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300 Doc Duhon St
B Composite 70.26
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.2/10.0
  • ARV discount +8.1/15.0
  • Rent growth +4.3/5.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,900

300 Doc Duhon St · Lafayette, LA 70501
3 bd · 1.0 ba · 950 sqft · SingleFamily public records · 33 Days on market
Built 1958 7,840 sqft lot $84/sqft · at area comps Est $81k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

ONE OWNER, WELL MAINTAINED, GREAT STARTER HOME OR INVESTMENT PROPERTY, CORNER LOT, PRICED TO SELL, CLOSE TO NORTHGATE MALL, I-10, I-49, AND SCHOOLS. LOT 147 & W.10' OFLOT 148, BESTMARK SUBDV

Key facts

  • 7,840 sq ft lot
  • Parking
  • Built 1958

Property features AI

Exterior

  • Parking: Carport with 1 covered space (total parking for 1 vehicle)
  • Utilities: Electric service: SLEMCO
  • Home design: Single-family residence
  • Exterior features: Brick veneer exterior; Public sewer

Interior

  • Bathrooms: One full bathroom
  • Heating & cooling: Has heating; Has cooling
  • Interior features: Central heating and cooling (system described as 'Other')

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $333 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
  • Cap rate 11.3% vs local median 4.7% in Lafayette — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#63 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, employment C-, crime F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Evangeline Elementary School (math 20% / reading 33%, grade F, #372 of 646 statewide, top 58%, 613 students, 84% FRL); Acadian Middle School (math 13% / reading 27%, grade F, #166 of 218 statewide, top 76%, 372 students, 74% FRL); Northside High School (math 17% / reading 22%, grade F, #186 of 265 statewide, top 73%, 655 students, 83% FRL) — zoned schools average 80% FRL vs 56% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 22% at this address vs 42% district-wide (-20 pts) — the specific schools serving this property underperform the Lafayette Parish average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+7.3%/yr); 246 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 7.3% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,503 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.32%
Cap rate
11.29%
Cash-on-cash
17.86%
DSCR
1.79
GRM
6.3

CMA / ARV

ARV (median comp)
$81,030
List price
$79,900
Delta
-1.40%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
301 Doc Duhon St 0.03mi 3/1.0 1,000 (+5%) 7mo $90,000 $90 84
327 Sonny St 0.12mi 3/1.0 975 (+3%) 8mo $37,000 $38 84
107 Odile St 0.19mi 2/1.0 (-1) 950 (0%) 6mo $96,000 $101 81
204 Doc Duhon St 0.11mi 3/1.0 900 (-5%) 9mo $75,000 $83 79
108 Macklyn St 0.20mi 3/1.0 1,054 (+11%) 1mo $50,000 $47 71
308 Sonny St 0.06mi 3/2.0 911 (-4%) 20mo $100,000 $110 70
110 N Pine St 0.52mi 3/1.0 979 (+3%) 8mo $60,500 $62 64
418 Odile St 0.11mi 3/1.5 1,044 (+10%) 19mo $85,000 $81 60
100 Antelope Ct 0.72mi 2/1.0 (-1) 960 (+1%) 3mo $61,100 $64 57
114 Randolph Dr 0.70mi 3/1.0 920 (-3%) 7mo $74,000 $80 56
211 Sonny St 0.09mi 2/2.0 (-1) 850 (-10%) 18mo $44,000 $52 54
307 Hilltop Cir 0.74mi 3/1.0 1,071 (+13%) 5mo $130,000 $121 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.35% rent growth · sell at horizon

5-year hold
IRR
13.9%
Equity multiple
1.58×
Total profit
$13,054
Equity at exit
$11,913
10-year hold
IRR
25.7%
Equity multiple
3.69×
Total profit
$60,203
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70501

Rents YoY
7.3%
Active inventory
246
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$1,053 high interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$47 /mo · $559/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$221
Net cashflow
$333

Break-even live

Break-even rent $631
Max offer price $79,900
Occupancy floor 63%

Sensitivity live

Price -10% $378 -5% $356 +0% $333 +5% $310 +10% $288
Rent -10% $250 -5% $291 +0% $333 +5% $375 +10% $416
Rate -1.0pp $373 -0.5pp $353 base $333 +0.5pp $312 +1.0pp $291

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
215 Peggy St Lafayette, LA 3.0 2.0 1100 $1,100 $1.00 14d 1 0.21mi
215 Peggy St Lafayette, LA 3.0 2.0 1100 $1,100 $1.00 21d 1 0.21mi
241 N Pine St Lafayette, LA 2.0 1.0 864 $950 $1.10 44d 1 0.34mi
810 Fairmont Ln Lafayette, LA 3.0 1.0 1000 $992 $0.99 44d 1 0.54mi
2820 Louisiana Ave Lafayette, LA 1.0–2.0 1.0–2.0 821 $1,145 $1.39 14d 20 0.63mi
2830 Louisiana Ave #6 Lafayette, LA 2.0 1.5 1100 $950 $0.86 14d 1 0.63mi
2826 Louisiana Ave #907 Lafayette, LA 2.0 2.5 1100 $950 $0.86 21d 1 0.68mi
610 Sunset Dr Lafayette, LA 2.0 1.0 1000 $800 $0.80 44d 1 0.90mi
815 Martin Luther King Junior Dr Unit 40 Lafayette, LA 2.0 1.0 873 $800 $0.92 44d 1 0.90mi
815 Martin Luther King Junior Dr Apt 29 Lafayette, LA 2.0 1.0 873 $800 $0.92 21d 1 0.90mi
319 Tissington St Lafayette, LA 2.0 1.0 956 $775 $0.81 44d 1 1.09mi
246 Paul Breaux Ave Lafayette, LA 3.0 1.0 989 $1,100 $1.11 44d 1 1.31mi
313 Hobson St Lafayette, LA 3.0 1.0 1000 $1,100 $1.10 21d 1 1.35mi
106 Rue Royale Apt B Lafayette, LA 2.0 1.5 912 $775 $0.85 14d 1 1.37mi
206 N Washington St Lafayette, LA 3.0 1.0 900 $900 $1.00 21d 1 1.41mi

Listing history 7 events

  1. 2026-06-01
    status $79,900 Pending 33 DOM
  2. 2026-05-31
    days on market $79,900 Active 33 DOM
  3. 2026-05-30
    days on market $79,900 Active 32 DOM
  4. 2026-04-28
    listed $79,900 Active 767-char remark
  5. 2022-06-08
    soldstatus $650,000
  6. 1998-10-01
    soldstatus $39,900 194-char remark
    Show marketing remark (194 chars)

    ONE OWNER, WELL MAINTAINED, GREAT STARTER HOME OR INVESTMENT PROPERTY, CORNER LOT, PRICED TO SELL, CLOSE TO NORTHGATE MALL, I-10, I-49, AND SCHOOLS. LOT 147 & W.10' OFLOT 148, BESTMARK SUBDV

  7. 1998-07-28
    listed $39,900 194-char remark
    Show marketing remark (194 chars)

    ONE OWNER, WELL MAINTAINED, GREAT STARTER HOME OR INVESTMENT PROPERTY, CORNER LOT, PRICED TO SELL, CLOSE TO NORTHGATE MALL, I-10, I-49, AND SCHOOLS. LOT 147 & W.10' OFLOT 148, BESTMARK SUBDV

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$559 · $47/mo
Projected year-2 tax
$559 · $47/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,636
− Mortgage interest
−$4,476
− Property taxes
−$559
− Insurance
−$400
− Repairs & maintenance
−$1,011
− Management
−$1,011
− Depreciation
−$2,324
Taxable income
$2,856
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$685
After-tax cash flow
$3,310/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA

Livability — Lafayette

Score
70/100
State rank
#63
US rank
#8133

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lafayette, LA
County
Lafayette Parish · 207,544 people
City population
158,114
Metro
Lafayette, LA
Population (ZIP)
26,465
Household income
$33,365
Rent vs Own
58.8% rent · 41.2% own
Severe rent burden
2089.0

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (73%)
Race & ethnicity
Black 73% White 18% Two or more races 6% Hispanic / Latino 4%
Common ancestry
Lithuanian 4%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 3% French/Haitian/Cajun 2%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -108.63%
Current HPI
81.2963
Rent YoY
▲ 7.35%
Metro
Lafayette, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+100.3% since first listed
5 events — show timeline
  • 2026-05-31 Pending AcadianaMLS
  • 2026-04-28 Listed $79,900 AcadianaMLS
  • 2022-06-08 Sold (Public Records) $650,000 Public Records
  • 1998-10-01 Sold (MLS) $39,900 AcadianaMLS
  • 1998-07-28 Listed $39,900 AcadianaMLS

Property tax history

+2.3%/yr

Latest (2025): $559 · -1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…