12632 Buckhorn Dr · Meadow Oaks, FL 34669

$220,000

4 bd · 2.0 ba · 1,871 sqft · SingleFamily public records · 163 Days on market

Built 1979 7,328 sqft lot Est $333k · 34% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.8/30.0
• ARV discount +15.0/15.0
• DSCR +6.6/10.0
• 1% rule +5.7/10.0
• Schools +4.3/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Are you looking for a three bedroom home with two bathrooms, a den, two car garage, a screened in pool and a fenced in yard with no HOA? Then this home in Hudson is just what you’ve been looking for. This home features a living room and a family room that has a wood burning fireplace. The master bedroom has an attached bathroom with dual sinks. The den has sliding glass doors that lead out to the patio area. The back patio and pool area are screened in and ready for relaxing or entertaining. Close to schools, shopping, restaurants, beaches, parks, and more! The convenience of this property being close to state road 52, Little Rd, US HWY 19 and The Suncoast parkway makes traveling into the city quick and easy. Don’t miss out on this one!

Key facts

• Fenced yard
• Updated kitchen
• No hoa

Tags

• UPDATED KITCHEN
• SCREENED-IN POOL LANAI
• FENCED YARD
• NO HOA
• FLEXIBLE LIVING SPACES
• WOOD-BURNING FIREPLACE

Property features AI

Finance

• Other: Homestead Exemption indicated; No lease restrictions
• HOA & community: PUD zoning; No secondary association indicated

Exterior

• Parking: Covered driveway; Attached 2-car garage
• Utilities: Public water; Public sewer; Sewer connected; Water connected
• Home design: Single family residence; Residential property; One story; West-facing
• Construction: Block, concrete and stucco construction; Shingle roof; Slab foundation; Built as completed property
• Exterior features: Deck; Patio; Porch; Screened enclosure; Sidewalk; Wood fencing; Shed(s); Mature landscaping; Paved lot with asphalt road

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 4 bedrooms
• Flooring: Carpet; Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Eat-in kitchen; Split bedroom floorplan; Thermostat; Blinds and drapes; Den/Library/Office; Wood-burning fireplace
• Laundry & utility: Laundry in garage

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $220k.

Deal economics

• At list price, monthly cash flow is $303 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $220k).
• Recommended offer: $194k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 4.6% in Meadow Oaks — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 61/100 on livability (#794 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Hudson High School (math 45% / reading 40%, grade F, #264 of 667 statewide, top 41%, 1,387 students, 66% FRL) — zoned schools average 66% FRL vs 48% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 299 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• At $2,360/mo this rent would consume 48% of the median local household income ($59k/yr) (locally 176% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 163 days — a 12% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 19y ago; this cycle's ask has dropped $80k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 4→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $193,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 163 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 7.94%
• Cash-on-cash: 5.89%
• DSCR: 1.26
• GRM: 7.8

CMA / ARV

• ARV (on-the-fly): $333,038
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
11891 Lakewood Dr	0.10mi	4/3.0	1,900 (+2%)	0mo	$430,000	$226	88
12148 Colony Lakes Blvd	0.52mi	4/2.0	1,968 (+5%)	3mo	$352,000	$179	64
12900 Post Rd	0.25mi	4/3.0	2,021 (+8%)	8mo	$370,000	$183	64
12839 Walnut Tree Ln	0.63mi	3/2.0 (-1)	1,862 (-0%)	8mo	$325,000	$175	58
12272 Great Basin Dr	0.53mi	5/2.0 (+1)	1,739 (-7%)	1mo	$308,684	$178	58
12929 Walnut Tree Ln	0.66mi	3/2.0 (-1)	1,864 (-0%)	8mo	$333,900	$179	57
12208 Isle Royale Dr	0.54mi	5/2.0 (+1)	1,739 (-7%)	2mo	$301,580	$173	56
12316 Great Basin Dr	0.56mi	5/2.0 (+1)	1,739 (-7%)	3mo	$308,990	$178	55
12233 Isle Royale Dr	0.58mi	3/2.0 (-1)	1,739 (-7%)	3mo	$299,990	$173	54
11959 Old Tuscany Pl	0.71mi	4/2.0	1,968 (+5%)	7mo	$340,000	$173	52
12515 Shadow Ridge Blvd	0.58mi	4/2.0	1,653 (-12%)	3mo	$355,000	$215	51
13273 Tropical Breeze Way	0.74mi	3/2.5 (-1)	1,853 (-1%)	8mo	$309,999	$167	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -7.2%
• Equity multiple: 0.74×
• Total profit: $-16,320
• Equity at exit: $32,803

10-year hold

• IRR: 2.5%
• Equity multiple: 1.18×
• Total profit: $10,849
• Equity at exit: $19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34669

• Home prices YoY: -24.1%
• Active inventory: 299
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $2,360 high
• Mortgage (P&I): −$1,154
• Tax from tax record: −$316 /mo · $3,798/yr
• Insurance: −$92
• HOA: −$0
• Vacancy / Maint / Mgmt: −$496
• Net cashflow: $303

Break-even live

Break-even rent $1,977

Max offer price $220,000

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,000
• Closing costs: $6,600
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12130 Infinity Dr New Port Richey, FL	4.0	2.0	1968	$2,000	$1.02	2d	1	0.52mi
12909 Walnut Tree Ln Hudson, FL	3.0	2.0	1787	$2,095	$1.17	3d	1	0.65mi
12036 Tasha Ct New Port Richey, FL	3.0	2.0	1732	$2,155	$1.24	3d	1	0.67mi
13341 Tropical Breeze Way Hudson, FL	3.0	2.0	1455	$2,000	$1.37	4d	1	0.83mi
11920 Palm Bay Ct New Port Richey, FL	3.0	2.0	1770	$2,100	$1.19	17d	1	0.95mi
11920 Palm Bay Ct New Port Richey, FL	3.0	2.0	1770	$2,100	$1.19	12d	1	0.95mi
12135 Environmental Dr #4 New Port Richey, FL	3.0	2.0	1239	$1,800	$1.45	24d	1	1.10mi
12065 Grizzly Ln New Port Richey, FL	3.0	2.5	1440	$2,200	$1.53	17d	1	1.25mi
11433 Crowne Pointe St New Port Richey, FL	3.0	2.0	1933	$2,450	$1.27	24d	1	1.26mi
12316 Grizzly Ln New Port Richey, FL	3.0	2.5	1632	$2,150	$1.32	3d	1	1.29mi
12250 Grizzly Ln New Port Richey, FL	3.0	2.5	1632	$2,200	$1.35	24d	1	1.31mi
13651 Meadow Green Ln Hudson, FL	3.0	2.0	1932	$2,750	$1.42	24d	1	1.43mi

Listing history 34 events

1. 2026-06-18
   status $220,000 Pending 163 DOM
2. 2026-06-18
   days on market $220,000 Active 163 DOM
3. 2026-06-17
   days on market $220,000 Active 162 DOM
4. 2026-06-15
   days on market $220,000 Active 161 DOM
5. 2026-06-13
   days on market $220,000 Active 159 DOM
6. 2026-06-09
   days on market $220,000 Active 155 DOM
7. 2026-06-08
   days on market $220,000 Active 154 DOM
8. 2026-06-07
   days on market $220,000 Active 153 DOM
9. 2026-06-04
   pricestatusdays on market $220,000 Active 150 DOM
10. 2026-05-15
    status Pending
11. 2026-04-16
    price $250,000
12. 2025-12-17
    listed $300,000 Active
13. 2022-06-29
    soldstatus $352,000
14. 2022-06-21
    soldstatus $352,000 Closed 758-char remark

    Show marketing remark (758 chars)

    Are you looking for a three bedroom home with two bathrooms, a den, two car garage, a screened in pool and a fenced in yard with no HOA? Then this home in Hudson is just what you’ve been looking for. This home features a living room and a family room that has a wood burning fireplace. The master bedroom has an attached bathroom with dual sinks. The den has sliding glass doors that lead out to the patio area. The back patio and pool area are screened in and ready for relaxing or entertaining. Close to schools, shopping, restaurants, beaches, parks, and more! The convenience of this property being close to state road 52, Little Rd, US HWY 19 and The Suncoast parkway makes traveling into the city quick and easy. Don’t miss out on this one!

15. 2022-04-30
    status Pending 758-char remark

    Show marketing remark (758 chars)

    Are you looking for a three bedroom home with two bathrooms, a den, two car garage, a screened in pool and a fenced in yard with no HOA? Then this home in Hudson is just what you’ve been looking for. This home features a living room and a family room that has a wood burning fireplace. The master bedroom has an attached bathroom with dual sinks. The den has sliding glass doors that lead out to the patio area. The back patio and pool area are screened in and ready for relaxing or entertaining. Close to schools, shopping, restaurants, beaches, parks, and more! The convenience of this property being close to state road 52, Little Rd, US HWY 19 and The Suncoast parkway makes traveling into the city quick and easy. Don’t miss out on this one!

16. 2022-04-20
    status Active 758-char remark

    Show marketing remark (758 chars)

    Are you looking for a three bedroom home with two bathrooms, a den, two car garage, a screened in pool and a fenced in yard with no HOA? Then this home in Hudson is just what you’ve been looking for. This home features a living room and a family room that has a wood burning fireplace. The master bedroom has an attached bathroom with dual sinks. The den has sliding glass doors that lead out to the patio area. The back patio and pool area are screened in and ready for relaxing or entertaining. Close to schools, shopping, restaurants, beaches, parks, and more! The convenience of this property being close to state road 52, Little Rd, US HWY 19 and The Suncoast parkway makes traveling into the city quick and easy. Don’t miss out on this one!

17. 2022-04-11
    status Pending 758-char remark

    Show marketing remark (758 chars)

    Are you looking for a three bedroom home with two bathrooms, a den, two car garage, a screened in pool and a fenced in yard with no HOA? Then this home in Hudson is just what you’ve been looking for. This home features a living room and a family room that has a wood burning fireplace. The master bedroom has an attached bathroom with dual sinks. The den has sliding glass doors that lead out to the patio area. The back patio and pool area are screened in and ready for relaxing or entertaining. Close to schools, shopping, restaurants, beaches, parks, and more! The convenience of this property being close to state road 52, Little Rd, US HWY 19 and The Suncoast parkway makes traveling into the city quick and easy. Don’t miss out on this one!

18. 2022-04-03
    listed $349,999 Active 758-char remark

    Show marketing remark (758 chars)

    Are you looking for a three bedroom home with two bathrooms, a den, two car garage, a screened in pool and a fenced in yard with no HOA? Then this home in Hudson is just what you’ve been looking for. This home features a living room and a family room that has a wood burning fireplace. The master bedroom has an attached bathroom with dual sinks. The den has sliding glass doors that lead out to the patio area. The back patio and pool area are screened in and ready for relaxing or entertaining. Close to schools, shopping, restaurants, beaches, parks, and more! The convenience of this property being close to state road 52, Little Rd, US HWY 19 and The Suncoast parkway makes traveling into the city quick and easy. Don’t miss out on this one!

19. 2019-11-11
    historical
20. 2017-05-22
    soldstatus $160,000
21. 2017-05-19
    soldstatus $160,000 Sold
22. 2017-04-07
    status Pending
23. 2017-04-03
    listed $159,900 Active
24. 2009-08-18
    soldstatus $139,900
25. 2009-08-14
    soldstatus $139,900
26. 2009-05-29
    listed $139,900
27. 2008-04-08
    listed $209,000
28. 2008-04-08
    listed $209,000
29. 2007-12-05
    listed $234,900
30. 2007-12-04
    historical
31. 2007-10-08
    listed $244,900
32. 1995-05-30
    soldstatus $74,000
33. 1989-06-01
    soldstatus $85,500
34. 1979-08-01
    soldstatus $56,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,798 · $316/mo
• Projected year-2 tax: $3,798 · $316/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 4 d/yr ≥108°F today · 14 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,320
• − Mortgage interest: −$12,323
• − Property taxes: −$3,798
• − Insurance: −$1,100
• − Repairs & maintenance: −$2,266
• − Management: −$2,266
• − Depreciation: −$6,400
• Taxable income: $167
• Est. tax owed @ 24.0%: −$40
• After-tax cash flow: $3,590/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Meadow Oaks

• Score: 61/100
• State rank: #794
• US rank: #18203

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Meadow Oaks, FL
• County: Pasco County · 524,098 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 14,618
• Household income: $58,638
• Rent vs Own: 11.9% rent · 88.1% own
• Severe rent burden: 176.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (80%)
• Race & ethnicity: White 80% Hispanic / Latino 10% Two or more races 6% Black 4% Asian 3%
• Hispanic origin (detail): Puerto Rican 5% Cuban 1%
• Common ancestry: Romanian 4% Lithuanian 2% Slovak 1%
• Foreign-born: 8% · Canada, Vietnam, Jamaica
• Languages at home: 90% English-only · Spanish 7% Vietnamese 3% Other Indo-European 1%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -102.24%
• Current HPI: 321.5862
• Rent YoY: —
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+344.8% since first listed

25 events — show timeline

• 2026-05-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Price Changed $250,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-17 Listed $300,000 Stellar MLS as Distributed by MLS Grid
• 2022-06-29 Sold (Public Records) $352,000 Public Records
• 2022-06-21 Sold (MLS) $352,000 Stellar MLS as Distributed by MLS Grid
• 2022-04-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-04-20 Relisted — Stellar MLS as Distributed by MLS Grid
• 2022-04-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-04-03 Listed $349,999 Stellar MLS as Distributed by MLS Grid
• 2019-11-11 Listing Removed — HCAR
• 2017-05-22 Sold (Public Records) $160,000 Public Records
• 2017-05-19 Sold (MLS) $160,000 Stellar MLS as Distributed by MLS Grid
• 2017-04-07 Pending — Stellar MLS as Distributed by MLS Grid
• 2017-04-03 Listed $159,900 Stellar MLS as Distributed by MLS Grid
• 2009-08-18 Sold (Public Records) $139,900 Public Records
• 2009-08-14 Sold (MLS) $139,900 Stellar MLS as Distributed by MLS Grid
• 2009-05-29 Listed $139,900 Stellar MLS as Distributed by MLS Grid
• 2008-04-08 Listed $209,000 HCAR
• 2008-04-08 Listed $209,000 Stellar MLS as Distributed by MLS Grid
• 2007-12-05 Listed $234,900 Stellar MLS as Distributed by MLS Grid
• 2007-12-04 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2007-10-08 Listed $244,900 Stellar MLS as Distributed by MLS Grid
• 1995-05-30 Sold (Public Records) $74,000 Public Records
• 1989-06-01 Sold (Public Records) $85,500 Public Records
• 1979-08-01 Sold (Public Records) $56,200 Public Records

Property tax history

+14.6%/yr

Latest (2025): $3,798 · -19.5% YoY. Source: county tax records.