95 Crooked Island Cir · Murrells Inlet, SC 29576

$94,900

2 bd · 2.0 ba · 1,320 sqft · Manufactured · 58 Days on market

Manufactured home Built 2013 Est $86k · 11% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.5/10.0
• Livability +3.8/5.0
• Rent growth +3.7/5.0
• ARV discount +2.7/15.0
• Schools +2.7/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to Paradise! This beautiful 2013 Destiny home is in pristine condition and move-in ready. The single owner home is waiting for you! This home offers plenty of room, walk in to a Florida room that opens into an Open concept floor plan. Center Island kitchen with all the appliances. .Big master suite with ceramic tile walk-in shower! This home has plenty of upgrades with 8 foot ceilings, crown moldings, base moldings, insulation and windows have all been upgraded! The home is energy efficient! Big shed out back for storage and your golf cart. Oceanside Landing is in a great location 5 minutes to Huntington Beach State Park and Brook Green Gardens, 10 minutes to the famous Murrells Inl

Key facts

• Big shed
• Florida room
• Energy efficient

Tags

• FLORIDA ROOM
• OPEN CONCEPT FLOOR PLAN
• CENTER ISLAND KITCHEN
• CERAMIC TILE WALK-IN SHOWER
• ENERGY EFFICIENT
• BIG SHED

Property features AI

Finance

• Financial info: Has land lease: $900 monthly; Offered for sale
• HOA & community: Monthly association fee

Exterior

• Parking: Driveway; 2 parking spaces (total)
• Home design: Double wide mobile home; Resale property
• Construction: Vinyl siding
• Exterior features: Residential zoning; Located on leased land (monthly land lease)

Interior

• Kitchen: Kitchen island; Walk-in pantry; Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: Primary bedroom with separate shower
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Furnished; Ceiling fans throughout; Separate shower; Kitchen island
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $95k.

Deal economics

• At list price, monthly cash flow is $432 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $95k).
• Recommended offer: $92k (3.0% below list) — sets the bar for market timing.
• Cap rate 11.7% vs local median 2.2% in Murrells Inlet — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#25 in SC, #3,720 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Georgetown 01 (town): math 26% / reading 38% proficiency, ranked #51 of 80 in SC (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Waccamaw Elementary (math 67% / reading 62%, grade B, #56 of 597 statewide, top 10%, 519 students, 100% FRL); Waccamaw Intermediate (math 53% / reading 56%, grade B-, #24 of 229 statewide, top 11%, 420 students, 43% FRL); Waccamaw High (math 42% / reading 93%, grade B, #72 of 196 statewide, top 36%, 858 students, 35% FRL) — zoned schools at 59% FRL track the district average.
• Zoned-school proficiency averages 62% at this address vs 32% district-wide (+30 pts) — the actual schools serving this property are materially stronger than the Georgetown 01 average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising fast (+4.7%/yr); 290 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 323 units permitted in Georgetown County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 4.7% rent growth), your $27k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 58 days — a 3% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $12k; list at $95k implies a 691% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $92,053 (3.0% below list)

Questions for the listing agent

1. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.45% ✓
• Cap rate: 11.75%
• Cash-on-cash: 19.49%
• DSCR: 1.87
• GRM: 5.7

CMA / ARV

• ARV (on-the-fly): $85,800
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
100 Crooked Island Cir	0.03mi	3/2.0 (+1)	1,344 (+2%)	1mo	$40,000	$30	90
22 Crooked Island Cir	0.03mi	3/2.0 (+1)	1,431 (+8%)	0mo	$65,000	$45	79
8 Buccaneer St	0.10mi	3/2.0 (+1)	1,400 (+6%)	2mo	$59,000	$42	79
163 Crooked Island Cir	0.24mi	3/2.0 (+1)	1,344 (+2%)	3mo	$75,000	$56	78
59 Crooked Island Cir	0.19mi	3/2.0 (+1)	1,300 (-2%)	6mo	$85,000	$65	78
835 South Marlin Cir	0.26mi	3/2.0 (+1)	1,238 (-6%)	6mo	$155,000	$125	68
106 Inlet Oaks Village Ct	0.53mi	3/2.0 (+1)	1,357 (+3%)	8mo	$95,000	$70	59
43 Ravenel Ct	0.66mi	2/2.0	1,260 (-4%)	6mo	$54,900	$44	56
983 Live Oak South Marlin Cir	0.20mi	3/2.0 (+1)	1,500 (+14%)	8mo	$278,000	$185	56
121 Burr Cir	0.66mi	2/1.5	1,250 (-5%)	9mo	$15,000	$12	51
103 Village Ct	0.55mi	3/2.0 (+1)	1,194 (-10%)	9mo	$92,000	$77	46
10 Acorn Ct	0.50mi	2/2.0	1,130 (-14%)	8mo	$75,000	$66	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.66% rent growth · sell at horizon

5-year hold

• IRR: 13.4%
• Equity multiple: 1.54×
• Total profit: $14,463
• Equity at exit: $14,150

10-year hold

• IRR: 23.5%
• Equity multiple: 3.18×
• Total profit: $57,987
• Equity at exit: $8,205

Cash invested: $26,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29576

• Home prices YoY: -18.8%
• Rents YoY: 4.7%
• Active inventory: 290
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,376 high
• Mortgage (P&I): −$498
• Tax est. 1.5%: −$119 /mo · $1,424/yr
• Insurance: −$40
• HOA: −$0
• Lot rent leased land?: −$0
• Vacancy / Maint / Mgmt: −$289
• Net cashflow: $432

Break-even live

Break-even rent $830

Max offer price $94,900

Occupancy floor 64%

Sensitivity live

Price	-10% $497	-5% $464	+0% $432	+5% $399	+10% $366
Rent	-10% $323	-5% $377	+0% $432	+5% $486	+10% $540
Rate	-1.0pp $479	-0.5pp $456	base $432	+0.5pp $407	+1.0pp $382

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,725
• Closing costs: $2,847
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4996 Highway 17 Business Murrells Inlet, SC	2.0	2.0	925	$1,500	$1.62	16d	1	0.42mi
13 Muddy Bay Dr Murrells Inlet, SC	2.0–3.0	2.0	1095	$1,801	$1.64	16d	13	0.66mi
50 Turning Stone Boulelvard Murrells Inlet, SC	3.0	2.0	1350	$1,750	$1.30	25d	1	0.75mi
66 Turning Stone Boulelvard Unit 1 Murrells Inlet, SC	3.0	2.0	1350	$1,595	$1.18	25d	1	0.76mi
66 Turning Stone Blvd Murrells Inlet, SC	3.0	2.0	1450	$1,700	$1.17	25d	1	0.78mi
4323 Lotus Ct Unit F Murrells Inlet, SC	3.0	2.0	1319	$1,750	$1.33	25d	1	1.19mi
4384 Daphne Ln Murrells Inlet, SC	3.0	2.0	1450	$1,950	$1.34	23d	1	1.39mi
4376 Crepe Myrtle Ct Murrells Inlet, SC	3.0	2.0	1500	$1,850	$1.23	25d	1	1.48mi

Listing history 18 events

1. 2026-06-22
   days on market $94,900 Active 58 DOM
2. 2026-06-18
   days on market $94,900 Active 55 DOM
3. 2026-06-17
   days on market $94,900 Active 54 DOM
4. 2026-06-16
   days on market $94,900 Active 53 DOM
5. 2026-06-15
   days on market $94,900 Active 52 DOM
6. 2026-06-14
   days on market $94,900 Active 50 DOM
7. 2026-06-10
   days on market $94,900 Active 47 DOM
8. 2026-06-09
   days on market $94,900 Active 46 DOM
9. 2026-06-08
   days on market $94,900 Active 45 DOM
10. 2026-06-07
    days on market $94,900 Active 44 DOM
11. 2026-06-03
    days on market $94,900 Active 40 DOM
12. 2026-06-02
    days on market $94,900 Active 39 DOM
13. 2026-06-01
    days on market $94,900 Active 38 DOM
14. 2026-05-31
    days on market $94,900 Active 37 DOM
15. 2026-05-30
    days on market $94,900 Active 36 DOM
16. 2026-04-24
    listed $94,900 Active
17. 2011-04-15
    soldstatus $12,000
18. 2010-09-23
    listed $15,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,517
• − Mortgage interest: −$5,316
• − Property taxes: −$1,424
• − Insurance: −$474
• − Repairs & maintenance: −$1,321
• − Management: −$1,321
• − Depreciation: −$2,761
• Taxable income: $3,899
• Est. tax owed @ 24.0%: −$936
• After-tax cash flow: $4,242/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Georgetown 01
• NCES district ID: 4502280
• Math proficiency: 26% ▼ -11.00%
• Reading proficiency: 38% ▼ -5.00%
• Median HH income: $43,045
• Composite: 27.15/100
• National rank: #7030
• State rank: #51 of 80 in SC

Livability — Murrells Inlet

• Score: 76/100
• State rank: #25
• US rank: #3720

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment B Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Murrells Inlet, SC
• County: Horry County · 356,152 people
• City population: 34,695
• Metro: Myrtle Beach-Conway-North Myrtle Beach, SC-NC
• Population (ZIP): 34,695
• Household income: $70,691
• Rent vs Own: 10.7% rent · 89.3% own
• Severe rent burden: 309.0

Population outlook (Georgetown County) Hauer SSP2

• Today (2025): 63,275 people
• By 2030: 63,630 · +0.6%
• By 2040: 63,130 · -0.2%
• By 2050: 61,904 · -2.2%
• By 2075: 59,305 · -6.3%
• By 2100: 53,852 · -14.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (89%)
• Race & ethnicity: White 89% Hispanic / Latino 4% Black 3% Two or more races 3% Asian 2%
• Common ancestry: Romanian 4% Slovak 3% Serbian 2%
• Foreign-born: 5% · Canada, China, Vietnam
• Languages at home: 96% English-only · Spanish 2% Chinese 1%

Political lean MEDSL · Georgetown

• 2024 margin: R (+19.5) · D 39.6% · R 59.1% · Other 1.2%
• 2008→2024 swing: -14.2pp toward R · 2008: -5.2pp · 2024: -19.5pp
• All cycles: 2024: R+19.5 2020: R+12.7 2016: R+13.0 2012: R+7.6 2008: R+5.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -57.53%
• Current HPI: 248.5102
• Rent YoY: ▲ 4.66%
• Metro: Myrtle Beach-Conway-North Myrtle Beach, SC-NC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+496.9% since first listed

3 events — show timeline

• 2026-04-24 Listed $94,900 CCAR
• 2011-04-15 Sold (MLS) $12,000 CCAR
• 2010-09-23 Listed $15,900 CCAR