36 Allen Ln · Center Ossipee, NH 03886

$150,000

2 bd · 1.0 ba · 881 sqft · Manufactured public records · 9 Days on market

Built 1976 7,405 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Cash flow +8.5/30.0
• ARV discount +7.5/15.0
• 1% rule +2.5/10.0
• Rent growth +2.5/5.0
• Schools +2.5/10.0
• Condition / age +2.5/5.0
• Livability +2.4/5.0
• DSCR +2.3/10.0

Listing remarks MLS

NO ASSOCIATION FEES!!! and minutes to Rt 16, White Lake State Park and snowmobiling trails is this great mobile home in The Pines. This home is on . 17 acres of its own land and has been completely remodeled from bottom to top. New insulation in walls and underneath! Great for a year round home or your own inexpensive vacation getaway near the Lakes Region and the Mt Washington Valley. Sunroom addition with knotty pine detailing is perfect for additional sleeping space for guests. Open concept living and kitchen mean easy entertaining. Sliders to the deck is great for grilling and outside fun. Use the covered additional space for carport or boat storage. Shed in the back for additional storage. The property has beautiful landscaping with shrubbery and firepit. An easy walk to White Lake State Park for a dip in the lake or fishing. Collect bucket fulls of wild blueberries in the summer or snowmobile on the endless utility easement just off the property. All your friends and family will want to come and join in the fun and adventure!

Key facts

• Completely remodeled
• New water heater
• Sunroom addition

Tags

• CANDLE PINE VILLAGE
• COMPLETELY REMODELED
• NEW WATER HEATER
• NEW WINDOWS
• SUNROOM ADDITION
• KNOTTY PINE DETAILING

Property features AI

Finance

• HOA & community: Located in Candle Pine Village

Exterior

• Parking: Gravel driveway
• Utilities: Private driven point water source; Private septic with 750-gallon tank and leach field; 100 amp electric service; LP/Bottle gas; No internet service listed
• Home design: Manufactured home (Manuf/Mobile style); Tan exterior; Single-story (all main-level rooms listed)
• Construction: Built in 1976; Metal and wood frame construction with metal cladding; Metal roof; Manufactured home structure
• Exterior features: Country setting with walking trails and nearby ATV/snowmobile trails; Level, wooded lot; Subdivision setting (Candle Pine Village)

Interior

• Kitchen: Electric cooktop; Refrigerator
• Bedrooms: Two bedrooms on the main level
• Flooring: Carpet; Vinyl
• Bathrooms: One 3/4 bathroom on the main level
• Heating & cooling: Kerosene heating; Forced air heating
• Interior features: Five total rooms; Porch
• Laundry & utility: Laundry room on the main level; Domestic water heater (electric)

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $150k.

Deal economics

• At list price, monthly cash flow is $-132 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $127k (15.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $112k (25.3% below list).
• Recommended offer: $112k (25.3% below list) — sets the bar for 1% rule.
• Cap rate 5.2% vs local median 2.3% in Center Ossipee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 48/100 on livability (#94 in NH) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: health & safety C-, schools F, amenities F.
• Tamworth School District (rural): math 25% / reading 25% proficiency, ranked #164 of 171 in NH (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 21 active listings in the ZIP; 357 units permitted in Carroll County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (10.0% local appreciation)).
• Carroll County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 3, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $72k; list at $150k implies a 107% gain — meaningful room to come down on a strong offer.

Recommended offer $112,004 (25.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 5.24%
• Cash-on-cash: -3.77%
• DSCR: 0.83
• GRM: 11.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 21.6%
• Equity multiple: 2.75×
• Total profit: $73,305
• Equity at exit: $135,132

10-year hold

• IRR: 19.5%
• Equity multiple: 6.30×
• Total profit: $222,481
• Equity at exit: $291,417

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 56 Moderately Landlord-Leaning
• State New Hampshire: 56 Moderately Landlord-Leaning · D+1
• County: — inherits STATE
• City: — inherits STATE

Has just-cause statute; 30-day notice; landlord-leaning vs. neighbors.

Methodology + full state rankings →

ZIP-level market 03886

• Home prices YoY: 13.6%
• Active inventory: 21
• Price-to-rent: 11.2×

Monthly cashflow live

• Estimated rent: $1,120 medium
• Mortgage (P&I): −$787
• Tax from tax record: −$168 /mo · $2,010/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$235
• Net cashflow: $-132

Break-even live

Break-even rent $1,287

Max offer price $126,720

Occupancy floor —

Sensitivity live

Price	-10% $-47	-5% $-89	+0% $-132	+5% $-174	+10% $-217
Rent	-10% $-220	-5% $-176	+0% $-132	+5% $-88	+10% $-43
Rate	-1.0pp $-56	-0.5pp $-94	base $-132	+0.5pp $-171	+1.0pp $-210

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Listing history 23 events

1. 2026-06-07
   status $150,000 Pending 9 DOM
2. 2026-06-05
   days on market $150,000 Active 9 DOM
3. 2026-06-04
   days on market $150,000 Active 7 DOM
4. 2026-06-02
   days on market $150,000 Active 6 DOM
5. 2026-06-01
   days on market $150,000 Active 5 DOM
6. 2026-05-31
   days on market $150,000 Active 4 DOM
7. 2026-05-27
   listed $150,000 Active
8. 2020-04-07
   soldstatus $72,500 Closed 1048-char remark

   Show marketing remark (1048 chars)

   NO ASSOCIATION FEES!!! and minutes to Rt 16, White Lake State Park and snowmobiling trails is this great mobile home in The Pines. This home is on . 17 acres of its own land and has been completely remodeled from bottom to top. New insulation in walls and underneath! Great for a year round home or your own inexpensive vacation getaway near the Lakes Region and the Mt Washington Valley. Sunroom addition with knotty pine detailing is perfect for additional sleeping space for guests. Open concept living and kitchen mean easy entertaining. Sliders to the deck is great for grilling and outside fun. Use the covered additional space for carport or boat storage. Shed in the back for additional storage. The property has beautiful landscaping with shrubbery and firepit. An easy walk to White Lake State Park for a dip in the lake or fishing. Collect bucket fulls of wild blueberries in the summer or snowmobile on the endless utility easement just off the property. All your friends and family will want to come and join in the fun and adventure!

9. 2020-04-07
   soldstatus $72,500 Closed 1048-char remark

   Show marketing remark (1048 chars)

   NO ASSOCIATION FEES!!! and minutes to Rt 16, White Lake State Park and snowmobiling trails is this great mobile home in The Pines. This home is on . 17 acres of its own land and has been completely remodeled from bottom to top. New insulation in walls and underneath! Great for a year round home or your own inexpensive vacation getaway near the Lakes Region and the Mt Washington Valley. Sunroom addition with knotty pine detailing is perfect for additional sleeping space for guests. Open concept living and kitchen mean easy entertaining. Sliders to the deck is great for grilling and outside fun. Use the covered additional space for carport or boat storage. Shed in the back for additional storage. The property has beautiful landscaping with shrubbery and firepit. An easy walk to White Lake State Park for a dip in the lake or fishing. Collect bucket fulls of wild blueberries in the summer or snowmobile on the endless utility easement just off the property. All your friends and family will want to come and join in the fun and adventure!

10. 2020-03-23
    status Pending 1048-char remark

    Show marketing remark (1048 chars)

    NO ASSOCIATION FEES!!! and minutes to Rt 16, White Lake State Park and snowmobiling trails is this great mobile home in The Pines. This home is on . 17 acres of its own land and has been completely remodeled from bottom to top. New insulation in walls and underneath! Great for a year round home or your own inexpensive vacation getaway near the Lakes Region and the Mt Washington Valley. Sunroom addition with knotty pine detailing is perfect for additional sleeping space for guests. Open concept living and kitchen mean easy entertaining. Sliders to the deck is great for grilling and outside fun. Use the covered additional space for carport or boat storage. Shed in the back for additional storage. The property has beautiful landscaping with shrubbery and firepit. An easy walk to White Lake State Park for a dip in the lake or fishing. Collect bucket fulls of wild blueberries in the summer or snowmobile on the endless utility easement just off the property. All your friends and family will want to come and join in the fun and adventure!

11. 2020-03-23
    status Pending 1048-char remark

    Show marketing remark (1048 chars)

    NO ASSOCIATION FEES!!! and minutes to Rt 16, White Lake State Park and snowmobiling trails is this great mobile home in The Pines. This home is on . 17 acres of its own land and has been completely remodeled from bottom to top. New insulation in walls and underneath! Great for a year round home or your own inexpensive vacation getaway near the Lakes Region and the Mt Washington Valley. Sunroom addition with knotty pine detailing is perfect for additional sleeping space for guests. Open concept living and kitchen mean easy entertaining. Sliders to the deck is great for grilling and outside fun. Use the covered additional space for carport or boat storage. Shed in the back for additional storage. The property has beautiful landscaping with shrubbery and firepit. An easy walk to White Lake State Park for a dip in the lake or fishing. Collect bucket fulls of wild blueberries in the summer or snowmobile on the endless utility easement just off the property. All your friends and family will want to come and join in the fun and adventure!

12. 2020-01-17
    listed $80,000 Active 1048-char remark

    Show marketing remark (1048 chars)

    NO ASSOCIATION FEES!!! and minutes to Rt 16, White Lake State Park and snowmobiling trails is this great mobile home in The Pines. This home is on . 17 acres of its own land and has been completely remodeled from bottom to top. New insulation in walls and underneath! Great for a year round home or your own inexpensive vacation getaway near the Lakes Region and the Mt Washington Valley. Sunroom addition with knotty pine detailing is perfect for additional sleeping space for guests. Open concept living and kitchen mean easy entertaining. Sliders to the deck is great for grilling and outside fun. Use the covered additional space for carport or boat storage. Shed in the back for additional storage. The property has beautiful landscaping with shrubbery and firepit. An easy walk to White Lake State Park for a dip in the lake or fishing. Collect bucket fulls of wild blueberries in the summer or snowmobile on the endless utility easement just off the property. All your friends and family will want to come and join in the fun and adventure!

13. 2020-01-17
    listed $80,000 Active 1048-char remark

    Show marketing remark (1048 chars)

    NO ASSOCIATION FEES!!! and minutes to Rt 16, White Lake State Park and snowmobiling trails is this great mobile home in The Pines. This home is on . 17 acres of its own land and has been completely remodeled from bottom to top. New insulation in walls and underneath! Great for a year round home or your own inexpensive vacation getaway near the Lakes Region and the Mt Washington Valley. Sunroom addition with knotty pine detailing is perfect for additional sleeping space for guests. Open concept living and kitchen mean easy entertaining. Sliders to the deck is great for grilling and outside fun. Use the covered additional space for carport or boat storage. Shed in the back for additional storage. The property has beautiful landscaping with shrubbery and firepit. An easy walk to White Lake State Park for a dip in the lake or fishing. Collect bucket fulls of wild blueberries in the summer or snowmobile on the endless utility easement just off the property. All your friends and family will want to come and join in the fun and adventure!

14. 2019-09-10
    price $84,900
15. 2019-08-06
    price $89,900
16. 2019-08-05
    price $88,900
17. 2019-07-08
    price $92,000
18. 2019-04-29
    price $95,000
19. 2018-10-19
    price $115,000
20. 2018-09-24
    price $122,000
21. 1998-06-22
    soldstatus $28,500
22. 1998-04-24
    historical
23. 1998-03-09
    listed $33,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NH · Partial reset (capped growth)

• Current annual tax: $2,010 · $168/mo
• Projected year-2 tax: $2,640 · $220/mo
• Expected delta: +$630/yr (+$52/mo · 31.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥93°F today · 15 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,440
• − Mortgage interest: −$8,402
• − Property taxes: −$2,010
• − Insurance: −$750
• − Repairs & maintenance: −$1,075
• − Management: −$1,075
• − Depreciation: −$4,364
• Taxable loss: −$4,236
• Est. tax savings @ 24.0%: +$1,017
• After-tax cash flow: $-565/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Tamworth School District
• NCES district ID: 3306600
• Math proficiency: 25% ▼ -5.00%
• Reading proficiency: 25% ▼ -15.00%
• Median HH income: $47,203
• Composite: 24.83/100
• National rank: #13010
• State rank: #164 of 171 in NH

Livability — Center Ossipee

• Score: 48/100
• State rank: #94
• US rank: #26089

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing F Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 1,322

Population outlook (Carroll County) Hauer SSP2

• Today (2025): 45,072 people
• By 2030: 43,158 · -4.2%
• By 2040: 38,044 · -15.6%
• By 2050: 33,087 · -26.6%
• By 2075: 25,661 · -43.1%
• By 2100: 18,684 · -58.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (99%)
• Race & ethnicity: White 99%
• Common ancestry: Slovak 12% Lithuanian 4% Serbian 3%
• Foreign-born: 0%
• Languages at home: 97% English-only · French/Haitian/Cajun 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Carroll

• 2024 margin: Toss-up / Even · D 48.8% · R 50.5%
• 2008→2024 swing: -8.0pp toward R · 2008: 6.3pp · 2024: -1.7pp
• All cycles: 2024: R+1.7 2020: D+1.5 2016: R+5.7 2012: R+0.8 2008: D+6.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 46.40%
• Current HPI: 386.5031
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

+347.8% since first listed

17 events — show timeline

• 2026-05-27 Listed $150,000 PrimeMLS
• 2020-04-07 Sold (MLS) $72,500 PrimeMLS
• 2020-04-07 Sold (MLS) $72,500 PrimeMLS
• 2020-03-23 Pending — PrimeMLS
• 2020-03-23 Pending — PrimeMLS
• 2020-01-17 Listed $80,000 PrimeMLS
• 2020-01-17 Listed $80,000 PrimeMLS
• 2019-09-10 Price Changed $84,900 PrimeMLS
• 2019-08-06 Price Changed $89,900 PrimeMLS
• 2019-08-05 Price Changed $88,900 PrimeMLS
• 2019-07-08 Price Changed $92,000 PrimeMLS
• 2019-04-29 Price Changed $95,000 PrimeMLS
• 2018-10-19 Price Changed $115,000 PrimeMLS
• 2018-09-24 Price Changed $122,000 PrimeMLS
• 1998-06-22 Sold (MLS) $28,500 PrimeMLS
• 1998-04-24 Delisted — PrimeMLS
• 1998-03-09 Listed $33,500 PrimeMLS

Property tax history

+8.5%/yr

Latest (2025): $2,010 · +2.4% YoY. Source: county tax records.