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801 Belmont Ave
F Composite 30.3
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.5/30.0
  • DSCR +3.7/10.0
  • Livability +3.6/5.0
  • 1% rule +3.0/10.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$179,900

801 Belmont Ave · Tifton, GA 31794
2 bd · 1.0 ba · 1,629 sqft · SingleFamily public records · 98 Days on market
Built 1950 0.26 ac lot $110/sqft · 24% above area Est $145k · 24% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

4BR/2BA home on a corner lot in Tifton with recent updates. Features a spacious kitchen, large family room, and a functional layout with four bedrooms and two full bathrooms. Property includes a large shop/work area ideal for storage, equipment, or projects. Corner lot provides additional yard space and easy access.

Key facts

  • Large family room
  • Large shop work area
  • Spacious kitchen

Tags

CORNER LOTSPACIOUS KITCHENLARGE FAMILY ROOMLARGE SHOP WORK AREAFUNCTIONAL LAYOUTADDITIONAL YARD SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $-27 ($-327/yr) — negative.
  • To cash-flow at today's rent, offer at most $175k (2.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (20.3% below list).
  • Recommended offer: $143k (20.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 3.3% in Tifton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#69 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: crime D, schools D-, commute F.
  • Tift County (town): math 30% / reading 31% proficiency, ranked #96 of 174 in GA (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 139 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 176 units permitted in Tift County in 2024 (60 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Tift County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 98 days — a 9% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 5y ago; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $143,362 (20.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 98 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.11%
Cash-on-cash
-0.65%
DSCR
0.97
GRM
10.5

CMA / ARV

ARV (median comp)
$145,485
List price
$179,900
Delta
23.66%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
420 Prince Ave 0.26mi 3/1.5 (+1) 1,608 (-1%) 10mo $48,000 $30 70
810 Davis Ave 0.15mi 3/2.0 (+1) 1,800 (+10%) 2mo $145,000 $81 65
1209 Central Ave Ave N 0.63mi 2/2.0 1,536 (-6%) 2mo $215,000 $140 55
614 Azalea Dr #7 0.31mi 3/2.0 (+1) 1,654 (+2%) 22mo $235,000 $142 55
614 Azalea Dr 0.31mi 3/2.0 (+1) 1,654 (+2%) 23mo $235,000 $142 55
608 N Park Ave 0.69mi 3/2.0 (+1) 1,609 (-1%) 23mo $155,000 $96 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.4%
Equity multiple
0.39×
Total profit
$-30,915
Equity at exit
$26,824
10-year hold
IRR
-9.4%
Equity multiple
0.42×
Total profit
$-29,273
Equity at exit
$15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31794

Home prices YoY
-32.1%
Active inventory
139
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$1,434 medium interval (Pro) →
Mortgage (P&I)
$943
Tax from tax record
$141 /mo · $1,697/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$301
Net cashflow
$-27

Break-even live

Break-even rent $1,468
Max offer price $175,092
Occupancy floor 97%

Sensitivity live

Price -10% $75 -5% $24 +0% $-27 +5% $-78 +10% $-129
Rent -10% $-140 -5% $-84 +0% $-27 +5% $29 +10% $86
Rate -1.0pp $63 -0.5pp $19 base $-27 +0.5pp $-74 +1.0pp $-121

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1621 Love Ave Tifton, GA 2.0 2.0 1210 $1,185 $0.98 45d 1 0.93mi
1610 Ridge Ave N Tifton, GA 3.0 3.0 1590 $1,905 $1.20 45d 1 1.04mi
2013 Lee Ave Tifton, GA 3.0 2.0 1337 $3,295 $2.46 45d 1 1.20mi
70 Richards Dr Tifton, GA 2.0 2.0 1100 $1,275 $1.16 45d 1 1.47mi

Listing history 24 events

  1. 2026-06-21
    days on market $179,900 Active 98 DOM
  2. 2026-06-19
    days on market $179,900 Active 96 DOM
  3. 2026-06-18
    days on market $179,900 Active 95 DOM
  4. 2026-06-17
    days on market $179,900 Active 94 DOM
  5. 2026-06-16
    days on market $179,900 Active 93 DOM
  6. 2026-06-15
    days on market $179,900 Active 92 DOM
  7. 2026-06-14
    days on market $179,900 Active 90 DOM
  8. 2026-06-12
    days on market $179,900 Active 89 DOM
  9. 2026-06-09
    days on market $179,900 Active 86 DOM
  10. 2026-06-08
    days on market $179,900 Active 85 DOM
  11. 2026-06-07
    days on market $179,900 Active 84 DOM
  12. 2026-06-07
    days on market $179,900 Active 83 DOM
  13. 2026-06-02
    days on market $179,900 Active 79 DOM
  14. 2026-06-01
    days on market $179,900 Active 78 DOM
  15. 2026-05-31
    days on market $179,900 Active 77 DOM
  16. 2026-05-30
    days on market $179,900 Active 76 DOM
  17. 2026-04-27
    price $179,900 317-char remark
    Show marketing remark (317 chars)

    4BR/2BA home on a corner lot in Tifton with recent updates. Features a spacious kitchen, large family room, and a functional layout with four bedrooms and two full bathrooms. Property includes a large shop/work area ideal for storage, equipment, or projects. Corner lot provides additional yard space and easy access.

  18. 2026-04-06
    price $185,000 317-char remark
    Show marketing remark (317 chars)

    4BR/2BA home on a corner lot in Tifton with recent updates. Features a spacious kitchen, large family room, and a functional layout with four bedrooms and two full bathrooms. Property includes a large shop/work area ideal for storage, equipment, or projects. Corner lot provides additional yard space and easy access.

  19. 2026-03-15
    listed $195,000 Active 317-char remark
    Show marketing remark (317 chars)

    4BR/2BA home on a corner lot in Tifton with recent updates. Features a spacious kitchen, large family room, and a functional layout with four bedrooms and two full bathrooms. Property includes a large shop/work area ideal for storage, equipment, or projects. Corner lot provides additional yard space and easy access.

  20. 2024-07-18
    soldstatus $165,000 Closed 405-char remark
    Show marketing remark (405 chars)

    This mid-century home has original wood floors and tongue & groove walls and ceilings. Spacious kitchen with good cabinet space and a pantry. Dining area in kitchen and formal dining room also. Large family room. 4 bedrooms and 2 full bathrooms. Great storage area off the back of the house can serve as a garage or work shop. Carport for covered parking. Corner lot close to the amenities of town.

  21. 2024-05-08
    listed $179,000 Active 405-char remark
    Show marketing remark (405 chars)

    This mid-century home has original wood floors and tongue & groove walls and ceilings. Spacious kitchen with good cabinet space and a pantry. Dining area in kitchen and formal dining room also. Large family room. 4 bedrooms and 2 full bathrooms. Great storage area off the back of the house can serve as a garage or work shop. Carport for covered parking. Corner lot close to the amenities of town.

  22. 2022-01-21
    soldstatus $135,900
  23. 2022-01-20
    soldstatus $135,900
  24. 2021-10-25
    listed $136,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,697 · $141/mo
Projected year-2 tax
$1,697 · $141/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,203
− Mortgage interest
−$10,077
− Property taxes
−$1,697
− Insurance
−$900
− Repairs & maintenance
−$1,376
− Management
−$1,376
− Depreciation
−$5,233
Taxable loss
−$3,456
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$829
After-tax cash flow
$503/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tift County
NCES district ID
1304980
Math proficiency
30% ▼ -5.00%
Reading proficiency
31% ▼ -5.00%
Median HH income
$37,497
Composite
25.42/100
National rank
#7454
State rank
#96 of 174 in GA

Livability — Tifton

Score
72/100
State rank
#69
US rank
#6288

Category grades

Amenities C+ Commute F Cost of living A+ Crime D Employment D- Housing B- Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tifton, GA
County
Tift County · 26,178 people
City population
26,178
Metro
Tifton, GA
Population (ZIP)
26,178
Household income
$46,056
Rent vs Own
45.9% rent · 54.1% own
Severe rent burden
759.0

Population outlook (Tift County) Hauer SSP2

Today (2025)
41,250 people
By 2030
41,146 · -0.3%
By 2040
40,677 · -1.4%
By 2050
39,930 · -3.2%
By 2075
37,078 · -10.1%
By 2100
32,742 · -20.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 46% Black 37% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Slovak 1% Serbian 1% Hispanic 1%
Foreign-born
4% · Canada
Languages at home
89% English-only · Spanish 10% Other Asian/Pacific 0%

Political lean MEDSL · Tift

2024 margin
Solid R (+35.7) · D 32.0% · R 67.7%
2008→2024 swing
-2.8pp toward R · 2008: -32.8pp · 2024: -35.7pp
All cycles
2024: R+35.7 2020: R+33.6 2016: R+37.4 2012: R+32.6 2008: R+32.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -82.93%
Current HPI
175.5649
Rent YoY
Metro
Tifton, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+31.4% since first listed
8 events — show timeline
  • 2026-04-27 Price Changed $179,900 TBOR
  • 2026-04-06 Price Changed $185,000 TBOR
  • 2026-03-15 Listed $195,000 TBOR
  • 2024-07-18 Sold (MLS) $165,000 TBOR
  • 2024-05-08 Listed $179,000 TBOR
  • 2022-01-21 Sold (Public Records) $135,900 Public Records
  • 2022-01-20 Sold (MLS) $135,900 TBOR
  • 2021-10-25 Listed $136,900 TBOR

Property tax history

+7.2%/yr

Latest (2025): $1,697 · -5.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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