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201 Jefferson St
B Composite 73.13
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.4/10.0
  • Appreciation +7.9/10.0
  • 1% rule +6.2/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$79,900

201 Jefferson St · Vidalia, LA 71334
3 bd · 1.0 ba · 950 sqft · SingleFamily · 145 Days on market
8,712 sqft lot $84/sqft · 34% below area Est $121k · 34% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great opportunity for a first-time home buyer or investor! Contemporary style bungalow in the Meadowbrook subdivision. Needs some cosmetic tlc to make this home your own. Three bedrooms and one bath. Covered parking and fenced backyard with shed. Home is being sold ''as-is, where-is'' with no warranties or guarantees expressed or implied.

Key facts

  • Covered parking
  • Shed
  • Fenced backyard

Tags

CONTEMPORARY STYLE BUNGALOWMEADOWBROOK SUBDIVISIONCOVERED PARKINGFENCED BACKYARDSHED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $185 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($896 rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#123 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, crime D-, amenities F.
  • Concordia Parish (town): math 19% / reading 27% proficiency, ranked #65 of 98 in LA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 43 active listings in the ZIP; 27 units permitted in Concordia Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $5k of equity ($552 loan paydown + $5k appreciation (5.8% local appreciation)).
  • Concordia County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (5.8% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 7, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 145 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 5y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $35k; list at $80k implies a 128% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 94% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 145 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
9.07%
Cash-on-cash
9.92%
DSCR
1.44
GRM
7.4

CMA / ARV

ARV (median comp)
$121,046
List price
$79,900
Delta
-33.99%
Verdict
UNDERPRICED
Comps
13 within 1.0 mi

Projected returns pro-forma

5.84% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
23.2%
Equity multiple
2.52×
Total profit
$34,078
Equity at exit
$49,415
10-year hold
IRR
22.1%
Equity multiple
5.08×
Total profit
$91,216
Equity at exit
$88,918

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71334

Home prices YoY
5.7%
Active inventory
43
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$896 medium interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$71 /mo · $849/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$188
Net cashflow
$185

Break-even live

Break-even rent $662
Max offer price $79,900
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 26 events

  1. 2026-06-18
    days on market $79,900 Active 145 DOM
  2. 2026-06-17
    days on market $79,900 Active 144 DOM
  3. 2026-06-16
    days on market $79,900 Active 143 DOM
  4. 2026-06-15
    days on market $79,900 Active 142 DOM
  5. 2026-06-13
    days on market $79,900 Active 140 DOM
  6. 2026-06-12
    days on market $79,900 Active 139 DOM
  7. 2026-06-09
    days on market $79,900 Active 136 DOM
  8. 2026-06-08
    days on market $79,900 Active 135 DOM
  9. 2026-06-07
    days on market $79,900 Active 134 DOM
  10. 2026-06-07
    days on market $79,900 Active 133 DOM
  11. 2026-06-04
    days on market $79,900 Active 130 DOM
  12. 2026-06-02
    days on market $79,900 Active 129 DOM
  13. 2026-06-01
    days on market $79,900 Active 128 DOM
  14. 2026-05-31
    days on market $79,900 Active 127 DOM
  15. 2026-05-31
    days on market $79,900 Active 126 DOM
  16. 2026-04-20
    price $79,900 340-char remark
    Show marketing remark (340 chars)

    Great opportunity for a first-time home buyer or investor! Contemporary style bungalow in the Meadowbrook subdivision. Needs some cosmetic tlc to make this home your own. Three bedrooms and one bath. Covered parking and fenced backyard with shed. Home is being sold ''as-is, where-is'' with no warranties or guarantees expressed or implied.

  17. 2026-04-08
    status Active 340-char remark
    Show marketing remark (340 chars)

    Great opportunity for a first-time home buyer or investor! Contemporary style bungalow in the Meadowbrook subdivision. Needs some cosmetic tlc to make this home your own. Three bedrooms and one bath. Covered parking and fenced backyard with shed. Home is being sold ''as-is, where-is'' with no warranties or guarantees expressed or implied.

  18. 2026-04-07
    historical 340-char remark
    Show marketing remark (340 chars)

    Great opportunity for a first-time home buyer or investor! Contemporary style bungalow in the Meadowbrook subdivision. Needs some cosmetic tlc to make this home your own. Three bedrooms and one bath. Covered parking and fenced backyard with shed. Home is being sold ''as-is, where-is'' with no warranties or guarantees expressed or implied.

  19. 2026-04-03
    status Active 340-char remark
    Show marketing remark (340 chars)

    Great opportunity for a first-time home buyer or investor! Contemporary style bungalow in the Meadowbrook subdivision. Needs some cosmetic tlc to make this home your own. Three bedrooms and one bath. Covered parking and fenced backyard with shed. Home is being sold ''as-is, where-is'' with no warranties or guarantees expressed or implied.

  20. 2026-03-31
    historical 340-char remark
    Show marketing remark (340 chars)

    Great opportunity for a first-time home buyer or investor! Contemporary style bungalow in the Meadowbrook subdivision. Needs some cosmetic tlc to make this home your own. Three bedrooms and one bath. Covered parking and fenced backyard with shed. Home is being sold ''as-is, where-is'' with no warranties or guarantees expressed or implied.

  21. 2026-01-20
    listed $84,900 Active 340-char remark
    Show marketing remark (340 chars)

    Great opportunity for a first-time home buyer or investor! Contemporary style bungalow in the Meadowbrook subdivision. Needs some cosmetic tlc to make this home your own. Three bedrooms and one bath. Covered parking and fenced backyard with shed. Home is being sold ''as-is, where-is'' with no warranties or guarantees expressed or implied.

  22. 2022-01-06
    historical
  23. 2021-07-06
    listed $85,500
  24. 2019-01-07
    soldstatus $35,000
  25. 2012-06-11
    soldstatus $35,000
  26. 2008-03-07
    soldstatus $37,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$849 · $71/mo
Projected year-2 tax
$849 · $71/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 94% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,754
− Mortgage interest
−$4,476
− Property taxes
−$849
− Insurance
−$400
− Repairs & maintenance
−$860
− Management
−$860
− Depreciation
−$2,324
Taxable income
$985
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$236
After-tax cash flow
$1,983/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Concordia Parish
NCES district ID
2200480
Math proficiency
19% ▼ -39.00%
Reading proficiency
27% ▼ -34.00%
Median HH income
$29,931
Composite
18.45/100
National rank
#8929
State rank
#65 of 98 in LA

Livability — Vidalia

Score
66/100
State rank
#123
US rank
#11620

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment F Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Vidalia, LA
Population (ZIP)
9,382

Population outlook (Concordia County) Hauer SSP2

Today (2025)
18,933 people
By 2030
18,157 · -4.1%
By 2040
16,559 · -12.5%
By 2050
15,067 · -20.4%
By 2075
11,770 · -37.8%
By 2100
8,541 · -54.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
Black 54% White 40% Hispanic / Latino 3% Two or more races 3%
Common ancestry
Lithuanian 2% Iranian 1% Slovak 1%
Foreign-born
4% · Canada
Languages at home
95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Concordia

2024 margin
Strong R (+29.4) · D 34.8% · R 64.1% · Other 1.1%
2008→2024 swing
-9.4pp toward R · 2008: -20.0pp · 2024: -29.4pp
All cycles
2024: R+29.4 2020: R+26.9 2016: R+24.8 2012: R+17.2 2008: R+20.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.84%
Current HPI
108.4427
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+113.1% since first listed
11 events — show timeline
  • 2026-04-20 Price Changed $79,900 MLSU
  • 2026-04-08 Relisted MLSU
  • 2026-04-07 Listing Removed MLSU
  • 2026-04-03 Relisted MLSU
  • 2026-03-31 Listing Removed MLSU
  • 2026-01-20 Listed $84,900 MLSU
  • 2022-01-06 Listing Removed MLSU
  • 2021-07-06 Listed $85,500 MLSU
  • 2019-01-07 Sold (Public Records) $35,000 Public Records
  • 2012-06-11 Sold (Public Records) $35,000 Public Records
  • 2008-03-07 Sold (Public Records) $37,500 Public Records

Property tax history

+7.6%/yr

Latest (2025): $849 · +0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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