🏷️ Likely Rental
565 W Wycough St · Batesville, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 5/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.6/5.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$34,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Investor opportunity! This 3-bedroom, 1-bath home located on W. Wycough Street is currently tenant-occupied and ready for its next owner. The property features a fenced backyard along with a spacious storage building that conveys with the sale. Whether you’re looking for a turnkey rental investment or a property to update and make your own, this home offers great potential and flexibility.
Key facts
- Fenced backyard
- 9,147 sq ft lot
- Built 1970
Tags
Property features AI
Finance
- Financial info: Cash and in-house financing available
Exterior
- Parking: Carport
- Utilities: Public sewer; Public water; Electric service (municipal, Entergy); Natural gas
- Home design: Rock and frame exterior
- Construction: Crawl space foundation; Architectural shingle roof
- Exterior features: Partially fenced yard; Paved road access; Sloped and level lot areas; Inside city limits
Interior
- Kitchen: Free-standing stove
- Flooring: Wood flooring; Vinyl flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Window air conditioning units; Gas space heater
- Interior features: Wood-burning site-built fireplace; Sheetrock and paneling walls/ceilings
- Laundry & utility: Laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $34k.
Deal economics
- At list price, monthly cash flow is $678 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $34k).
- Cap rate 30.2% vs local median 4.3% in Batesville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#33 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, crime D+, schools D.
- Batesville School District (rural): math 36% / reading 38% proficiency, ranked #104 of 238 in AR (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 176 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 33 units permitted in Independence County in 2024 (24 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $235 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.37% ✓
- Cap rate
- 30.23%
- Cash-on-cash
- 85.48%
- DSCR
- 4.80
- GRM
- 2.5
CMA / ARV
- ARV (on-the-fly)
- $124,236
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1180 Arch St | 0.49mi | 3/1.0 | 945 (-4%) | 4mo | $119,000 | $126 | 67 |
| 325 Broadwater Ln | 0.47mi | 2/1.0 (-1) | 980 (-1%) | 7mo | $114,900 | $117 | 66 |
| 160 E Pine St | 0.52mi | 2/1.0 (-1) | 988 (+0%) | 14mo | $80,000 | $81 | 59 |
| 515 Elsie St | 0.48mi | 2/1.0 (-1) | 928 (-6%) | 5mo | $123,500 | $133 | 59 |
| 480 Hawkins St | 0.36mi | 2/1.0 (-1) | 1,102 (+12%) | 3mo | $139,500 | $127 | 56 |
| 133 E Carter St | 0.54mi | 3/1.0 | 936 (-5%) | 15mo | $120,000 | $128 | 54 |
| 160 W Carter St | 0.51mi | 2/1.0 (-1) | 910 (-8%) | 11mo | $77,000 | $85 | 50 |
| 1815 Arch St | 0.59mi | 3/1.0 | 1,107 (+12%) | 3mo | $123,000 | $111 | 49 |
| 150 W Chestnut | 0.57mi | 3/1.0 | 923 (-6%) | 16mo | $155,200 | $168 | 49 |
| 355 E Chestnut St | 0.68mi | 2/1.0 (-1) | 915 (-7%) | 6mo | $65,000 | $71 | 46 |
| 1995 N Heights Ave | 0.71mi | 2/1.0 (-1) | 892 (-10%) | 9mo | $119,900 | $134 | 39 |
| 2095 N Heights Ave | 0.74mi | 2/2.0 (-1) | 1,118 (+13%) | 9mo | $58,000 | $52 | 26 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 85.9%
- Equity multiple
- 4.96×
- Total profit
- $37,696
- Equity at exit
- $5,070
- IRR
- 89.1%
- Equity multiple
- 10.30×
- Total profit
- $88,493
- Equity at exit
- $2,940
Cash invested: $9,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72501
- Home prices YoY
- -16.3%
- Active inventory
- 176
- Price-to-rent
- 2.5×
Monthly cashflow live
- Estimated rent
- $1,146 medium interval (Pro) →
- Mortgage (P&I)
- −$178
- Tax from tax record
- −$35 /mo · $415/yr
- Insurance
- −$14
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$241
- Net cashflow
- $678
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $8,500
- Closing costs
- $1,020
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 151 W Main St Unit 4 Batesville, AR | 2.0 | 2.0 | 1000 | $1,300 | $1.30 | 43d | 1 | 0.88mi |
Listing history 4 events
-
2026-06-18status $34,000 Under Contract 2 DOM
-
2026-06-18days on market $34,000 New Listing 2 DOM
-
2026-06-17remarks 392-char remark
-
2026-06-17$34,000 New Listing 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $415 · $35/mo
- Projected year-2 tax
- $415 · $35/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,750
- − Mortgage interest
- −$1,905
- − Property taxes
- −$415
- − Insurance
- −$170
- − Repairs & maintenance
- −$1,100
- − Management
- −$1,100
- − Depreciation
- −$989
- Taxable income
- $8,071
- Est. tax owed @ 24.0%
- −$1,937
- After-tax cash flow
- $6,201/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Batesville School District
- NCES district ID
- 0500019
- Math proficiency
- 36% ▼ -12.00%
- Reading proficiency
- 38% ▼ -6.00%
- Median HH income
- $37,304
- Composite
- 30.79/100
- National rank
- #6147
- State rank
- #104 of 238 in AR
Livability — Batesville
- Score
- 72/100
- State rank
- #33
- US rank
- #6274
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Batesville, AR
- County
- Independence County · 26,218 people
- City population
- 26,218
- Metro
- Batesville, AR
- Population (ZIP)
- 26,218
- Household income
- $52,829
- Rent vs Own
- Severe rent burden
- 553.0
Population outlook (Independence County) Hauer SSP2
- Today (2025)
- 37,748 people
- By 2030
- 37,962 · +0.6%
- By 2040
- 38,151 · +1.1%
- By 2050
- 37,980 · +0.6%
- By 2075
- 36,622 · -3.0%
- By 2100
- 32,741 · -13.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Hispanic / Latino 12% Two or more races 8% Black 2% Asian 1%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Slovak 2% Lithuanian 2% Italian 1%
- Foreign-born
- 5% · Canada, Vietnam
- Languages at home
- 92% English-only · Spanish 7% Other Asian/Pacific 1%
Political lean MEDSL · Independence
- 2024 margin
- Solid R (+59.5) · D 19.2% · R 78.7% · Other 2.1%
- 2008→2024 swing
- -22.3pp toward R · 2008: -37.1pp · 2024: -59.5pp
- All cycles
- 2024: R+59.5 2020: R+58.2 2016: R+52.4 2012: R+44.0 2008: R+37.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -40.19%
- Current HPI
- 206.3787
- Rent YoY
- —
- Metro
- Batesville, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
|
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| Retail / Energy | 1 | $22B |
|
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
-85.1% since first listed4 events — show timeline
- 2026-06-16 Listed $34,000 CARMLS
- 2025-10-12 Listing Removed — CARMLS
- 2025-10-08 Listed $54,000 CARMLS
- 1985-04-23 Sold (Public Records) $227,573 Public Records
Property tax history
+32.6%/yrLatest (2025): $415 · +18932.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…