402 Cottonwood Dr · Harker Heights, TX 76548

$230,000

4 bd · 2.0 ba · 1,992 sqft · SingleFamily public records · 615 Days on market

Built 1976 9,761 sqft lot $115/sqft · 13% below area Est $265k · 13% under

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.4/15.0
• Cash flow +7.3/30.0
• Livability +4.0/5.0
• Schools +3.0/10.0
• 1% rule +2.8/10.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• DSCR +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

Key facts

• 9,761 sq ft lot
• 2 garage spots
• Built 1976

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $230k.

Deal economics

• At list price, monthly cash flow is $-306 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $176k (23.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $180k (21.8% below list).
• Recommended offer: $176k (23.5% below list) — sets the bar for cash-flow.
• Cap rate 4.7% vs local median 3.8% in Harker Heights — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 79/100 on livability (#61 in TX, #2,271 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Killeen ISD (urban): math 31% / reading 38% proficiency, ranked #524 of 826 in TX (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Harker Heights El (math 37% / reading 32%, grade F, #1,995 of 4,322 statewide, top 50%, 724 students, 85% FRL); Eastern Hills Middle (math 26% / reading 32%, grade F, #1,103 of 1,662 statewide, top 67%, 610 students, 72% FRL); Harker Heights H S (math 29% / reading 60%, grade F, #652 of 1,632 statewide, top 43%, 2,359 students, 34% FRL) — zoned schools average 64% FRL vs 47% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 272 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,222 units permitted in Bell County in 2024 (246 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Bell County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 615 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
• 13 sale attempts since 20y ago; this cycle's ask has dropped $70k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $107k; list at $230k implies a 114% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $175,910 (23.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 615 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
3. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 4.70%
• Cash-on-cash: -5.71%
• DSCR: 0.75
• GRM: 10.7

CMA / ARV

• ARV (median comp): $264,706
• List price: $230,000
• Delta: -13.11%
• Verdict: UNDERPRICED
• Comps: 13 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
403 Evergreen Dr	0.06mi	3/2.0 (-1)	1,995 (+0%)	8mo	$340,000	$170	85
108 Oakmont	0.37mi	4/2.0	1,874 (-6%)	7mo	$200,000	$107	67
308 Live Oak Dr	0.46mi	3/2.0 (-1)	1,852 (-7%)	1mo	$335,000	$181	61
606 E Briarwood Ln	0.38mi	4/2.0	2,265 (+14%)	2mo	$292,000	$129	58
1803 Comanche Dr	0.48mi	4/2.0	1,755 (-12%)	4mo	$112,000	$64	54
815 S S Roy Reynolds Dr	0.33mi	3/2.0 (-1)	2,139 (+7%)	23mo	$247,000	$115	48
103 W Woodlawn Dr	0.44mi	3/2.0 (-1)	2,186 (+10%)	12mo	$283,000	$129	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.93% rent growth · sell at horizon

5-year hold

• IRR: -28.6%
• Equity multiple: 0.06×
• Total profit: $-60,330
• Equity at exit: $34,294

10-year hold

• IRR: -39.8%
• Equity multiple: -0.42×
• Total profit: $-91,638
• Equity at exit: $19,886

Cash invested: $64,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76548

• Home prices YoY: -25.2%
• Rents YoY: 0.9%
• Active inventory: 272
• Price-to-rent: 10.7×

Monthly cashflow live

• Estimated rent: $1,798 high
• Mortgage (P&I): −$1,206
• Tax from tax record: −$425 /mo · $5,098/yr
• Insurance: −$96
• HOA: −$0
• Vacancy / Maint / Mgmt: −$378
• Net cashflow: $-306

Break-even live

Break-even rent $2,186

Max offer price $175,910

Occupancy floor —

Sensitivity live

Price	-10% $-176	-5% $-241	+0% $-306	+5% $-371	+10% $-436
Rent	-10% $-448	-5% $-377	+0% $-306	+5% $-235	+10% $-164
Rate	-1.0pp $-190	-0.5pp $-248	base $-306	+0.5pp $-366	+1.0pp $-426

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,500
• Closing costs: $6,900
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1612 Harley Dr Harker Heights, TX	4.0	2.0	1449	$1,495	$1.03	45d	1	0.22mi
806 White Meadow Ln Unit B Harker Heights, TX	3.0	2.0	1390	$1,450	$1.04	45d	1	0.26mi
505 Bonnie Dr Unit B Harker Heights, TX	3.0	2.0	1373	$1,300	$0.95	45d	1	0.50mi
210 Dale Earnhardt Dr Unit B Harker Heights, TX	3.0	2.0	2275	$1,250	$0.55	45d	1	0.69mi
106 W Kathey Rd Unit B Harker Heights, TX	3.0	2.0	1336	$1,395	$1.04	25d	1	0.77mi
5302 Rose Garden Loop Unit 100P Killeen, TX	3.0	2.0	2492	$1,500	$0.60	15d	1	0.87mi
5401 Rose Garden Loop Unit A Killeen, TX	3.0	2.0	1279	$1,550	$1.21	25d	1	0.88mi
5403 Rose Garden Loop Unit A Killeen, TX	3.0	2.0	1328	$1,550	$1.17	45d	1	0.89mi
226 Lottie Ln Harker Heights, TX	3.0	2.0	2469	$1,727	$0.70	45d	1	0.91mi
230 N Mary Jo Dr Apt A Harker Heights, TX	3.0	2.5	1329	$1,550	$1.17	45d	1	0.93mi
5415 Rose Garden Loop Unit B Killeen, TX	3.0	2.0	1325	$1,600	$1.21	45d	1	0.96mi
5402 Birmingham Cir Killeen, TX	4.0	2.0	2194	$1,900	$0.87	45d	1	0.97mi
5116 Rose Garden Loop Unit 1 Killeen, TX	3.0	2.0	1279	$1,650	$1.29	45d	1	0.98mi
5116 Rose Garden Loop Killeen, TX	3.0	2.0	1279	$1,675	$1.31	46d	1	0.98mi
313 Jeff Gordon Dr Unit A Harker Heights, TX	3.0	2.0	2316	$1,125	$0.49	15d	1	0.98mi
237 N Mary Jo Dr Harker Heights, TX	3.0	2.0	2402	$1,150	$0.48	45d	1	0.98mi
5112 Rose Garden Loop Killeen, TX	3.0	2.0	1245	$1,750	$1.41	45d	1	0.99mi
5322 Birmingham Cir Killeen, TX	4.0	2.0	1773	$1,667	$0.94	45d	1	0.99mi
5110 Rose Garden Loop Killeen, TX	3.0	2.0	1245	$1,750	$1.41	45d	1	0.99mi
5104 Rose Garden Loop Killeen, TX	3.0	2.0	1350	$1,750	$1.30	45d	1	1.01mi
915 Rebecca Ln Harker Heights, TX	3.0	2.0	1268	$1,275	$1.01	15d	1	1.03mi
5101 Rose Petal Ct Unit 1 Killeen, TX	3.0	2.0	1279	$1,675	$1.31	15d	1	1.04mi
5107 Rose Petal Ct Killeen, TX	3.0	2.0	1279	$1,675	$1.31	15d	1	1.06mi
5109 Rose Petal Ct Killeen, TX	3.0	2.0	1279	$1,675	$1.31	15d	1	1.06mi
5106 White Rose Dr Killeen, TX	3.0	2.0	1419	$1,650	$1.16	45d	1	1.06mi
2128 Modoc Dr Harker Heights, TX	4.0	2.0	2283	$1,652	$0.72	25d	1	1.07mi
4913 Rose Garden Loop Killeen, TX	3.0	2.0	1245	$1,700	$1.37	45d	1	1.10mi
6110 Melanie Dr Killeen, TX	3.0	2.0	1814	$1,900	$1.05	25d	1	1.12mi
5209 White Rose Dr Killeen, TX	3.0	2.0	1258	$1,650	$1.31	45d	1	1.14mi
2208 Illinois Dr Harker Heights, TX	3.0	2.5	1894	$1,795	$0.95	25d	1	1.14mi
5107 Daybreak Dr Killeen, TX	3.0	2.0	2301	$1,175	$0.51	25d	1	1.19mi
3020 Rain Dance Loop Harker Heights, TX	3.0	2.5	2212	$2,150	$0.97	45d	1	1.20mi
307 Illinois Dr Harker Heights, TX	3.0	2.0	2195	$1,875	$0.85	45d	1	1.21mi
2304 Skipcha Dr Harker Heights, TX	3.0	2.0	1892	$1,895	$1.00	15d	1	1.29mi
5006 Morning Star Ln Killeen, TX	4.0	2.0	1611	$1,695	$1.05	25d	1	1.30mi
1701 Lynx Cir Harker Heights, TX	4.0	2.0	1451	$2,800	$1.93	45d	1	1.32mi
2105 Ocelot Cir Harker Heights, TX	5.0	3.0	2441	$2,100	$0.86	25d	1	1.32mi
5110 Glenoak Dr Killeen, TX	4.0	2.0	1929	$1,795	$0.93	45d	1	1.37mi
4704 Champion Dr Killeen, TX	3.0	2.0	1298	$1,450	$1.12	45d	1	1.43mi
4806 Greenlee Dr Killeen, TX	3.0	2.5	1620	$1,400	$0.86	45d	1	1.43mi

Listing history 45 events

1. 2026-06-22
   days on market $230,000 Active 615 DOM
2. 2026-06-18
   days on market $230,000 Active 612 DOM
3. 2026-06-17
   days on market $230,000 Active 611 DOM
4. 2026-06-16
   days on market $230,000 Active 610 DOM
5. 2026-06-15
   days on market $230,000 Active 609 DOM
6. 2026-06-14
   days on market $230,000 Active 607 DOM
7. 2026-06-13
   days on market $230,000 Active 606 DOM
8. 2026-03-20
   status Active 1397-char remark

   Show marketing remark (1397 chars)

   NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

9. 2026-03-13
   historical Active Under Contract 1397-char remark

   Show marketing remark (1397 chars)

   NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

10. 2026-03-03
    status Active 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

11. 2026-02-27
    historical 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

12. 2026-01-02
    price $230,000 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

13. 2025-12-09
    price $245,000 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

14. 2025-09-09
    status Active 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

15. 2025-08-20
    historical 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

16. 2025-08-10
    status Active 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

17. 2025-08-04
    historical Active Under Contract 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

18. 2025-07-09
    status Active 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

19. 2025-06-28
    historical Active Under Contract 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

20. 2025-03-15
    price $255,000 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

21. 2025-02-25
    status Active 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

22. 2025-02-23
    historical 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

23. 2024-11-25
    price $285,000 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

24. 2024-11-25
    price $290,000 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

25. 2024-11-24
    price $285,000 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

26. 2024-10-22
    price $290,000 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

27. 2024-09-05
    listed $300,000 Active 1397-char remark

    Show marketing remark (1397 chars)

    NEW ROOF INSTALLED! This stunning five bedroom two bath home has it ALL! Enjoy a fresh cup of coffee or tea in the morning on your covered front porch as the birds sing away in the beautiful and quiet neighborhood of meadow acres! As you enter into the foyer you will be greeted by the vaulted ceilings leading right into the living, dining, and kitchen area. Perfect for any and all pf your gatherings! The kitchen boasts beautiful bay windows, a breakfast bar, granite countertops and endless cabinet space, including a pantry! There is a separate laundry room perfect for extra storage, space, and peace of mind. As you head to the bedrooms there are multiple ideas aside from just a room; perhaps you need an office space, a home theatre, or maybe a home gym? The opportunities are endless in this single story home. The master suite offers space, a walk in closet, and stand up shower with plenty of cabinet space as well. New windows, fresh paint throughout the home, two water heaters, right under 2,000 square feet of living area. .. what more could you want? The backyard oasis boasts a large and inviting yard with a covered patio and shed. Perfect for that housewarming party! Located ten minutes from Fort Cavazos, five minutes from Stonetree gold club, three minutes from Market Heights, and one hour from Austin. This is an as is sale. Schedule a tour and see this home for yourself!

28. 2021-06-09
    soldstatus
29. 2021-05-04
    status Pending
30. 2021-04-28
    listed $229,700 Active
31. 2020-12-23
    soldstatus
32. 2017-09-24
    historical
33. 2017-08-08
    price $129,995
34. 2017-07-13
    listed $137,500 Active
35. 2012-10-05
    soldstatus $107,316
36. 2012-09-17
    soldstatus $107,316
37. 2012-03-07
    listed $114,900
38. 2012-03-07
    listed $114,900
39. 2007-07-24
    soldstatus
40. 2007-07-10
    historical
41. 2007-04-24
    listed $161,200
42. 2007-02-01
    soldstatus
43. 2006-10-25
    historical
44. 2006-10-24
    listed $102,500
45. 1993-06-17
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $5,098 · $425/mo
• Projected year-2 tax: $5,098 · $425/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,579
• − Mortgage interest: −$12,884
• − Property taxes: −$5,098
• − Insurance: −$1,150
• − Repairs & maintenance: −$1,726
• − Management: −$1,726
• − Depreciation: −$6,691
• Taxable loss: −$7,696
• Est. tax savings @ 24.0%: +$1,847
• After-tax cash flow: $-1,827/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Killeen ISD
• NCES district ID: 4825660
• Math proficiency: 31% ▼ -16.00%
• Reading proficiency: 38% ▼ -3.00%
• Median HH income: $47,665
• Composite: 29.69/100
• National rank: #6458
• State rank: #524 of 826 in TX

Livability — Harker Heights

• Score: 79/100
• State rank: #61
• US rank: #2271

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A- Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Harker Heights, TX
• County: Bell County · 345,090 people
• City population: 33,729
• Metro: Killeen-Temple, TX
• Population (ZIP): 33,729
• Household income: $80,520
• Rent vs Own: 38.6% rent · 61.4% own
• Severe rent burden: 672.0

Population outlook (Bell County) Hauer SSP2

• Today (2025): 371,114 people
• By 2030: 389,104 · +4.8%
• By 2040: 420,592 · +13.3%
• By 2050: 447,779 · +20.7%
• By 2075: 499,130 · +34.5%
• By 2100: 505,680 · +36.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 40% Black 27% Hispanic / Latino 22% Two or more races 13% Asian 3% Pacific Islander 2% Native American 1%
• Hispanic origin (detail): Mexican 14% Puerto Rican 3%
• Common ancestry: Iranian 3% Lithuanian 2% Italian 2%
• Foreign-born: 10% · Canada, Vietnam, South Korea
• Languages at home: 83% English-only · Spanish 9% French/Haitian/Cajun 2% German/W. Germanic 1%

Political lean MEDSL · Bell

• 2024 margin: R (+16.2) · D 41.3% · R 57.6% · Other 1.1%
• 2008→2024 swing: -6.5pp toward R · 2008: -9.8pp · 2024: -16.2pp
• All cycles: 2024: R+16.2 2020: R+8.5 2016: R+15.1 2012: R+16.4 2008: R+9.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -52.76%
• Current HPI: 156.4499
• Rent YoY: ▲ 0.93%
• Metro: Killeen-Temple, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+124.4% since first listed

38 events — show timeline

• 2026-03-20 Relisted — CTXMLS
• 2026-03-13 Contingent — CTXMLS
• 2026-03-03 Relisted — CTXMLS
• 2026-02-27 Listing Removed — CTXMLS
• 2026-01-02 Price Changed $230,000 CTXMLS
• 2025-12-09 Price Changed $245,000 CTXMLS
• 2025-09-09 Relisted — CTXMLS
• 2025-08-20 Listing Removed — CTXMLS
• 2025-08-10 Relisted — CTXMLS
• 2025-08-04 Contingent — CTXMLS
• 2025-07-09 Relisted — CTXMLS
• 2025-06-28 Contingent — CTXMLS
• 2025-03-15 Price Changed $255,000 CTXMLS
• 2025-02-25 Relisted — CTXMLS
• 2025-02-23 Listing Removed — CTXMLS
• 2024-11-25 Price Changed $285,000 CTXMLS
• 2024-11-25 Price Changed $290,000 CTXMLS
• 2024-11-24 Price Changed $285,000 CTXMLS
• 2024-10-22 Price Changed $290,000 CTXMLS
• 2024-09-05 Listed $300,000 CTXMLS
• 2021-06-09 Sold (Public Records) — Public Records
• 2021-05-04 Pending — CTXMLS
• 2021-04-28 Listed $229,700 CTXMLS
• 2020-12-23 Sold (Public Records) — Public Records
• 2017-09-24 Listing Removed — CTXMLS
• 2017-08-08 Price Changed $129,995 CTXMLS
• 2017-07-13 Listed $137,500 CTXMLS
• 2012-10-05 Sold (MLS) $107,316 CTXMLS
• 2012-09-17 Sold (MLS) $107,316 CTXMLS
• 2012-03-07 Listed $114,900 CTXMLS
• 2012-03-07 Listed $114,900 CTXMLS
• 2007-07-24 Sold (Public Records) — Public Records
• 2007-07-10 Listing Removed — CTXMLS
• 2007-04-24 Listed $161,200 CTXMLS
• 2007-02-01 Sold (Public Records) — Public Records
• 2006-10-25 Listing Removed — CTXMLS
• 2006-10-24 Listed $102,500 CTXMLS
• 1993-06-17 Sold (Public Records) — Public Records

Property tax history

+5.0%/yr

Latest (2025): $5,098 · -4.0% YoY. Source: county tax records.