67 Squiretown Rd · Hampton Bays, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 4/10 · Minor
- Hot days now (above 90°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.9/30.0
- ARV discount +15.0/15.0
- DSCR +6.0/10.0
- Rent growth +5.0/5.0
- 1% rule +4.9/10.0
- Schools +4.0/10.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$949,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Property sold occupied. No lease, no access. Buyer assumes all responsibility for legal possession and eviction. Sold strictly AS-IS. Cash buyers preferred. Do not disturb occupants. Spacious post-modern home offering approximately 3,080 sq ft of living space on a shy acre in Hampton Bays. Interior highlights include an eat-in kitchen, living and dining areas, a first-floor bedroom with full bath, and a covered rear porch. The second level features a primary suite with en-suite bath, additional bedrooms, a full bath, and a dedicated laundry room. Full unfinished basement with exterior access and a detached two-car garage. Conveniently located north of Montauk Highway near parks and bay access.
Key facts
- Primary suite
- Eat-in kitchen
- Covered rear porch
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $949k.
Deal economics
- At list price, monthly cash flow is $977 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $938k (1.2% below list).
- Recommended offer: $835k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 68/100 on livability (#551 in NY) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, health & safety B+; Watch: amenities F, commute F, cost of living F.
- Hampton Bays Union Free School District (suburban): math 45% / reading 44% proficiency, ranked #434 of 590 in NY (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+16.1%/yr); 172 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,366 units permitted in Suffolk County in 2024 (216 in 5+ unit buildings).
- At $9,376/mo this rent would consume 84% of the median local household income ($134k/yr) (locally 199% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $7k of loan paydown is wiped out by about $28k of value loss. Plan a longer hold.
- Suffolk County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $266k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 143 days — a 12% lower offer ($835k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 14y ago; this cycle's ask has dropped $551k (37%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $330k; list at $949k implies a 188% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 143 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 7.53%
- Cash-on-cash
- 4.41%
- DSCR
- 1.20
- GRM
- 8.4
CMA / ARV
- ARV (median comp)
- $1,545,224
- List price
- $949,000
- Delta
- -38.58%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 12 Wakefield Rd | 0.19mi | 4/3.0 (+1) | 2,650 (-11%) | 1mo | $1,484,328 | $560 | 63 |
| 34 Leander Ter | 0.73mi | 4/3.5 (+1) | 2,946 (-1%) | 7mo | $2,699,000 | $916 | 48 |
| Tbb Gateway Ct | 0.59mi | 4/2.5 (+1) | 2,650 (-11%) | 1mo | $1,484,328 | $560 | 47 |
| 87 Washington Heights Ave | 0.54mi | 4/3.0 (+1) | 2,580 (-13%) | 0mo | $1,550,000 | $601 | 44 |
| 27 Quail Run | 0.69mi | 4/3.0 (+1) | 3,017 (+2%) | 23mo | $1,500,000 | $497 | 36 |
| lot 1 Greenway Ct | 0.59mi | 4/2.5 (+1) | 2,650 (-11%) | 15mo | $1,015,850 | $383 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -4.0%
- Equity multiple
- 0.84×
- Total profit
- $-41,946
- Equity at exit
- $141,499
- IRR
- 10.6%
- Equity multiple
- 2.01×
- Total profit
- $269,376
- Equity at exit
- $82,052
Cash invested: $265,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 11946
- Home prices YoY
- -20.3%
- Rents YoY
- 16.1%
- Active inventory
- 172
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $9,376 medium interval (Pro) →
- Mortgage (P&I)
- −$4,977
- Tax from tax record
- −$1,058 /mo · $12,701/yr
- Insurance
- −$395
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,969
- Net cashflow
- $977
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $237,250
- Closing costs
- $28,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 18 Quail Run Hampton Bays, NY | 4.0 | 3.5 | 3000 | $4,500 | $1.50 | 24d | 1 | 0.58mi |
| 38 Red Creek Rd Hampton Bays, NY | 4.0 | 3.5 | 2200 | $20,000 | $9.09 | 43d | 1 | 0.79mi |
| 57 Newtown Rd Hampton Bays, NY | 4.0 | 3.5 | 2690 | $25,000 | $9.29 | 24d | 1 | 0.91mi |
| 10 Ginny Ln Hampton Bays, NY | 4.0 | 3.5 | 2596 | $30,000 | $11.56 | 24d | 1 | 0.92mi |
| 6 W Landing Rd Hampton Bays, NY | 4.0 | 2.0 | 2291 | $30,000 | $13.09 | 6d | 1 | 0.95mi |
| 48 Fanning Ave Hampton Bays, NY | 4.0 | 2.5 | 2400 | $12,500 | $5.21 | 19d | 1 | 1.03mi |
| 28 Canoe Place Rd Hampton Bays, NY | 3.0 | 3.5 | 2870 | $45,000 | $15.68 | 43d | 1 | 1.23mi |
| 9 Carter Rd Hampton Bays, NY | 3.0 | 3.0 | 2820 | $90,000 | $31.91 | 24d | 1 | 1.38mi |
| 10 Sagamore Rd Hampton Bays, NY | 4.0 | 5.0 | 3500 | $11,250 | $3.21 | 7d | 1 | 1.45mi |
| 2 Red Creek Cir Hampton Bays, NY | 4.0 | 2.5 | 2274 | $15,000 | $6.60 | 19d | 1 | 1.48mi |
| 9 Tramposh Ln Hampton Bays, NY | 4.0 | 2.0 | 2092 | $10,000 | $4.78 | 5d | 1 | 1.49mi |
Listing history 28 events
-
2026-06-18days on market $949,000 Active 143 DOM
-
2026-06-17days on market $949,000 Active 142 DOM
-
2026-06-16days on market $949,000 Active 141 DOM
-
2026-06-15days on market $949,000 Active 140 DOM
-
2026-06-13days on market $949,000 Active 138 DOM
-
2026-06-13days on market $949,000 Active 137 DOM
-
2026-06-09days on market $949,000 Active 134 DOM
-
2026-06-08days on market $949,000 Active 133 DOM
-
2026-06-07days on market $949,000 Active 132 DOM
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2026-06-04days on market $949,000 Active 129 DOM
-
2026-06-03days on market $949,000 Active 128 DOM
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2026-06-02days on market $949,000 Active 127 DOM
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2026-06-01days on market $949,000 Active 126 DOM
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2026-05-31days on market $949,000 Active 125 DOM
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2026-04-10price $949,000 703-char remark
Show marketing remark (703 chars)
Property sold occupied. No lease, no access. Buyer assumes all responsibility for legal possession and eviction. Sold strictly AS-IS. Cash buyers preferred. Do not disturb occupants. Spacious post-modern home offering approximately 3,080 sq ft of living space on a shy acre in Hampton Bays. Interior highlights include an eat-in kitchen, living and dining areas, a first-floor bedroom with full bath, and a covered rear porch. The second level features a primary suite with en-suite bath, additional bedrooms, a full bath, and a dedicated laundry room. Full unfinished basement with exterior access and a detached two-car garage. Conveniently located north of Montauk Highway near parks and bay access.
-
2026-04-06price $1,100,000 703-char remark
Show marketing remark (703 chars)
Property sold occupied. No lease, no access. Buyer assumes all responsibility for legal possession and eviction. Sold strictly AS-IS. Cash buyers preferred. Do not disturb occupants. Spacious post-modern home offering approximately 3,080 sq ft of living space on a shy acre in Hampton Bays. Interior highlights include an eat-in kitchen, living and dining areas, a first-floor bedroom with full bath, and a covered rear porch. The second level features a primary suite with en-suite bath, additional bedrooms, a full bath, and a dedicated laundry room. Full unfinished basement with exterior access and a detached two-car garage. Conveniently located north of Montauk Highway near parks and bay access.
-
2026-01-26$1,500,000 Active 703-char remark
Show marketing remark (703 chars)
Property sold occupied. No lease, no access. Buyer assumes all responsibility for legal possession and eviction. Sold strictly AS-IS. Cash buyers preferred. Do not disturb occupants. Spacious post-modern home offering approximately 3,080 sq ft of living space on a shy acre in Hampton Bays. Interior highlights include an eat-in kitchen, living and dining areas, a first-floor bedroom with full bath, and a covered rear porch. The second level features a primary suite with en-suite bath, additional bedrooms, a full bath, and a dedicated laundry room. Full unfinished basement with exterior access and a detached two-car garage. Conveniently located north of Montauk Highway near parks and bay access.
-
2018-02-13soldstatus $329,600
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2017-12-29soldstatus Closed 436-char remark
Show marketing remark (436 chars)
Secluded Expanded Country Ranch On Large Private Wooded Lot (.79 Acre) With Large 2 Car Garage. Kitchen, 3 Br, Florida Room, 2 Baths One With Jacuzzi Tub, Cathedral Liv Rm W Coal Stove, Office, Very Private Brick Patio. Roof & Burner Recently Replaced . Walk To Village, Parks, Beaches And More. Shown By Appointment. Needs Updating. Owner Looking For Offers!!, Additional information: Appearance:Good,Separate Hotwater Heater:0
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2017-10-07status Under Contract 436-char remark
Show marketing remark (436 chars)
Secluded Expanded Country Ranch On Large Private Wooded Lot (.79 Acre) With Large 2 Car Garage. Kitchen, 3 Br, Florida Room, 2 Baths One With Jacuzzi Tub, Cathedral Liv Rm W Coal Stove, Office, Very Private Brick Patio. Roof & Burner Recently Replaced . Walk To Village, Parks, Beaches And More. Shown By Appointment. Needs Updating. Owner Looking For Offers!!, Additional information: Appearance:Good,Separate Hotwater Heater:0
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2017-08-23price $364,500 436-char remark
Show marketing remark (436 chars)
Secluded Expanded Country Ranch On Large Private Wooded Lot (.79 Acre) With Large 2 Car Garage. Kitchen, 3 Br, Florida Room, 2 Baths One With Jacuzzi Tub, Cathedral Liv Rm W Coal Stove, Office, Very Private Brick Patio. Roof & Burner Recently Replaced . Walk To Village, Parks, Beaches And More. Shown By Appointment. Needs Updating. Owner Looking For Offers!!, Additional information: Appearance:Good,Separate Hotwater Heater:0
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2017-08-14price $374,500 436-char remark
Show marketing remark (436 chars)
Secluded Expanded Country Ranch On Large Private Wooded Lot (.79 Acre) With Large 2 Car Garage. Kitchen, 3 Br, Florida Room, 2 Baths One With Jacuzzi Tub, Cathedral Liv Rm W Coal Stove, Office, Very Private Brick Patio. Roof & Burner Recently Replaced . Walk To Village, Parks, Beaches And More. Shown By Appointment. Needs Updating. Owner Looking For Offers!!, Additional information: Appearance:Good,Separate Hotwater Heater:0
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2017-07-14price $389,900 436-char remark
Show marketing remark (436 chars)
Secluded Expanded Country Ranch On Large Private Wooded Lot (.79 Acre) With Large 2 Car Garage. Kitchen, 3 Br, Florida Room, 2 Baths One With Jacuzzi Tub, Cathedral Liv Rm W Coal Stove, Office, Very Private Brick Patio. Roof & Burner Recently Replaced . Walk To Village, Parks, Beaches And More. Shown By Appointment. Needs Updating. Owner Looking For Offers!!, Additional information: Appearance:Good,Separate Hotwater Heater:0
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2017-06-02$399,900 New 436-char remark
Show marketing remark (436 chars)
Secluded Expanded Country Ranch On Large Private Wooded Lot (.79 Acre) With Large 2 Car Garage. Kitchen, 3 Br, Florida Room, 2 Baths One With Jacuzzi Tub, Cathedral Liv Rm W Coal Stove, Office, Very Private Brick Patio. Roof & Burner Recently Replaced . Walk To Village, Parks, Beaches And More. Shown By Appointment. Needs Updating. Owner Looking For Offers!!, Additional information: Appearance:Good,Separate Hotwater Heater:0
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2013-12-31historical
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2013-08-13$369,000
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2013-06-01historical
-
2012-11-15$389,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $12,701 · $1,058/mo
- Projected year-2 tax
- $14,369 · $1,197/mo
- Expected delta
- +$1,669/yr (+$139/mo · 13.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 4/10 Moderate 7 d/yr ≥90°F today · 21 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $112,516
- − Mortgage interest
- −$53,159
- − Property taxes
- −$12,701
- − Insurance
- −$4,745
- − Repairs & maintenance
- −$9,001
- − Management
- −$9,001
- − Depreciation
- −$27,607
- Taxable loss
- −$3,698
- Est. tax savings @ 24.0%
- +$887
- After-tax cash flow
- $12,610/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hampton Bays Union Free School District
- NCES district ID
- 3613530
- Math proficiency
- 45% ▼ -8.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $70,274
- Composite
- 40.18/100
- National rank
- #3788
- State rank
- #434 of 590 in NY
Livability — Hampton Bays
- Score
- 68/100
- State rank
- #551
- US rank
- #9894
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hampton Bays, NY
- County
- Suffolk County · 679,920 people
- City population
- 15,819
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 15,819
- Household income
- $133,918
- Rent vs Own
- Severe rent burden
- 199.0
Population outlook (Suffolk County) Hauer SSP2
- Today (2025)
- 1,505,262 people
- By 2030
- 1,498,318 · -0.5%
- By 2040
- 1,471,101 · -2.3%
- By 2050
- 1,424,848 · -5.3%
- By 2075
- 1,337,157 · -11.2%
- By 2100
- 1,217,720 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (62%)
- Race & ethnicity
- White 62% Hispanic / Latino 32% Two or more races 13% Asian 3% Black 2%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Romanian 4% Slovak 2% Portuguese 2%
- Foreign-born
- 26% · Canada, Jamaica, Guatemala
- Languages at home
- 64% English-only · Spanish 29% Other Indo-European 2% French/Haitian/Cajun 2%
Political lean MEDSL · Suffolk
- 2024 margin
- Lean R (+10.0) · D 45.0% · R 55.0%
- 2008→2024 swing
- -16.0pp toward R · 2008: 6.0pp · 2024: -10.0pp
- All cycles
- 2024: R+10.0 2020: R+0.0 2016: R+8.2 2012: D+2.9 2008: D+6.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -118.82%
- Current HPI
- 467.2466
- Rent YoY
- ▲ 16.07%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
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Price history
+144.0% since first listed14 events — show timeline
- 2026-04-10 Price Changed $949,000 OneKey® MLS as Distributed by MLS Grid
- 2026-04-06 Price Changed $1,100,000 OneKey® MLS as Distributed by MLS Grid
- 2026-01-26 Listed $1,500,000 OneKey® MLS as Distributed by MLS Grid
- 2018-02-13 Sold (Public Records) $329,600 Public Records
- 2017-12-29 Sold (MLS) — OneKey® MLS as Distributed by MLS Grid
- 2017-10-07 Pending — OneKey® MLS as Distributed by MLS Grid
- 2017-08-23 Price Changed $364,500 OneKey® MLS as Distributed by MLS Grid
- 2017-08-14 Price Changed $374,500 OneKey® MLS as Distributed by MLS Grid
- 2017-07-14 Price Changed $389,900 OneKey® MLS as Distributed by MLS Grid
- 2017-06-02 Listed $399,900 OneKey® MLS as Distributed by MLS Grid
- 2013-12-31 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2013-08-13 Listed $369,000 OneKey® MLS as Distributed by MLS Grid
- 2013-06-01 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2012-11-15 Listed $389,000 OneKey® MLS as Distributed by MLS Grid
Property tax history
+6.7%/yrLatest (2022): $12,701 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…