4745 Avon Ct #71 · St. Cloud, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.1/30.0
- 1% rule +5.5/10.0
- Schools +4.5/10.0
- Condition / age +3.8/5.0
- Rent growth +2.8/5.0
- Livability +2.5/5.0
- DSCR +2.1/10.0
- Appreciation +0.0/10.0
$160,000
4745 Avon Ct #71 · St. Cloud, FL 34769
2 bd · 2.0 ba · 967 sqft · Condo
· 202 Days on market
Built 1973
$165/sqft
· 24% below area
Est $212k · 24% under
$385/mo HOA · 23% of rent
↓ 3% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Ask about our flexible financing options available on this property, including non-traditional programs for buyers or properties who may not fit standard guidelines. Financing subject to credit, property approval, and lender terms. Great investment opportunities. Lovely 2-bedroom, 2-bath condo located on the second floor with beautiful views overlooking the garden area. Enjoy peaceful mornings or relaxing evenings on the enclosed screened patio, perfect for reading or sipping your favorite cup of coffee. This home offers valuable upgrades including a new water heater (2022), A/C unit replaced in 2020, and a new interior motor installed in 2025.
Key facts
- New water heater
- A/c unit replaced
- $385 HOA
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $160k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-159 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $137k (14.4% below list).
- Meets the 1% rule at list price ($2k rent vs $160k).
- Recommended offer: $137k (14.4% below list) — sets the bar for cash-flow.
- Cap rate 5.1% vs local median 3.9% in St. Cloud — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Osceola (suburban): math 39% / reading 45% proficiency, ranked #60 of 73 in FL (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Neptune Elementary School (math 42% / reading 44%, grade F, #1,366 of 2,144 statewide, top 64%, 993 students, 46% FRL); Neptune Middle School (math 49% / reading 48%, grade C-, #274 of 571 statewide, top 50%, 978 students, 44% FRL); St. Cloud High School (math 32% / reading 50%, grade F, #289 of 667 statewide, top 44%, 2,264 students, 51% FRL).
- Market conditions: Rents rising (+1.4%/yr); 362 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 64d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,813 units permitted in Osceola County in 2024 (3,072 in 5+ unit buildings).
- This rent runs 30% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Osceola County population projected at +73% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 202 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 23% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$136,937
(14.4% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 202 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.05% ✓
- Cap rate
- 5.10%
- Cash-on-cash
- -4.27%
- DSCR
- 0.81
- GRM
- 7.9
CMA / ARV
- ARV (median comp)
- $211,551
- List price
- $160,000
- Delta
- -24.37%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4718 Kilt Ct #66 | 0.04mi | 2/2.0 | 967 (0%) | 2mo | $110,000 | $114 | 97 |
| 3613 Bay Ct | 0.41mi | 2/1.0 | 884 (-9%) | 1mo | $185,000 | $209 | 62 |
| 2781 King Oak Cir | 0.86mi | 2/2.0 | 962 (-0%) | 3mo | $160,000 | $166 | 62 |
| 2580 King Oak Cir | 0.89mi | 2/2.0 | 962 (-0%) | 4mo | $195,000 | $203 | 61 |
| 820 Robinson Ave | 0.87mi | 3/2.0 (+1) | 960 (-1%) | 4mo | $125,000 | $130 | 55 |
| 2422 King Oak Ct | 0.78mi | 2/2.0 | 886 (-8%) | 2mo | $229,499 | $259 | 50 |
| 4305 Mutter Rd | 0.51mi | 3/2.0 (+1) | 1,154 (+19%) | 1mo | $290,000 | $251 | 46 |
| 1720 W Acres Dr | 1.35mi | 3/1.5 (+1) | 1,047 (+8%) | 4mo | $325,000 | $310 | 41 |
| 2927 Cool Breeze Cir | 1.30mi | 3/2.0 (+1) | 1,187 (+23%) | 1mo | $322,000 | $271 | 34 |
| 2958 Cool Breeze Cir | 1.27mi | 3/2.0 (+1) | 1,153 (+19%) | 2mo | $327,000 | $284 | 33 |
| 841 Robinson Ct | 0.91mi | 2/1.0 | 784 (-19%) | 3mo | $100,000 | $128 | 33 |
| 902 Columbia Ave | 0.99mi | 2/1.0 | 744 (-23%) | 4mo | $175,000 | $235 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.35% rent growth · sell at horizon
5-year hold
- IRR
- -25.9%
- Equity multiple
- 0.14×
- Total profit
- $-38,569
- Equity at exit
- $23,857
10-year hold
- IRR
- -31.2%
- Equity multiple
- -0.26×
- Total profit
- $-56,519
- Equity at exit
- $13,834
Cash invested: $44,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
ZIP-level market 34769
- Home prices YoY
- -24.6%
- Rents YoY
- 1.4%
- Active inventory
- 362
- Price-to-rent
- 7.9×
Monthly cashflow live
↻
- Estimated rent
- $1,685 high interval (Pro) →
- Mortgage (P&I)
- −$839
- Tax est. 1.5%
- −$200 /mo · $2,400/yr
- Insurance
- −$67
- HOA
- −$385
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$354
- Net cashflow
- $-159
Break-even live
Break-even rent
$1,887
Max offer price
$136,937
Occupancy floor
—
Sensitivity live
| Price | -10% $-49 | -5% $-104 | +0% $-159 | +5% $-215 | +10% $-270 |
|---|---|---|---|---|---|
| Rent | -10% $-293 | -5% $-226 | +0% $-159 | +5% $-93 | +10% $-26 |
| Rate | -1.0pp $-79 | -0.5pp $-119 | base $-159 | +0.5pp $-201 | +1.0pp $-243 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $40,000
- Closing costs
- $4,800
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3528 Bay Ct Saint Cloud, FL | 2.0 | 1.0 | 884 | $1,495 | $1.69 | 64d | 1 | 0.41mi |
| 3528 Bay Ct Saint Cloud, FL | 2.0 | 1.0 | 884 | $1,495 | $1.69 | 119d | 1 | 0.41mi |
| 527 Neptune Bay Cir Saint Cloud, FL | 2.0–3.0 | 2.0 | 1115 | $1,557 | $1.40 | 2d | 9 | 0.60mi |
| 2531 King Oak Cir Saint Cloud, FL | 2.0 | 2.0 | 962 | $1,600 | $1.66 | 40d | 1 | 0.91mi |
| 2531 King Oak Cir Saint Cloud, FL | 2.0 | 2.0 | 962 | $1,600 | $1.66 | 42d | 1 | 0.91mi |
| 201 Saint Cloud Village Ct Kissimmee, FL | 1.0–3.0 | 1.0–2.0 | 880 | $1,412 | $1.60 | 110d | 1 | 0.92mi |
| 200 Pine Valley Rd Saint Cloud, FL | 1.0–4.0 | 1.0–3.0 | 1166 | $1,599 | $1.37 | 28d | 19 | 0.92mi |
| 2510 King Oak Cir Saint Cloud, FL | 1.0 | 1.0 | 709 | $1,300 | $1.83 | 113d | 1 | 0.92mi |
| 1031 Columbia Ave Unit D St Cloud, FL | 1.0 | 1.0 | 650 | $1,000 | $1.54 | 7d | 1 | 0.99mi |
| 1031 Columbia Ave Unit C St Cloud, FL | 1.0 | 1.0 | 595 | $1,300 | $2.18 | 28d | 1 | 0.99mi |
| 1031 Columbia Ave Unit C St Cloud, FL | 1.0 | 1.0 | 595 | $1,300 | $2.18 | 7d | 1 | 0.99mi |
| 1031 Columbia Ave Apt K St Cloud, FL | 1.0 | 1.0 | 650 | $950 | $1.46 | 115d | 1 | 0.99mi |
| 1031 Columbia Ave Apt G St Cloud, FL | 1.0 | 1.0 | 650 | $950 | $1.46 | 87d | 1 | 0.99mi |
| 1404 Montana Ave Saint Cloud, FL | 2.0 | 1.5 | 1000 | $1,800 | $1.80 | 119d | 1 | 1.00mi |
| 1423 Montana Ave Saint Cloud, FL | 3.0 | 2.0 | 1062 | $1,725 | $1.62 | 42d | 1 | 1.04mi |
| 1423 Montana Ave Unit 1423 St Cloud, FL | 3.0 | 2.0 | 1062 | $1,725 | $1.62 | 28d | 1 | 1.04mi |
| 190 Everton Dr Kissimmee, FL | 1.0–2.0 | 1.0–2.0 | 912 | $2,240 | $2.46 | 7d | 30 | 1.06mi |
| 2802 7th St St Cloud, FL | 2.0 | 1.0 | 1014 | $1,590 | $1.57 | 78d | 1 | 1.07mi |
| 1626 Louisiana Ave St Cloud, FL | 2.0 | 2.0 | 1008 | $1,500 | $1.49 | 67d | 1 | 1.09mi |
| 437 Columbia Ave St Cloud, FL | 2.0 | 2.0 | 1103 | $1,750 | $1.59 | 94d | 1 | 1.11mi |
| 437 Columbia Ave St Cloud, FL | 2.0 | 2.0 | 1103 | $1,700 | $1.54 | 7d | 1 | 1.11mi |
| 521 Montana Ave Saint Cloud, FL | 2.0 | 2.0 | 1010 | $1,495 | $1.48 | 119d | 1 | 1.14mi |
| 521 Montana Ave Saint Cloud, FL | 2.0 | 2.0 | 1010 | $1,495 | $1.48 | 97d | 1 | 1.14mi |
| 3249 Villa Way Cir Saint Cloud, FL | 2.0 | 2.0 | 1041 | $1,550 | $1.49 | 7d | 1 | 1.18mi |
| 2400 16th St Saint Cloud, FL | 3.0 | 2.0 | 1040 | $1,799 | $1.73 | 113d | 1 | 1.29mi |
| 3055 Soldier City Way Apt 103 St Cloud, FL | 3.0 | 2.0 | 1045 | $1,835 | $1.76 | 28d | 1 | 1.30mi |
| 3055 Soldier City Way Unit 101 St Cloud, FL | 3.0 | 2.0 | 1045 | $1,790 | $1.71 | 71d | 1 | 1.30mi |
| 3055 Soldier City Way Apt 201 St Cloud, FL | 3.0 | 2.0 | 1045 | $1,725 | $1.65 | 7d | 1 | 1.30mi |
| 3055 Soldier City Way Unit 203 St Cloud, FL | 3.0 | 2.0 | 1045 | $1,770 | $1.69 | 7d | 1 | 1.30mi |
| 3055 Soldier City Way Apt 202 St Cloud, FL | 3.0 | 2.0 | 1125 | $1,810 | $1.61 | 7d | 1 | 1.30mi |
| 3055 Soldier City Way Unit 102 St Cloud, FL | 3.0 | 2.0 | 1125 | $1,875 | $1.67 | 71d | 1 | 1.30mi |
| 3100 Soldier City Way St Cloud, FL | 3.0 | 2.0 | 1085 | $1,818 | $1.68 | 4d | 12 | 1.30mi |
| 217 Montana Ave Saint Cloud, FL | 2.0 | 1.0 | 864 | $1,400 | $1.62 | 103d | 1 | 1.30mi |
| 3065 Soldier City Way Apt 101 St Cloud, FL | 3.0 | 2.0 | 1045 | $1,790 | $1.71 | 42d | 1 | 1.31mi |
| 3065 Soldier City Way Apt 201 St Cloud, FL | 3.0 | 2.0 | 1045 | $1,725 | $1.65 | 7d | 1 | 1.31mi |
| 3065 Soldier City Way Unit 103 St Cloud, FL | 3.0 | 2.0 | 1045 | $1,790 | $1.71 | 71d | 1 | 1.31mi |
| 3065 Soldier City Way Unit 202 St Cloud, FL | 3.0 | 2.0 | 1125 | $1,825 | $1.62 | 71d | 1 | 1.31mi |
| 3075 Soldier City Way Unit 201 St Cloud, FL | 3.0 | 2.0 | 1045 | $1,790 | $1.71 | 71d | 1 | 1.33mi |
| 3075 Soldier City Way Unit 101 St Cloud, FL | 3.0 | 2.0 | 1045 | $1,850 | $1.77 | 99d | 1 | 1.33mi |
| 3075 Soldier City Way Unit 203 St Cloud, FL | 3.0 | 2.0 | 1045 | $1,725 | $1.65 | 7d | 1 | 1.33mi |
Property features AI
Finance
- Other
- UnfurnishedNo lease restrictions
- Financial info
- Total monthly fees $385Total annual fees $4,620
- HOA & community
- Monthly condo fee of $385 (includes structure maintenance, grounds maintenance, pool, and water)Association fees requiredCommunity clubhouseCommunity mailboxCommunity poolTennis courtsPets allowed with breed restrictions
Exterior
- Utilities
- Public sewerCable availableElectricity availableNo water source listed
- Home design
- CondominiumResidential propertySecond-floor unitFaces eastOne level (unit)2 total stories in building
- Construction
- Block constructionShingle roofBlock and slab foundationBuilt as part of building 4745/4743
- Exterior features
- SidewalkTennis courts
Interior
- Kitchen
- DishwasherRangeRefrigerator
- Bedrooms
- 2 bedrooms
- Flooring
- Ceramic tileLaminate
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heatingCentral air conditioning
- Interior features
- Ceiling fansLiving room/dining room comboWindow treatments
- Laundry & utility
- Inside laundry
HOA detail $385/mo · $4,620/yr condo
- Likely covers
- water
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 24 events
-
2026-06-30days on market $160,000 Active 202 DOM
-
2026-06-29days on market $160,000 Active 201 DOM
-
2026-06-28days on market $160,000 Active 200 DOM
-
2026-06-27days on market $160,000 Active 199 DOM
-
2026-06-26days on market $160,000 Active 198 DOM
-
2026-06-24days on market $160,000 Active 196 DOM
-
2026-06-22days on market $160,000 Active 194 DOM
-
2026-06-21days on market $160,000 Active 193 DOM
-
2026-06-18days on market $160,000 Active 190 DOM
-
2026-06-17days on market $160,000 Active 189 DOM
-
2026-06-16days on market $160,000 Active 188 DOM
-
2026-06-15days on market $160,000 Active 187 DOM
-
2026-06-13days on market $160,000 Active 185 DOM
-
2026-06-13days on market $160,000 Active 184 DOM
-
2026-06-10days on market $160,000 Active 181 DOM
-
2026-06-08days on market $160,000 Active 180 DOM
-
2026-06-07days on market $160,000 Active 179 DOM
-
2026-06-04days on market $160,000 Active 176 DOM
-
2026-06-03days on market $160,000 Active 175 DOM
-
2026-06-02days on market $160,000 Active 174 DOM
-
2026-06-02days on market $160,000 Active 173 DOM
-
2026-05-31days on market $160,000 Active 172 DOM
-
2026-02-02price $160,000
-
2025-12-10$165,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,223
- − Mortgage interest
- −$8,962
- − Property taxes
- −$2,400
- − Insurance
- −$800
- − Repairs & maintenance
- −$1,618
- − Management
- −$1,618
- − HOA
- −$4,620
- − Depreciation
- −$4,655
- Taxable loss
- −$4,450
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,068
- After-tax cash flow
- $-845/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
75/100
Cosmetic rehab
Est. rehab $4,835–$14,505 screening
This 2-bedroom, 2-bath condo is in good condition with some minor repairs needed. It offers a good investment opportunity with potential for increased value through updates.
Repairs flagged
- Minor Kitchen cabinets — The kitchen cabinets appear to have some minor wear and tear.
- Minor Bathroom fixtures — The bathroom fixtures appear to have some minor wear and tear.
Value-add opportunities
- Resale Painting the interior walls — Painting the interior walls can make the home look fresh and new, which can increase its resale value. ↑
- Resale Replacing the kitchen cabinets — Replacing the kitchen cabinets can make the home look more modern and increase its resale value. ↑
- Resale Replacing the bathroom fixtures — Replacing the bathroom fixtures can make the home look more modern and increase its resale value. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 45/100
Zoned Schools
Elementary
Neptune Elementary School
F
FL #1,366/2,144
Nat'l #17,525/41,679
Middle
St. Cloud Middle School
C
FL #237/571
Nat'l #3,276/14,009
High
St. Cloud High School
F
FL #289/667
Nat'l #7,961/17,239
Schools (NCES district)
- District
- Osceola
- NCES district ID
- 1201470
- Math proficiency
- 39% ▼ -9.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $45,528
- Composite
- 35.7/100
- National rank
- #4865
- State rank
- #60 of 73 in FL
Livability — St. Cloud
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Cloud, FL
- County
- Osceola County · 447,624 people
- City population
- 29,247
- Metro
- Orlando-Kissimmee-Sanford, FL
- Population (ZIP)
- 30,204
- Household income
- $67,148
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Osceola County) Hauer SSP2
- Today (2025)
- 447,624 people
- By 2030
- 511,823 · +14.3%
- By 2040
- 642,986 · +43.6%
- By 2050
- 774,552 · +73.0%
- By 2075
- 1,078,144 · +140.9%
- By 2100
- 1,269,660 · +183.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 50% Hispanic / Latino 38% Two or more races 17% Black 4%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 21% Dominican 5%
- Common ancestry
- Romanian 3% Lithuanian 3% Russian 2%
- Foreign-born
- 12% · Canada, Jamaica
- Languages at home
- 66% English-only · Spanish 31% French/Haitian/Cajun 2% Other Indo-European 1%
Political lean MEDSL · Osceola
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.2% · Other 1.1%
- 2008→2024 swing
- -21.2pp toward R · 2008: 19.7pp · 2024: -1.4pp
- All cycles
- 2024: R+1.4 2020: D+13.8 2016: D+25.0 2012: D+24.5 2008: D+19.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -106.08%
- Current HPI
- 324.6715
- Rent YoY
- ▲ 1.35%
- Metro
- Orlando-Kissimmee-Sanford, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
-3.0% since first listed2 events — show timeline
- 2026-02-02 Price Changed $160,000 Stellar MLS as Distributed by MLS Grid
- 2025-12-10 Listed $165,000 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…