801 Belmont Ave · Tifton, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.5/30.0
- DSCR +3.7/10.0
- Livability +3.6/5.0
- 1% rule +3.0/10.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$179,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
4BR/2BA home on a corner lot in Tifton with recent updates. Features a spacious kitchen, large family room, and a functional layout with four bedrooms and two full bathrooms. Property includes a large shop/work area ideal for storage, equipment, or projects. Corner lot provides additional yard space and easy access.
Key facts
- Large family room
- Large shop work area
- Spacious kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $180k.
Deal economics
- At list price, monthly cash flow is $-27 ($-327/yr) — negative.
- To cash-flow at today's rent, offer at most $175k (2.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (20.3% below list).
- Recommended offer: $143k (20.3% below list) — sets the bar for 1% rule.
- Cap rate 6.1% vs local median 3.3% in Tifton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#69 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: crime D, schools D-, commute F.
- Tift County (town): math 30% / reading 31% proficiency, ranked #96 of 174 in GA (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 139 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 176 units permitted in Tift County in 2024 (60 in 5+ unit buildings).
- This rent runs 37% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Tift County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 98 days — a 9% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 98 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 6.11%
- Cash-on-cash
- -0.65%
- DSCR
- 0.97
- GRM
- 10.5
CMA / ARV
- ARV (median comp)
- $145,485
- List price
- $179,900
- Delta
- 23.66%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 420 Prince Ave | 0.26mi | 3/1.5 (+1) | 1,608 (-1%) | 10mo | $48,000 | $30 | 70 |
| 810 Davis Ave | 0.15mi | 3/2.0 (+1) | 1,800 (+10%) | 2mo | $145,000 | $81 | 65 |
| 1209 Central Ave Ave N | 0.63mi | 2/2.0 | 1,536 (-6%) | 2mo | $215,000 | $140 | 55 |
| 614 Azalea Dr #7 | 0.31mi | 3/2.0 (+1) | 1,654 (+2%) | 22mo | $235,000 | $142 | 55 |
| 614 Azalea Dr | 0.31mi | 3/2.0 (+1) | 1,654 (+2%) | 23mo | $235,000 | $142 | 55 |
| 608 N Park Ave | 0.69mi | 3/2.0 (+1) | 1,609 (-1%) | 23mo | $155,000 | $96 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -17.4%
- Equity multiple
- 0.39×
- Total profit
- $-30,915
- Equity at exit
- $26,824
- IRR
- -9.4%
- Equity multiple
- 0.42×
- Total profit
- $-29,273
- Equity at exit
- $15,554
Cash invested: $50,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31794
- Home prices YoY
- -32.1%
- Active inventory
- 139
- Price-to-rent
- 10.5×
Monthly cashflow live
- Estimated rent
- $1,434 medium interval (Pro) →
- Mortgage (P&I)
- −$943
- Tax from tax record
- −$141 /mo · $1,697/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$301
- Net cashflow
- $-27
Break-even live
Sensitivity live
| Price | -10% $75 | -5% $24 | +0% $-27 | +5% $-78 | +10% $-129 |
|---|---|---|---|---|---|
| Rent | -10% $-140 | -5% $-84 | +0% $-27 | +5% $29 | +10% $86 |
| Rate | -1.0pp $63 | -0.5pp $19 | base $-27 | +0.5pp $-74 | +1.0pp $-121 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,975
- Closing costs
- $5,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1621 Love Ave Tifton, GA | 2.0 | 2.0 | 1210 | $1,185 | $0.98 | 45d | 1 | 0.93mi |
| 1610 Ridge Ave N Tifton, GA | 3.0 | 3.0 | 1590 | $1,905 | $1.20 | 45d | 1 | 1.04mi |
| 2013 Lee Ave Tifton, GA | 3.0 | 2.0 | 1337 | $3,295 | $2.46 | 45d | 1 | 1.20mi |
| 70 Richards Dr Tifton, GA | 2.0 | 2.0 | 1100 | $1,275 | $1.16 | 45d | 1 | 1.47mi |
Listing history 24 events
-
2026-06-21days on market $179,900 Active 98 DOM
-
2026-06-19days on market $179,900 Active 96 DOM
-
2026-06-18days on market $179,900 Active 95 DOM
-
2026-06-17days on market $179,900 Active 94 DOM
-
2026-06-16days on market $179,900 Active 93 DOM
-
2026-06-15days on market $179,900 Active 92 DOM
-
2026-06-14days on market $179,900 Active 90 DOM
-
2026-06-12days on market $179,900 Active 89 DOM
-
2026-06-09days on market $179,900 Active 86 DOM
-
2026-06-08days on market $179,900 Active 85 DOM
-
2026-06-07days on market $179,900 Active 84 DOM
-
2026-06-07days on market $179,900 Active 83 DOM
-
2026-06-02days on market $179,900 Active 79 DOM
-
2026-06-01days on market $179,900 Active 78 DOM
-
2026-05-31days on market $179,900 Active 77 DOM
-
2026-05-30days on market $179,900 Active 76 DOM
-
2026-04-27price $179,900 317-char remark
Show marketing remark (317 chars)
4BR/2BA home on a corner lot in Tifton with recent updates. Features a spacious kitchen, large family room, and a functional layout with four bedrooms and two full bathrooms. Property includes a large shop/work area ideal for storage, equipment, or projects. Corner lot provides additional yard space and easy access.
-
2026-04-06price $185,000 317-char remark
Show marketing remark (317 chars)
4BR/2BA home on a corner lot in Tifton with recent updates. Features a spacious kitchen, large family room, and a functional layout with four bedrooms and two full bathrooms. Property includes a large shop/work area ideal for storage, equipment, or projects. Corner lot provides additional yard space and easy access.
-
2026-03-15$195,000 Active 317-char remark
Show marketing remark (317 chars)
4BR/2BA home on a corner lot in Tifton with recent updates. Features a spacious kitchen, large family room, and a functional layout with four bedrooms and two full bathrooms. Property includes a large shop/work area ideal for storage, equipment, or projects. Corner lot provides additional yard space and easy access.
-
2024-07-18soldstatus $165,000 Closed 405-char remark
Show marketing remark (405 chars)
This mid-century home has original wood floors and tongue & groove walls and ceilings. Spacious kitchen with good cabinet space and a pantry. Dining area in kitchen and formal dining room also. Large family room. 4 bedrooms and 2 full bathrooms. Great storage area off the back of the house can serve as a garage or work shop. Carport for covered parking. Corner lot close to the amenities of town.
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2024-05-08$179,000 Active 405-char remark
Show marketing remark (405 chars)
This mid-century home has original wood floors and tongue & groove walls and ceilings. Spacious kitchen with good cabinet space and a pantry. Dining area in kitchen and formal dining room also. Large family room. 4 bedrooms and 2 full bathrooms. Great storage area off the back of the house can serve as a garage or work shop. Carport for covered parking. Corner lot close to the amenities of town.
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2022-01-21soldstatus $135,900
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2022-01-20soldstatus $135,900
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2021-10-25$136,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,697 · $141/mo
- Projected year-2 tax
- $1,697 · $141/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,203
- − Mortgage interest
- −$10,077
- − Property taxes
- −$1,697
- − Insurance
- −$900
- − Repairs & maintenance
- −$1,376
- − Management
- −$1,376
- − Depreciation
- −$5,233
- Taxable loss
- −$3,456
- Est. tax savings @ 24.0%
- +$829
- After-tax cash flow
- $503/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Tift County
- NCES district ID
- 1304980
- Math proficiency
- 30% ▼ -5.00%
- Reading proficiency
- 31% ▼ -5.00%
- Median HH income
- $37,497
- Composite
- 25.42/100
- National rank
- #7454
- State rank
- #96 of 174 in GA
Livability — Tifton
- Score
- 72/100
- State rank
- #69
- US rank
- #6288
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Tifton, GA
- County
- Tift County · 26,178 people
- City population
- 26,178
- Metro
- Tifton, GA
- Population (ZIP)
- 26,178
- Household income
- $46,056
- Rent vs Own
- Severe rent burden
- 759.0
Population outlook (Tift County) Hauer SSP2
- Today (2025)
- 41,250 people
- By 2030
- 41,146 · -0.3%
- By 2040
- 40,677 · -1.4%
- By 2050
- 39,930 · -3.2%
- By 2075
- 37,078 · -10.1%
- By 2100
- 32,742 · -20.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 46% Black 37% Hispanic / Latino 12% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 9%
- Common ancestry
- Slovak 1% Serbian 1% Hispanic 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 89% English-only · Spanish 10% Other Asian/Pacific 0%
Political lean MEDSL · Tift
- 2024 margin
- Solid R (+35.7) · D 32.0% · R 67.7%
- 2008→2024 swing
- -2.8pp toward R · 2008: -32.8pp · 2024: -35.7pp
- All cycles
- 2024: R+35.7 2020: R+33.6 2016: R+37.4 2012: R+32.6 2008: R+32.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -82.93%
- Current HPI
- 175.5649
- Rent YoY
- —
- Metro
- Tifton, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+31.4% since first listed8 events — show timeline
- 2026-04-27 Price Changed $179,900 TBOR
- 2026-04-06 Price Changed $185,000 TBOR
- 2026-03-15 Listed $195,000 TBOR
- 2024-07-18 Sold (MLS) $165,000 TBOR
- 2024-05-08 Listed $179,000 TBOR
- 2022-01-21 Sold (Public Records) $135,900 Public Records
- 2022-01-20 Sold (MLS) $135,900 TBOR
- 2021-10-25 Listed $136,900 TBOR
Property tax history
+7.2%/yrLatest (2025): $1,697 · -5.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…