CashFlowRE
Sign in Sign up
1501 Rose St
D Composite 44.13
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.6/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$25,000

1501 Rose St · DeRidder, LA 70634
2 bd · 2.0 ba · 1,680 sqft · SingleFamily public records · 16 Days on market
Built 1970 0.49 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This DIAMOND IN THE ROUGH on ~ . 49 acre centrally located city lot is an amazing opportunity in the heart of DeRidder. This property is in need of significant renovation; however, it offers loads of potential on a quiet corner lot on a well-maintained street. With a wood burning fireplace, a wrap wide front porch, covered parking and a workshop/storage building there is ample opportunity to redesign this into a dreamy cottage OR tear it down to capitalize on the location with duplexes or other investment of your choice. The possibilities are truly endless.

Key facts

  • Quiet corner lot
  • Covered parking
  • 0.49 acre lot

Tags

QUIET CORNER LOTWOOD BURNING FIREPLACEWRAP WIDE FRONT PORCHCOVERED PARKINGWORKSHOP STORAGE BUILDING

Property features AI

Exterior

  • Parking: 1 parking space total; Carport with 1 carport space
  • Utilities: Public water; Public sewer; 220-volt electric service; Electricity available and connected
  • Home design: Single-family residence; One story; House with no common walls; Residential zoning
  • Construction: House (structure type)
  • Exterior features: Rain gutters; City lot

Interior

  • Bedrooms: 2 main-level bedrooms
  • Bathrooms: 2 full bathrooms (both on the main level)
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Soaking tub; Wood-burning fireplace
  • Laundry & utility: Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $25k.

Deal economics

  • At list price, monthly cash flow is $950 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $25k).
  • Recommended offer: $25k (1.5% below list) — sets the bar for market timing.
  • Cap rate 51.9% vs local median 4.8% in DeRidder — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#43 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment D-.
  • Beauregard Parish (rural): math 30% / reading 41% proficiency, ranked #32 of 98 in LA (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: K.R. Hanchey Elementary School (485 students, 69% FRL); Deridder Junior High School (math 29% / reading 36%, grade F, #104 of 218 statewide, top 48%, 506 students, 64% FRL); Deridder High School (math 37% / reading 42%, grade F, #80 of 265 statewide, top 32%, 696 students, 56% FRL) — zoned schools average 63% FRL vs 46% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 243 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 83 units permitted in Beauregard Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($25k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $24,625 (1.5% below list)

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.74%
Cap rate
51.91%
Cash-on-cash
162.92%
DSCR
8.25
GRM
1.5

CMA / ARV

ARV (on-the-fly)
$211,680
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1844 Woodlawn St 0.67mi 3/2.0 (+1) 1,593 (-5%) 2mo $187,000 $117 54
314 Evan Dr 0.58mi 3/2.0 (+1) 1,671 (-0%) 18mo $265,500 $159 52
166 N Ridge Dr 0.55mi 3/2.0 (+1) 1,603 (-5%) 12mo $190,000 $119 52
904 Greenbriar St 0.67mi 3/2.0 (+1) 1,680 (0%) 21mo $229,000 $136 46
1905 Cottonwood St 0.70mi 3/2.0 (+1) 1,566 (-7%) 13mo $198,000 $126 40
2014 Luke Ln 0.56mi 3/2.0 (+1) 1,843 (+10%) 16mo $268,500 $146 40
906 Meadowbrook St 0.72mi 3/2.0 (+1) 1,929 (+15%) 23mo $219,000 $114 17

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
9.07×
Total profit
$56,506
Equity at exit
$3,728
10-year hold
IRR
Equity multiple
19.18×
Total profit
$127,261
Equity at exit
$2,162

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70634

Home prices YoY
-30.6%
Active inventory
243
Price-to-rent
1.5×

Monthly cashflow live

Estimated rent
$1,436 medium interval (Pro) →
Mortgage (P&I)
$131
Tax from tax record
$43 /mo · $512/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$302
Net cashflow
$950

Break-even live

Break-even rent $233
Max offer price $25,000
Occupancy floor 29%

Sensitivity live

Price -10% $965 -5% $957 +0% $950 +5% $943 +10% $936
Rent -10% $837 -5% $894 +0% $950 +5% $1,007 +10% $1,064
Rate -1.0pp $963 -0.5pp $957 base $950 +0.5pp $944 +1.0pp $937

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2002 Glen Haven St Deridder, LA 3.0 2.0 1650 $1,300 $0.79 45d 1 0.61mi
1705 Briarwood St Deridder, LA 3.0 2.0 1523 $1,790 $1.18 22d 1 0.78mi
2101 Peach St Deridder, LA 3.0 2.0 1425 $1,200 $0.84 22d 1 1.03mi

Listing history 13 events

  1. 2026-06-21
    days on market $25,000 Active 16 DOM
  2. 2026-06-19
    days on market $25,000 Active 14 DOM
  3. 2026-06-18
    days on market $25,000 Active 13 DOM
  4. 2026-06-17
    days on market $25,000 Active 12 DOM
  5. 2026-06-16
    days on market $25,000 Active 11 DOM
  6. 2026-06-15
    days on market $25,000 Active 10 DOM
  7. 2026-06-14
    days on market $25,000 Active 8 DOM
  8. 2026-06-13
    days on market $25,000 Active 7 DOM
  9. 2026-06-10
    days on market $25,000 Active 5 DOM
  10. 2026-06-09
    days on market $25,000 Active 4 DOM
  11. 2026-06-08
    days on market $25,000 Active 3 DOM
  12. 2026-06-07
    remarks 563-char remark
  13. 2026-06-07
    listed $25,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$512 · $43/mo
Projected year-2 tax
$512 · $43/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,233
− Mortgage interest
−$1,400
− Property taxes
−$512
− Insurance
−$125
− Repairs & maintenance
−$1,379
− Management
−$1,379
− Depreciation
−$727
Taxable income
$11,711
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,811
After-tax cash flow
$8,594/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beauregard Parish
NCES district ID
2200180
Math proficiency
30% ▼ -40.00%
Reading proficiency
41% ▼ -35.00%
Median HH income
$46,033
Composite
30.34/100
National rank
#6265
State rank
#32 of 98 in LA

Livability — DeRidder

Score
72/100
State rank
#43
US rank
#6227

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D- Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
DeRidder, LA
Population (ZIP)
25,038

Population outlook (Beauregard County) Hauer SSP2

Today (2025)
37,760 people
By 2030
38,140 · +1.0%
By 2040
38,518 · +2.0%
By 2050
38,164 · +1.1%
By 2075
36,437 · -3.5%
By 2100
32,493 · -13.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Black 14% Two or more races 9% Hispanic / Latino 5% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 1%
Common ancestry
Lithuanian 6% Slovak 1% Italian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · Beauregard

2024 margin
Solid R (+71.3) · D 13.8% · R 85.1% · Other 1.1%
2008→2024 swing
-16.9pp toward R · 2008: -54.3pp · 2024: -71.3pp
All cycles
2024: R+71.3 2020: R+67.5 2016: R+65.3 2012: R+58.2 2008: R+54.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.61%
Current HPI
130.4445
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-05 Listed $25,000 SWLAR

Property tax history

+2.1%/yr

Latest (2025): $512 · +0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…