737 Tuckahoe Rd #23 · Yonkers, NY 10710

$225,900

1 bd · 1.0 ba · 750 sqft · Condo · 38 Days on market

Built 1950 $301/sqft · 7% below area Est $243k · 7% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.6/30.0
• ARV discount +10.7/15.0
• DSCR +7.6/10.0
• 1% rule +6.1/10.0
• Schools +4.1/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Bright, sun-filled and beautifully maintained, this spacious 2-level one-bedroom co-op in the highly desirable Mohegan Village complex offers the perfect blend of comfort and convenience. The thoughtfully designed layout features generous living and dining area flooded with natural light, creating a warm and inviting atmosphere ideal for both relaxing and entertaining. Updated kitchen with stainless steel appliances and granite counters. The upper level provides a private retreat with a well-proportioned bedroom, two walk-in closets and a full bath. Pride of ownership is evident throughout. Mohegan Village is known for its beautifully landscaped grounds and well-managed community, offering residents a peaceful setting while remaining close to transportation, shopping, dining, and major highways. A fantastic opportunity to own a move-in ready home in one of Yonkers' most sought-after co-op communities. Unit comes with 1 parking space. Front & rear entrances. Outdoor $70 monthly, short wait list for garage $80 monthly. Convenient location. short drive to Bronxville, Tuckahoe. Short walk to Metro North.

Key facts

• Walk-in closets
• Full bath
• Updated kitchen

Tags

• UPDATED KITCHEN
• STAINLESS STEEL APPLIANCES
• GRANITE COUNTERS
• PRIVATE RETREAT
• WALK-IN CLOSETS
• FULL BATH

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $226k.

Deal economics

• At list price, monthly cash flow is $427 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $226k).
• Recommended offer: $219k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.6% vs local median 5.3% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
• Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 163 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 38 days — a 3% lower offer ($219k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $185k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $219,123 (3.0% below list)

Questions for the listing agent

1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 8.56%
• Cash-on-cash: 8.11%
• DSCR: 1.36
• GRM: 7.5

CMA / ARV

• ARV (median comp): $243,169
• List price: $225,900
• Delta: -7.10%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.9%
• Equity multiple: 0.85×
• Total profit: $-9,355
• Equity at exit: $33,682

10-year hold

• IRR: 5.8%
• Equity multiple: 1.43×
• Total profit: $27,049
• Equity at exit: $19,532

Cash invested: $63,252 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 5 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City Yonkers: 5 Strongly Tenant-Friendly · D+20

Westchester rent guidelines board.

Methodology + full state rankings →

ZIP-level market 10710

• Active inventory: 163
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $2,517 high
• Mortgage (P&I): −$1,185
• Tax est. 1.5%: −$282 /mo · $3,388/yr
• Insurance: −$94
• HOA: −$0
• Vacancy / Maint / Mgmt: −$529
• Net cashflow: $427

Break-even live

Break-even rent $1,976

Max offer price $225,900

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,475
• Closing costs: $6,777
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
717 Tuckahoe Rd Unit 16A Yonkers, NY	1.0	1.0	650	$2,495	$3.84	4d	1	0.04mi
1549 Central Park Ave Yonkers, NY	2.0	1.0	850	$2,400	$2.82	43d	1	0.27mi
128 Colonial Pkwy Unit 3B Yonkers, NY	1.0	1.0	871	$2,750	$3.16	43d	1	0.38mi
4 Sadore Ln Unit 2W Yonkers, NY	1.0	1.0	800	$2,000	$2.50	17d	1	0.39mi
12 Wainwright Ave Apt 1B Yonkers, NY	1.0	1.0	700	$1,950	$2.79	43d	1	0.43mi
8 Wainwright Ave Unit 2A Yonkers, NY	—	1.0	700	$1,600	$2.29	7d	1	0.43mi
1 Elm St Unit 3B Tuckahoe, NY	2.0	1.0	1100	$3,200	$2.91	10d	1	0.48mi
1 Elm St Unit 3B Tuckahoe, NY	2.0	1.0	1100	$3,200	$2.91	7d	1	0.48mi
42 Winchester Ave Unit 2A Yonkers, NY	1.0	1.0	700	$2,100	$3.00	14d	1	0.51mi
21 Scarsdale Rd Yonkers, NY	2.0	1.0	835	$3,795	$4.54	1d	21	0.53mi
111 Kensington Rd Unit 8 Bronxville, NY	1.0	1.0	825	$2,650	$3.21	13d	1	0.54mi
64 Kensington Rd Apt 1A Bronxville, NY	1.0	1.0	800	$2,895	$3.62	11d	1	0.56mi
64 Sagamore Rd Unit A6 Bronxville, NY	1.0	1.0	850	$2,900	$3.41	4d	1	0.65mi
50 Columbus Ave Unit 817 Tuckahoe, NY	1.0	1.0	750	$3,000	$4.00	22d	1	0.77mi
39 Maynard St Unit 2E Tuckahoe, NY	2.0	1.0	875	$2,650	$3.03	43d	1	0.85mi
28 Kenilworth Rd Unit The Cottage Yonkers, NY	1.0	1.0	600	$1,950	$3.25	14d	1	0.88mi
2 Consulate Dr Unit 1J Tuckahoe, NY	1.0	1.0	750	$2,700	$3.60	12d	1	0.90mi
51 Parkway Rd Apt 3 Bronxville, NY	1.0	1.0	1100	$3,100	$2.82	24d	1	0.97mi
40 Jackson Ave Eastchester, NY	1.0	1.0	725	$2,950	$4.07	14d	1	1.04mi
70 Roundhill Dr Yonkers, NY	2.0	1.0	775	$3,200	$4.13	43d	1	1.06mi
212 Alpine Pl Tuckahoe, NY	1.0	1.0	700	$2,700	$3.86	20d	1	1.13mi
300 Columbus Ave Tuckahoe, NY	—	1.0	766	$3,100	$4.05	19d	5	1.15mi
601 Ridge Hill Blvd Yonkers, NY	2.0	1.0–2.0	819	$3,500	$4.27	7d	14	1.16mi
47 Morgan St Eastchester, NY	2.0	1.0	1000	$4,000	$4.00	43d	1	1.19mi
278 Mile Square Rd Yonkers, NY	2.0	1.0	1000	$2,650	$2.65	43d	1	1.23mi
Glen Rd Unit H Eastchester, NY	1.0	1.0	612	$2,200	$3.59	43d	1	1.27mi
Fisher Ave Eastchester, NY	1.0	1.0	731	$2,500	$3.42	43d	1	1.33mi
2 Park Ave Unit 1B Eastchester, NY	1.0	1.0	740	$2,500	$3.38	43d	1	1.34mi
23 Belknap Ave Yonkers, NY	1.0	1.0	700	$2,300	$3.29	24d	1	1.44mi
28 Tunis Ave Unit 2 Yonkers, NY	2.0	1.0	900	$3,000	$3.33	43d	1	1.49mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: landscaping
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 24 events

1. 2026-05-11
   status Pending 1121-char remark

   Show marketing remark (1121 chars)

   Bright, sun-filled and beautifully maintained, this spacious 2-level one-bedroom co-op in the highly desirable Mohegan Village complex offers the perfect blend of comfort and convenience. The thoughtfully designed layout features generous living and dining area flooded with natural light, creating a warm and inviting atmosphere ideal for both relaxing and entertaining. Updated kitchen with stainless steel appliances and granite counters. The upper level provides a private retreat with a well-proportioned bedroom, two walk-in closets and a full bath. Pride of ownership is evident throughout. Mohegan Village is known for its beautifully landscaped grounds and well-managed community, offering residents a peaceful setting while remaining close to transportation, shopping, dining, and major highways. A fantastic opportunity to own a move-in ready home in one of Yonkers' most sought-after co-op communities. Unit comes with 1 parking space. Front & rear entrances. Outdoor $70 monthly, short wait list for garage $80 monthly. Convenient location. short drive to Bronxville, Tuckahoe. Short walk to Metro North.

2. 2026-04-03
   listed $225,900 Active 1121-char remark

   Show marketing remark (1121 chars)

   Bright, sun-filled and beautifully maintained, this spacious 2-level one-bedroom co-op in the highly desirable Mohegan Village complex offers the perfect blend of comfort and convenience. The thoughtfully designed layout features generous living and dining area flooded with natural light, creating a warm and inviting atmosphere ideal for both relaxing and entertaining. Updated kitchen with stainless steel appliances and granite counters. The upper level provides a private retreat with a well-proportioned bedroom, two walk-in closets and a full bath. Pride of ownership is evident throughout. Mohegan Village is known for its beautifully landscaped grounds and well-managed community, offering residents a peaceful setting while remaining close to transportation, shopping, dining, and major highways. A fantastic opportunity to own a move-in ready home in one of Yonkers' most sought-after co-op communities. Unit comes with 1 parking space. Front & rear entrances. Outdoor $70 monthly, short wait list for garage $80 monthly. Convenient location. short drive to Bronxville, Tuckahoe. Short walk to Metro North.

3. 2025-10-31
   status Active
4. 2025-06-20
   status Pending
5. 2025-03-31
   listed $229,000 Active
6. 2021-02-23
   soldstatus $185,000 Closed
7. 2020-10-29
   status Pending
8. 2020-09-03
   listed $185,000 Active
9. 2020-08-26
   historical
10. 2020-07-24
    price $184,500
11. 2020-06-23
    price $185,000
12. 2020-05-31
    listed $189,000 Active
13. 2010-11-18
    soldstatus $129,000 Sold
14. 2010-10-04
    historical
15. 2010-09-02
    historical Pending
16. 2010-08-16
    status Active
17. 2010-08-05
    historical Pending
18. 2010-06-10
    price $129,000
19. 2010-05-21
    price $141,900
20. 2010-04-14
    listed $149,900 Active
21. 2010-02-09
    historical
22. 2010-01-05
    price
23. 2009-12-23
    price
24. 2009-09-01
    listed Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,204
• − Mortgage interest: −$12,654
• − Property taxes: −$3,388
• − Insurance: −$1,130
• − Repairs & maintenance: −$2,416
• − Management: −$2,416
• − Depreciation: −$6,572
• Taxable income: $1,628
• Est. tax owed @ 24.0%: −$391
• After-tax cash flow: $4,737/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Yonkers City School District
• NCES district ID: 3631920
• Math proficiency: 41% ▼ -1.00%
• Reading proficiency: 54% ▲ 14.00%
• Median HH income: $58,042
• Composite: 41.43/100
• National rank: #3471
• State rank: #413 of 590 in NY

Livability — Yonkers

• Score: 68/100
• State rank: #528
• US rank: #9394

Category grades

Amenities F Commute B Cost of living F Crime B- Employment A Housing B- Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yonkers, NY
• County: Westchester County · 709,332 people
• City population: 212,407
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 25,855
• Household income: $108,845
• Rent vs Own: 29.3% rent · 70.7% own
• Severe rent burden: 920.0

Population outlook (Westchester County) Hauer SSP2

• Today (2025): 1,028,035 people
• By 2030: 1,051,636 · +2.3%
• By 2040: 1,098,520 · +6.9%
• By 2050: 1,136,044 · +10.5%
• By 2075: 1,196,925 · +16.4%
• By 2100: 1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 39% Hispanic / Latino 30% Black 14% Two or more races 12% Asian 11% Native American 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 9% Dominican 9%
• Common ancestry: Romanian 2% Scotch-Irish 1% Hispanic 1%
• Foreign-born: 26% · Canada, Jamaica, China
• Languages at home: 64% English-only · Spanish 18% Other Indo-European 6% Other Asian/Pacific 5%

Political lean MEDSL · Westchester

• 2024 margin: Strong D (+26.3) · D 63.1% · R 36.9%
• 2008→2024 swing: -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
• All cycles: 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -622.30%
• Current HPI: 297.1704
• Rent YoY: —
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+50.7% since first listed

24 events — show timeline

• 2026-05-11 Pending — OneKey® MLS as Distributed by MLS Grid
• 2026-04-03 Listed $225,900 OneKey® MLS as Distributed by MLS Grid
• 2025-10-31 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2025-06-20 Pending — OneKey® MLS as Distributed by MLS Grid
• 2025-03-31 Listed $229,000 OneKey® MLS as Distributed by MLS Grid
• 2021-02-23 Sold (MLS) $185,000 OneKey® MLS as Distributed by MLS Grid
• 2020-10-29 Pending — OneKey® MLS as Distributed by MLS Grid
• 2020-09-03 Listed $185,000 OneKey® MLS as Distributed by MLS Grid
• 2020-08-26 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2020-07-24 Price Changed $184,500 OneKey® MLS as Distributed by MLS Grid
• 2020-06-23 Price Changed $185,000 OneKey® MLS as Distributed by MLS Grid
• 2020-05-31 Listed $189,000 OneKey® MLS as Distributed by MLS Grid
• 2010-11-18 Sold (MLS) $129,000 HGMLS
• 2010-10-04 Delisted — HGMLS
• 2010-09-02 Contingent — HGMLS
• 2010-08-16 Relisted — HGMLS
• 2010-08-05 Contingent — HGMLS
• 2010-06-10 Price Changed $129,000 HGMLS
• 2010-05-21 Price Changed $141,900 HGMLS
• 2010-04-14 Listed $149,900 HGMLS
• 2010-02-09 Delisted — HGMLS
• 2010-01-05 Price Changed — HGMLS
• 2009-12-23 Price Changed — HGMLS
• 2009-09-01 Listed — HGMLS