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565 W Wycough St 🏷️ Likely Rental
B- Composite 69.18
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$34,000

565 W Wycough St · Batesville, AR 72501
3 bd · 1.0 ba · 986 sqft · SingleFamily public records · 2 Days on market
Built 1970 9,147 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investor opportunity! This 3-bedroom, 1-bath home located on W. Wycough Street is currently tenant-occupied and ready for its next owner. The property features a fenced backyard along with a spacious storage building that conveys with the sale. Whether you’re looking for a turnkey rental investment or a property to update and make your own, this home offers great potential and flexibility.

Key facts

  • Fenced backyard
  • 9,147 sq ft lot
  • Built 1970

Tags

FENCED BACKYARDSPACIOUS STORAGE BUILDINGTURNKEY RENTAL INVESTMENT

Property features AI

Finance

  • Financial info: Cash and in-house financing available

Exterior

  • Parking: Carport
  • Utilities: Public sewer; Public water; Electric service (municipal, Entergy); Natural gas
  • Home design: Rock and frame exterior
  • Construction: Crawl space foundation; Architectural shingle roof
  • Exterior features: Partially fenced yard; Paved road access; Sloped and level lot areas; Inside city limits

Interior

  • Kitchen: Free-standing stove
  • Flooring: Wood flooring; Vinyl flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Window air conditioning units; Gas space heater
  • Interior features: Wood-burning site-built fireplace; Sheetrock and paneling walls/ceilings
  • Laundry & utility: Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $34,000 price doesn't fit this home's estimated sale value (~$124,236) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $34k.

Deal economics

  • At list price, monthly cash flow is $678 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $34k).
  • Cap rate 30.2% vs local median 4.3% in Batesville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#33 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, crime D+, schools D.
  • Batesville School District (rural): math 36% / reading 38% proficiency, ranked #104 of 238 in AR (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 176 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 33 units permitted in Independence County in 2024 (24 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $235 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $34,000

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.37%
Cap rate
30.23%
Cash-on-cash
85.48%
DSCR
4.80
GRM
2.5

CMA / ARV

ARV (on-the-fly)
$124,236
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1180 Arch St 0.49mi 3/1.0 945 (-4%) 4mo $119,000 $126 67
325 Broadwater Ln 0.47mi 2/1.0 (-1) 980 (-1%) 7mo $114,900 $117 66
160 E Pine St 0.52mi 2/1.0 (-1) 988 (+0%) 14mo $80,000 $81 59
515 Elsie St 0.48mi 2/1.0 (-1) 928 (-6%) 5mo $123,500 $133 59
480 Hawkins St 0.36mi 2/1.0 (-1) 1,102 (+12%) 3mo $139,500 $127 56
133 E Carter St 0.54mi 3/1.0 936 (-5%) 15mo $120,000 $128 54
160 W Carter St 0.51mi 2/1.0 (-1) 910 (-8%) 11mo $77,000 $85 50
1815 Arch St 0.59mi 3/1.0 1,107 (+12%) 3mo $123,000 $111 49
150 W Chestnut 0.57mi 3/1.0 923 (-6%) 16mo $155,200 $168 49
355 E Chestnut St 0.68mi 2/1.0 (-1) 915 (-7%) 6mo $65,000 $71 46
1995 N Heights Ave 0.71mi 2/1.0 (-1) 892 (-10%) 9mo $119,900 $134 39
2095 N Heights Ave 0.74mi 2/2.0 (-1) 1,118 (+13%) 9mo $58,000 $52 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
85.9%
Equity multiple
4.96×
Total profit
$37,696
Equity at exit
$5,070
10-year hold
IRR
89.1%
Equity multiple
10.30×
Total profit
$88,493
Equity at exit
$2,940

Cash invested: $9,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72501

Home prices YoY
-16.3%
Active inventory
176
Price-to-rent
2.5×

Monthly cashflow live

Estimated rent
$1,146 medium interval (Pro) →
Mortgage (P&I)
$178
Tax from tax record
$35 /mo · $415/yr
Insurance
$14
HOA
$0
Vacancy / Maint / Mgmt
$241
Net cashflow
$678

Break-even live

Break-even rent $287
Max offer price $34,000
Occupancy floor 36%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,500
Closing costs
$1,020
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
151 W Main St Unit 4 Batesville, AR 2.0 2.0 1000 $1,300 $1.30 43d 1 0.88mi

Listing history 4 events

  1. 2026-06-18
    status $34,000 Under Contract 2 DOM
  2. 2026-06-18
    days on market $34,000 New Listing 2 DOM
  3. 2026-06-17
    remarks 392-char remark
  4. 2026-06-17
    listed $34,000 New Listing 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$415 · $35/mo
Projected year-2 tax
$415 · $35/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,750
− Mortgage interest
−$1,905
− Property taxes
−$415
− Insurance
−$170
− Repairs & maintenance
−$1,100
− Management
−$1,100
− Depreciation
−$989
Taxable income
$8,071
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,937
After-tax cash flow
$6,201/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Batesville School District
NCES district ID
0500019
Math proficiency
36% ▼ -12.00%
Reading proficiency
38% ▼ -6.00%
Median HH income
$37,304
Composite
30.79/100
National rank
#6147
State rank
#104 of 238 in AR

Livability — Batesville

Score
72/100
State rank
#33
US rank
#6274

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment C- Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Batesville, AR
County
Independence County · 26,218 people
City population
26,218
Metro
Batesville, AR
Population (ZIP)
26,218
Household income
$52,829
Rent vs Own
34.9% rent · 65.1% own
Severe rent burden
553.0

Population outlook (Independence County) Hauer SSP2

Today (2025)
37,748 people
By 2030
37,962 · +0.6%
By 2040
38,151 · +1.1%
By 2050
37,980 · +0.6%
By 2075
36,622 · -3.0%
By 2100
32,741 · -13.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 12% Two or more races 8% Black 2% Asian 1%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Slovak 2% Lithuanian 2% Italian 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
92% English-only · Spanish 7% Other Asian/Pacific 1%

Political lean MEDSL · Independence

2024 margin
Solid R (+59.5) · D 19.2% · R 78.7% · Other 2.1%
2008→2024 swing
-22.3pp toward R · 2008: -37.1pp · 2024: -59.5pp
All cycles
2024: R+59.5 2020: R+58.2 2016: R+52.4 2012: R+44.0 2008: R+37.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.19%
Current HPI
206.3787
Rent YoY
Metro
Batesville, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-85.1% since first listed
4 events — show timeline
  • 2026-06-16 Listed $34,000 CARMLS
  • 2025-10-12 Listing Removed CARMLS
  • 2025-10-08 Listed $54,000 CARMLS
  • 1985-04-23 Sold (Public Records) $227,573 Public Records

Property tax history

+32.6%/yr

Latest (2025): $415 · +18932.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…