7409 Eastern Circle Dr · High Point, FL 34613

$164,999

2 bd · 2.0 ba · 1,296 sqft · Manufactured public records · 160 Days on market

Built 1981 6,000 sqft lot Est $163k · at est. $44/mo HOA · 2% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.2/30.0
• DSCR +8.9/10.0
• ARV discount +7.0/15.0
• 1% rule +6.1/10.0
• Schools +4.2/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

Key facts

• Open floorplan
• New appliances
• Modern finishes

Tags

• NEWLY RENOVATED
• OPEN FLOORPLAN
• NEW APPLIANCES
• GRANITE COUNTERTOPS
• NEW VANITIES
• MODERN FINISHES

Property features AI

Finance

• Other: Unfurnished
• Financial info: Total annual fees: $528
• HOA & community: Has HOA (Corinne-Processor) — $44 monthly; Association amenities: Clubhouse, Golf Course, Pickleball courts, Pool; Community features: Buyer approval required, Deed restrictions, Golf carts allowed, Golf, Pool; Senior community; Pets allowed: Cats and dogs

Exterior

• Parking: Carport with 2 spaces
• Utilities: Public water; Public sewer; Electricity connected
• Home design: Manufactured home (double wide); Residential property; One level; Faces east
• Construction: Metal siding; Shingle roof; Pillar/Post/Pier foundation; Built on a double wide body type
• Exterior features: Exterior lighting; Paved road access

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Open floorplan
• Laundry & utility: Washer; Dryer; Other laundry features

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $165k.

Deal economics

• At list price, monthly cash flow is $420 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $165k).
• Recommended offer: $145k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.4% vs local median 5.8% in High Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#677 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety C-, amenities F, commute F.
• Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Pine Grove Elementary School (math 60% / reading 45%, grade C-, #976 of 2,144 statewide, top 46%, 991 students, 60% FRL); West Hernando Middle School (math 36% / reading 37%, grade F, #405 of 571 statewide, top 72%, 695 students, 58% FRL); Central High School (math 34% / reading 44%, grade F, #312 of 667 statewide, top 48%, 1,426 students, 53% FRL) — zoned schools at 57% FRL track the district average.
• Market conditions: 695 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
• This rent runs 37% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 160 days — a 12% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $25k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $85k; list at $165k implies a 94% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $145,199 (12.0% below list)

Questions for the listing agent

1. It's been on market 160 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 9.35%
• Cash-on-cash: 10.92%
• DSCR: 1.49
• GRM: 7.5

CMA / ARV

• ARV (on-the-fly): $163,296
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7409 Eastern Circle Dr	0.00mi	2/2.0	1,296 (0%)	0mo	$163,000	$126	100
8795 Highpoint Blvd	0.34mi	2/2.0	1,344 (+4%)	2mo	$145,000	$108	76
7360 Nielson Ave	0.48mi	2/2.0	1,300 (+0%)	2mo	$179,900	$138	75
8134 Baycrest Dr	0.56mi	2/2.0	1,284 (-1%)	2mo	$158,000	$123	71
12260 Hallmark Ave	0.27mi	2/2.0	1,152 (-11%)	1mo	$105,000	$91	68
9328 Highpoint Blvd	0.59mi	2/2.0	1,334 (+3%)	0mo	$153,000	$115	67
7156 Fairlane Ave	0.52mi	2/2.0	1,368 (+6%)	1mo	$135,000	$99	66
12160 Sara	0.61mi	3/2.0 (+1)	1,296 (0%)	2mo	$195,000	$150	65
12306 Club House Rd	0.33mi	2/2.0	1,152 (-11%)	2mo	$149,900	$130	64
8060 Stockholm St	0.39mi	2/2.0	1,488 (+15%)	0mo	$215,000	$144	57
8043 Little Tee Ln	0.72mi	2/2.0	1,152 (-11%)	2mo	$112,400	$98	46
7444 Highpoint Blvd	0.74mi	2/2.0	1,104 (-15%)	1mo	$140,000	$127	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -0.0%
• Equity multiple: 1.00×
• Total profit: $-5
• Equity at exit: $24,602

10-year hold

• IRR: 9.6%
• Equity multiple: 1.74×
• Total profit: $34,298
• Equity at exit: $14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34613

• Home prices YoY: -17.2%
• Active inventory: 695
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $1,831 high
• Mortgage (P&I): −$865
• Tax from tax record: −$48 /mo · $573/yr
• Insurance: −$69
• HOA: −$44
• Vacancy / Maint / Mgmt: −$384
• Net cashflow: $420

Break-even live

Break-even rent $1,298

Max offer price $164,999

Occupancy floor 72%

Sensitivity live

Price	-10% $514	-5% $467	+0% $420	+5% $374	+10% $327
Rent	-10% $276	-5% $348	+0% $420	+5% $493	+10% $565
Rate	-1.0pp $503	-0.5pp $462	base $420	+0.5pp $378	+1.0pp $334

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,250
• Closing costs: $4,950
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12136 Fairway Ave Brooksville, FL	2.0	2.0	920	$1,650	$1.79	26d	1	0.82mi
13109 Lola Dr Spring Hill, FL	2.0	2.0	1483	$4,900	$3.30	26d	1	0.82mi
7405 Western Circle Dr Brooksville, FL	2.0	2.0	1442	$1,500	$1.04	26d	1	0.87mi
12103 Fairway Ave Brooksville, FL	3.0	2.0	1500	$1,600	$1.07	0d	1	0.87mi
13186 Thrush St Spring Hill, FL	3.0	2.0	1114	$1,950	$1.75	26d	1	1.11mi
6372 Gainsboro Ave Spring Hill, FL	3.0	2.0	1535	$1,889	$1.23	0d	1	1.11mi
6289 Mariner Blvd Spring Hill, FL	3.0	2.0	1212	$1,850	$1.53	19d	1	1.18mi
7718 Rome Ln Brooksville, FL	3.0	2.0	1674	$2,200	$1.31	26d	1	1.44mi
14131 Lemon Yellow Tree Ln Brooksville, FL	3.0	2.0	1840	$1,979	$1.08	6d	1	1.46mi
9356 Southern Charm Cir Brooksville, FL	3.0	2.0	1621	$1,800	$1.11	26d	1	1.49mi

HOA detail

• Monthly dues: $44 · $528/yr
• Likely covers: waterpool

Listing history 23 events

1. 2026-05-19
   status Pending 1067-char remark

   Show marketing remark (1067 chars)

   Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

2. 2026-05-19
   status Pending

   Show marketing remark (1067 chars)

   Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

3. 2026-04-30
   price $164,999 1067-char remark

   Show marketing remark (1067 chars)

   Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

4. 2026-04-30
   price $164,999

   Show marketing remark (1067 chars)

   Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

5. 2026-04-30
   price $164,900 1067-char remark

   Show marketing remark (1067 chars)

   Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

6. 2026-04-30
   price $164,900

   Show marketing remark (1067 chars)

   Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

7. 2026-03-30
   price $166,900 1067-char remark

   Show marketing remark (1067 chars)

   Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

8. 2026-03-30
   price $166,900

   Show marketing remark (1067 chars)

   Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

9. 2026-02-19
   price $169,900 1067-char remark

   Show marketing remark (1067 chars)

   Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

10. 2026-02-19
    price $169,900

    Show marketing remark (1067 chars)

    Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

11. 2026-01-20
    price $179,900 1067-char remark

    Show marketing remark (1067 chars)

    Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

12. 2026-01-20
    price $179,900

    Show marketing remark (1067 chars)

    Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

13. 2025-12-10
    listed $189,900 Active 1067-char remark

    Show marketing remark (1067 chars)

    Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

14. 2025-12-10
    listed $189,900 Active

    Show marketing remark (1067 chars)

    Welcome to this beautifully newly renovated 2-bed, 2-bath residence offering over 1,200 sq. ft. of modern living space. Enjoy an inviting open floorplan filled with natural light from lots of windows, creating a bright and airy atmosphere. The kitchen shines with new appliances, new cabinets, and granite countertops, while both bathrooms feature new vanities and modern finishes. Additional upgrades include new flooring, new light fixtures throughout, fresh interior paint, and a new water heater for added convenience. Relax on the enclosed patio overlooking the nicely landscaped surroundings. A large utility room provides extra storage and functionality. Located in the desirable High Point Golf Community, this home offers resort-style living in a friendly, active 55+ neighborhood with tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND. Don't miss this move-in-ready opportunity!

15. 2025-11-12
    soldstatus $85,000
16. 2025-10-20
    soldstatus $85,000 Closed 546-char remark

    Show marketing remark (546 chars)

    Offering over 1,200 square feet of living space, this home features an open floorplan perfect for comfortable living and entertaining. Enjoy the generously sized family room, a spacious kitchen, and two large bedrooms with plenty of storage. Step outside to relax on the screened porch or patio. While the home needs some TLC, it’s a fantastic opportunity to make it your own. Located in the sought-after Highpoint 55+ Golf Community with low HOA fees, community pool, social clubs, golf, and so much more. Best of all. .. You own the land.

17. 2025-10-20
    soldstatus $85,000 Closed

    Show marketing remark (546 chars)

    Offering over 1,200 square feet of living space, this home features an open floorplan perfect for comfortable living and entertaining. Enjoy the generously sized family room, a spacious kitchen, and two large bedrooms with plenty of storage. Step outside to relax on the screened porch or patio. While the home needs some TLC, it’s a fantastic opportunity to make it your own. Located in the sought-after Highpoint 55+ Golf Community with low HOA fees, community pool, social clubs, golf, and so much more. Best of all. .. You own the land.

18. 2025-09-08
    status Pending

    Show marketing remark (546 chars)

    Offering over 1,200 square feet of living space, this home features an open floorplan perfect for comfortable living and entertaining. Enjoy the generously sized family room, a spacious kitchen, and two large bedrooms with plenty of storage. Step outside to relax on the screened porch or patio. While the home needs some TLC, it’s a fantastic opportunity to make it your own. Located in the sought-after Highpoint 55+ Golf Community with low HOA fees, community pool, social clubs, golf, and so much more. Best of all. .. You own the land.

19. 2025-09-08
    status Pending 546-char remark

    Show marketing remark (546 chars)

    Offering over 1,200 square feet of living space, this home features an open floorplan perfect for comfortable living and entertaining. Enjoy the generously sized family room, a spacious kitchen, and two large bedrooms with plenty of storage. Step outside to relax on the screened porch or patio. While the home needs some TLC, it’s a fantastic opportunity to make it your own. Located in the sought-after Highpoint 55+ Golf Community with low HOA fees, community pool, social clubs, golf, and so much more. Best of all. .. You own the land.

20. 2025-07-17
    price $119,900

    Show marketing remark (546 chars)

    Offering over 1,200 square feet of living space, this home features an open floorplan perfect for comfortable living and entertaining. Enjoy the generously sized family room, a spacious kitchen, and two large bedrooms with plenty of storage. Step outside to relax on the screened porch or patio. While the home needs some TLC, it’s a fantastic opportunity to make it your own. Located in the sought-after Highpoint 55+ Golf Community with low HOA fees, community pool, social clubs, golf, and so much more. Best of all. .. You own the land.

21. 2025-07-17
    price $119,900 546-char remark

    Show marketing remark (546 chars)

    Offering over 1,200 square feet of living space, this home features an open floorplan perfect for comfortable living and entertaining. Enjoy the generously sized family room, a spacious kitchen, and two large bedrooms with plenty of storage. Step outside to relax on the screened porch or patio. While the home needs some TLC, it’s a fantastic opportunity to make it your own. Located in the sought-after Highpoint 55+ Golf Community with low HOA fees, community pool, social clubs, golf, and so much more. Best of all. .. You own the land.

22. 2025-06-12
    listed $129,900 Active

    Show marketing remark (546 chars)

    Offering over 1,200 square feet of living space, this home features an open floorplan perfect for comfortable living and entertaining. Enjoy the generously sized family room, a spacious kitchen, and two large bedrooms with plenty of storage. Step outside to relax on the screened porch or patio. While the home needs some TLC, it’s a fantastic opportunity to make it your own. Located in the sought-after Highpoint 55+ Golf Community with low HOA fees, community pool, social clubs, golf, and so much more. Best of all. .. You own the land.

23. 2025-06-12
    listed $129,900 Active 546-char remark

    Show marketing remark (546 chars)

    Offering over 1,200 square feet of living space, this home features an open floorplan perfect for comfortable living and entertaining. Enjoy the generously sized family room, a spacious kitchen, and two large bedrooms with plenty of storage. Step outside to relax on the screened porch or patio. While the home needs some TLC, it’s a fantastic opportunity to make it your own. Located in the sought-after Highpoint 55+ Golf Community with low HOA fees, community pool, social clubs, golf, and so much more. Best of all. .. You own the land.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $573 · $48/mo
• Projected year-2 tax: $1,369 · $114/mo
• Expected delta: +$797/yr (+$66/mo · 139.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,967
• − Mortgage interest: −$9,243
• − Property taxes: −$573
• − Insurance: −$825
• − Repairs & maintenance: −$1,757
• − Management: −$1,757
• − HOA: −$528
• − Depreciation: −$4,800
• Taxable income: $2,484
• Est. tax owed @ 24.0%: −$596
• After-tax cash flow: $4,448/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hernando
• NCES district ID: 1200810
• Math proficiency: 50% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $41,985
• Composite: 42.03/100
• National rank: #3329
• State rank: #38 of 73 in FL

Livability — High Point

• Score: 64/100
• State rank: #677
• US rank: #14099

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: High Point, FL
• County: Hernando County · 169,677 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 19,337
• Household income: $58,596
• Rent vs Own: 9.2% rent · 90.8% own
• Severe rent burden: 307.0

Population outlook (Hernando County) Hauer SSP2

• Today (2025): 189,218 people
• By 2030: 194,367 · +2.7%
• By 2040: 203,398 · +7.5%
• By 2050: 209,589 · +10.8%
• By 2075: 218,452 · +15.4%
• By 2100: 205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Hispanic / Latino 6% Two or more races 4% Black 2% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Cuban 1%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 92% English-only · Spanish 3% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Hernando

• 2024 margin: Solid R (+37.0) · D 31.1% · R 68.2%
• 2008→2024 swing: -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
• All cycles: 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -57.51%
• Current HPI: 276.2229
• Rent YoY: —
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+27.0% since first listed

23 events — show timeline

• 2026-05-19 Pending — HCAR
• 2026-05-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-30 Price Changed $164,999 HCAR
• 2026-04-30 Price Changed $164,999 Stellar MLS as Distributed by MLS Grid
• 2026-04-30 Price Changed $164,900 HCAR
• 2026-04-30 Price Changed $164,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-30 Price Changed $166,900 HCAR
• 2026-03-30 Price Changed $166,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-19 Price Changed $169,900 HCAR
• 2026-02-19 Price Changed $169,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-20 Price Changed $179,900 HCAR
• 2026-01-20 Price Changed $179,900 Stellar MLS as Distributed by MLS Grid
• 2025-12-10 Listed $189,900 HCAR
• 2025-12-10 Listed $189,900 Stellar MLS as Distributed by MLS Grid
• 2025-11-12 Sold (Public Records) $85,000 Public Records
• 2025-10-20 Sold (MLS) $85,000 HCAR
• 2025-10-20 Sold (MLS) $85,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-08 Pending — HCAR
• 2025-09-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-07-17 Price Changed $119,900 HCAR
• 2025-07-17 Price Changed $119,900 Stellar MLS as Distributed by MLS Grid
• 2025-06-12 Listed $129,900 HCAR
• 2025-06-12 Listed $129,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+14.6%/yr

Latest (2025): $573 · +0.7% YoY. Source: county tax records.