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1249 Heber Springs Rd W
C- Composite 53.89
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.2/10.0
  • 1% rule +4.7/10.0
  • Schools +4.1/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$129,900

1249 Heber Springs Rd W · Heber Springs, AR 72543
3 bd · 1.0 ba · 1,216 sqft · Manufactured public records · 30 Days on market
Built 2002 2.50 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

3/2 home on 2.67 acres. Free standing metal 2 car carport, In ground storm shelter 2 outbuilding. Home has a front and back porch surrounded by mature oak trees. Asphalt circular drive/pad. Large living area with wood burning FP. Open floor plan with vaulted ceiling. Kitchen has all appliances with built in pantry and built in cabinet serving area. Large laundry room. Master bath has large tub and free standing shower. Walk-in closet. Close to town and lake. Great Investment prop. / weekend get away

Key facts

  • Carport cover
  • 2.50 acres
  • Covered back porch

Tags

COVERED BACK PORCHCARPORT COVER2.50 ACRES

Property features AI

Finance

  • Other: Approximately 2.5 acres
  • Financial info: Cash and in-house financing possible

Exterior

  • Parking: Carport
  • Utilities: Septic system; Public water; Electric co-op service; Propane/Butane gas; Fiber internet available
  • Home design: Mobile home
  • Construction: Metal/vinyl siding; Composition roof; Not a permanent foundation
  • Exterior features: Deck; Paved road access; Sloped, level, cleared and wooded yard; Rural location, not in a subdivision

Interior

  • Kitchen: Free-standing stove; Electric range; Microwave; Refrigerator included
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central electric heat; Central electric cooling
  • Interior features: Washer connection; Electric dryer connection; Electric water heater; Ceiling fans; Formica kitchen counters; Gas log fireplace; Sheetrock walls and ceilings
  • Laundry & utility: Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $130k.

Deal economics

  • At list price, monthly cash flow is $219 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $125k (3.5% below list).
  • Recommended offer: $125k (3.5% below list) — sets the bar for 1% rule.
  • Cap rate 8.3% vs local median 2.1% in Heber Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#329 in AR) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: crime C-, employment D+, amenities F.
  • Heber Springs School District (town): math 50% / reading 49% proficiency, ranked #19 of 238 in AR (top 8%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 287 active listings in the ZIP; 13 units permitted in Cleburne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Cleburne County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $80k; list at $130k implies a 62% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $125,391 (3.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
8.31%
Cash-on-cash
7.21%
DSCR
1.32
GRM
8.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.3%
Equity multiple
0.80×
Total profit
$-7,190
Equity at exit
$19,369
10-year hold
IRR
4.3%
Equity multiple
1.31×
Total profit
$11,423
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72543

Home prices YoY
-26.7%
Active inventory
287
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$1,254 medium interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$37 /mo · $441/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$263
Net cashflow
$219

Break-even live

Break-even rent $977
Max offer price $129,900
Occupancy floor 78%

Sensitivity live

Price -10% $292 -5% $255 +0% $219 +5% $182 +10% $145
Rent -10% $119 -5% $169 +0% $219 +5% $268 +10% $318
Rate -1.0pp $284 -0.5pp $252 base $219 +0.5pp $185 +1.0pp $151

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 33 events

  1. 2026-06-19
    days on market $129,900 Active 30 DOM
  2. 2026-06-18
    days on market $129,900 Active 29 DOM
  3. 2026-06-17
    days on market $129,900 Active 28 DOM
  4. 2026-06-16
    days on market $129,900 Active 27 DOM
  5. 2026-06-15
    days on market $129,900 Active 26 DOM
  6. 2026-06-14
    days on market $129,900 Active 24 DOM
  7. 2026-06-12
    days on market $129,900 Active 23 DOM
  8. 2026-06-09
    days on market $129,900 Active 20 DOM
  9. 2026-06-08
    days on market $129,900 Active 19 DOM
  10. 2026-06-07
    days on market $129,900 Active 18 DOM
  11. 2026-06-05
    days on market $129,900 Active 15 DOM
  12. 2026-06-03
    days on market $129,900 Active 14 DOM
  13. 2026-06-02
    days on market $129,900 Active 13 DOM
  14. 2026-06-01
    days on market $129,900 Active 12 DOM
  15. 2026-05-31
    days on market $129,900 Active 11 DOM
  16. 2026-05-30
    days on market $129,900 Active 10 DOM
  17. 2026-05-19
    listed $129,900 New Listing
  18. 2024-09-06
    historical $995
  19. 2024-08-27
    listed $995
  20. 2021-09-28
    soldstatus $80,000 Sold 506-char remark
    Show marketing remark (506 chars)

    3/2 home on 2.67 acres. Free standing metal 2 car carport, In ground storm shelter 2 outbuilding. Home has a front and back porch surrounded by mature oak trees. Asphalt circular drive/pad. Large living area with wood burning FP. Open floor plan with vaulted ceiling. Kitchen has all appliances with built in pantry and built in cabinet serving area. Large laundry room. Master bath has large tub and free standing shower. Walk-in closet. Close to town and lake. Great Investment prop. / weekend get away

  21. 2021-08-16
    historical Take Backups 506-char remark
    Show marketing remark (506 chars)

    3/2 home on 2.67 acres. Free standing metal 2 car carport, In ground storm shelter 2 outbuilding. Home has a front and back porch surrounded by mature oak trees. Asphalt circular drive/pad. Large living area with wood burning FP. Open floor plan with vaulted ceiling. Kitchen has all appliances with built in pantry and built in cabinet serving area. Large laundry room. Master bath has large tub and free standing shower. Walk-in closet. Close to town and lake. Great Investment prop. / weekend get away

  22. 2021-07-09
    listed $97,500 New Listing 506-char remark
    Show marketing remark (506 chars)

    3/2 home on 2.67 acres. Free standing metal 2 car carport, In ground storm shelter 2 outbuilding. Home has a front and back porch surrounded by mature oak trees. Asphalt circular drive/pad. Large living area with wood burning FP. Open floor plan with vaulted ceiling. Kitchen has all appliances with built in pantry and built in cabinet serving area. Large laundry room. Master bath has large tub and free standing shower. Walk-in closet. Close to town and lake. Great Investment prop. / weekend get away

  23. 2021-06-21
    soldstatus $55,000
  24. 2021-06-18
    soldstatus $55,000 Sold 65-char remark
    Show marketing remark (65 chars)

    This property will sell at Public Auction on May 14th at 12 noon.

  25. 2021-05-01
    historical 65-char remark
    Show marketing remark (65 chars)

    This property will sell at Public Auction on May 14th at 12 noon.

  26. 2021-03-15
    listed $1 New Listing 65-char remark
    Show marketing remark (65 chars)

    This property will sell at Public Auction on May 14th at 12 noon.

  27. 2020-05-01
    soldstatus $54,000 Sold
  28. 2020-05-01
    soldstatus $54,000
  29. 2020-02-18
    historical Escape Clause
  30. 2019-11-22
    listed $59,900 New Listing
  31. 2019-10-05
    historical
  32. 2019-04-04
    price $69,900
  33. 2018-10-10
    listed $79,900 New Listing

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$441 · $37/mo
Projected year-2 tax
$831 · $69/mo
Expected delta
+$390/yr (+$33/mo · 88.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,047
− Mortgage interest
−$7,276
− Property taxes
−$441
− Insurance
−$650
− Repairs & maintenance
−$1,204
− Management
−$1,204
− Depreciation
−$3,779
Taxable income
$494
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$118
After-tax cash flow
$2,504/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Heber Springs School District
NCES district ID
0507560
Math proficiency
50% ▼ -11.00%
Reading proficiency
49% ▼ -11.00%
Median HH income
$39,577
Composite
41.39/100
National rank
#3478
State rank
#19 of 238 in AR

Livability — Heber Springs

Score
58/100
State rank
#329
US rank
#21491

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing B- Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
12,642

Population outlook (Cleburne County) Hauer SSP2

Today (2025)
24,198 people
By 2030
23,324 · -3.6%
By 2040
21,566 · -10.9%
By 2050
19,916 · -17.7%
By 2075
16,744 · -30.8%
By 2100
13,303 · -45.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (93%)
Race & ethnicity
White 93% Two or more races 3% Hispanic / Latino 3%
Common ancestry
Italian 3% Slovak 2% Lithuanian 2%
Foreign-born
1%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Cleburne

2024 margin
Solid R (+67.9) · D 15.2% · R 83.2% · Other 1.6%
2008→2024 swing
-23.7pp toward R · 2008: -44.2pp · 2024: -67.9pp
All cycles
2024: R+67.9 2020: R+65.8 2016: R+61.4 2012: R+52.2 2008: R+44.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.45%
Current HPI
215.4322
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+62.6% since first listed
17 events — show timeline
  • 2026-05-19 Listed $129,900 CARMLS
  • 2024-09-06 Rental Removed $995 APPFOLIO
  • 2024-08-27 Listed for Rent $995 APPFOLIO
  • 2021-09-28 Sold (MLS) $80,000 CARMLS
  • 2021-08-16 Contingent CARMLS
  • 2021-07-09 Listed $97,500 CARMLS
  • 2021-06-21 Sold (Public Records) $55,000 Public Records
  • 2021-06-18 Sold (MLS) $55,000 CARMLS
  • 2021-05-01 Listing Removed CARMLS
  • 2021-03-15 Listed $1 CARMLS
  • 2020-05-01 Sold (Public Records) $54,000 Public Records
  • 2020-05-01 Sold (MLS) $54,000 CARMLS
  • 2020-02-18 Contingent CARMLS
  • 2019-11-22 Listed $59,900 CARMLS
  • 2019-10-05 Listing Removed CARMLS
  • 2019-04-04 Price Changed $69,900 CARMLS
  • 2018-10-10 Listed $79,900 CARMLS

Property tax history

+49.0%/yr

Latest (2025): $441 · +8.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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