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12650 California St #15 🏷️ Likely Rental
B+ Composite 77.04
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.8/10.0
  • Livability +3.3/5.0
  • Condition / age +2.8/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$59,999

12650 California St #15 · Yucaipa, CA 92399
1 bd · 1.0 ba · 800 sqft · Manufactured · 141 Days on market
Built 1960 Average condition $75/sqft · 30% below area Est $86k · 30% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming home nestled in a quiet 55+ community at Skyline Village Park, where pride of ownership and peaceful living shine. Enjoy the benefit of low space rent at just $360 per month and lower utility costs along with beautifully maintained grounds and professional park management. This 1 bedroom, 1 bathroom home features an open living space seamlessly connected to the kitchen, complemented by nice flooring throughout. A huge laundry and storage room adds extra convenience, while lovely greenery and mature plants surround the home. Located in the scenic Yucaipa hills, you’ll love the amazing mountain views and the close proximity to shopping, dining, and the snowy mountain resorts. Home sweet home!

Key facts

  • Low space rent
  • Open living space
  • Mountain views

Tags

LOW SPACE RENTBEAUTIFULLY MAINTAINED GROUNDSPROFESSIONAL PARK MANAGEMENTOPEN LIVING SPACEHUGE LAUNDRY AND STORAGE ROOMMOUNTAIN VIEWS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $59,999 price doesn't fit this home's estimated sale value (~$85,500) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $60k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $947 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $60k).
  • Recommended offer: $53k (12.0% below list) — sets the bar for market timing.
  • Cap rate 25.2% vs local median 2.7% in Yucaipa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#334 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment B+; Watch: schools D, health & safety D, amenities F.
  • Yucaipa-Calimesa Joint Unified (suburban): math 32% / reading 55% proficiency, ranked #195 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-1.3%/yr); 205 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 141 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 5y ago; this cycle's ask has dropped $13k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $42k; 43% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 8→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $52,799 (12.0% below list)

Questions for the listing agent

  1. It's been on market 141 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.87%
Cap rate
25.24%
Cash-on-cash
67.65%
DSCR
4.01
GRM
2.9

CMA / ARV

ARV (median comp)
$85,500
List price
$59,999
Delta
-29.83%
Verdict
UNDERPRICED
Comps
12 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
12655 2nd #49 0.22mi 2/1.0 (+1) 770 (-4%) 2mo $75,000 $97 77
12650 CALIFORNIA St #61 0.00mi 1/1.0 720 (-10%) 10mo $62,000 $86 75
12656 2nd St Spc 39 0.22mi 1/1.0 830 (+4%) 14mo $53,500 $64 71
13060 2nd St #62 0.60mi 1/1.0 800 (0%) 11mo $124,900 $156 63
12656 2ND St #43 0.23mi 1/1.0 720 (-10%) 15mo $76,900 $107 61
13060 2nd #95 0.60mi 2/2.0 (+1) 860 (+8%) 1mo $100,000 $116 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
63.6%
Equity multiple
3.71×
Total profit
$45,573
Equity at exit
$8,946
10-year hold
IRR
67.0%
Equity multiple
6.83×
Total profit
$97,940
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92399

Rents YoY
-1.3%
Active inventory
205
Price-to-rent
2.9×

Monthly cashflow live

Estimated rent
$1,724 high interval (Pro) →
Mortgage (P&I)
$315
Tax est. 1.5%
$75 /mo · $900/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$362
Net cashflow
$947

Break-even live

Break-even rent $525
Max offer price $59,999
Occupancy floor 40%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12710 3rd St Unit 31 Yucaipa, CA 2.0 1.0 800 $1,650 $2.06 24d 1 0.45mi
12710 3rd St Unit 81 Yucaipa, CA 2.0 1.0 560 $1,495 $2.67 5d 1 0.46mi
12710 3rd St Unit 97 Yucaipa, CA 1.0 1.0 672 $1,350 $2.01 43d 1 0.46mi
12710 3rd St #32 Yucaipa, CA 2.0 1.0 800 $1,650 $2.06 43d 1 0.50mi
12710 3rd St Spc 2 Yucaipa, CA 2.0 1.5 660 $1,650 $2.50 43d 1 0.50mi
12710 3rd St Spc 3 Yucaipa, CA 2.0 1.0 640 $1,595 $2.49 24d 1 0.50mi
12710 3rd St #57 Yucaipa, CA 2.0 1.0 720 $1,495 $2.08 43d 1 0.50mi
12710 3rd St #21 Yucaipa, CA 2.0 2.0 760 $1,650 $2.17 24d 1 0.53mi
12225 2nd St Yucaipa, CA 1.0 1.0 720 $2,295 $3.19 1d 1 0.54mi
35070 Avenue B Unit 1 Yucaipa, CA 2.0 1.0 590 $1,795 $3.04 43d 1 0.57mi
35371 Schad Ln Yucaipa, CA 2.0 1.0 1000 $2,200 $2.20 24d 1 0.58mi
12710 3rd St Spc 54 Yucaipa, CA 2.0 1.0 800 $1,595 $1.99 43d 1 0.58mi
12301 3rd St Yucaipa, CA 1.0 1.0 992 $2,150 $2.17 1d 1 0.58mi
34947 Avenue A Unit A Yucaipa, CA 2.0 1.0 800 $1,900 $2.38 43d 1 0.60mi
34976 Avenue A Unit A Yucaipa, CA 2.0 1.0 755 $1,925 $2.55 3d 1 0.62mi
34976 Avenue A Unit A Yucaipa, CA 2.0 1.0 755 $1,895 $2.51 43d 1 0.62mi
34759 Avenue B Ct Unit 3 Yucaipa, CA 2.0 1.0 700 $1,795 $2.56 43d 1 0.64mi
35455 Yucaipa Blvd Unit 7 Yucaipa, CA 1.0 1.0 572 $1,400 $2.45 43d 1 0.84mi
12257 Fremont St Unit 1 Yucaipa, CA 2.0 2.0 880 $2,700 $3.07 10d 1 0.89mi
11930 Bryant St Unit D Yucaipa, CA 1.0 1.0 644 $1,495 $2.32 43d 1 0.94mi
35294 Adams Ln Unit C Yucaipa, CA 2.0 1.0 794 $1,795 $2.26 21d 1 0.96mi
34449 Yucaipa Blvd Unit 10 Yucaipa, CA 2.0 1.0 802 $1,595 $1.99 43d 1 1.00mi
13383 3rd St Unit 3 Yucaipa, CA 2.0 1.0 750 $1,800 $2.40 24d 1 1.01mi
12350 5th St Unit 12382 Yucaipa, CA 2.0 1.0 825 $1,850 $2.24 24d 1 1.02mi
34384 Yucaipa Blvd Unit 102 Yucaipa, CA 1.0 1.0 920 $1,900 $2.07 43d 1 1.08mi
34384 Yucaipa Blvd Yucaipa, CA 1.0 1.0 920 $2,100 $2.28 43d 2 1.12mi
11760 Adams St Unit 15 Yucaipa, CA 2.0 1.0 850 $1,750 $2.06 24d 1 1.13mi
11760 Adams St Unit 18 Yucaipa, CA 1.0 1.0 730 $1,650 $2.26 18d 1 1.13mi
213 W County Line Rd #5 Calimesa, CA 2.0 2.0 950 $1,750 $1.84 11d 1 1.38mi

Listing history 27 events

  1. 2026-06-18
    days on market $59,999 Active 141 DOM
  2. 2026-06-17
    days on market $59,999 Active 140 DOM
  3. 2026-06-16
    days on market $59,999 Active 139 DOM
  4. 2026-06-15
    days on market $59,999 Active 138 DOM
  5. 2026-06-13
    days on market $59,999 Active 136 DOM
  6. 2026-06-13
    days on market $59,999 Active 135 DOM
  7. 2026-06-09
    days on market $59,999 Active 132 DOM
  8. 2026-06-08
    days on market $59,999 Active 131 DOM
  9. 2026-06-07
    days on market $59,999 Active 130 DOM
  10. 2026-06-04
    days on market $59,999 Active 127 DOM
  11. 2026-06-03
    days on market $59,999 Active 126 DOM
  12. 2026-06-02
    days on market $59,999 Active 125 DOM
  13. 2026-06-01
    days on market $59,999 Active 124 DOM
  14. 2026-05-31
    days on market $59,999 Active 123 DOM
  15. 2026-04-09
    price $59,999 730-char remark
    Show marketing remark (730 chars)

    Welcome to this charming home nestled in a quiet 55+ community at Skyline Village Park, where pride of ownership and peaceful living shine. Enjoy the benefit of low space rent at just $360 per month and lower utility costs along with beautifully maintained grounds and professional park management. This 1 bedroom, 1 bathroom home features an open living space seamlessly connected to the kitchen, complemented by nice flooring throughout. A huge laundry and storage room adds extra convenience, while lovely greenery and mature plants surround the home. Located in the scenic Yucaipa hills, you’ll love the amazing mountain views and the close proximity to shopping, dining, and the snowy mountain resorts. Home sweet home!

  16. 2026-02-17
    price $65,000 730-char remark
    Show marketing remark (730 chars)

    Welcome to this charming home nestled in a quiet 55+ community at Skyline Village Park, where pride of ownership and peaceful living shine. Enjoy the benefit of low space rent at just $360 per month and lower utility costs along with beautifully maintained grounds and professional park management. This 1 bedroom, 1 bathroom home features an open living space seamlessly connected to the kitchen, complemented by nice flooring throughout. A huge laundry and storage room adds extra convenience, while lovely greenery and mature plants surround the home. Located in the scenic Yucaipa hills, you’ll love the amazing mountain views and the close proximity to shopping, dining, and the snowy mountain resorts. Home sweet home!

  17. 2026-01-28
    listed $73,000 Active 730-char remark
    Show marketing remark (730 chars)

    Welcome to this charming home nestled in a quiet 55+ community at Skyline Village Park, where pride of ownership and peaceful living shine. Enjoy the benefit of low space rent at just $360 per month and lower utility costs along with beautifully maintained grounds and professional park management. This 1 bedroom, 1 bathroom home features an open living space seamlessly connected to the kitchen, complemented by nice flooring throughout. A huge laundry and storage room adds extra convenience, while lovely greenery and mature plants surround the home. Located in the scenic Yucaipa hills, you’ll love the amazing mountain views and the close proximity to shopping, dining, and the snowy mountain resorts. Home sweet home!

  18. 2024-02-01
    historical
  19. 2024-01-31
    status Active
  20. 2024-01-24
    status Active
  21. 2023-09-22
    price $55,000
  22. 2023-08-24
    price $60,000
  23. 2023-08-04
    price $65,000
  24. 2023-08-02
    listed $55,000 Active
  25. 2022-01-14
    soldstatus $42,000 Closed Sale
  26. 2021-12-21
    status Pending Sale
  27. 2021-10-25
    listed $49,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 10/10 Extreme
  • 🌡 Heat 6/10 Major 8 d/yr ≥100°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 34 unhealthy d/yr today · 40 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,685
− Mortgage interest
−$3,361
− Property taxes
−$900
− Insurance
−$300
− Repairs & maintenance
−$1,655
− Management
−$1,655
− Depreciation
−$1,745
Taxable income
$11,069
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,656
After-tax cash flow
$8,709/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Average 55/100 Cosmetic rehab

This 1-bedroom, 1-bathroom home in a quiet 55+ community is in average condition with some minor repairs needed. It has good curb appeal and is move-in ready with some cosmetic updates that could significantly increase its value.

Repairs flagged

  • Minor Kitchen counters — Cluttered with items
  • Minor Bathroom counters — Cluttered with items

Value-add opportunities

  • Both Declutter kitchen and bathroom counters — Decluttering will make the home appear more inviting and organized
  • Both Paint interior walls — Painting interior walls can improve the home's appearance and increase its value
  • Resale Replace countertops — Replacing countertops can significantly improve the home's resale value
  • Resale Replace flooring — Replacing flooring can significantly improve the home's resale value
  • Resale Replace kitchen appliances — Upgrading kitchen appliances can significantly improve the home's resale value

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen counters · Cluttered with items Minor $500–3,000
Bathroom counters · Cluttered with items Minor $500–3,000
Total estimated repair cost · 2 items $1,000–6,000

Value-add ROI direction

  • Both Declutter kitchen and bathroom counters — Decluttering will make the home appear more inviting and organized
  • Both Paint interior walls — Painting interior walls can improve the home's appearance and increase its value
  • Resale Replace countertops — Replacing countertops can significantly improve the home's resale value
  • Resale Replace flooring — Replacing flooring can significantly improve the home's resale value
  • Resale Replace kitchen appliances — Upgrading kitchen appliances can significantly improve the home's resale value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Yucaipa-Calimesa Joint Unified
NCES district ID
0643560
Math proficiency
32% ▼ -4.00%
Reading proficiency
55% ▲ 6.00%
Median HH income
$58,243
Composite
38.09/100
National rank
#4277
State rank
#195 of 517 in CA

Livability — Yucaipa

Score
66/100
State rank
#334
US rank
#11542

Category grades

Amenities F Commute C Cost of living F Crime B- Employment B+ Housing A+ Health & safety D User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yucaipa, CA
County
San Bernardino County · 2,030,291 people
City population
55,366
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
55,366
Household income
$92,440
Rent vs Own
25.9% rent · 74.1% own
Severe rent burden
1110.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 55% Hispanic / Latino 36% Two or more races 15% Asian 3% Black 2%
Hispanic origin (detail)
Mexican 31%
Common ancestry
Italian 4% Iranian 2% Lithuanian 2%
Foreign-born
10% · Canada
Languages at home
77% English-only · Spanish 19% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -632.71%
Current HPI
353.4762
Rent YoY
▼ -1.27%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+20.2% since first listed
13 events — show timeline
  • 2026-04-09 Price Changed $59,999 CRMLS
  • 2026-02-17 Price Changed $65,000 CRMLS
  • 2026-01-28 Listed $73,000 CRMLS
  • 2024-02-01 Listing Removed CRMLS
  • 2024-01-31 Relisted CRMLS
  • 2024-01-24 Relisted CRMLS
  • 2023-09-22 Price Changed $55,000 CRMLS
  • 2023-08-24 Price Changed $60,000 CRMLS
  • 2023-08-04 Price Changed $65,000 CRMLS
  • 2023-08-02 Listed $55,000 CRMLS
  • 2022-01-14 Sold (MLS) $42,000 CRMLS
  • 2021-12-21 Pending CRMLS
  • 2021-10-25 Listed $49,900 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…