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1711 Tudor Dr
D- Composite 37.91
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.2/30.0
  • ARV discount +5.0/15.0
  • DSCR +4.3/10.0
  • Rent growth +3.8/5.0
  • Livability +3.4/5.0
  • 1% rule +2.9/10.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0
  • Appreciation +0.0/10.0

$200,000

1711 Tudor Dr · Birmingham, AL 35235
3 bd · 2.5 ba · 1,933 sqft · SingleFamily public records · 14 Days on market
Built 1977 0.25 ac lot Est $189k · 6% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

-- Great location -- Convenient to I-59/I-459 -- Edwards Lake - Grayson Valley - Trussville Area -- Chalkville Elementary, Clay-Chalkville High School -- Quiet neighborhood on cul de sac street -- On high side of the street overlooking beautiful neighborhood -- Updated 2-story house with 3-bedrooms & 2+½ baths -- Spacious living room and dining room -- Roomy kitchen & breakfast area with lots of cabinets -- Washer/dryer area upstairs near bedrooms -- Big deck overlooks fenced and gated back yard -- Large den downstairs with fireplace and huge ½ bath -- 2-car garage with extra storage -- 2 brand new garage doors (separate) with 2 remote openers -- High efficiency 13 SEER central air conditioning -- Central gas heat -- Gas hot water heater -- Lots of storage throughout -- Covered front porch stoop w/ storm door -- Beautiful hardwood floors and ceramic tile baths

Key facts

  • 0.25 acre lot
  • 2 garage spots
  • Built 1977

Property features AI

Finance

  • Other: Subdivision: Metes And Bounds
  • HOA & community: No homeowners association

Exterior

  • Parking: Attached two-car garage
  • Utilities: Public water; Public sewer; Electric service (standard residential)
  • Home design: Single family residence; One-and-a-half story; Built in 1977; Residential property
  • Construction: Vinyl siding; Shingle roof (not specified but typical for vinyl siding homes)
  • Exterior features: Public water; Public sewer; Lot is 0.25 acres

Interior

  • Bedrooms: Total rooms: 7
  • Bathrooms: One full bathroom; One three-quarter bathroom; One half bathroom
  • Heating & cooling: Central heating; Central cooling
  • Interior features: Finished basement; One fireplace with gas log

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $33 ($391/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (21.2% below list).
  • Recommended offer: $158k (21.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 67/100 on livability (#78 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, crime F, employment F.
  • Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Clay Elementary School (math 10% / reading 40%, grade F, #414 of 627 statewide, top 66%, 632 students, 48% FRL); Claychalkville Middle School (math 2% / reading 26%, grade F, #209 of 257 statewide, top 82%, 1,032 students, 64% FRL); Claychalkville High School (math 6% / reading 9%, grade F, #261 of 305 statewide, top 87%, 1,361 students, 56% FRL).
  • Market conditions: Rents rising fast (+5.4%/yr); 114 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $122k; list at $200k implies a 63% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $157,543 (21.2% below list)

Questions for the listing agent

  1. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.49%
Cash-on-cash
0.70%
DSCR
1.03
GRM
10.6

CMA / ARV

ARV (on-the-fly)
$189,434
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1711 Tudor Dr 0.00mi 3/2.5 1,933 (0%) 0mo $200,000 $103 100
1731 Annendale Dr 0.18mi 4/2.0 (+1) 1,922 (-1%) 6mo $230,500 $120 79
1713 Sam Dr 0.25mi 4/3.0 (+1) 1,914 (-1%) 3mo $170,000 $89 77
1586 Wilderness Ln 0.34mi 4/3.0 (+1) 1,908 (-1%) 3mo $320,000 $168 72
1621 Mardis Dr 0.27mi 4/2.0 (+1) 1,828 (-5%) 4mo $213,500 $117 68
1873 Pebble Lake Dr 0.27mi 3/2.0 2,126 (+10%) 3mo $179,000 $84 66
1936 Carraway St 0.70mi 4/2.5 (+1) 1,986 (+3%) 5mo $160,000 $81 54
1991 Westridge Dr 0.63mi 3/2.0 2,095 (+8%) 2mo $238,900 $114 53
1501 Celinda Ln 0.48mi 4/2.0 (+1) 2,113 (+9%) 2mo $150,000 $71 53
1717 Big Mountain Dr 0.64mi 3/2.0 2,098 (+8%) 2mo $139,700 $67 52
1805 Lyle Dr 0.65mi 3/2.5 1,702 (-12%) 1mo $155,000 $91 49
1641 Azalea Dr 0.63mi 4/2.0 (+1) 1,728 (-11%) 3mo $169,000 $98 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.39% rent growth · sell at horizon

5-year hold
IRR
-12.9%
Equity multiple
0.53×
Total profit
$-26,534
Equity at exit
$29,821
10-year hold
IRR
-1.0%
Equity multiple
0.93×
Total profit
$-4,045
Equity at exit
$17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35235

Home prices YoY
-21.1%
Rents YoY
5.4%
Active inventory
114
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$1,575 high interval (Pro) →
Mortgage (P&I)
$1,049
Tax from tax record
$80 /mo · $958/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$331
Net cashflow
$33

Break-even live

Break-even rent $1,534
Max offer price $200,000
Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1733 Molly Dr Birmingham, AL 4.0 1.5 1570 $1,460 $0.93 10d 1 0.10mi
1808 Brewster Rd Birmingham, AL 4.0 2.0 1548 $1,515 $0.98 43d 1 0.19mi
1830 Christian St Birmingham, AL 3.0 2.0 1468 $1,375 $0.94 3d 1 0.34mi
1748 Sonia Dr Birmingham, AL 4.0 2.0 1401 $1,395 $1.00 43d 1 0.38mi
1760 Sonia Dr Birmingham, AL 3.0 2.0 1550 $1,635 $1.05 1d 1 0.39mi
1868 Carraway St Birmingham, AL 3.0 2.0 1819 $1,500 $0.82 23d 1 0.51mi
1753 Tall Oak Cir Birmingham, AL 3.0 2.0 1380 $1,225 $0.89 3d 1 0.51mi
1729 Tall Oak Cir Birmingham, AL 3.0 2.0 1403 $1,630 $1.16 1d 1 0.54mi
1839 Satterwhite St Birmingham, AL 4.0 2.0 2443 $1,671 $0.68 43d 1 0.58mi
1817 Lyle Dr Birmingham, AL 4.0 2.0 1361 $1,605 $1.18 23d 1 0.72mi
1819 Valley Run Cir Birmingham, AL 4.0 2.5 1694 $1,761 $1.04 43d 1 0.72mi
1761 Big Mountain Dr Birmingham, AL 4.0 2.0 1632 $1,575 $0.97 44d 1 0.83mi
1421 Brewster Cir Birmingham, AL 3.0 2.0 1439 $1,525 $1.06 1d 1 0.86mi
2025 Brewster Rd Birmingham, AL 3.0 2.0 1369 $1,450 $1.06 23d 1 0.88mi
1845 Stonehenge Dr Birmingham, AL 3.0 2.0 1358 $1,323 $0.97 14d 1 1.02mi
1440 Hickory Ln Birmingham, AL 3.0 2.0 1448 $1,625 $1.12 1d 1 1.05mi
1409 Medina Ln Birmingham, AL 3.0 2.0 2113 $1,600 $0.76 43d 1 1.06mi
940 Pine Hill Rd Birmingham, AL 3.0 2.0 1926 $1,475 $0.77 43d 1 1.08mi
1700 Serene Dr Birmingham, AL 4.0 1.5 1543 $1,630 $1.06 2d 1 1.18mi
600 20th Ct NE Center Point, AL 3.0 2.0 1878 $1,650 $0.88 23d 1 1.28mi
2202 Cheshire Dr Birmingham, AL 3.0 2.5 1536 $1,325 $0.86 2d 1 1.28mi
1328 Oak Ter Birmingham, AL 3.0 2.0 1772 $1,581 $0.89 11d 1 1.29mi
744 Vaughn Cir Birmingham, AL 4.0 2.0 1516 $1,561 $1.03 23d 1 1.31mi
2543 Hampstead Dr Birmingham, AL 2.0 2.5 1272 $1,123 $0.88 23d 1 1.42mi
1235 Little Brook Ln Birmingham, AL 3.0 2.0 1787 $2,400 $1.34 43d 1 1.43mi
1360 Orlando Cir NE Birmingham, AL 3.0 2.0 1489 $1,455 $0.98 23d 1 1.44mi

Listing history 6 events

  1. 2026-04-24
    status Pending
  2. 2026-04-09
    listed $200,000 Active
  3. 2017-06-21
    soldstatus $122,500 Sold 902-char remark
    Show marketing remark (902 chars)

    -- Great location -- Convenient to I-59/I-459 -- Edwards Lake - Grayson Valley - Trussville Area -- Chalkville Elementary, Clay-Chalkville High School -- Quiet neighborhood on cul de sac street -- On high side of the street overlooking beautiful neighborhood -- Updated 2-story house with 3-bedrooms & 2+½ baths -- Spacious living room and dining room -- Roomy kitchen & breakfast area with lots of cabinets -- Washer/dryer area upstairs near bedrooms -- Big deck overlooks fenced and gated back yard -- Large den downstairs with fireplace and huge ½ bath -- 2-car garage with extra storage -- 2 brand new garage doors (separate) with 2 remote openers -- High efficiency 13 SEER central air conditioning -- Central gas heat -- Gas hot water heater -- Lots of storage throughout -- Covered front porch stoop w/ storm door -- Beautiful hardwood floors and ceramic tile baths

  4. 2017-05-08
    listed $118,500 Active 902-char remark
    Show marketing remark (902 chars)

    -- Great location -- Convenient to I-59/I-459 -- Edwards Lake - Grayson Valley - Trussville Area -- Chalkville Elementary, Clay-Chalkville High School -- Quiet neighborhood on cul de sac street -- On high side of the street overlooking beautiful neighborhood -- Updated 2-story house with 3-bedrooms & 2+½ baths -- Spacious living room and dining room -- Roomy kitchen & breakfast area with lots of cabinets -- Washer/dryer area upstairs near bedrooms -- Big deck overlooks fenced and gated back yard -- Large den downstairs with fireplace and huge ½ bath -- 2-car garage with extra storage -- 2 brand new garage doors (separate) with 2 remote openers -- High efficiency 13 SEER central air conditioning -- Central gas heat -- Gas hot water heater -- Lots of storage throughout -- Covered front porch stoop w/ storm door -- Beautiful hardwood floors and ceramic tile baths

  5. 2003-09-02
    soldstatus $110,000
  6. 1998-01-07
    soldstatus $82,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$958 · $80/mo
Projected year-2 tax
$958 · $80/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,905
− Mortgage interest
−$11,203
− Property taxes
−$958
− Insurance
−$1,000
− Repairs & maintenance
−$1,512
− Management
−$1,512
− Depreciation
−$5,818
Taxable loss
−$3,099
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$744
After-tax cash flow
$1,135/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County
NCES district ID
0101920
Math proficiency
9% ▼ -24.00%
Reading proficiency
32% ▼ -5.00%
Median HH income
$51,712
Composite
18.4/100
National rank
#8937
State rank
#104 of 129 in AL

Livability — Birmingham

Score
67/100
State rank
#78
US rank
#10412

Category grades

Amenities C- Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Jefferson County · 527,445 people
City population
210,422
Metro
Birmingham-Hoover, AL
Population (ZIP)
20,526
Household income
$63,295
Rent vs Own
34.5% rent · 65.5% own
Severe rent burden
941.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (63%)
Race & ethnicity
Black 63% White 30% Two or more races 3% Asian 2% Hispanic / Latino 2%
Common ancestry
Slovak 2% Serbian 1% Italian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2% Other Asian/Pacific 1%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.62%
Current HPI
204.6532
Rent YoY
▲ 5.39%
Metro
Birmingham-Hoover, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+142.4% since first listed
6 events — show timeline
  • 2026-04-24 Pending VMLS
  • 2026-04-09 Listed $200,000 VMLS
  • 2017-06-21 Sold (MLS) $122,500 Greater Alabama MLS
  • 2017-05-08 Listed $118,500 Greater Alabama MLS
  • 2003-09-02 Sold (Public Records) $110,000 Public Records
  • 1998-01-07 Sold (Public Records) $82,500 Public Records

Property tax history

-0.7%/yr

Latest (2025): $958 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…