🏷️ Likely Rental
12650 California St #15 · Yucaipa, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 10/10 · Severe
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 6/10 · Moderate
- Hot days now (above 100°F)
- 8 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 34 days/yr
- Unhealthy air days in 30 yrs
- 40 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +3.8/10.0
- Livability +3.3/5.0
- Condition / age +2.8/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$59,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this charming home nestled in a quiet 55+ community at Skyline Village Park, where pride of ownership and peaceful living shine. Enjoy the benefit of low space rent at just $360 per month and lower utility costs along with beautifully maintained grounds and professional park management. This 1 bedroom, 1 bathroom home features an open living space seamlessly connected to the kitchen, complemented by nice flooring throughout. A huge laundry and storage room adds extra convenience, while lovely greenery and mature plants surround the home. Located in the scenic Yucaipa hills, you’ll love the amazing mountain views and the close proximity to shopping, dining, and the snowy mountain resorts. Home sweet home!
Key facts
- Low space rent
- Open living space
- Mountain views
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $60k. Condition is rated average.
Deal economics
- At list price, monthly cash flow is $947 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $60k).
- Recommended offer: $53k (12.0% below list) — sets the bar for market timing.
- Cap rate 25.2% vs local median 2.7% in Yucaipa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#334 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment B+; Watch: schools D, health & safety D, amenities F.
- Yucaipa-Calimesa Joint Unified (suburban): math 32% / reading 55% proficiency, ranked #195 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-1.3%/yr); 205 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 141 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 5y ago; this cycle's ask has dropped $13k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $42k; 43% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk; extreme-heat days projected 8→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 141 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.87% ✓
- Cap rate
- 25.24%
- Cash-on-cash
- 67.65%
- DSCR
- 4.01
- GRM
- 2.9
CMA / ARV
- ARV (median comp)
- $85,500
- List price
- $59,999
- Delta
- -29.83%
- Verdict
- UNDERPRICED
- Comps
- 12 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 12655 2nd #49 | 0.22mi | 2/1.0 (+1) | 770 (-4%) | 2mo | $75,000 | $97 | 77 |
| 12650 CALIFORNIA St #61 | 0.00mi | 1/1.0 | 720 (-10%) | 10mo | $62,000 | $86 | 75 |
| 12656 2nd St Spc 39 | 0.22mi | 1/1.0 | 830 (+4%) | 14mo | $53,500 | $64 | 71 |
| 13060 2nd St #62 | 0.60mi | 1/1.0 | 800 (0%) | 11mo | $124,900 | $156 | 63 |
| 12656 2ND St #43 | 0.23mi | 1/1.0 | 720 (-10%) | 15mo | $76,900 | $107 | 61 |
| 13060 2nd #95 | 0.60mi | 2/2.0 (+1) | 860 (+8%) | 1mo | $100,000 | $116 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 63.6%
- Equity multiple
- 3.71×
- Total profit
- $45,573
- Equity at exit
- $8,946
- IRR
- 67.0%
- Equity multiple
- 6.83×
- Total profit
- $97,940
- Equity at exit
- $5,188
Cash invested: $16,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92399
- Rents YoY
- -1.3%
- Active inventory
- 205
- Price-to-rent
- 2.9×
Monthly cashflow live
- Estimated rent
- $1,724 high interval (Pro) →
- Mortgage (P&I)
- −$315
- Tax est. 1.5%
- −$75 /mo · $900/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$362
- Net cashflow
- $947
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $15,000
- Closing costs
- $1,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 29 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 12710 3rd St Unit 31 Yucaipa, CA | 2.0 | 1.0 | 800 | $1,650 | $2.06 | 24d | 1 | 0.45mi |
| 12710 3rd St Unit 81 Yucaipa, CA | 2.0 | 1.0 | 560 | $1,495 | $2.67 | 5d | 1 | 0.46mi |
| 12710 3rd St Unit 97 Yucaipa, CA | 1.0 | 1.0 | 672 | $1,350 | $2.01 | 43d | 1 | 0.46mi |
| 12710 3rd St #32 Yucaipa, CA | 2.0 | 1.0 | 800 | $1,650 | $2.06 | 43d | 1 | 0.50mi |
| 12710 3rd St Spc 2 Yucaipa, CA | 2.0 | 1.5 | 660 | $1,650 | $2.50 | 43d | 1 | 0.50mi |
| 12710 3rd St Spc 3 Yucaipa, CA | 2.0 | 1.0 | 640 | $1,595 | $2.49 | 24d | 1 | 0.50mi |
| 12710 3rd St #57 Yucaipa, CA | 2.0 | 1.0 | 720 | $1,495 | $2.08 | 43d | 1 | 0.50mi |
| 12710 3rd St #21 Yucaipa, CA | 2.0 | 2.0 | 760 | $1,650 | $2.17 | 24d | 1 | 0.53mi |
| 12225 2nd St Yucaipa, CA | 1.0 | 1.0 | 720 | $2,295 | $3.19 | 1d | 1 | 0.54mi |
| 35070 Avenue B Unit 1 Yucaipa, CA | 2.0 | 1.0 | 590 | $1,795 | $3.04 | 43d | 1 | 0.57mi |
| 35371 Schad Ln Yucaipa, CA | 2.0 | 1.0 | 1000 | $2,200 | $2.20 | 24d | 1 | 0.58mi |
| 12710 3rd St Spc 54 Yucaipa, CA | 2.0 | 1.0 | 800 | $1,595 | $1.99 | 43d | 1 | 0.58mi |
| 12301 3rd St Yucaipa, CA | 1.0 | 1.0 | 992 | $2,150 | $2.17 | 1d | 1 | 0.58mi |
| 34947 Avenue A Unit A Yucaipa, CA | 2.0 | 1.0 | 800 | $1,900 | $2.38 | 43d | 1 | 0.60mi |
| 34976 Avenue A Unit A Yucaipa, CA | 2.0 | 1.0 | 755 | $1,925 | $2.55 | 3d | 1 | 0.62mi |
| 34976 Avenue A Unit A Yucaipa, CA | 2.0 | 1.0 | 755 | $1,895 | $2.51 | 43d | 1 | 0.62mi |
| 34759 Avenue B Ct Unit 3 Yucaipa, CA | 2.0 | 1.0 | 700 | $1,795 | $2.56 | 43d | 1 | 0.64mi |
| 35455 Yucaipa Blvd Unit 7 Yucaipa, CA | 1.0 | 1.0 | 572 | $1,400 | $2.45 | 43d | 1 | 0.84mi |
| 12257 Fremont St Unit 1 Yucaipa, CA | 2.0 | 2.0 | 880 | $2,700 | $3.07 | 10d | 1 | 0.89mi |
| 11930 Bryant St Unit D Yucaipa, CA | 1.0 | 1.0 | 644 | $1,495 | $2.32 | 43d | 1 | 0.94mi |
| 35294 Adams Ln Unit C Yucaipa, CA | 2.0 | 1.0 | 794 | $1,795 | $2.26 | 21d | 1 | 0.96mi |
| 34449 Yucaipa Blvd Unit 10 Yucaipa, CA | 2.0 | 1.0 | 802 | $1,595 | $1.99 | 43d | 1 | 1.00mi |
| 13383 3rd St Unit 3 Yucaipa, CA | 2.0 | 1.0 | 750 | $1,800 | $2.40 | 24d | 1 | 1.01mi |
| 12350 5th St Unit 12382 Yucaipa, CA | 2.0 | 1.0 | 825 | $1,850 | $2.24 | 24d | 1 | 1.02mi |
| 34384 Yucaipa Blvd Unit 102 Yucaipa, CA | 1.0 | 1.0 | 920 | $1,900 | $2.07 | 43d | 1 | 1.08mi |
| 34384 Yucaipa Blvd Yucaipa, CA | 1.0 | 1.0 | 920 | $2,100 | $2.28 | 43d | 2 | 1.12mi |
| 11760 Adams St Unit 15 Yucaipa, CA | 2.0 | 1.0 | 850 | $1,750 | $2.06 | 24d | 1 | 1.13mi |
| 11760 Adams St Unit 18 Yucaipa, CA | 1.0 | 1.0 | 730 | $1,650 | $2.26 | 18d | 1 | 1.13mi |
| 213 W County Line Rd #5 Calimesa, CA | 2.0 | 2.0 | 950 | $1,750 | $1.84 | 11d | 1 | 1.38mi |
Listing history 27 events
-
2026-06-18days on market $59,999 Active 141 DOM
-
2026-06-17days on market $59,999 Active 140 DOM
-
2026-06-16days on market $59,999 Active 139 DOM
-
2026-06-15days on market $59,999 Active 138 DOM
-
2026-06-13days on market $59,999 Active 136 DOM
-
2026-06-13days on market $59,999 Active 135 DOM
-
2026-06-09days on market $59,999 Active 132 DOM
-
2026-06-08days on market $59,999 Active 131 DOM
-
2026-06-07days on market $59,999 Active 130 DOM
-
2026-06-04days on market $59,999 Active 127 DOM
-
2026-06-03days on market $59,999 Active 126 DOM
-
2026-06-02days on market $59,999 Active 125 DOM
-
2026-06-01days on market $59,999 Active 124 DOM
-
2026-05-31days on market $59,999 Active 123 DOM
-
2026-04-09price $59,999 730-char remark
Show marketing remark (730 chars)
Welcome to this charming home nestled in a quiet 55+ community at Skyline Village Park, where pride of ownership and peaceful living shine. Enjoy the benefit of low space rent at just $360 per month and lower utility costs along with beautifully maintained grounds and professional park management. This 1 bedroom, 1 bathroom home features an open living space seamlessly connected to the kitchen, complemented by nice flooring throughout. A huge laundry and storage room adds extra convenience, while lovely greenery and mature plants surround the home. Located in the scenic Yucaipa hills, you’ll love the amazing mountain views and the close proximity to shopping, dining, and the snowy mountain resorts. Home sweet home!
-
2026-02-17price $65,000 730-char remark
Show marketing remark (730 chars)
Welcome to this charming home nestled in a quiet 55+ community at Skyline Village Park, where pride of ownership and peaceful living shine. Enjoy the benefit of low space rent at just $360 per month and lower utility costs along with beautifully maintained grounds and professional park management. This 1 bedroom, 1 bathroom home features an open living space seamlessly connected to the kitchen, complemented by nice flooring throughout. A huge laundry and storage room adds extra convenience, while lovely greenery and mature plants surround the home. Located in the scenic Yucaipa hills, you’ll love the amazing mountain views and the close proximity to shopping, dining, and the snowy mountain resorts. Home sweet home!
-
2026-01-28$73,000 Active 730-char remark
Show marketing remark (730 chars)
Welcome to this charming home nestled in a quiet 55+ community at Skyline Village Park, where pride of ownership and peaceful living shine. Enjoy the benefit of low space rent at just $360 per month and lower utility costs along with beautifully maintained grounds and professional park management. This 1 bedroom, 1 bathroom home features an open living space seamlessly connected to the kitchen, complemented by nice flooring throughout. A huge laundry and storage room adds extra convenience, while lovely greenery and mature plants surround the home. Located in the scenic Yucaipa hills, you’ll love the amazing mountain views and the close proximity to shopping, dining, and the snowy mountain resorts. Home sweet home!
-
2024-02-01historical
-
2024-01-31status Active
-
2024-01-24status Active
-
2023-09-22price $55,000
-
2023-08-24price $60,000
-
2023-08-04price $65,000
-
2023-08-02$55,000 Active
-
2022-01-14soldstatus $42,000 Closed Sale
-
2021-12-21status Pending Sale
-
2021-10-25$49,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 10/10 Extreme
- Heat 6/10 Major 8 d/yr ≥100°F today · 22 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 34 unhealthy d/yr today · 40 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,685
- − Mortgage interest
- −$3,361
- − Property taxes
- −$900
- − Insurance
- −$300
- − Repairs & maintenance
- −$1,655
- − Management
- −$1,655
- − Depreciation
- −$1,745
- Taxable income
- $11,069
- Est. tax owed @ 24.0%
- −$2,656
- After-tax cash flow
- $8,709/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This 1-bedroom, 1-bathroom home in a quiet 55+ community is in average condition with some minor repairs needed. It has good curb appeal and is move-in ready with some cosmetic updates that could significantly increase its value.
Repairs flagged
- Minor Kitchen counters — Cluttered with items
- Minor Bathroom counters — Cluttered with items
Value-add opportunities
- Both Declutter kitchen and bathroom counters — Decluttering will make the home appear more inviting and organized
- Both Paint interior walls — Painting interior walls can improve the home's appearance and increase its value
- Resale Replace countertops — Replacing countertops can significantly improve the home's resale value
- Resale Replace flooring — Replacing flooring can significantly improve the home's resale value
- Resale Replace kitchen appliances — Upgrading kitchen appliances can significantly improve the home's resale value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Kitchen counters · Cluttered with items | Minor | $500–3,000 |
| Bathroom counters · Cluttered with items | Minor | $500–3,000 |
| Total estimated repair cost · 2 items | $1,000–6,000 |
Value-add ROI direction
- Both Declutter kitchen and bathroom counters — Decluttering will make the home appear more inviting and organized ↑
- Both Paint interior walls — Painting interior walls can improve the home's appearance and increase its value ↑
- Resale Replace countertops — Replacing countertops can significantly improve the home's resale value ↑
- Resale Replace flooring — Replacing flooring can significantly improve the home's resale value ↑
- Resale Replace kitchen appliances — Upgrading kitchen appliances can significantly improve the home's resale value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Yucaipa-Calimesa Joint Unified
- NCES district ID
- 0643560
- Math proficiency
- 32% ▼ -4.00%
- Reading proficiency
- 55% ▲ 6.00%
- Median HH income
- $58,243
- Composite
- 38.09/100
- National rank
- #4277
- State rank
- #195 of 517 in CA
Livability — Yucaipa
- Score
- 66/100
- State rank
- #334
- US rank
- #11542
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yucaipa, CA
- County
- San Bernardino County · 2,030,291 people
- City population
- 55,366
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 55,366
- Household income
- $92,440
- Rent vs Own
- Severe rent burden
- 1110.0
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 55% Hispanic / Latino 36% Two or more races 15% Asian 3% Black 2%
- Hispanic origin (detail)
- Mexican 31%
- Common ancestry
- Italian 4% Iranian 2% Lithuanian 2%
- Foreign-born
- 10% · Canada
- Languages at home
- 77% English-only · Spanish 19% Other Indo-European 1% Other Asian/Pacific 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -632.71%
- Current HPI
- 353.4762
- Rent YoY
- ▼ -1.27%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
+20.2% since first listed13 events — show timeline
- 2026-04-09 Price Changed $59,999 CRMLS
- 2026-02-17 Price Changed $65,000 CRMLS
- 2026-01-28 Listed $73,000 CRMLS
- 2024-02-01 Listing Removed — CRMLS
- 2024-01-31 Relisted — CRMLS
- 2024-01-24 Relisted — CRMLS
- 2023-09-22 Price Changed $55,000 CRMLS
- 2023-08-24 Price Changed $60,000 CRMLS
- 2023-08-04 Price Changed $65,000 CRMLS
- 2023-08-02 Listed $55,000 CRMLS
- 2022-01-14 Sold (MLS) $42,000 CRMLS
- 2021-12-21 Pending — CRMLS
- 2021-10-25 Listed $49,900 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…