219 North St · Daytona Beach, FL 32114

$125,000

4 bd · 1.0 ba · 1,174 sqft · SingleFamily public records · 13 Days on market

Built 1939 4,500 sqft lot

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.4/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Under contract-accepting backup offers. Short Sale. Charming 1939 bungalow just steps from the Intracoastal in Daytona Beach! This 4-bedroom, 1-bath home features original hardwood floors, a spacious eat-in kitchen, and a 24-ft front porch perfect for relaxing. Fully fenced backyard offers privacy and room for pets. Great opportunity for investors or buyers seeking character and potential. No HOA.

Key facts

• 24-ft front porch
• No hoa
• 4,500 sq ft lot

Tags

• ORIGINAL HARDWOOD FLOORS
• SPACIOUS EAT-IN KITCHEN
• 24-FT FRONT PORCH
• FULLY FENCED BACKYARD
• NO HOA

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $784 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $125k).

Location & tenants

• Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D+, employment D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.6%/yr); 310 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• At $2,198/mo this rent would consume 63% of the median local household income ($42k/yr) (locally 2772% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.6% rent growth), your $35k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1939 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $125,000

Questions for the listing agent

1. Built in 1939 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.76% ✓
• Cap rate: 13.82%
• Cash-on-cash: 26.89%
• DSCR: 2.20
• GRM: 4.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.57% rent growth · sell at horizon

5-year hold

• IRR: 21.5%
• Equity multiple: 1.89×
• Total profit: $31,061
• Equity at exit: $18,638

10-year hold

• IRR: 30.0%
• Equity multiple: 3.77×
• Total profit: $96,998
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32114

• Home prices YoY: -21.8%
• Rents YoY: 3.6%
• Active inventory: 310
• Price-to-rent: 4.7×

Monthly cashflow live

• Estimated rent: $2,198 high
• Mortgage (P&I): −$656
• Tax from tax record: −$245 /mo · $2,934/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$462
• Net cashflow: $784

Break-even live

Break-even rent $1,205

Max offer price $125,000

Occupancy floor 59%

Sensitivity live

Price	-10% $855	-5% $820	+0% $784	+5% $749	+10% $714
Rent	-10% $611	-5% $698	+0% $784	+5% $871	+10% $958
Rate	-1.0pp $847	-0.5pp $816	base $784	+0.5pp $752	+1.0pp $719

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
209 Taylor Ave Unit 2 Daytona Beach, FL	3.0	1.0	970	$2,490	$2.57	24d	1	0.06mi
326 Hobart Ave Daytona Beach, FL	3.0	1.0	979	$2,150	$2.20	24d	1	0.26mi
138 Kingston Ave Daytona Beach, FL	3.0	2.0	996	$1,900	$1.91	24d	1	0.31mi
244 Lexington Dr Daytona Beach, FL	3.0	1.0	1099	$2,550	$2.32	15d	1	0.42mi
422 N Lincoln St Daytona Beach, FL	3.0	2.0	1354	$2,150	$1.59	24d	1	0.65mi
218 Center St Daytona Beach, FL	3.0	2.0	1234	$2,190	$1.77	22d	1	0.87mi
100 Navigator DR Daytona Beach, FL	1.0–3.0	1.0–2.0	1029	$1,808	$1.76	12d	25	0.87mi
550 Ruth St Daytona Beach, FL	3.0	2.0	1114	$1,995	$1.79	12d	1	0.88mi
331 Clifton Ave Daytona Beach, FL	3.0	2.0	1355	$2,050	$1.51	24d	1	0.95mi
19 S Hollywood Ave Unit 4 Daytona Beach, FL	3.0	1.0	1000	$1,800	$1.80	24d	1	1.02mi
215 N Oleander Ave Daytona Beach, FL	3.0	1.0	1026	$1,550	$1.51	22d	1	1.03mi
215 N Oleander Ave Daytona Beach, FL	3.0	1.0	1026	$1,550	$1.51	24d	1	1.03mi
430 Dorothy Ave Daytona Beach, FL	3.0	1.0	1103	$1,700	$1.54	15d	1	1.05mi
520 Zinfandel Dr Unit 1 Daytona Beach, FL	3.0	2.5	1463	$2,500	$1.71	24d	1	1.23mi

Listing history 24 events

1. 2026-06-14
   statusdays on market $125,000 Pending 13 DOM
2. 2026-06-10
   days on market $125,000 Active 11 DOM
3. 2026-06-09
   days on market $125,000 Active 10 DOM
4. 2026-06-08
   days on market $125,000 Active 9 DOM
5. 2026-06-07
   days on market $125,000 Active 8 DOM
6. 2026-06-05
   days on market $125,000 Active 5 DOM
7. 2026-06-03
   days on market $125,000 Active 4 DOM
8. 2026-06-03
   status $125,000 Active 3 DOM
9. 2026-04-16
   status Pending
10. 2026-04-13
    listed $125,000 Active
11. 2024-12-01
    historical
12. 2024-09-24
    price $189,000
13. 2024-09-24
    price $189,000
14. 2024-09-06
    listed $199,000 Active
15. 2024-08-18
    listed $199,000 Active
16. 2022-03-31
    soldstatus $179,000
17. 2022-03-16
    soldstatus $179,000 Closed
18. 2022-02-08
    historical Contingent
19. 2021-12-20
    listed $179,000 Active
20. 2008-11-18
    soldstatus $17,000
21. 2008-10-01
    listed $19,900
22. 2002-07-01
    soldstatus $35,000
23. 1997-07-23
    soldstatus $21,600
24. 1993-08-09
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,934 · $245/mo
• Projected year-2 tax: $2,934 · $245/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 57% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,378
• − Mortgage interest: −$7,002
• − Property taxes: −$2,934
• − Insurance: −$625
• − Repairs & maintenance: −$2,110
• − Management: −$2,110
• − Depreciation: −$3,636
• Taxable income: $7,960
• Est. tax owed @ 24.0%: −$1,910
• After-tax cash flow: $7,503/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Daytona Beach

• Score: 83/100
• State rank: #46
• US rank: #867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Daytona Beach, FL
• County: Volusia County · 556,871 people
• City population: 67,539
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 37,747
• Household income: $41,736
• Rent vs Own: 68.5% rent · 31.5% own
• Severe rent burden: 2772.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Black 45% White 36% Hispanic / Latino 11% Two or more races 7% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4%
• Common ancestry: Romanian 1% Slovak 1% Lithuanian 1%
• Foreign-born: 7% · Canada, South Korea
• Languages at home: 90% English-only · Spanish 7% Arabic 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -75.93%
• Current HPI: 272.5149
• Rent YoY: ▲ 3.57%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+257.1% since first listed

16 events — show timeline

• 2026-04-16 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-13 Listed $125,000 Stellar MLS as Distributed by MLS Grid
• 2024-12-01 Listing Removed — Daytona MLS
• 2024-09-24 Price Changed $189,000 Stellar MLS as Distributed by MLS Grid
• 2024-09-24 Price Changed $189,000 Daytona MLS
• 2024-09-06 Listed $199,000 Daytona MLS
• 2024-08-18 Listed $199,000 Stellar MLS as Distributed by MLS Grid
• 2022-03-31 Sold (Public Records) $179,000 Public Records
• 2022-03-16 Sold (MLS) $179,000 Daytona MLS
• 2022-02-08 Contingent — Daytona MLS
• 2021-12-20 Listed $179,000 Daytona MLS
• 2008-11-18 Sold (MLS) $17,000 Daytona MLS
• 2008-10-01 Listed $19,900 Daytona MLS
• 2002-07-01 Sold (Public Records) $35,000 Public Records
• 1997-07-23 Sold (Public Records) $21,600 Public Records
• 1993-08-09 Sold (Public Records) $35,000 Public Records

Property tax history

+14.4%/yr

Latest (2025): $2,934 · +3.5% YoY. Source: county tax records.