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Birch Plan 🏗️ New Construction
F Composite 34.57
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.1/30.0
  • ARV discount +7.5/15.0
  • Schools +4.5/10.0
  • Condition / age +4.0/5.0
  • Livability +3.3/5.0
  • 1% rule +2.5/10.0
  • Rent growth +2.5/5.0
  • DSCR +2.1/10.0
  • Appreciation +0.0/10.0

$389,990

Birch Plan · Ruckersville, VA 22923
4 bd · 2.5 ba · 1,680 sqft · SingleFamily · 145 Days on market
Good condition ↓ 4% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

Key facts

  • 2 story
  • Open landing
  • Great room

Tags

2 STORYAMENITY FILLED COMMUNITYLIGHT FILLED FLOOR PLANGREAT ROOMOPEN LANDINGWALK IN CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $389,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $420,349.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $390k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-411 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $361k (7.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $316k (19.0% below list).
  • Recommended offer: $316k (19.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#318 in VA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A, housing A-; Watch: amenities F, commute F, health & safety F.
  • Greene County Public School District (town): math 40% / reading 64% proficiency, ranked #88 of 131 in VA (top 67%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 184 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 204 units permitted in Greene County in 2024 (34 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($118k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
  • Greene County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 145 days — a 12% lower offer ($343k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $315,728 (19.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 145 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.12%
Cash-on-cash
-4.19%
DSCR
0.81
GRM
11.1

CMA / ARV

ARV (median comp)
$420,349
List price
$389,990
Delta
-7.22%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
383 White Sands Blvd 0.08mi 3/2.0 (-1) 1,696 (+1%) 1mo $443,675 $262 87
48 Sequoia Dr 0.23mi 3/2.0 (-1) 1,723 (+3%) 1mo $428,175 $249 77
75 Lumber Ln 0.25mi 3/1.5 (-1) 1,692 (+1%) 2mo $353,000 $209 76
39 Gunnison Dr 0.10mi 3/2.0 (-1) 1,533 (-9%) 2mo $446,857 $291 72
15 Gunnison Dr 0.12mi 3/2.0 (-1) 1,533 (-9%) 2mo $399,990 $261 72
6092 Flintstone Dr 0.40mi 3/2.5 (-1) 1,730 (+3%) 1mo $389,900 $225 70
395 White Sands Blvd 0.16mi 3/2.0 (-1) 1,533 (-9%) 2mo $418,925 $273 70
715 Preddy Creek Rd 0.29mi 3/3.0 (-1) 1,581 (-6%) 2mo $390,000 $247 68
140 Gunnison Dr 0.16mi 4/3.0 1,925 (+15%) 2mo $465,000 $242 65
27 Everglades Rd 0.28mi 4/2.5 1,903 (+13%) 2mo $416,980 $219 63
47 Everglades Rd 0.30mi 4/2.5 1,903 (+13%) 2mo $421,480 $221 62
201 Tanglewood Dr 0.36mi 3/2.0 (-1) 1,432 (-15%) 1mo $355,000 $248 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-23.3%
Equity multiple
0.20×
Total profit
$-94,223
Equity at exit
$62,675
10-year hold
IRR
-18.0%
Equity multiple
0.02×
Total profit
$-115,535
Equity at exit
$36,344

Cash invested: $117,698 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 22923

Home prices YoY
-3.6%
Active inventory
184
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$3,157 medium interval (Pro) →
Mortgage (P&I)
$2,204
Tax est. 1.5%
$525 /mo · $6,305/yr
Insurance
$175
HOA
$0
Vacancy / Maint / Mgmt
$663
Net cashflow
$-411

Break-even live

Break-even rent $3,677
Max offer price $360,922
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$105,087
Closing costs
$12,610
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
92 Everglades RD Barboursville, VA 4.0 2.5 1903 $2,795 $1.47 12d 1 0.31mi
32 Estes Ct Barboursville, VA 3.0 2.5 1400 $2,600 $1.86 13d 1 0.37mi
591 Preddy Creek Rd Barboursville, VA 3.0 2.0 1200 $2,400 $2.00 2d 1 0.38mi
54 Mannie Ct Barboursville, VA 4.0 2.0 1680 $2,600 $1.55 12d 1 0.76mi

Listing history 36 events

  1. 2026-06-19
    days on market $389,990 Active 145 DOM
  2. 2026-06-18
    days on market $389,990 Active 144 DOM
  3. 2026-06-17
    days on market $389,990 Active 143 DOM
  4. 2026-06-16
    days on market $389,990 Active 142 DOM
  5. 2026-06-15
    days on market $389,990 Active 141 DOM
  6. 2026-06-14
    days on market $389,990 Active 139 DOM
  7. 2026-06-13
    days on market $389,990 Active 138 DOM
  8. 2026-06-10
    days on market $389,990 Active 136 DOM
  9. 2026-06-09
    days on market $389,990 Active 135 DOM
  10. 2026-06-08
    days on market $389,990 Active 134 DOM
  11. 2026-06-07
    days on market $389,990 Active 133 DOM
  12. 2026-06-05
    days on market $389,990 Active 130 DOM
  13. 2026-06-03
    days on market $389,990 Active 129 DOM
  14. 2026-06-02
    days on market $389,990 Active 128 DOM
  15. 2026-06-01
    days on market $389,990 Active 127 DOM
  16. 2026-05-31
    pricedays on market $389,990 Active 126 DOM
  17. 2026-05-30
    days on market $374,990 Active 125 DOM
  18. 2026-05-20
    price $374,990 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  19. 2026-05-14
    status Active 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  20. 2026-05-14
    price $389,990 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  21. 2025-11-19
    historical 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  22. 2025-10-24
    price $399,990 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  23. 2025-10-16
    price $404,990 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  24. 2025-10-15
    price $404,000 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  25. 2025-10-15
    price $404,990 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  26. 2025-10-13
    price $404,000 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  27. 2025-09-17
    status Active 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  28. 2025-09-17
    price $399,000 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  29. 2025-08-29
    historical 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  30. 2025-08-06
    status Active 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  31. 2025-08-06
    price $404,990 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  32. 2025-07-16
    historical 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  33. 2025-07-08
    price $394,990 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  34. 2025-07-02
    status Active 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  35. 2025-06-25
    historical 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

  36. 2025-06-15
    listed $389,990 Active 784-char remark
    Show marketing remark (784 chars)

    Creekside 2-Story: resort-style, amenity-filled community of two-story single-family homes with 2-car garages, less than 10 minutes from Charlottesville. The Birch single-family home offers space and style. Enter through the 2-car garage or foyer and find a light-filled, airy floor plan. The great room flows into the dinette and kitchen area, so you never miss a moment with friends or family around the island. Upstairs, the generous space continues, with a broad stairway that leads to an open landing, 3 guest bedrooms with ample closet space and a full bath. The luxurious owner's suite, with its walk-in closet and dual vanity bath, keeps you connected to the rest of the home while providing peaceful privacy. Discover all the benefits of The Birch. Schedule your visit today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,887
− Mortgage interest
−$23,546
− Property taxes
−$6,305
− Insurance
−$2,102
− Repairs & maintenance
−$3,031
− Management
−$3,031
− Depreciation
−$12,228
Taxable loss
−$12,356
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,965
After-tax cash flow
$-1,963/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 None rehab

This single-family home in Barboursville, VA is in good condition with no visible repairs needed. It offers a good return on investment with updates that can significantly increase its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics
  • Both New kitchen appliances — Enhances functionality and aesthetics
  • Both New bathroom fixtures — Enhances functionality and aesthetics

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics
  • Both New kitchen appliances — Enhances functionality and aesthetics
  • Both New bathroom fixtures — Enhances functionality and aesthetics

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Greene County Public School District
NCES district ID
5101710
Math proficiency
40% ▼ -37.00%
Reading proficiency
64% ▼ -7.00%
Median HH income
$59,129
Composite
45.22/100
National rank
#2668
State rank
#88 of 131 in VA

Livability — Ruckersville

Score
66/100
State rank
#318
US rank
#11455

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment A Housing A- Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Orange County · 21,992 people
Metro
Charlottesville, VA
Population (ZIP)
6,435
Household income
$118,125
Rent vs Own
25.2% rent · 74.8% own
Severe rent burden
42.0

Population outlook (Greene County) Hauer SSP2

Today (2025)
20,465 people
By 2030
20,958 · +2.4%
By 2040
21,619 · +5.6%
By 2050
21,699 · +6.0%
By 2075
21,656 · +5.8%
By 2100
20,156 · -1.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Black 5% Two or more races 5% Asian 1%
Common ancestry
Slovak 5% Portuguese 3% Italian 3%
Foreign-born
3%
Languages at home
97% English-only · Other Asian/Pacific 1% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Greene

2024 margin
Strong R (+24.7) · D 37.0% · R 61.7% · Other 1.2%
2008→2024 swing
-2.9pp toward R · 2008: -21.9pp · 2024: -24.7pp
All cycles
2024: R+24.7 2020: R+23.9 2016: R+31.8 2012: R+25.3 2008: R+21.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -11.41%
Current HPI
303.0348
Rent YoY
Metro
Charlottesville, VA
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

-3.8% since first listed
19 events — show timeline
  • 2026-05-20 Price Changed $374,990 Zillow
  • 2026-05-14 Relisted Zillow
  • 2026-05-14 Price Changed $389,990 Zillow
  • 2025-11-19 Delisted Zillow
  • 2025-10-24 Price Changed $399,990 Zillow
  • 2025-10-16 Price Changed $404,990 Zillow
  • 2025-10-15 Price Changed $404,000 Zillow
  • 2025-10-15 Price Changed $404,990 Zillow
  • 2025-10-13 Price Changed $404,000 Zillow
  • 2025-09-17 Relisted Zillow
  • 2025-09-17 Price Changed $399,000 Zillow
  • 2025-08-29 Delisted Zillow
  • 2025-08-06 Price Changed $404,990 Zillow
  • 2025-08-06 Relisted Zillow
  • 2025-07-16 Delisted Zillow
  • 2025-07-08 Price Changed $394,990 Zillow
  • 2025-07-02 Relisted Zillow
  • 2025-06-25 Delisted Zillow
  • 2025-06-15 Listed $389,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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