6292 W Park Dr · Homosassa Springs, FL 34446

$152,900

4 bd · 1.0 ba · 1,152 sqft · SingleFamily public records · 93 Days on market

Built 1974 0.29 ac lot Est $200k · 24% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.9/10.0
• Schools +4.1/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 6292 Park Dr. in Homosassa - an opportunity to own a 4 bedroom home with key system updates already in place. Featuring a newer roof (2020), HVAC (2020) system, and updated windows (2020), several of the major components have been addressed, offering added value and peace of mind. Inside, the home offers a flexible layout with four bedrooms, providing plenty of space for a variety of living arrangements, whether you need extra rooms for guests, a home office, or hobbies. The living areas are filled with natural light, and the updated windows contribute to improved efficiency and comfort. There's also a spare room that could be used as an office or den. Situated on a generously sized lot, there's ample outdoor space to enjoy, with room for entertaining, pets, or future enhancements. Conveniently located just a mile from local amenities, shopping, dining, and just 4 miles from the natural beauty of Homosassa's springs and waterways, this property has so much to offer. A great opportunity for buyers looking to personalize a home while benefiting from important updates already completed--schedule your showing today.

Key facts

• Newer roof
• Updated windows
• Generously sized lot

Tags

• NEWER ROOF
• HVAC SYSTEM
• UPDATED WINDOWS
• FLEXIBLE LAYOUT
• BONUS ROOM
• GENEROUSLY SIZED LOT

Property features AI

Finance

• Other: Property zoned RURMH; Approximately 0.29 acre lot (about 1/4 to less than 1/2 acre)
• Financial info: No investor or income/expense information listed
• HOA & community: No HOA / association indicated

Exterior

• Parking: No specific parking features listed
• Security: No security features listed
• Utilities: Well water; Septic tank; Other utilities
• Home design: Single family residence; One story; North-facing
• Construction: Frame construction with wood siding; Shingle roof; Slab foundation; Built on one level
• Exterior features: Chain link fencing; Shed(s) on the property; Paved lot/driveway

Interior

• Kitchen: No appliances listed
• Bedrooms: 4 bedrooms
• Flooring: Ceramic tile; Linoleum
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: No additional interior features listed
• Laundry & utility: Laundry located inside

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $153k.

Deal economics

• At list price, monthly cash flow is $653 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $153k).
• Recommended offer: $139k (9.0% below list) — sets the bar for market timing.
• Cap rate 11.4% vs local median 5.9% in Homosassa Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#391 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, schools F, amenities F.
• Citrus (rural): math 49% / reading 50% proficiency, ranked #44 of 73 in FL (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 582 active listings in the ZIP; 2,443 units permitted in Citrus County in 2024 (0 in 5+ unit buildings).
• This rent runs 43% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Citrus County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $43k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 93 days — a 9% lower offer ($139k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $17k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $44k; list at $153k implies a 248% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $139,139 (9.0% below list)

Questions for the listing agent

1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.39% ✓
• Cap rate: 11.42%
• Cash-on-cash: 18.29%
• DSCR: 1.81
• GRM: 6.0

CMA / ARV

• ARV (on-the-fly): $200,448
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6328 W Park Dr	0.04mi	3/1.5 (-1)	1,008 (-12%)	5mo	$174,900	$174	66
7028 S Threshold Pt	0.69mi	3/2.0 (-1)	1,248 (+8%)	23mo	$120,000	$96	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 10.0%
• Equity multiple: 1.39×
• Total profit: $16,807
• Equity at exit: $22,798

10-year hold

• IRR: 19.1%
• Equity multiple: 2.59×
• Total profit: $68,223
• Equity at exit: $13,220

Cash invested: $42,812 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34446

• Home prices YoY: -10.4%
• Active inventory: 582
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $2,130 medium
• Mortgage (P&I): −$802
• Tax from tax record: −$164 /mo · $1,970/yr
• Insurance: −$64
• HOA: −$0
• Vacancy / Maint / Mgmt: −$447
• Net cashflow: $653

Break-even live

Break-even rent $1,303

Max offer price $152,900

Occupancy floor 64%

Sensitivity live

Price	-10% $739	-5% $696	+0% $653	+5% $609	+10% $566
Rent	-10% $484	-5% $569	+0% $653	+5% $737	+10% $821
Rate	-1.0pp $730	-0.5pp $692	base $653	+0.5pp $613	+1.0pp $573

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,225
• Closing costs: $4,587
• Reserves months: —
• Total cash needed: —

Listing history 26 events

1. 2026-06-19
   days on market $152,900 Active 93 DOM
2. 2026-06-18
   days on market $152,900 Active 92 DOM
3. 2026-06-17
   days on market $152,900 Active 91 DOM
4. 2026-06-16
   days on market $152,900 Active 90 DOM
5. 2026-06-15
   days on market $152,900 Active 89 DOM
6. 2026-06-14
   days on market $152,900 Active 87 DOM
7. 2026-06-13
   days on market $152,900 Active 86 DOM
8. 2026-06-09
   days on market $152,900 Active 83 DOM
9. 2026-06-08
   days on market $152,900 Active 82 DOM
10. 2026-06-07
    days on market $152,900 Active 81 DOM
11. 2026-06-03
    days on market $152,900 Active 77 DOM
12. 2026-06-02
    days on market $152,900 Active 76 DOM
13. 2026-06-01
    days on market $152,900 Active 75 DOM
14. 2026-05-31
    days on market $152,900 Active 74 DOM
15. 2026-05-30
    days on market $152,900 Active 73 DOM
16. 2026-05-18
    price $152,900 1140-char remark

    Show marketing remark (1140 chars)

    Welcome to 6292 Park Dr. in Homosassa - an opportunity to own a 4 bedroom home with key system updates already in place. Featuring a newer roof (2020), HVAC (2020) system, and updated windows (2020), several of the major components have been addressed, offering added value and peace of mind. Inside, the home offers a flexible layout with four bedrooms, providing plenty of space for a variety of living arrangements, whether you need extra rooms for guests, a home office, or hobbies. The living areas are filled with natural light, and the updated windows contribute to improved efficiency and comfort. There's also a spare room that could be used as an office or den. Situated on a generously sized lot, there's ample outdoor space to enjoy, with room for entertaining, pets, or future enhancements. Conveniently located just a mile from local amenities, shopping, dining, and just 4 miles from the natural beauty of Homosassa's springs and waterways, this property has so much to offer. A great opportunity for buyers looking to personalize a home while benefiting from important updates already completed--schedule your showing today.

17. 2026-05-18
    price $152,900

    Show marketing remark (1140 chars)

    Welcome to 6292 Park Dr. in Homosassa - an opportunity to own a 4 bedroom home with key system updates already in place. Featuring a newer roof (2020), HVAC (2020) system, and updated windows (2020), several of the major components have been addressed, offering added value and peace of mind. Inside, the home offers a flexible layout with four bedrooms, providing plenty of space for a variety of living arrangements, whether you need extra rooms for guests, a home office, or hobbies. The living areas are filled with natural light, and the updated windows contribute to improved efficiency and comfort. There's also a spare room that could be used as an office or den. Situated on a generously sized lot, there's ample outdoor space to enjoy, with room for entertaining, pets, or future enhancements. Conveniently located just a mile from local amenities, shopping, dining, and just 4 miles from the natural beauty of Homosassa's springs and waterways, this property has so much to offer. A great opportunity for buyers looking to personalize a home while benefiting from important updates already completed--schedule your showing today.

18. 2026-04-20
    price $159,900 1140-char remark

    Show marketing remark (1140 chars)

    Welcome to 6292 Park Dr. in Homosassa - an opportunity to own a 4 bedroom home with key system updates already in place. Featuring a newer roof (2020), HVAC (2020) system, and updated windows (2020), several of the major components have been addressed, offering added value and peace of mind. Inside, the home offers a flexible layout with four bedrooms, providing plenty of space for a variety of living arrangements, whether you need extra rooms for guests, a home office, or hobbies. The living areas are filled with natural light, and the updated windows contribute to improved efficiency and comfort. There's also a spare room that could be used as an office or den. Situated on a generously sized lot, there's ample outdoor space to enjoy, with room for entertaining, pets, or future enhancements. Conveniently located just a mile from local amenities, shopping, dining, and just 4 miles from the natural beauty of Homosassa's springs and waterways, this property has so much to offer. A great opportunity for buyers looking to personalize a home while benefiting from important updates already completed--schedule your showing today.

19. 2026-04-20
    price $159,900

    Show marketing remark (1140 chars)

    Welcome to 6292 Park Dr. in Homosassa - an opportunity to own a 4 bedroom home with key system updates already in place. Featuring a newer roof (2020), HVAC (2020) system, and updated windows (2020), several of the major components have been addressed, offering added value and peace of mind. Inside, the home offers a flexible layout with four bedrooms, providing plenty of space for a variety of living arrangements, whether you need extra rooms for guests, a home office, or hobbies. The living areas are filled with natural light, and the updated windows contribute to improved efficiency and comfort. There's also a spare room that could be used as an office or den. Situated on a generously sized lot, there's ample outdoor space to enjoy, with room for entertaining, pets, or future enhancements. Conveniently located just a mile from local amenities, shopping, dining, and just 4 miles from the natural beauty of Homosassa's springs and waterways, this property has so much to offer. A great opportunity for buyers looking to personalize a home while benefiting from important updates already completed--schedule your showing today.

20. 2026-03-18
    listed $169,900 Active 1140-char remark

    Show marketing remark (1140 chars)

    Welcome to 6292 Park Dr. in Homosassa - an opportunity to own a 4 bedroom home with key system updates already in place. Featuring a newer roof (2020), HVAC (2020) system, and updated windows (2020), several of the major components have been addressed, offering added value and peace of mind. Inside, the home offers a flexible layout with four bedrooms, providing plenty of space for a variety of living arrangements, whether you need extra rooms for guests, a home office, or hobbies. The living areas are filled with natural light, and the updated windows contribute to improved efficiency and comfort. There's also a spare room that could be used as an office or den. Situated on a generously sized lot, there's ample outdoor space to enjoy, with room for entertaining, pets, or future enhancements. Conveniently located just a mile from local amenities, shopping, dining, and just 4 miles from the natural beauty of Homosassa's springs and waterways, this property has so much to offer. A great opportunity for buyers looking to personalize a home while benefiting from important updates already completed--schedule your showing today.

21. 2026-03-18
    listed $169,900 Active

    Show marketing remark (1140 chars)

    Welcome to 6292 Park Dr. in Homosassa - an opportunity to own a 4 bedroom home with key system updates already in place. Featuring a newer roof (2020), HVAC (2020) system, and updated windows (2020), several of the major components have been addressed, offering added value and peace of mind. Inside, the home offers a flexible layout with four bedrooms, providing plenty of space for a variety of living arrangements, whether you need extra rooms for guests, a home office, or hobbies. The living areas are filled with natural light, and the updated windows contribute to improved efficiency and comfort. There's also a spare room that could be used as an office or den. Situated on a generously sized lot, there's ample outdoor space to enjoy, with room for entertaining, pets, or future enhancements. Conveniently located just a mile from local amenities, shopping, dining, and just 4 miles from the natural beauty of Homosassa's springs and waterways, this property has so much to offer. A great opportunity for buyers looking to personalize a home while benefiting from important updates already completed--schedule your showing today.

22. 2026-03-18
    listed $169,900 Active

    Show marketing remark (1140 chars)

    Welcome to 6292 Park Dr. in Homosassa - an opportunity to own a 4 bedroom home with key system updates already in place. Featuring a newer roof (2020), HVAC (2020) system, and updated windows (2020), several of the major components have been addressed, offering added value and peace of mind. Inside, the home offers a flexible layout with four bedrooms, providing plenty of space for a variety of living arrangements, whether you need extra rooms for guests, a home office, or hobbies. The living areas are filled with natural light, and the updated windows contribute to improved efficiency and comfort. There's also a spare room that could be used as an office or den. Situated on a generously sized lot, there's ample outdoor space to enjoy, with room for entertaining, pets, or future enhancements. Conveniently located just a mile from local amenities, shopping, dining, and just 4 miles from the natural beauty of Homosassa's springs and waterways, this property has so much to offer. A great opportunity for buyers looking to personalize a home while benefiting from important updates already completed--schedule your showing today.

23. 1996-07-24
    soldstatus $43,900
24. 1989-12-01
    soldstatus $32,000
25. 1985-10-01
    soldstatus $26,000
26. 1985-05-01
    soldstatus $23,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,970 · $164/mo
• Projected year-2 tax: $1,970 · $164/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,554
• − Mortgage interest: −$8,565
• − Property taxes: −$1,970
• − Insurance: −$764
• − Repairs & maintenance: −$2,044
• − Management: −$2,044
• − Depreciation: −$4,448
• Taxable income: $5,719
• Est. tax owed @ 24.0%: −$1,372
• After-tax cash flow: $6,459/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Citrus
• NCES district ID: 1200270
• Math proficiency: 49% ▼ -10.00%
• Reading proficiency: 50% ▼ -6.00%
• Median HH income: $38,618
• Composite: 41.28/100
• National rank: #3519
• State rank: #44 of 73 in FL

Livability — Homosassa Springs

• Score: 71/100
• State rank: #391
• US rank: #6877

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Homosassa Springs, FL
• County: Citrus County · 111,314 people
• Metro: Homosassa Springs, FL
• Population (ZIP): 19,102
• Household income: $58,802
• Rent vs Own: 6.9% rent · 93.1% own
• Severe rent burden: 121.0

Population outlook (Citrus County) Hauer SSP2

• Today (2025): 138,622 people
• By 2030: 136,886 · -1.3%
• By 2040: 132,009 · -4.8%
• By 2050: 125,196 · -9.7%
• By 2075: 108,570 · -21.7%
• By 2100: 84,454 · -39.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 8% Hispanic / Latino 6%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3%
• Common ancestry: Romanian 4% Lithuanian 4% Slovak 3%
• Foreign-born: 5% · Canada
• Languages at home: 95% English-only · Spanish 4%

Political lean MEDSL · Citrus

• 2024 margin: Solid R (+45.9) · D 26.8% · R 72.6%
• 2008→2024 swing: -29.8pp toward R · 2008: -16.1pp · 2024: -45.9pp
• All cycles: 2024: R+45.9 2020: R+41.0 2016: R+39.7 2012: R+21.9 2008: R+16.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -32.11%
• Current HPI: 277.2576
• Rent YoY: —
• Metro: Homosassa Springs, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+564.8% since first listed

11 events — show timeline

• 2026-05-18 Price Changed $152,900 HCAR
• 2026-05-18 Price Changed $152,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-20 Price Changed $159,900 HCAR
• 2026-04-20 Price Changed $159,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-18 Listed $169,900 HCAR
• 2026-03-18 Listed $169,900 RACC
• 2026-03-18 Listed $169,900 Stellar MLS as Distributed by MLS Grid
• 1996-07-24 Sold (Public Records) $43,900 Public Records
• 1989-12-01 Sold (Public Records) $32,000 Public Records
• 1985-10-01 Sold (Public Records) $26,000 Public Records
• 1985-05-01 Sold (Public Records) $23,000 Public Records

Property tax history

+20.8%/yr

Latest (2025): $1,970 · +2.8% YoY. Source: county tax records.