50 S 1500 W Unit S9 · Vernal, UT
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $453 – $841
Heat risk 3/10 · Minor
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.8/5.0
- Rent growth +3.5/5.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$18,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
There are no remarks available.
Key facts
- Electrical
- Water lines
- New subflooring
Tags
Property features AI
Finance
- HOA & community: Subdivision: MILE HIGH VILLAGE
Exterior
- Utilities: Natural gas connected; Electricity connected; Public sewer (connected); Culinary water connected
- Home design: Mobile home; Built and currently standing; Residential use
- Construction: Clapboard/Masonite exterior
- Exterior features: Asphalt roof; Northeast-facing
Interior
- Bedrooms: Two main-level bedrooms
- Flooring: Hardwood
- Bathrooms: One full bathroom
- Heating & cooling: Evaporative cooling (has cooling)
- Interior features: Hardwood flooring; No basement; Six total rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $19k.
Deal economics
- At list price, monthly cash flow is $907 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $19k).
- Recommended offer: $17k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 75/100 on livability (#60 in UT, #3,813 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, amenities A; Watch: crime D+, health & safety D+, employment F.
- Uintah District (town): math 34% / reading 34% proficiency, ranked #60 of 80 in UT (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Ashley School (math 32% / reading 18%, grade F, #472 of 585 statewide, top 81%, 517 students, 58% FRL); Uintah Middle School (math 37% / reading 42%, grade F, #75 of 138 statewide, top 56%, 669 students, 40% FRL); Uintah High (math 18% / reading 36%, grade F, #131 of 171 statewide, top 79%, 1,808 students, 31% FRL).
- Market conditions: Rents rising fast (+4.1%/yr); 276 active listings in the ZIP; solid renter incomes; 85 units permitted in Uintah County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $131 of loan paydown is wiped out by about $567 of value loss. Plan a longer hold.
- Uintah County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 4.1% rent growth), your $5k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 149 days — a 12% lower offer ($17k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago; this cycle's ask has dropped $11k (37%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 149 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 6.95% ✓
- Cap rate
- 63.87%
- Cash-on-cash
- 205.63%
- DSCR
- 10.15
- GRM
- 1.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 4.07% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 11.61×
- Total profit
- $56,143
- Equity at exit
- $2,818
- IRR
- —
- Equity multiple
- 25.44×
- Total profit
- $129,333
- Equity at exit
- $1,634
Cash invested: $5,292 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 86 Strongly Landlord-Friendly
- State Utah
- 86 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 84078
- Rents YoY
- 4.1%
- Active inventory
- 276
- Price-to-rent
- 1.2×
Monthly cashflow live
- Estimated rent
- $1,313 medium interval (Pro) →
- Mortgage (P&I)
- −$99
- Tax est. 1.5%
- −$24 /mo · $284/yr
- Insurance
- −$8
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$276
- Net cashflow
- $907
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $4,725
- Closing costs
- $567
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-19days on market $18,900 Active 149 DOM
-
2026-06-18days on market $18,900 Active 148 DOM
-
2026-06-17days on market $18,900 Active 147 DOM
-
2026-06-16days on market $18,900 Active 146 DOM
-
2026-06-15days on market $18,900 Active 145 DOM
-
2026-06-14days on market $18,900 Active 143 DOM
-
2026-06-12days on market $18,900 Active 142 DOM
-
2026-06-09days on market $18,900 Active 139 DOM
-
2026-06-08days on market $18,900 Active 138 DOM
-
2026-06-07days on market $18,900 Active 137 DOM
-
2026-06-02days on market $18,900 Active 132 DOM
-
2026-06-01days on market $18,900 Active 131 DOM
-
2026-05-31days on market $18,900 Active 130 DOM
-
2026-05-30days on market $18,900 Active 129 DOM
-
2026-03-17price $18,900
-
2026-02-18price $26,900
-
2026-01-21$30,000 Active
-
2025-01-09soldstatus Closed 31-char remark
Show marketing remark (31 chars)
There are no remarks available.
-
2025-01-02status Under Contract 31-char remark
Show marketing remark (31 chars)
There are no remarks available.
-
2024-12-18$5,000 Active 31-char remark
Show marketing remark (31 chars)
There are no remarks available.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 3/10 Moderate 7 d/yr ≥91°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,759
- − Mortgage interest
- −$1,059
- − Property taxes
- −$284
- − Insurance
- −$94
- − Repairs & maintenance
- −$1,261
- − Management
- −$1,261
- − Depreciation
- −$550
- Taxable income
- $11,251
- Est. tax owed @ 24.0%
- −$2,700
- After-tax cash flow
- $8,182/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Uintah District
- NCES district ID
- 4901080
- Math proficiency
- 34% ▼ -4.00%
- Reading proficiency
- 34% ▼ -4.00%
- Median HH income
- $62,125
- Composite
- 30.69/100
- National rank
- #6177
- State rank
- #60 of 80 in UT
Livability — Vernal
- Score
- 75/100
- State rank
- #60
- US rank
- #3813
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Vernal, UT
- County
- Uintah County · 30,975 people
- City population
- 30,975
- Metro
- Vernal, UT
- Population (ZIP)
- 30,975
- Household income
- $75,113
- Rent vs Own
- Severe rent burden
- 223.0
Population outlook (Uintah County) Hauer SSP2
- Today (2025)
- 49,582 people
- By 2030
- 56,006 · +13.0%
- By 2040
- 70,034 · +41.2%
- By 2050
- 85,323 · +72.1%
- By 2075
- 124,396 · +150.9%
- By 2100
- 154,630 · +211.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Hispanic / Latino 8% Two or more races 8% Native American 3%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Italian 6% Slovak 3% Portuguese 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 3% Other Asian/Pacific 1%
Political lean MEDSL · Uintah
- 2024 margin
- Solid R (+73.6) · D 12.3% · R 85.9% · Other 1.8%
- 2008→2024 swing
- -4.8pp toward R · 2008: -68.8pp · 2024: -73.6pp
- All cycles
- 2024: R+73.6 2020: R+75.8 2016: R+68.9 2012: R+81.3 2008: R+68.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -304.65%
- Current HPI
- 197.5429
- Rent YoY
- ▲ 4.07%
- Metro
- Vernal, UT
- State GDP YoY
- ▲ 3.54%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in UT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $3B |
|
||
Price history
+278.0% since first listed6 events — show timeline
- 2026-03-17 Price Changed $18,900 WFRMLS
- 2026-02-18 Price Changed $26,900 WFRMLS
- 2026-01-21 Listed $30,000 WFRMLS
- 2025-01-09 Sold (MLS) — WFRMLS
- 2025-01-02 Pending — WFRMLS
- 2024-12-18 Listed $5,000 WFRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…