1501 Rose St · DeRidder, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.6/5.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$25,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This DIAMOND IN THE ROUGH on ~ . 49 acre centrally located city lot is an amazing opportunity in the heart of DeRidder. This property is in need of significant renovation; however, it offers loads of potential on a quiet corner lot on a well-maintained street. With a wood burning fireplace, a wrap wide front porch, covered parking and a workshop/storage building there is ample opportunity to redesign this into a dreamy cottage OR tear it down to capitalize on the location with duplexes or other investment of your choice. The possibilities are truly endless.
Key facts
- Quiet corner lot
- Covered parking
- 0.49 acre lot
Tags
Property features AI
Exterior
- Parking: 1 parking space total; Carport with 1 carport space
- Utilities: Public water; Public sewer; 220-volt electric service; Electricity available and connected
- Home design: Single-family residence; One story; House with no common walls; Residential zoning
- Construction: House (structure type)
- Exterior features: Rain gutters; City lot
Interior
- Bedrooms: 2 main-level bedrooms
- Bathrooms: 2 full bathrooms (both on the main level)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Soaking tub; Wood-burning fireplace
- Laundry & utility: Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $25k.
Deal economics
- At list price, monthly cash flow is $950 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $25k).
- Recommended offer: $25k (1.5% below list) — sets the bar for market timing.
- Cap rate 51.9% vs local median 4.8% in DeRidder — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#43 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment D-.
- Beauregard Parish (rural): math 30% / reading 41% proficiency, ranked #32 of 98 in LA (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: K.R. Hanchey Elementary School (485 students, 69% FRL); Deridder Junior High School (math 29% / reading 36%, grade F, #104 of 218 statewide, top 48%, 506 students, 64% FRL); Deridder High School (math 37% / reading 42%, grade F, #80 of 265 statewide, top 32%, 696 students, 56% FRL) — zoned schools average 63% FRL vs 46% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 243 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 83 units permitted in Beauregard Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 16 days — a 2% lower offer ($25k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 5.74% ✓
- Cap rate
- 51.91%
- Cash-on-cash
- 162.92%
- DSCR
- 8.25
- GRM
- 1.5
CMA / ARV
- ARV (on-the-fly)
- $211,680
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1844 Woodlawn St | 0.67mi | 3/2.0 (+1) | 1,593 (-5%) | 2mo | $187,000 | $117 | 54 |
| 314 Evan Dr | 0.58mi | 3/2.0 (+1) | 1,671 (-0%) | 18mo | $265,500 | $159 | 52 |
| 166 N Ridge Dr | 0.55mi | 3/2.0 (+1) | 1,603 (-5%) | 12mo | $190,000 | $119 | 52 |
| 904 Greenbriar St | 0.67mi | 3/2.0 (+1) | 1,680 (0%) | 21mo | $229,000 | $136 | 46 |
| 1905 Cottonwood St | 0.70mi | 3/2.0 (+1) | 1,566 (-7%) | 13mo | $198,000 | $126 | 40 |
| 2014 Luke Ln | 0.56mi | 3/2.0 (+1) | 1,843 (+10%) | 16mo | $268,500 | $146 | 40 |
| 906 Meadowbrook St | 0.72mi | 3/2.0 (+1) | 1,929 (+15%) | 23mo | $219,000 | $114 | 17 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 9.07×
- Total profit
- $56,506
- Equity at exit
- $3,728
- IRR
- —
- Equity multiple
- 19.18×
- Total profit
- $127,261
- Equity at exit
- $2,162
Cash invested: $7,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70634
- Home prices YoY
- -30.6%
- Active inventory
- 243
- Price-to-rent
- 1.5×
Monthly cashflow live
- Estimated rent
- $1,436 medium interval (Pro) →
- Mortgage (P&I)
- −$131
- Tax from tax record
- −$43 /mo · $512/yr
- Insurance
- −$10
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$302
- Net cashflow
- $950
Break-even live
Sensitivity live
| Price | -10% $965 | -5% $957 | +0% $950 | +5% $943 | +10% $936 |
|---|---|---|---|---|---|
| Rent | -10% $837 | -5% $894 | +0% $950 | +5% $1,007 | +10% $1,064 |
| Rate | -1.0pp $963 | -0.5pp $957 | base $950 | +0.5pp $944 | +1.0pp $937 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $6,250
- Closing costs
- $750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2002 Glen Haven St Deridder, LA | 3.0 | 2.0 | 1650 | $1,300 | $0.79 | 45d | 1 | 0.61mi |
| 1705 Briarwood St Deridder, LA | 3.0 | 2.0 | 1523 | $1,790 | $1.18 | 22d | 1 | 0.78mi |
| 2101 Peach St Deridder, LA | 3.0 | 2.0 | 1425 | $1,200 | $0.84 | 22d | 1 | 1.03mi |
Listing history 13 events
-
2026-06-21days on market $25,000 Active 16 DOM
-
2026-06-19days on market $25,000 Active 14 DOM
-
2026-06-18days on market $25,000 Active 13 DOM
-
2026-06-17days on market $25,000 Active 12 DOM
-
2026-06-16days on market $25,000 Active 11 DOM
-
2026-06-15days on market $25,000 Active 10 DOM
-
2026-06-14days on market $25,000 Active 8 DOM
-
2026-06-13days on market $25,000 Active 7 DOM
-
2026-06-10days on market $25,000 Active 5 DOM
-
2026-06-09days on market $25,000 Active 4 DOM
-
2026-06-08days on market $25,000 Active 3 DOM
-
2026-06-07remarks 563-char remark
-
2026-06-07$25,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $512 · $43/mo
- Projected year-2 tax
- $512 · $43/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥110°F today · 21 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,233
- − Mortgage interest
- −$1,400
- − Property taxes
- −$512
- − Insurance
- −$125
- − Repairs & maintenance
- −$1,379
- − Management
- −$1,379
- − Depreciation
- −$727
- Taxable income
- $11,711
- Est. tax owed @ 24.0%
- −$2,811
- After-tax cash flow
- $8,594/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Beauregard Parish
- NCES district ID
- 2200180
- Math proficiency
- 30% ▼ -40.00%
- Reading proficiency
- 41% ▼ -35.00%
- Median HH income
- $46,033
- Composite
- 30.34/100
- National rank
- #6265
- State rank
- #32 of 98 in LA
Livability — DeRidder
- Score
- 72/100
- State rank
- #43
- US rank
- #6227
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- DeRidder, LA
- Population (ZIP)
- 25,038
Population outlook (Beauregard County) Hauer SSP2
- Today (2025)
- 37,760 people
- By 2030
- 38,140 · +1.0%
- By 2040
- 38,518 · +2.0%
- By 2050
- 38,164 · +1.1%
- By 2075
- 36,437 · -3.5%
- By 2100
- 32,493 · -13.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Black 14% Two or more races 9% Hispanic / Latino 5% Asian 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 1%
- Common ancestry
- Lithuanian 6% Slovak 1% Italian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 2% French/Haitian/Cajun 1%
Political lean MEDSL · Beauregard
- 2024 margin
- Solid R (+71.3) · D 13.8% · R 85.1% · Other 1.1%
- 2008→2024 swing
- -16.9pp toward R · 2008: -54.3pp · 2024: -71.3pp
- All cycles
- 2024: R+71.3 2020: R+67.5 2016: R+65.3 2012: R+58.2 2008: R+54.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -57.61%
- Current HPI
- 130.4445
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
1 event — show timeline
- 2026-06-05 Listed $25,000 SWLAR
Property tax history
+2.1%/yrLatest (2025): $512 · +0.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…