1 Remsen Rd Unit 2F · Yonkers, NY 10710

$199,900

1 bd · 1.0 ba · 800 sqft · Townhouse · 370 Days on market

Built 1959 Fair condition $250/sqft · 10% below area Est $222k · 10% under ↓ 5% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.7/30.0
• ARV discount +12.1/15.0
• DSCR +9.2/10.0
• 1% rule +7.2/10.0
• Schools +4.1/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Spacious layout "junior 4" apartment with an additional, smaller room or alcove off the living room area , which can be used as a dining room or converted into smaller bedroom or office space.Airy and bright unit features parquet floors, excellent closet space, large bedroom and high ceilings.Apartment is located in quiet residential cul-de sac area in very well kept elegant small garden style elevator building, very close to Central ave, all shops, restaurants and public transportation.

Key facts

• Office space
• Parquet floors
• Dining room

Tags

• JUNIOR 4 APARTMENT
• DINING ROOM
• OFFICE SPACE
• PARQUET FLOORS
• EXCELLENT CLOSET SPACE
• HIGH CEILINGS

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath townhouse listed at $200k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $544 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $200k).
• Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.6% vs local median 5.1% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
• Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 286 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 75d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 370 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $175,912 (12.0% below list)

Questions for the listing agent

1. It's been on market 370 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.22% ✓
• Cap rate: 9.56%
• Cash-on-cash: 11.65%
• DSCR: 1.52
• GRM: 6.8

CMA / ARV

• ARV (median comp): $222,388
• List price: $199,900
• Delta: -10.11%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1 Remsen Rd Unit 4J	0.03mi	1/1.0	900 (+12%)	6mo	$234,000	$260	73
2035 Central Park Ave Unit 2H	0.25mi	1/1.0	700 (-12%)	1mo	$140,000	$200	67
2035 Central Park Ave Unit 2V	0.25mi	1/1.0	700 (-12%)	3mo	$135,000	$193	65
1853 Central Park Ave Unit 3F	0.64mi	1/1.0	850 (+6%)	0mo	$188,000	$221	60
1841 Central Park Ave Unit 18P	0.70mi	1/1.0	825 (+3%)	4mo	$165,000	$200	59
1841 Central Park Ave Unit 10P	0.70mi	1/1.0	825 (+3%)	5mo	$170,000	$206	58
1841 Central Park Ave Unit 17K	0.66mi	1/1.0	750 (-6%)	2mo	$165,000	$220	57
66 Crisfield Unit 1X	0.44mi	2/2.0 (+1)	871 (+9%)	4mo	$445,000	$511	52
1841 Central Park Ave Unit 4K	0.71mi	1/1.0	750 (-6%)	9mo	$154,000	$205	49
66 Crisfield St Unit 3Y	0.44mi	2/2.0 (+1)	904 (+13%)	3mo	$485,000	$537	46
1841 Central Park Ave Unit LG	0.69mi	1/1.0	750 (-6%)	15mo	$150,000	$200	45
1841 Central Park Ave Unit 7L	0.70mi	2/1.0 (+1)	900 (+12%)	8mo	$239,999	$267	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 1.1%
• Equity multiple: 1.04×
• Total profit: $2,261
• Equity at exit: $29,806

10-year hold

• IRR: 10.7%
• Equity multiple: 1.83×
• Total profit: $46,693
• Equity at exit: $17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 5 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City Yonkers: 5 Strongly Tenant-Friendly · D+20

Westchester rent guidelines board.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 11 active · 16 under contract
• Months of supply: 5.5 mo (18%/mo absorbed)
• Median asking: $215,000 ($239/sqft)
• Median days on market: 79 d
• This list price: 27% of active listings are priced below it
• ARV vs active asking: +16.4% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 10710

• Active inventory: 286
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $2,437 high
• Mortgage (P&I): −$1,048
• Tax est. 1.5%: −$250 /mo · $2,998/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$512
• Net cashflow: $544

Break-even live

Break-even rent $1,749

Max offer price $199,900

Occupancy floor 73%

Sensitivity live

Price	-10% $682	-5% $613	+0% $544	+5% $474	+10% $405
Rent	-10% $351	-5% $447	+0% $544	+5% $640	+10% $736
Rate	-1.0pp $644	-0.5pp $594	base $544	+0.5pp $492	+1.0pp $439

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,975
• Closing costs: $5,997
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
70 Roundhill Dr Yonkers, NY	2.0	1.0	775	$3,200	$4.13	184d	1	0.36mi
90 Beaumont Cir Yonkers, NY	1.0–3.0	1.0–1.5	824	$2,500	$3.03	6d	25	0.39mi
2 Sadore Ln Apt 1E Yonkers, NY	2.0	1.0	1000	$2,800	$2.80	10d	1	1.09mi
4 Sadore Ln Yonkers, NY	1.0	1.0	812	$2,000	$2.46	16d	2	1.10mi
4 Sadore Ln Yonkers, NY	1.0	1.0	812	$1,975	$2.43	65d	2	1.10mi
4 Sadore Ln Unit 2W Yonkers, NY	1.0	1.0	800	$2,000	$2.50	122d	1	1.10mi
4 Sadore Ln Unit 3J Yonkers, NY	1.0	1.0	825	$2,000	$2.42	82d	1	1.10mi
4 Sadore Ln Unit 2W Yonkers, NY	1.0	1.0	800	$1,999	$2.50	3d	1	1.10mi
4 Sadore Ln Unit 2W Yonkers, NY	1.0	1.0	800	$2,000	$2.50	158d	1	1.10mi
1 Sadore Ln Apt 2W Yonkers, NY	1.0	1.0	825	$2,000	$2.42	102d	1	1.14mi
3 Sadore Ln Apt 4A Yonkers, NY	1.0	1.0	750	$2,100	$2.80	3d	1	1.15mi
3 Sadore Ln Apt 6M Yonkers, NY	1.0	1.0	750	$2,000	$2.67	84d	1	1.15mi
701 Ridge Hill Blvd Unit PHA Yonkers, NY	1.0	1.0	808	$3,100	$3.84	37d	1	1.26mi
300 Columbus Ave Tuckahoe, NY	—	1.0	766	$3,100	$4.05	159d	5	1.26mi
300 Columbus Ave Tuckahoe, NY	—	1.0	763	$3,100	$4.06	23d	2	1.26mi
128 Colonial Pkwy Unit 3B Yonkers, NY	1.0	1.0	871	$2,750	$3.16	184d	1	1.26mi
2 Consulate Dr Unit 1J Tuckahoe, NY	1.0	1.0	750	$2,700	$3.60	153d	1	1.28mi
1 Consulate Dr Unit 3K Tuckahoe, NY	1.0	1.0	800	$2,800	$3.50	75d	1	1.28mi
2 Consulate Dr Unit 1O Tuckahoe, NY	1.0	1.0	900	$2,900	$3.22	102d	1	1.29mi
1 Consulate Dr Tuckahoe, NY	1.0	1.0	750	$2,600	$3.47	23d	2	1.31mi
601 Ridge Hill Blvd Yonkers, NY	1.0–2.0	1.0–2.0	966	$2,850	$2.95	0d	8	1.31mi
4 Consulate Dr Apt 4-H Eastchester, NY	1.0	1.0	700	$2,600	$3.71	53d	1	1.33mi
146 Columbus Ave Unit 1 Tuckahoe, NY	1.0	1.0	550	$2,250	$4.09	53d	1	1.38mi
717 Tuckahoe Rd Unit 16A Yonkers, NY	1.0	1.0	650	$2,495	$3.84	145d	1	1.39mi
212 Alpine Pl Tuckahoe, NY	1.0	1.0	700	$2,700	$3.86	161d	1	1.41mi
212 Alpine Pl Tuckahoe, NY	1.0	1.0	750	$2,700	$3.60	6d	1	1.41mi
1549 Central Park Ave Yonkers, NY	2.0	1.0	850	$2,400	$2.82	184d	1	1.43mi
158 Lake Ave Tuckahoe, NY	1.0	1.0	650	$2,075	$3.19	3d	1	1.43mi
21 Scarsdale Rd Yonkers, NY	1.0	1.0	684	$3,730	$5.45	0d	17	1.45mi
135 Wallace St Tuckahoe, NY	1.0	1.0	725	$2,250	$3.10	10d	1	1.45mi
1531 Central Park Ave Apt C1 Yonkers, NY	1.0	1.0	750	$2,100	$2.80	96d	1	1.45mi
12 Wainwright Ave Apt 1B Yonkers, NY	1.0	1.0	700	$1,950	$2.79	184d	1	1.46mi
1523 Central Park Ave Unit 16F Yonkers, NY	—	1.0	550	$1,450	$2.64	84d	1	1.46mi
2 Glen Rd Unit 2B Eastchester, NY	2.0	2.0	1010	$3,185	$3.15	122d	1	1.47mi
1 Elm St Unit 3B Tuckahoe, NY	2.0	1.0	1100	$3,200	$2.91	148d	1	1.47mi
1 Elm St Unit 3B Tuckahoe, NY	2.0	1.0	1100	$3,200	$2.91	151d	1	1.47mi
123 Wallace St Tuckahoe, NY	2.0	1.0	750	$2,200	$2.93	28d	1	1.48mi
8 Wainwright Ave Unit 2A Yonkers, NY	—	1.0	700	$1,500	$2.14	10d	1	1.49mi
8 Wainwright Ave Unit 2A Yonkers, NY	—	1.0	700	$1,600	$2.29	29d	1	1.49mi
115 Fisher Ave Eastchester, NY	2.0	1.0	1100	$3,600	$3.27	10d	1	1.50mi

Listing history 50 events

1. 2026-11-08
   days on market $199,900 Active 370 DOM
2. 2026-11-07
   days on market $199,900 Active 369 DOM
3. 2026-11-06
   days on market $199,900 Active 368 DOM
4. 2026-11-05
   days on market $199,900 Active 367 DOM
5. 2026-11-04
   days on market $199,900 Active 366 DOM
6. 2026-11-02
   days on market $199,900 Active 364 DOM
7. 2026-11-01
   days on market $199,900 Active 363 DOM
8. 2026-10-31
   days on market $199,900 Active 362 DOM
9. 2026-10-30
   days on market $199,900 Active 361 DOM
10. 2026-10-29
    days on market $199,900 Active 360 DOM
11. 2026-10-28
    days on market $199,900 Active 359 DOM
12. 2026-10-27
    days on market $199,900 Active 358 DOM
13. 2026-10-26
    days on market $199,900 Active 357 DOM
14. 2026-10-25
    days on market $199,900 Active 356 DOM
15. 2026-10-24
    days on market $199,900 Active 355 DOM
16. 2026-10-23
    days on market $199,900 Active 354 DOM
17. 2026-10-22
    days on market $199,900 Active 353 DOM
18. 2026-10-21
    days on market $199,900 Active 352 DOM
19. 2026-10-20
    days on market $199,900 Active 351 DOM
20. 2026-10-19
    days on market $199,900 Active 350 DOM
21. 2026-10-18
    days on market $199,900 Active 349 DOM
22. 2026-10-17
    days on market $199,900 Active 348 DOM
23. 2026-10-16
    days on market $199,900 Active 347 DOM
24. 2026-10-15
    days on market $199,900 Active 346 DOM
25. 2026-10-14
    days on market $199,900 Active 345 DOM
26. 2026-10-13
    days on market $199,900 Active 344 DOM
27. 2026-10-12
    days on market $199,900 Active 343 DOM
28. 2026-10-11
    days on market $199,900 Active 342 DOM
29. 2026-10-10
    days on market $199,900 Active 341 DOM
30. 2026-10-09
    days on market $199,900 Active 340 DOM
31. 2026-10-08
    days on market $199,900 Active 339 DOM
32. 2026-10-07
    days on market $199,900 Active 338 DOM
33. 2026-10-06
    days on market $199,900 Active 337 DOM
34. 2026-10-05
    days on market $199,900 Active 336 DOM
35. 2026-10-04
    days on market $199,900 Active 335 DOM
36. 2026-10-03
    days on market $199,900 Active 334 DOM
37. 2026-10-02
    days on market $199,900 Active 333 DOM
38. 2026-10-01
    days on market $199,900 Active 332 DOM
39. 2026-09-30
    days on market $199,900 Active 331 DOM
40. 2026-09-29
    days on market $199,900 Active 330 DOM
41. 2026-09-28
    days on market $199,900 Active 329 DOM
42. 2026-09-27
    days on market $199,900 Active 328 DOM
43. 2026-09-26
    days on market $199,900 Active 327 DOM
44. 2026-09-25
    days on market $199,900 Active 326 DOM
45. 2026-09-24
    days on market $199,900 Active 325 DOM
46. 2026-09-23
    days on market $199,900 Active 324 DOM
47. 2026-09-22
    days on market $199,900 Active 323 DOM
48. 2026-09-21
    days on market $199,900 Active 322 DOM
49. 2026-09-20
    days on market $199,900 Active 321 DOM
50. 2026-09-19
    days on market $199,900 Active 320 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,240
• − Mortgage interest: −$11,198
• − Property taxes: −$2,998
• − Insurance: −$1,000
• − Repairs & maintenance: −$2,339
• − Management: −$2,339
• − Depreciation: −$5,815
• Taxable income: $3,551
• Est. tax owed @ 24.0%: −$852
• After-tax cash flow: $5,670/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Cosmetic rehab Est. rehab $4,000–$12,000 screening

The property is in fair condition with some minor repairs and maintenance needed. A fresh coat of paint and some landscaping improvements can significantly enhance its value.

Components & finishes AI

Roof flat membrane Flooring tile

Deferred maintenance Est. $50,000–$150,000 screening

• Major Roof (roof) — The roof appears to be a flat membrane, which is not visible in the photos and may be in poor condition.
• Major Windows (windows) — The windows appear to be old and may need replacement.
• Major Electrical (electrical) — The electrical panel is not visible and may be outdated.
• Major Plumbing (plumbing) — The plumbing is not visible and may be in poor condition.
• Major Exterior (exterior) — The exterior of the building appears to be in poor condition and may need significant repairs.

Repairs flagged

• Minor Paint — Some minor scuffing on interior walls.
• Minor Landscaping — Overgrown areas in landscaping.

Value-add opportunities

• Resale Paint interior walls and trim — Fresh paint can enhance the home's curb appeal and make it more attractive to potential buyers. ↑
• Rental Landscaping — Well-maintained landscaping can attract tenants and add to the home's overall appeal. ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

Schools (NCES district)

• District: Yonkers City School District
• NCES district ID: 3631920
• Math proficiency: 41% ▼ -1.00%
• Reading proficiency: 54% ▲ 14.00%
• Median HH income: $58,042
• Composite: 41.43/100
• National rank: #3471
• State rank: #413 of 590 in NY

C Composite livability gradescore 68/100

Livability — Yonkers

• Score: 68/100
• State rank: #528
• US rank: #9394

Category grades

Amenities F Commute B Cost of living F Crime B- Employment A Housing B- Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yonkers, NY
• County: Westchester County · 1,028,035 people
• City population: 212,407
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 25,855
• Household income: $108,845
• Rent vs Own: 29.3% rent · 70.7% own
• Severe rent burden: 12% of renters

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Population outlook (Westchester County) Hauer SSP2

• Today (2025): 1,028,035 people
• By 2030: 1,051,636 · +2.3%
• By 2040: 1,098,520 · +6.9%
• By 2050: 1,136,044 · +10.5%
• By 2075: 1,196,925 · +16.4%
• By 2100: 1,175,147 · +14.3%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 39% Hispanic / Latino 30% Black 14% Two or more races 12% Asian 11% Native American 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 9% Dominican 9%
• Languages at home: 64% English-only · Spanish 18% Other Indo-European 6% Other Asian/Pacific 5%

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Political lean MEDSL · Westchester

• 2024 margin: Strong D (+26.3) · D 63.1% · R 36.9%
• 2008→2024 swing: -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
• All cycles: 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -622.30%
• Current HPI: 297.1704
• Rent YoY: —
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

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Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

-4.8% since first listed

4 events — show timeline

• 2026-05-03 Price Changed $199,900 OneKey® MLS as Distributed by MLS Grid
• 2025-11-03 Listed $210,000 OneKey® MLS as Distributed by MLS Grid
• 2008-03-04 Delisted — HGMLS
• 2008-01-07 Listed — HGMLS