601 E Henry St · Hamilton, TX 76531

$109,000

4 bd · 3.0 ba · 3,744 sqft · SingleFamily public records · 280 Days on market

Built 1976 0.34 ac lot $29/sqft · 68% below area ↓ 36% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.9/30.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• 1% rule +6.5/10.0
• Schools +4.2/10.0
• Livability +3.7/5.0
• DSCR +3.2/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Nestled on a prime corner lot adorned with mature trees, this custom-built brick home offers a unique blend of classic charm and immense potential. Spanning a generous 3,744 square feet, this 1976-built residence is more than just a house; it’s a blank canvas for the discerning buyer, whether you're an investor seeking a lucrative opportunity or a homeowner ready to create your dream living space. This is your chance to be part of the revitalization happening on Henry Street, a neighborhood where multiple historic homes have been beautifully restored. With its strong bones and desirable location, this could be the next stunning transformation on the block. Step inside to discover a home designed for both grand entertaining and comfortable living. The heart of the home is the spectacular 18' x 24' great room, featuring a soaring vaulted ceiling, elegant hardwood floors, a convenient wet bar, and a half bath for guests. This expansive space is perfect for hosting large gatherings and creating lasting memories. Beyond the great room, a nice covered deck provides a tranquil retreat, offering a beautiful view of the sizeable backyard. The yard is a private oasis, completely enclosed by a durable concrete block fence, providing security and a perfect space for outdoor activities, gardening, or a future pool. The property also boasts a spacious 2-car garage and a 2-car carport, offering ample parking and storage for vehicles and hobbies. A large basement with two versatile rooms provides endless possibilities—a home gym, a workshop, a media room, or extra storage—the choice is yours. Location is key, and this home delivers. Situated just a few blocks from Hamilton General Hospital and the historic downtown area, you'll have easy access to local amenities, shops, and restaurants. Don't miss the chance to unlock this property's full potential and become part of this thriving community.

Key facts

• Vaulted ceiling
• Great room
• Corner lot

Tags

• CORNER LOT
• MATURE TREES
• CUSTOM BUILT BRICK HOME
• GREAT ROOM
• VAULTED CEILING
• HARDWOOD FLOORS

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $109k.

Deal economics

• At list price, monthly cash flow is $-47 ($-568/yr) — negative.
• To cash-flow at today's rent, offer at most $101k (7.5% below list).
• Meets the 1% rule at list price ($1k rent vs $109k).
• Recommended offer: $96k (12.0% below list) — sets the bar for market timing.
• Cap rate 5.8% vs local median 2.7% in Hamilton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#210 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, employment D, amenities F.
• Hamilton ISD (town): math 50% / reading 50% proficiency, ranked #192 of 826 in TX (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 117 active listings in the ZIP; 24 units permitted in Hamilton County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $12k of equity ($754 loan paydown + $11k appreciation (10.0% local appreciation)).
• Hamilton County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 280 days — a 12% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $60k (36%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 4.6% of price.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $95,920 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 280 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 5.77%
• Cash-on-cash: -1.86%
• DSCR: 0.92
• GRM: 7.3

CMA / ARV

• ARV (median comp): $339,708
• List price: $109,000
• Delta: -67.91%
• Verdict: UNDERPRICED
• Comps: 6 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
603 E Ross St	0.08mi	5/3.5 (+1)	3,591 (-4%)	12mo	$529,000	$147	72

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 23.0%
• Equity multiple: 2.85×
• Total profit: $56,542
• Equity at exit: $98,196

10-year hold

• IRR: 20.6%
• Equity multiple: 6.55×
• Total profit: $169,262
• Equity at exit: $211,763

Cash invested: $30,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76531

• Home prices YoY: 17.5%
• Active inventory: 117
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,253 medium
• Mortgage (P&I): −$572
• Tax from tax record: −$420 /mo · $5,040/yr
• Insurance: −$45
• HOA: −$0
• Vacancy / Maint / Mgmt: −$263
• Net cashflow: $-47

Break-even live

Break-even rent $1,313

Max offer price $100,800

Occupancy floor 99%

Sensitivity live

Price	-10% $312	-5% $-17	+0% $-47	+5% $-78	+10% $-109
Rent	-10% $-146	-5% $-97	+0% $-47	+5% $2	+10% $52
Rate	-1.0pp $8	-0.5pp $-20	base $-47	+0.5pp $-76	+1.0pp $-104

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,250
• Closing costs: $3,270
• Reserves months: —
• Total cash needed: —

Listing history 20 events

1. 2026-06-09
   status $109,000 Pending 280 DOM
2. 2026-06-08
   days on market $109,000 Active 280 DOM
3. 2026-06-08
   days on market $109,000 Active 279 DOM
4. 2026-06-05
   days on market $109,000 Active 277 DOM
5. 2026-06-03
   days on market $109,000 Active 275 DOM
6. 2026-06-02
   days on market $109,000 Active 274 DOM
7. 2026-06-01
   days on market $109,000 Active 273 DOM
8. 2026-05-31
   days on market $109,000 Active 272 DOM
9. 2026-05-07
   price $109,000 1942-char remark

   Show marketing remark (1942 chars)

   Nestled on a prime corner lot adorned with mature trees, this custom-built brick home offers a unique blend of classic charm and immense potential. Spanning a generous 3,744 square feet, this 1976-built residence is more than just a house; it’s a blank canvas for the discerning buyer, whether you're an investor seeking a lucrative opportunity or a homeowner ready to create your dream living space. This is your chance to be part of the revitalization happening on Henry Street, a neighborhood where multiple historic homes have been beautifully restored. With its strong bones and desirable location, this could be the next stunning transformation on the block. Step inside to discover a home designed for both grand entertaining and comfortable living. The heart of the home is the spectacular 18' x 24' great room, featuring a soaring vaulted ceiling, elegant hardwood floors, a convenient wet bar, and a half bath for guests. This expansive space is perfect for hosting large gatherings and creating lasting memories. Beyond the great room, a nice covered deck provides a tranquil retreat, offering a beautiful view of the sizeable backyard. The yard is a private oasis, completely enclosed by a durable concrete block fence, providing security and a perfect space for outdoor activities, gardening, or a future pool. The property also boasts a spacious 2-car garage and a 2-car carport, offering ample parking and storage for vehicles and hobbies. A large basement with two versatile rooms provides endless possibilities—a home gym, a workshop, a media room, or extra storage—the choice is yours. Location is key, and this home delivers. Situated just a few blocks from Hamilton General Hospital and the historic downtown area, you'll have easy access to local amenities, shops, and restaurants. Don't miss the chance to unlock this property's full potential and become part of this thriving community.

10. 2026-04-03
    status Active 1942-char remark

    Show marketing remark (1942 chars)

    Nestled on a prime corner lot adorned with mature trees, this custom-built brick home offers a unique blend of classic charm and immense potential. Spanning a generous 3,744 square feet, this 1976-built residence is more than just a house; it’s a blank canvas for the discerning buyer, whether you're an investor seeking a lucrative opportunity or a homeowner ready to create your dream living space. This is your chance to be part of the revitalization happening on Henry Street, a neighborhood where multiple historic homes have been beautifully restored. With its strong bones and desirable location, this could be the next stunning transformation on the block. Step inside to discover a home designed for both grand entertaining and comfortable living. The heart of the home is the spectacular 18' x 24' great room, featuring a soaring vaulted ceiling, elegant hardwood floors, a convenient wet bar, and a half bath for guests. This expansive space is perfect for hosting large gatherings and creating lasting memories. Beyond the great room, a nice covered deck provides a tranquil retreat, offering a beautiful view of the sizeable backyard. The yard is a private oasis, completely enclosed by a durable concrete block fence, providing security and a perfect space for outdoor activities, gardening, or a future pool. The property also boasts a spacious 2-car garage and a 2-car carport, offering ample parking and storage for vehicles and hobbies. A large basement with two versatile rooms provides endless possibilities—a home gym, a workshop, a media room, or extra storage—the choice is yours. Location is key, and this home delivers. Situated just a few blocks from Hamilton General Hospital and the historic downtown area, you'll have easy access to local amenities, shops, and restaurants. Don't miss the chance to unlock this property's full potential and become part of this thriving community.

11. 2026-04-02
    historical Active Option Contract 1942-char remark

    Show marketing remark (1942 chars)

    Nestled on a prime corner lot adorned with mature trees, this custom-built brick home offers a unique blend of classic charm and immense potential. Spanning a generous 3,744 square feet, this 1976-built residence is more than just a house; it’s a blank canvas for the discerning buyer, whether you're an investor seeking a lucrative opportunity or a homeowner ready to create your dream living space. This is your chance to be part of the revitalization happening on Henry Street, a neighborhood where multiple historic homes have been beautifully restored. With its strong bones and desirable location, this could be the next stunning transformation on the block. Step inside to discover a home designed for both grand entertaining and comfortable living. The heart of the home is the spectacular 18' x 24' great room, featuring a soaring vaulted ceiling, elegant hardwood floors, a convenient wet bar, and a half bath for guests. This expansive space is perfect for hosting large gatherings and creating lasting memories. Beyond the great room, a nice covered deck provides a tranquil retreat, offering a beautiful view of the sizeable backyard. The yard is a private oasis, completely enclosed by a durable concrete block fence, providing security and a perfect space for outdoor activities, gardening, or a future pool. The property also boasts a spacious 2-car garage and a 2-car carport, offering ample parking and storage for vehicles and hobbies. A large basement with two versatile rooms provides endless possibilities—a home gym, a workshop, a media room, or extra storage—the choice is yours. Location is key, and this home delivers. Situated just a few blocks from Hamilton General Hospital and the historic downtown area, you'll have easy access to local amenities, shops, and restaurants. Don't miss the chance to unlock this property's full potential and become part of this thriving community.

12. 2026-01-26
    status Active 1942-char remark

    Show marketing remark (1942 chars)

    Nestled on a prime corner lot adorned with mature trees, this custom-built brick home offers a unique blend of classic charm and immense potential. Spanning a generous 3,744 square feet, this 1976-built residence is more than just a house; it’s a blank canvas for the discerning buyer, whether you're an investor seeking a lucrative opportunity or a homeowner ready to create your dream living space. This is your chance to be part of the revitalization happening on Henry Street, a neighborhood where multiple historic homes have been beautifully restored. With its strong bones and desirable location, this could be the next stunning transformation on the block. Step inside to discover a home designed for both grand entertaining and comfortable living. The heart of the home is the spectacular 18' x 24' great room, featuring a soaring vaulted ceiling, elegant hardwood floors, a convenient wet bar, and a half bath for guests. This expansive space is perfect for hosting large gatherings and creating lasting memories. Beyond the great room, a nice covered deck provides a tranquil retreat, offering a beautiful view of the sizeable backyard. The yard is a private oasis, completely enclosed by a durable concrete block fence, providing security and a perfect space for outdoor activities, gardening, or a future pool. The property also boasts a spacious 2-car garage and a 2-car carport, offering ample parking and storage for vehicles and hobbies. A large basement with two versatile rooms provides endless possibilities—a home gym, a workshop, a media room, or extra storage—the choice is yours. Location is key, and this home delivers. Situated just a few blocks from Hamilton General Hospital and the historic downtown area, you'll have easy access to local amenities, shops, and restaurants. Don't miss the chance to unlock this property's full potential and become part of this thriving community.

13. 2026-01-20
    status Pending 1942-char remark

    Show marketing remark (1942 chars)

    Nestled on a prime corner lot adorned with mature trees, this custom-built brick home offers a unique blend of classic charm and immense potential. Spanning a generous 3,744 square feet, this 1976-built residence is more than just a house; it’s a blank canvas for the discerning buyer, whether you're an investor seeking a lucrative opportunity or a homeowner ready to create your dream living space. This is your chance to be part of the revitalization happening on Henry Street, a neighborhood where multiple historic homes have been beautifully restored. With its strong bones and desirable location, this could be the next stunning transformation on the block. Step inside to discover a home designed for both grand entertaining and comfortable living. The heart of the home is the spectacular 18' x 24' great room, featuring a soaring vaulted ceiling, elegant hardwood floors, a convenient wet bar, and a half bath for guests. This expansive space is perfect for hosting large gatherings and creating lasting memories. Beyond the great room, a nice covered deck provides a tranquil retreat, offering a beautiful view of the sizeable backyard. The yard is a private oasis, completely enclosed by a durable concrete block fence, providing security and a perfect space for outdoor activities, gardening, or a future pool. The property also boasts a spacious 2-car garage and a 2-car carport, offering ample parking and storage for vehicles and hobbies. A large basement with two versatile rooms provides endless possibilities—a home gym, a workshop, a media room, or extra storage—the choice is yours. Location is key, and this home delivers. Situated just a few blocks from Hamilton General Hospital and the historic downtown area, you'll have easy access to local amenities, shops, and restaurants. Don't miss the chance to unlock this property's full potential and become part of this thriving community.

14. 2026-01-13
    historical Active Option Contract 1942-char remark

    Show marketing remark (1942 chars)

    Nestled on a prime corner lot adorned with mature trees, this custom-built brick home offers a unique blend of classic charm and immense potential. Spanning a generous 3,744 square feet, this 1976-built residence is more than just a house; it’s a blank canvas for the discerning buyer, whether you're an investor seeking a lucrative opportunity or a homeowner ready to create your dream living space. This is your chance to be part of the revitalization happening on Henry Street, a neighborhood where multiple historic homes have been beautifully restored. With its strong bones and desirable location, this could be the next stunning transformation on the block. Step inside to discover a home designed for both grand entertaining and comfortable living. The heart of the home is the spectacular 18' x 24' great room, featuring a soaring vaulted ceiling, elegant hardwood floors, a convenient wet bar, and a half bath for guests. This expansive space is perfect for hosting large gatherings and creating lasting memories. Beyond the great room, a nice covered deck provides a tranquil retreat, offering a beautiful view of the sizeable backyard. The yard is a private oasis, completely enclosed by a durable concrete block fence, providing security and a perfect space for outdoor activities, gardening, or a future pool. The property also boasts a spacious 2-car garage and a 2-car carport, offering ample parking and storage for vehicles and hobbies. A large basement with two versatile rooms provides endless possibilities—a home gym, a workshop, a media room, or extra storage—the choice is yours. Location is key, and this home delivers. Situated just a few blocks from Hamilton General Hospital and the historic downtown area, you'll have easy access to local amenities, shops, and restaurants. Don't miss the chance to unlock this property's full potential and become part of this thriving community.

15. 2026-01-03
    status Active 1942-char remark

    Show marketing remark (1942 chars)

    Nestled on a prime corner lot adorned with mature trees, this custom-built brick home offers a unique blend of classic charm and immense potential. Spanning a generous 3,744 square feet, this 1976-built residence is more than just a house; it’s a blank canvas for the discerning buyer, whether you're an investor seeking a lucrative opportunity or a homeowner ready to create your dream living space. This is your chance to be part of the revitalization happening on Henry Street, a neighborhood where multiple historic homes have been beautifully restored. With its strong bones and desirable location, this could be the next stunning transformation on the block. Step inside to discover a home designed for both grand entertaining and comfortable living. The heart of the home is the spectacular 18' x 24' great room, featuring a soaring vaulted ceiling, elegant hardwood floors, a convenient wet bar, and a half bath for guests. This expansive space is perfect for hosting large gatherings and creating lasting memories. Beyond the great room, a nice covered deck provides a tranquil retreat, offering a beautiful view of the sizeable backyard. The yard is a private oasis, completely enclosed by a durable concrete block fence, providing security and a perfect space for outdoor activities, gardening, or a future pool. The property also boasts a spacious 2-car garage and a 2-car carport, offering ample parking and storage for vehicles and hobbies. A large basement with two versatile rooms provides endless possibilities—a home gym, a workshop, a media room, or extra storage—the choice is yours. Location is key, and this home delivers. Situated just a few blocks from Hamilton General Hospital and the historic downtown area, you'll have easy access to local amenities, shops, and restaurants. Don't miss the chance to unlock this property's full potential and become part of this thriving community.

16. 2025-12-24
    historical Active Option Contract 1942-char remark

    Show marketing remark (1942 chars)

    Nestled on a prime corner lot adorned with mature trees, this custom-built brick home offers a unique blend of classic charm and immense potential. Spanning a generous 3,744 square feet, this 1976-built residence is more than just a house; it’s a blank canvas for the discerning buyer, whether you're an investor seeking a lucrative opportunity or a homeowner ready to create your dream living space. This is your chance to be part of the revitalization happening on Henry Street, a neighborhood where multiple historic homes have been beautifully restored. With its strong bones and desirable location, this could be the next stunning transformation on the block. Step inside to discover a home designed for both grand entertaining and comfortable living. The heart of the home is the spectacular 18' x 24' great room, featuring a soaring vaulted ceiling, elegant hardwood floors, a convenient wet bar, and a half bath for guests. This expansive space is perfect for hosting large gatherings and creating lasting memories. Beyond the great room, a nice covered deck provides a tranquil retreat, offering a beautiful view of the sizeable backyard. The yard is a private oasis, completely enclosed by a durable concrete block fence, providing security and a perfect space for outdoor activities, gardening, or a future pool. The property also boasts a spacious 2-car garage and a 2-car carport, offering ample parking and storage for vehicles and hobbies. A large basement with two versatile rooms provides endless possibilities—a home gym, a workshop, a media room, or extra storage—the choice is yours. Location is key, and this home delivers. Situated just a few blocks from Hamilton General Hospital and the historic downtown area, you'll have easy access to local amenities, shops, and restaurants. Don't miss the chance to unlock this property's full potential and become part of this thriving community.

17. 2025-11-11
    price $125,000 1942-char remark

    Show marketing remark (1942 chars)

    Nestled on a prime corner lot adorned with mature trees, this custom-built brick home offers a unique blend of classic charm and immense potential. Spanning a generous 3,744 square feet, this 1976-built residence is more than just a house; it’s a blank canvas for the discerning buyer, whether you're an investor seeking a lucrative opportunity or a homeowner ready to create your dream living space. This is your chance to be part of the revitalization happening on Henry Street, a neighborhood where multiple historic homes have been beautifully restored. With its strong bones and desirable location, this could be the next stunning transformation on the block. Step inside to discover a home designed for both grand entertaining and comfortable living. The heart of the home is the spectacular 18' x 24' great room, featuring a soaring vaulted ceiling, elegant hardwood floors, a convenient wet bar, and a half bath for guests. This expansive space is perfect for hosting large gatherings and creating lasting memories. Beyond the great room, a nice covered deck provides a tranquil retreat, offering a beautiful view of the sizeable backyard. The yard is a private oasis, completely enclosed by a durable concrete block fence, providing security and a perfect space for outdoor activities, gardening, or a future pool. The property also boasts a spacious 2-car garage and a 2-car carport, offering ample parking and storage for vehicles and hobbies. A large basement with two versatile rooms provides endless possibilities—a home gym, a workshop, a media room, or extra storage—the choice is yours. Location is key, and this home delivers. Situated just a few blocks from Hamilton General Hospital and the historic downtown area, you'll have easy access to local amenities, shops, and restaurants. Don't miss the chance to unlock this property's full potential and become part of this thriving community.

18. 2025-09-09
    price $150,000 1942-char remark

    Show marketing remark (1942 chars)

    Nestled on a prime corner lot adorned with mature trees, this custom-built brick home offers a unique blend of classic charm and immense potential. Spanning a generous 3,744 square feet, this 1976-built residence is more than just a house; it’s a blank canvas for the discerning buyer, whether you're an investor seeking a lucrative opportunity or a homeowner ready to create your dream living space. This is your chance to be part of the revitalization happening on Henry Street, a neighborhood where multiple historic homes have been beautifully restored. With its strong bones and desirable location, this could be the next stunning transformation on the block. Step inside to discover a home designed for both grand entertaining and comfortable living. The heart of the home is the spectacular 18' x 24' great room, featuring a soaring vaulted ceiling, elegant hardwood floors, a convenient wet bar, and a half bath for guests. This expansive space is perfect for hosting large gatherings and creating lasting memories. Beyond the great room, a nice covered deck provides a tranquil retreat, offering a beautiful view of the sizeable backyard. The yard is a private oasis, completely enclosed by a durable concrete block fence, providing security and a perfect space for outdoor activities, gardening, or a future pool. The property also boasts a spacious 2-car garage and a 2-car carport, offering ample parking and storage for vehicles and hobbies. A large basement with two versatile rooms provides endless possibilities—a home gym, a workshop, a media room, or extra storage—the choice is yours. Location is key, and this home delivers. Situated just a few blocks from Hamilton General Hospital and the historic downtown area, you'll have easy access to local amenities, shops, and restaurants. Don't miss the chance to unlock this property's full potential and become part of this thriving community.

19. 2025-08-25
    listed $169,000 Active 1942-char remark

    Show marketing remark (1942 chars)

    Nestled on a prime corner lot adorned with mature trees, this custom-built brick home offers a unique blend of classic charm and immense potential. Spanning a generous 3,744 square feet, this 1976-built residence is more than just a house; it’s a blank canvas for the discerning buyer, whether you're an investor seeking a lucrative opportunity or a homeowner ready to create your dream living space. This is your chance to be part of the revitalization happening on Henry Street, a neighborhood where multiple historic homes have been beautifully restored. With its strong bones and desirable location, this could be the next stunning transformation on the block. Step inside to discover a home designed for both grand entertaining and comfortable living. The heart of the home is the spectacular 18' x 24' great room, featuring a soaring vaulted ceiling, elegant hardwood floors, a convenient wet bar, and a half bath for guests. This expansive space is perfect for hosting large gatherings and creating lasting memories. Beyond the great room, a nice covered deck provides a tranquil retreat, offering a beautiful view of the sizeable backyard. The yard is a private oasis, completely enclosed by a durable concrete block fence, providing security and a perfect space for outdoor activities, gardening, or a future pool. The property also boasts a spacious 2-car garage and a 2-car carport, offering ample parking and storage for vehicles and hobbies. A large basement with two versatile rooms provides endless possibilities—a home gym, a workshop, a media room, or extra storage—the choice is yours. Location is key, and this home delivers. Situated just a few blocks from Hamilton General Hospital and the historic downtown area, you'll have easy access to local amenities, shops, and restaurants. Don't miss the chance to unlock this property's full potential and become part of this thriving community.

20. 1995-04-26
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $5,040 · $420/mo
• Projected year-2 tax: $5,040 · $420/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 22 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,033
• − Mortgage interest: −$6,106
• − Property taxes: −$5,040
• − Insurance: −$545
• − Repairs & maintenance: −$1,203
• − Management: −$1,203
• − Depreciation: −$3,171
• Taxable loss: −$2,234
• Est. tax savings @ 24.0%: +$536
• After-tax cash flow: $-32/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hamilton ISD
• NCES district ID: 4822230
• Math proficiency: 50% ▲ 1.00%
• Reading proficiency: 50% ▼ -1.00%
• Median HH income: $43,597
• Composite: 42.18/100
• National rank: #3293
• State rank: #192 of 826 in TX

Livability — Hamilton

• Score: 73/100
• State rank: #210
• US rank: #5259

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hamilton, TX
• Population (ZIP): 4,673

Population outlook (Hamilton County) Hauer SSP2

• Today (2025): 7,553 people
• By 2030: 7,212 · -4.5%
• By 2040: 6,566 · -13.1%
• By 2050: 5,976 · -20.9%
• By 2075: 5,077 · -32.8%
• By 2100: 4,196 · -44.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 13% Two or more races 11% Black 1%
• Hispanic origin (detail): Mexican 12%
• Common ancestry: Italian 9% Lithuanian 3% Slovak 2%
• Foreign-born: 5% · Canada
• Languages at home: 90% English-only · Spanish 9% Russian/Polish/Slavic 1%

Political lean MEDSL · Hamilton

• 2024 margin: Solid R (+71.3) · D 14.0% · R 85.3%
• 2008→2024 swing: -18.0pp toward R · 2008: -53.3pp · 2024: -71.3pp
• All cycles: 2024: R+71.3 2020: R+68.4 2016: R+71.4 2012: R+65.5 2008: R+53.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 33.83%
• Current HPI: 226.8273
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-35.5% since first listed

12 events — show timeline

• 2026-05-07 Price Changed $109,000 NTREIS
• 2026-04-03 Relisted — NTREIS
• 2026-04-02 Contingent — NTREIS
• 2026-01-26 Relisted — NTREIS
• 2026-01-20 Pending — NTREIS
• 2026-01-13 Contingent — NTREIS
• 2026-01-03 Relisted — NTREIS
• 2025-12-24 Contingent — NTREIS
• 2025-11-11 Price Changed $125,000 NTREIS
• 2025-09-09 Price Changed $150,000 NTREIS
• 2025-08-25 Listed $169,000 NTREIS
• 1995-04-26 Sold (Public Records) — Public Records

Property tax history

+3.5%/yr

Latest (2025): $5,040 · +11.5% YoY. Source: county tax records.