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D+ Composite 47.01
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.0/30.0
  • DSCR +7.7/10.0
  • 1% rule +6.2/10.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Schools +1.1/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$150,000

5747 W Missouri Ave #108 · Glendale, AZ 85301
4 bd · 2.0 ba · 1,405 sqft · Manufactured · 121 Days on market
Built 2017 Est $107k · 40% over ↓ 6% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Enjoy this well maintained 4 Bedrooms and 2 Bath Home. Nice porch where you can relax and have your morning coffee. Very spacious kitchen with a large island and the convenience of an in-unit washer and dryer. Located in a clean, well-maintained park with great amenities including a sparkling pool, dog run, and playground.

Key facts

  • 2 parking spots
  • Community pool
  • Built 2017

Property features AI

Finance

  • Other: Lot size reported by owner; Building area reported by builder
  • Financial info: Conventional financing available
  • HOA & community: Land lease community (monthly land lease $958); Association covers sewer, water, gas, and grounds maintenance; Community pool; Community playground

Exterior

  • Parking: 2 covered parking spaces; 2 carport spaces
  • Utilities: City water; Public sewer
  • Home design: Manufactured/mobile home; Leasehold ownership
  • Construction: Wood frame construction; Painted exterior; Other roof type
  • Exterior features: Wood fencing; Shed(s); Gravel/stone front yard; Gravel/stone backyard

Interior

  • Kitchen: Eat-in kitchen; Breakfast bar
  • Bedrooms: Up to 4 bedrooms
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Double vanity; Eat-in kitchen; Breakfast bar; Vaulted ceilings

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $150k.

Deal economics

  • At list price, monthly cash flow is $292 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.6% vs local median 3.5% in Glendale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#12 in AZ, #3,235 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, amenities B; Watch: health & safety D+, crime F.
  • Phoenix Union High School District (4286) (urban): math 10% / reading 15% proficiency, ranked #224 of 249 in AZ (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Alhambra High School (math 8% / reading 17%, grade F, #281 of 381 statewide, top 75%, 2,282 students, 86% FRL).
  • Market conditions: Rents soft (-3.0%/yr); 215 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 121 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 121 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
8.63%
Cash-on-cash
8.36%
DSCR
1.37
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$106,780
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5747 W Missouri Ave #157 0.07mi 4/2.0 1,405 (0%) 13mo $134,350 $96 86
5747 W Missouri Ave #191 0.07mi 4/2.0 1,364 (-3%) 13mo $120,000 $88 81
5747 W Missouri Ave #8 0.07mi 3/2.0 (-1) 1,440 (+2%) 10mo $57,000 $40 79
5747 W Missouri Ave #205 0.07mi 3/2.0 (-1) 1,450 (+3%) 22mo $110,000 $76 68
5747 W Missouri Ave #100 0.07mi 3/2.0 (-1) 1,512 (+8%) 22mo $110,000 $73 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-7.0%
Equity multiple
0.75×
Total profit
$-10,583
Equity at exit
$22,365
10-year hold
IRR
-1.7%
Equity multiple
0.90×
Total profit
$-4,180
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85301

Home prices YoY
-10.6%
Rents YoY
-3.0%
Active inventory
215
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,682 high interval (Pro) →
Mortgage (P&I)
$787
Tax est. 1.5%
$188 /mo · $2,250/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$353
Net cashflow
$292

Break-even live

Break-even rent $1,312
Max offer price $150,000
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5631 W Colter St Glendale, AZ 1.0–3.0 1.0–2.0 885 $1,599 $1.81 1d 5 0.21mi
5601 W Missouri Ave Glendale, AZ 3.0 2.0 1012 $1,500 $1.48 1d 1 0.25mi
6012 W Oregon Ave Glendale, AZ 2.0–3.0 1.5 975 $1,299 $1.33 1d 2 0.39mi
6060 W Colter St Glendale, AZ 3.0 2.0 1706 $1,650 $0.97 2d 1 0.40mi
5819 N 59th Dr Glendale, AZ 3.0 3.0 1500 $2,100 $1.40 2d 1 0.66mi
5857 W Coolidge St Phoenix, AZ 4.0 2.0 1692 $1,695 $1.00 1d 1 0.73mi
6077 N 60th Ave Glendale, AZ 2.0–3.0 2.0 940 $1,798 $1.91 24d 2 0.83mi
4424 N 53rd Ln Phoenix, AZ 3.0 2.0 1300 $1,650 $1.27 1d 1 1.03mi
4714 N 49th Dr Phoenix, AZ 4.0 2.0 1697 $2,030 $1.20 1d 1 1.15mi
4545 N 67th Ave Phoenix, AZ 3.0 2.0 1339 $2,300 $1.72 10d 2 1.21mi
6301 N 64th Dr Glendale, AZ 1.0–3.0 1.0–2.0 796 $1,499 $1.88 1d 3 1.26mi
6755 W Montebello Ave Glendale, AZ 3.0 2.0 1476 $1,795 $1.22 16d 1 1.32mi
4717 N 47th Dr Phoenix, AZ 4.0 2.0 1573 $1,695 $1.08 18d 1 1.43mi
5421 W Indian School Rd Phoenix, AZ 2.0–3.0 2.0 1014 $1,709 $1.69 1d 25 1.45mi

Listing history 3 events

  1. 2026-03-07
    price $150,000
  2. 2026-02-20
    price $155,000
  3. 2026-01-25
    listed $160,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥112°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,189
− Mortgage interest
−$8,402
− Property taxes
−$2,250
− Insurance
−$750
− Repairs & maintenance
−$1,615
− Management
−$1,615
− Depreciation
−$4,364
Taxable income
$1,193
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$286
After-tax cash flow
$3,224/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Phoenix Union High School District (4286)
NCES district ID
0406330
Math proficiency
10% ▼ -27.00%
Reading proficiency
15% ▼ -18.00%
Median HH income
$39,055
Composite
10.63/100
National rank
#9773
State rank
#224 of 249 in AZ

Livability — Glendale

Score
76/100
State rank
#12
US rank
#3235

Category grades

Amenities B Commute A+ Cost of living B Crime F Employment C+ Housing A+ Health & safety D+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Glendale, AZ
County
Maricopa County · 4,537,380 people
City population
294,586
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
68,178
Household income
$53,827
Rent vs Own
60.0% rent · 40.0% own
Severe rent burden
3741.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (63%)
Race & ethnicity
Hispanic / Latino 63% Two or more races 37% White 22% Black 8% Asian 2% Native American 2%
Hispanic origin (detail)
Mexican 57% Cuban 1%
Common ancestry
Slovak 1% Italian 1%
Foreign-born
26% · Canada, Vietnam, Philippines
Languages at home
46% English-only · Spanish 48% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -50.49%
Current HPI
427.3069
Rent YoY
▼ -2.98%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-6.2% since first listed
3 events — show timeline
  • 2026-03-07 Price Changed $150,000 ARMLS
  • 2026-02-20 Price Changed $155,000 ARMLS
  • 2026-01-25 Listed $160,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…