2 remote openers -- High efficiency 13 SEER central air conditioning -- Central gas heat -- Gas hot water heater -- Lots of storage throughout -- Covered front porch stoop w/ storm door -- Beautiful hardwood floors and ceramic tile baths
-
2017-05-08$118,500 Active 902-char remark
Show marketing remark (902 chars)
-- Great location -- Convenient to I-59/I-459 -- Edwards Lake - Grayson Valley - Trussville Area -- Chalkville Elementary, Clay-Chalkville High School -- Quiet neighborhood on cul de sac street -- On high side of the street overlooking beautiful neighborhood -- Updated 2-story house with 3-bedrooms & 2+½ baths -- Spacious living room and dining room -- Roomy kitchen & breakfast area with lots of cabinets -- Washer/dryer area upstairs near bedrooms -- Big deck overlooks fenced and gated back yard -- Large den downstairs with fireplace and huge ½ bath -- 2-car garage with extra storage -- 2 brand new garage doors (separate) with 2 remote openers -- High efficiency 13 SEER central air conditioning -- Central gas heat -- Gas hot water heater -- Lots of storage throughout -- Covered front porch stoop w/ storm door -- Beautiful hardwood floors and ceramic tile baths
-
2003-09-02soldstatus $110,000
-
1998-01-07soldstatus $82,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $958 · $80/mo
- Projected year-2 tax
- $958 · $80/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,905
- − Mortgage interest
- −$11,203
- − Property taxes
- −$958
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,512
- − Management
- −$1,512
- − Depreciation
- −$5,818
- Taxable loss
- −$3,099
- Est. tax savings @ 24.0%
- +$744
- After-tax cash flow
- $1,135/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson County
- NCES district ID
- 0101920
- Math proficiency
- 9% ▼ -24.00%
- Reading proficiency
- 32% ▼ -5.00%
- Median HH income
- $51,712
- Composite
- 18.4/100
- National rank
- #8937
- State rank
- #104 of 129 in AL
Livability — Birmingham
- Score
- 67/100
- State rank
- #78
- US rank
- #10412
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Jefferson County · 527,445 people
- City population
- 210,422
- Metro
- Birmingham-Hoover, AL
- Population (ZIP)
- 20,526
- Household income
- $63,295
- Rent vs Own
- Severe rent burden
- 941.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 669,185 people
- By 2030
- 669,694 · +0.1%
- By 2040
- 661,388 · -1.2%
- By 2050
- 643,086 · -3.9%
- By 2075
- 577,267 · -13.7%
- By 2100
- 474,758 · -29.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (63%)
- Race & ethnicity
- Black 63% White 30% Two or more races 3% Asian 2% Hispanic / Latino 2%
- Common ancestry
- Slovak 2% Serbian 1% Italian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 2% Other Asian/Pacific 1%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
- 2008→2024 swing
- +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
- All cycles
- 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -54.62%
- Current HPI
- 204.6532
- Rent YoY
- ▲ 5.39%
- Metro
- Birmingham-Hoover, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+142.4% since first listed6 events — show timeline
- 2026-04-24 Pending — VMLS
- 2026-04-09 Listed $200,000 VMLS
- 2017-06-21 Sold (MLS) $122,500 Greater Alabama MLS
- 2017-05-08 Listed $118,500 Greater Alabama MLS
- 2003-09-02 Sold (Public Records) $110,000 Public Records
- 1998-01-07 Sold (Public Records) $82,500 Public Records
Property tax history
-0.7%/yrLatest (2025): $958 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…