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C- Composite 51.87
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • Appreciation +8.3/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.1/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$1

210 Offerson Unit R212-49 · Avon, CO 81620
1 bd · 2.0 ba · 1,050 sqft · Timeshare · 55 Days on market
Built 1991 436 sqft lot $200/mo HOA · 6% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This week 49 is magibal with all of the holiday decorations set up. No crowds! The St. James Place is located in the heart of Beaver Creek Village and is just steps from the ski lifts, shopping, galleries, hiking and restaurants. Dates are Dec 5 to 12, 2026. Photos are stock photos.

Key facts

  • Steps from ski lifts
  • Steps from shopping
  • Steps from galleries

Tags

STEPS FROM SKI LIFTSSTEPS FROM SHOPPINGSTEPS FROM GALLERIESSTEPS FROM HIKINGSTEPS FROM RESTAURANTS

Property features AI

Finance

  • HOA & community: Association-managed property; Annual association fee; Association fee covers cable TV, common area maintenance, electricity, gas, heat, insurance, internet, management, sewer, snow removal, taxes, trash, and water; On-site management; Fitness center; Shuttle service; Front desk

Exterior

  • Home design: Unit in multi-family building
  • Construction: Slate roof; Poured in place foundation
  • Exterior features: Multi-family zoning

Interior

  • Kitchen: Cooktop; Range; Range hood; Microwave; Dishwasher; Refrigerator
  • Bedrooms: 1 bedroom
  • Flooring: Laminate; Marble; Tile
  • Bathrooms: 1 full bath; 1 three-quarter bath
  • Heating & cooling: Baseboard heating; Central air conditioning; Has heating and cooling
  • Interior features: Furnished unit; Disposal
  • Laundry & utility: Washer (in unit); Washer/Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath timeshare listed at $1.

Deal economics

  • At list price, monthly cash flow is $2k ($29k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $1).
  • Cap rate 2922857.8% vs local median 2.3% in Avon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#220 in CO) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, housing B; Watch: schools F, crime D-, amenities F.
  • Eagle County School District No. RE-50 (town): math 22% / reading 42% proficiency, ranked #39 of 86 in CO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 456 active listings in the ZIP; solid renter incomes; 387 units permitted in Eagle County in 2024 (256 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($103k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Eagle County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (6.6% appreciation + 3.0% rent growth), your $0 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 55 days — a 3% lower offer ($0) is reasonable based on typical stale-listing flexibility.
Recommended offer $1

Questions for the listing agent

  1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
333635.00%
Cap rate
2922857.80%
Cash-on-cash
10438755.38%
DSCR
464466.88
GRM
0.0

CMA / ARV

ARV (on-the-fly)
$10,500
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
210 Offerson #212-35&36 0.00mi 1/2.0 1,050 (0%) 8mo $4,000 $4 94
210 Offerson #212-12 0.00mi 1/2.0 1,050 (0%) 13mo $10,000 $10 89
210 Offerson Rd #R-112, Weeks 51 & 52 0.00mi 1/2.0 986 (-6%) 10mo $125,000 $127 82
63 Avondale Ln #333-Week 12 0.08mi 2/2.0 (+1) 1,048 (-0%) 15mo $26,000 $25 79
63 Avondale Ln #431, Week 13 0.04mi 2/2.0 (+1) 1,180 (+12%) 14mo $6,000 $5 61
210 Offerson #111-10 0.00mi 2/3.0 (+1) 1,200 (+14%) 9mo $33,000 $28 60
63 Avondale Ln #333 - week 6 0.08mi 2/2.0 (+1) 1,200 (+14%) 16mo $12,000 $10 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.63% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
554662.50×
Total profit
$155,305
Equity at exit
$1
10-year hold
IRR
Equity multiple
1198923.56×
Total profit
$335,698
Equity at exit
$1

Cash invested: $0 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 81620

Home prices YoY
1.9%
Active inventory
456

Monthly cashflow live

Estimated rent
$3,336 medium interval (Pro) →
Mortgage (P&I)
$0
Tax est. 1.5%
$0 /mo · $0/yr
Insurance
$0
HOA
$200
Vacancy / Maint / Mgmt
$701
Net cashflow
$2,436

Break-even live

Break-even rent $253
Max offer price $1
Occupancy floor 22%

Sensitivity live

Price -10% $2,436 -5% $2,436 +0% $2,436 +5% $2,436 +10% $2,436
Rent -10% $2,172 -5% $2,304 +0% $2,436 +5% $2,567 +10% $2,699
Rate -1.0pp $2,436 -0.5pp $2,436 base $2,436 +0.5pp $2,436 +1.0pp $2,436

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$0
Closing costs
$0
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$200 · $2,400/yr

Listing history 18 events

  1. 2026-06-21
    days on market $1 Active 55 DOM
  2. 2026-06-19
    days on market $1 Active 53 DOM
  3. 2026-06-18
    days on market $1 Active 52 DOM
  4. 2026-06-17
    days on market $1 Active 51 DOM
  5. 2026-06-16
    days on market $1 Active 50 DOM
  6. 2026-06-15
    days on market $1 Active 49 DOM
  7. 2026-06-14
    days on market $1 Active 47 DOM
  8. 2026-06-12
    days on market $1 Active 46 DOM
  9. 2026-06-09
    days on market $1 Active 43 DOM
  10. 2026-06-08
    days on market $1 Active 42 DOM
  11. 2026-06-07
    days on market $1 Active 41 DOM
  12. 2026-06-05
    days on market $1 Active 38 DOM
  13. 2026-06-03
    days on market $1 Active 37 DOM
  14. 2026-06-02
    days on market $1 Active 36 DOM
  15. 2026-06-01
    days on market $1 Active 35 DOM
  16. 2026-05-31
    days on market $1 Active 34 DOM
  17. 2026-05-30
    days on market $1 Active 33 DOM
  18. 2026-04-27
    listed $1 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 1/10 Low 14 d/yr ≥74°F today · 37 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$40,036
− Mortgage interest
−$0
− Property taxes
−$0
− Insurance
−$0
− Repairs & maintenance
−$3,203
− Management
−$3,203
− HOA
−$2,400
− Depreciation
−$0
Taxable income
$31,230
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$7,495
After-tax cash flow
$21,733/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eagle County School District No. RE-50
NCES district ID
0803540
Math proficiency
22% ▼ -8.00%
Reading proficiency
42% ▼ -4.00%
Median HH income
$73,322
Composite
30.01/100
National rank
#6360
State rank
#39 of 86 in CO

Livability — Avon

Score
61/100
State rank
#220
US rank
#17858

Category grades

Amenities F Commute A+ Cost of living F Crime D- Employment B- Housing B Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Eagle County · 42,178 people
City population
10,870
Metro
Edwards, CO
Population (ZIP)
10,870
Household income
$102,775
Rent vs Own
46.9% rent · 53.1% own
Severe rent burden
744.0

Population outlook (Eagle County) Hauer SSP2

Today (2025)
57,837 people
By 2030
59,258 · +2.5%
By 2040
60,698 · +4.9%
By 2050
60,206 · +4.1%
By 2075
54,326 · -6.1%
By 2100
47,000 · -18.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 62% Hispanic / Latino 23% Two or more races 23% Asian 3% Black 2%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Italian 3% Scotch-Irish 2% Slovak 2%
Foreign-born
14% · Canada, Dominican Republic
Languages at home
78% English-only · Spanish 15% Other Indo-European 4% Chinese 1%

Political lean MEDSL · Eagle

2024 margin
Strong D (+24.4) · D 61.0% · R 36.5% · Other 2.5%
2008→2024 swing
+1.3pp toward D · 2008: 23.1pp · 2024: 24.4pp
All cycles
2024: D+24.4 2020: D+29.8 2016: D+19.9 2012: D+14.7 2008: D+23.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 6.63%
Current HPI
363.7493
Rent YoY
Metro
Edwards, CO
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…