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C- Composite 51.87
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • Appreciation +8.3/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.1/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$9,900

00063B Avondale Ln Unit 132-wk 2 · Avon, CO 81620
2 bd · 2.0 ba · 1,025 sqft · Timeshare · 378 Days on market
Built 1998 435 sqft lot $487/mo HOA · 13% of rent ↓ 27% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Experience great skiing and alpine luxury with Fixed Ski Week 2 in January PLUS 10 days in the summer at the renowned Residences Mountain Lodge, located in Beaver Creek Village, CO. Week 2 dates: Jan. 9 to Jan. 16, 2027. The well-appointed 2-bedroom, 2-bathroom condominium features an open-concept living space with cozy furnishings, a fully equipped kitchen, and ample natural light. The living area is ideal for relaxation after a day on the slopes, complete with a warm stone fireplace and plush seating. As an owner at the Hyatt Mountain Lodge, enjoy access to a range of amenities including a heated outdoor pool, hot tubs, fitness center and covered garage parking. Included with fixed week

Key facts

  • Warm stone fireplace
  • Hot tubs
  • Natural light

Tags

OPEN-CONCEPT LIVING SPACEFULLY EQUIPPED KITCHENNATURAL LIGHTWARM STONE FIREPLACEHEATED OUTDOOR POOLHOT TUBS

Property features AI

Finance

  • HOA & community: Community amenities: Golf, On-site management, Pool, Shuttle service, Tennis courts; Association with annual fee of 5842

Exterior

  • Home design: Condominium / multi-family property
  • Construction: Asphalt roof; Poured-in-place foundation
  • Exterior features: Multi-family zoning

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Baseboard heating; Cooling with ceiling fan(s)
  • Interior features: Furnished; Ceiling fan(s)
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath timeshare listed at $10k.

Deal economics

  • At list price, monthly cash flow is $2k ($29k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $10k).
  • Recommended offer: $9k (12.0% below list) — sets the bar for market timing.
  • Cap rate 307.1% vs local median 2.3% in Avon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#220 in CO) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, housing B; Watch: schools F, crime D-, amenities F.
  • Eagle County School District No. RE-50 (town): math 22% / reading 42% proficiency, ranked #39 of 86 in CO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 448 active listings in the ZIP; solid renter incomes; 387 units permitted in Eagle County in 2024 (256 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($103k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $725 of equity ($68 loan paydown + $657 appreciation (6.6% local appreciation)).
  • Eagle County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (6.6% appreciation + 3.0% rent growth), your $3k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 378 days — a 12% lower offer ($9k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $8,712 (12.0% below list)

Questions for the listing agent

  1. It's been on market 378 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
38.84%
Cap rate
307.15%
Cash-on-cash
1074.48%
DSCR
48.81
GRM
0.2

CMA / ARV

ARV (on-the-fly)
$25,625
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
63 Avondale Ln #333-Week 12 0.00mi 2/2.0 1,048 (+2%) 15mo $26,000 $25 84
210 Offerson #212-35&36 0.08mi 1/2.0 (-1) 1,050 (+2%) 7mo $4,000 $4 81
210 Offerson Rd #R-112, Weeks 51 & 52 0.08mi 1/2.0 (-1) 986 (-4%) 10mo $125,000 $127 77
210 Offerson #212-12 0.08mi 1/2.0 (-1) 1,050 (+2%) 13mo $10,000 $10 77

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.63% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
57.81×
Total profit
$157,483
Equity at exit
$6,624
10-year hold
IRR
Equity multiple
124.91×
Total profit
$343,470
Equity at exit
$12,375

Cash invested: $2,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 81620

Home prices YoY
1.9%
Active inventory
448
Price-to-rent
0.2×

Monthly cashflow live

Estimated rent
$3,845 medium interval (Pro) →
Mortgage (P&I)
$52
Tax est. 1.5%
$12 /mo · $148/yr
Insurance
$4
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$487
Vacancy / Maint / Mgmt
$807
Net cashflow
$2,416

Break-even live

Break-even rent $787
Max offer price $9,900
Occupancy floor 32%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$2,475
Closing costs
$297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$487 · $5,844/yr
Likely covers
poolgym

Listing history 4 events

  1. 2026-05-31
    days on market $9,900 Active 378 DOM
  2. 2026-05-30
    days on market $9,900 Active 377 DOM
  3. 2026-05-19
    price $9,900
  4. 2025-05-19
    listed $13,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 1/10 Low 14 d/yr ≥72°F today · 37 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$46,139
− Mortgage interest
−$555
− Property taxes
−$148
− Insurance
−$847
− Repairs & maintenance
−$3,691
− Management
−$3,691
− HOA
−$5,844
− Depreciation
−$288
Taxable income
$31,074
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$7,458
After-tax cash flow
$21,529/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eagle County School District No. RE-50
NCES district ID
0803540
Math proficiency
22% ▼ -8.00%
Reading proficiency
42% ▼ -4.00%
Median HH income
$73,322
Composite
30.01/100
National rank
#6360
State rank
#39 of 86 in CO

Livability — Avon

Score
61/100
State rank
#220
US rank
#17858

Category grades

Amenities F Commute A+ Cost of living F Crime D- Employment B- Housing B Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Eagle County · 42,178 people
City population
10,870
Metro
Edwards, CO
Population (ZIP)
10,870
Household income
$102,775
Rent vs Own
46.9% rent · 53.1% own
Severe rent burden
744.0

Population outlook (Eagle County) Hauer SSP2

Today (2025)
57,837 people
By 2030
59,258 · +2.5%
By 2040
60,698 · +4.9%
By 2050
60,206 · +4.1%
By 2075
54,326 · -6.1%
By 2100
47,000 · -18.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 62% Hispanic / Latino 23% Two or more races 23% Asian 3% Black 2%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Italian 3% Scotch-Irish 2% Slovak 2%
Foreign-born
14% · Canada, Dominican Republic
Languages at home
78% English-only · Spanish 15% Other Indo-European 4% Chinese 1%

Political lean MEDSL · Eagle

2024 margin
Strong D (+24.4) · D 61.0% · R 36.5% · Other 2.5%
2008→2024 swing
+1.3pp toward D · 2008: 23.1pp · 2024: 24.4pp
All cycles
2024: D+24.4 2020: D+29.8 2016: D+19.9 2012: D+14.7 2008: D+23.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 6.63%
Current HPI
363.7493
Rent YoY
Metro
Edwards, CO
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

-26.7% since first listed
2 events — show timeline
  • 2026-05-19 Price Changed $9,900 VMLS
  • 2025-05-19 Listed $13,500 VMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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