8739 SE 140th Place Rd · Belleview, FL 34491

$241,000

3 bd · 2.0 ba · 2,046 sqft · SingleFamily public records · 110 Days on market

Built 1997 0.33 ac lot $118/sqft · 23% below area Est $312k · 23% under $210/mo HOA · 10% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +9.3/30.0
• Schools +3.6/10.0
• 1% rule +3.5/10.0
• Livability +3.5/5.0
• DSCR +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

One or more photo(s) has been virtually staged. FABULOUS 3/2 Aspen Model featuring a 23’x13’ ENCLOSED LANAI with adjacent side PATIO and 572sf OVERSIZED GARAGE on a LARGE CORNER LOT in the quaint village of Candlestone in the GATED community of Del Webb’s Spruce Creek! NO BOND! HVAC (2022) DECORATIVELY PAINTED drive and walkways, mature landscaping with STONED beds, BRICK accents, and a COVERED entry with ELEGANT columns create exceptional curb appeal. Double sidelights, an arched transom window, and a storm door welcome you into a BRIGHT inviting foyer. Inside, soaring VAULTED ceilings and arched doorways enhance the formal living and dining areas. The OPEN-CONCEPT layout of these rooms offers a SPACIOUS, seamless flow for effortless entertaining. The well-appointed kitchen features TILE flooring, WOOD cabinetry, Corian countertops, under-cabinet lighting, PANTRY closet, SOLAR TUBE, and a convenient EAT-IN breakfast bar. Adjacent to the kitchen, the dinette and EXPANSIVE 18’ x 15’ Florida room provide comfortable spaces for casual dining and relaxed gatherings. French doors from both the dinette and living room open to a generous 23’ x 13’ ENCLOSED LANAI—an ideal retreat for morning coffee, evening relaxation, or hosting family and friends. A SIDE PATIO adds even more outdoor enjoyment, offering the perfect spot for grilling or simply soaking up Florida’s beautiful weather. Back inside, retreat to the primary bedroom boasting an array of windows and TWO GENEROUS WALK-IN closets. Its en-suite bathroom features TILE floors, TWO separate WOOD vanities, a corner JETTED TUB, TILED WALK-IN shower, and a LINEN closet. Bedrooms two and three each offer DOUBLE windows and built-in closets. The second bathroom features WOOD cabinetry, TILED combination tub and shower, TILE flooring, and hallway LINEN closet. An interior laundry room has TILE floors and WHITE cabinetry for additional storage needs. Completing the package is an OVERSIZED 22’x26’ two car garage with PAINTED floors, WHITE cabinets, shelving, UTILITY SINK, SLIDING SCREEN DOOR PANELS, and a convenient exterior door to the side yard. Del Webb’s Spruce Creek is a 24-HR GUARD-GATED, 55+ COMMUNITY just 4 miles north of The Villages! Enjoy resort-style indoor and outdoor pools, state-of-the-art fitness center, golf, tennis, pickle ball, bocce, softball, billiards, a ballroom, and more than 100 clubs and activities! PLEASE WATCH OUR WALKTHROUGH VIDEO of this INCREDIBLE HOME and call today to schedule your Private Showing or Virtual Tour!

Key facts

• Gated community
• Large corner lot
• Oversized garage

Tags

• ENCLOSED LANAI
• SIDE PATIO
• OVERSIZED GARAGE
• LARGE CORNER LOT
• GATED COMMUNITY
• DECORATIVELY PAINTED DRIVE

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $241k.

Deal economics

• At list price, monthly cash flow is $-175 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $210k (12.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (15.4% below list).
• Recommended offer: $204k (15.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 69/100 on livability (#458 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Harbour View Elementary School (math 41% / reading 38%, grade F, #1,513 of 2,144 statewide, top 73%, 819 students, 71% FRL); Lake Weir Middle School (math 37% / reading 33%, grade F, #416 of 571 statewide, top 74%, 1,207 students, 76% FRL); Lake Weir High School (math 23% / reading 34%, grade F, #458 of 667 statewide, top 69%, 1,483 students, 68% FRL).
• Market conditions: 713 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 37% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 110 days — a 9% lower offer ($219k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 19y ago; this cycle's ask has dropped $16k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $207k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $203,803 (15.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 5.42%
• Cash-on-cash: -3.11%
• DSCR: 0.86
• GRM: 9.9

CMA / ARV

• ARV (median comp): $311,594
• List price: $241,000
• Delta: -22.66%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13957 SE 86th Cir	0.20mi	3/2.0	2,001 (-2%)	15mo	$315,000	$157	75
13560 SE 90th Ct	0.44mi	3/2.0	2,062 (+1%)	10mo	$307,500	$149	70
13875 SE 86th Ter	0.07mi	3/2.0	1,760 (-14%)	5mo	$250,000	$142	69
9021 SE 136th Loop	0.45mi	2/2.0 (-1)	1,942 (-5%)	8mo	$274,900	$142	59
14218 SE 88 Ct	0.39mi	3/2.0	1,758 (-14%)	3mo	$282,000	$160	56
13861 SE 86th Cir	0.13mi	2/2.0 (-1)	1,833 (-10%)	19mo	$315,000	$172	55
13612 SE 87th Cir	0.25mi	2/2.0 (-1)	1,839 (-10%)	18mo	$299,900	$163	51
13849 Del Webb Blvd	0.22mi	2/2.0 (-1)	1,793 (-12%)	21mo	$340,000	$190	47
9199 SE 135th St	0.64mi	2/2.0 (-1)	1,877 (-8%)	17mo	$310,000	$165	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -21.4%
• Equity multiple: 0.26×
• Total profit: $-50,092
• Equity at exit: $35,934

10-year hold

• IRR: -14.9%
• Equity multiple: 0.15×
• Total profit: $-57,544
• Equity at exit: $20,837

Cash invested: $67,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34491

• Home prices YoY: -35.0%
• Active inventory: 713
• Price-to-rent: 9.9×

Monthly cashflow live

• Estimated rent: $2,038 medium
• Mortgage (P&I): −$1,264
• Tax from tax record: −$211 /mo · $2,529/yr
• Insurance: −$100
• HOA: −$210
• Vacancy / Maint / Mgmt: −$428
• Net cashflow: $-175

Break-even live

Break-even rent $2,260

Max offer price $210,092

Occupancy floor —

Sensitivity live

Price	-10% $-39	-5% $-107	+0% $-175	+5% $-243	+10% $-311
Rent	-10% $-336	-5% $-255	+0% $-175	+5% $-94	+10% $-14
Rate	-1.0pp $-54	-0.5pp $-114	base $-175	+0.5pp $-237	+1.0pp $-301

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,250
• Closing costs: $7,230
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13973 SE 96th Cir Summerfield, FL	2.0	1.0	2200	$2,200	$1.00	23d	1	0.95mi

HOA detail

• Monthly dues: $210 · $2,520/yr
• Likely covers: landscapingpoolgymsecurity

Listing history 25 events

1. 2026-06-22
   days on market $241,000 Active 110 DOM
2. 2026-06-18
   days on market $241,000 Active 107 DOM
3. 2026-06-17
   days on market $241,000 Active 106 DOM
4. 2026-06-16
   days on market $241,000 Active 105 DOM
5. 2026-06-15
   days on market $241,000 Active 104 DOM
6. 2026-06-14
   days on market $241,000 Active 102 DOM
7. 2026-06-13
   days on market $241,000 Active 101 DOM
8. 2026-06-10
   days on market $241,000 Active 99 DOM
9. 2026-06-09
   days on market $241,000 Active 98 DOM
10. 2026-06-08
    days on market $241,000 Active 97 DOM
11. 2026-06-07
    days on market $241,000 Active 96 DOM
12. 2026-06-03
    days on market $241,000 Active 92 DOM
13. 2026-06-02
    days on market $241,000 Active 91 DOM
14. 2026-06-01
    days on market $241,000 Active 90 DOM
15. 2026-05-31
    days on market $241,000 Active 89 DOM
16. 2026-05-30
    days on market $241,000 Active 88 DOM
17. 2026-04-21
    price $241,000 2600-char remark

    Show marketing remark (2600 chars)

    One or more photo(s) has been virtually staged. FABULOUS 3/2 Aspen Model featuring a 23’x13’ ENCLOSED LANAI with adjacent side PATIO and 572sf OVERSIZED GARAGE on a LARGE CORNER LOT in the quaint village of Candlestone in the GATED community of Del Webb’s Spruce Creek! NO BOND! HVAC (2022) DECORATIVELY PAINTED drive and walkways, mature landscaping with STONED beds, BRICK accents, and a COVERED entry with ELEGANT columns create exceptional curb appeal. Double sidelights, an arched transom window, and a storm door welcome you into a BRIGHT inviting foyer. Inside, soaring VAULTED ceilings and arched doorways enhance the formal living and dining areas. The OPEN-CONCEPT layout of these rooms offers a SPACIOUS, seamless flow for effortless entertaining. The well-appointed kitchen features TILE flooring, WOOD cabinetry, Corian countertops, under-cabinet lighting, PANTRY closet, SOLAR TUBE, and a convenient EAT-IN breakfast bar. Adjacent to the kitchen, the dinette and EXPANSIVE 18’ x 15’ Florida room provide comfortable spaces for casual dining and relaxed gatherings. French doors from both the dinette and living room open to a generous 23’ x 13’ ENCLOSED LANAI—an ideal retreat for morning coffee, evening relaxation, or hosting family and friends. A SIDE PATIO adds even more outdoor enjoyment, offering the perfect spot for grilling or simply soaking up Florida’s beautiful weather. Back inside, retreat to the primary bedroom boasting an array of windows and TWO GENEROUS WALK-IN closets. Its en-suite bathroom features TILE floors, TWO separate WOOD vanities, a corner JETTED TUB, TILED WALK-IN shower, and a LINEN closet. Bedrooms two and three each offer DOUBLE windows and built-in closets. The second bathroom features WOOD cabinetry, TILED combination tub and shower, TILE flooring, and hallway LINEN closet. An interior laundry room has TILE floors and WHITE cabinetry for additional storage needs. Completing the package is an OVERSIZED 22’x26’ two car garage with PAINTED floors, WHITE cabinets, shelving, UTILITY SINK, SLIDING SCREEN DOOR PANELS, and a convenient exterior door to the side yard. Del Webb’s Spruce Creek is a 24-HR GUARD-GATED, 55+ COMMUNITY just 4 miles north of The Villages! Enjoy resort-style indoor and outdoor pools, state-of-the-art fitness center, golf, tennis, pickle ball, bocce, softball, billiards, a ballroom, and more than 100 clubs and activities! PLEASE WATCH OUR WALKTHROUGH VIDEO of this INCREDIBLE HOME and call today to schedule your Private Showing or Virtual Tour!

18. 2026-03-27
    price $242,000 2600-char remark

    Show marketing remark (2600 chars)

    One or more photo(s) has been virtually staged. FABULOUS 3/2 Aspen Model featuring a 23’x13’ ENCLOSED LANAI with adjacent side PATIO and 572sf OVERSIZED GARAGE on a LARGE CORNER LOT in the quaint village of Candlestone in the GATED community of Del Webb’s Spruce Creek! NO BOND! HVAC (2022) DECORATIVELY PAINTED drive and walkways, mature landscaping with STONED beds, BRICK accents, and a COVERED entry with ELEGANT columns create exceptional curb appeal. Double sidelights, an arched transom window, and a storm door welcome you into a BRIGHT inviting foyer. Inside, soaring VAULTED ceilings and arched doorways enhance the formal living and dining areas. The OPEN-CONCEPT layout of these rooms offers a SPACIOUS, seamless flow for effortless entertaining. The well-appointed kitchen features TILE flooring, WOOD cabinetry, Corian countertops, under-cabinet lighting, PANTRY closet, SOLAR TUBE, and a convenient EAT-IN breakfast bar. Adjacent to the kitchen, the dinette and EXPANSIVE 18’ x 15’ Florida room provide comfortable spaces for casual dining and relaxed gatherings. French doors from both the dinette and living room open to a generous 23’ x 13’ ENCLOSED LANAI—an ideal retreat for morning coffee, evening relaxation, or hosting family and friends. A SIDE PATIO adds even more outdoor enjoyment, offering the perfect spot for grilling or simply soaking up Florida’s beautiful weather. Back inside, retreat to the primary bedroom boasting an array of windows and TWO GENEROUS WALK-IN closets. Its en-suite bathroom features TILE floors, TWO separate WOOD vanities, a corner JETTED TUB, TILED WALK-IN shower, and a LINEN closet. Bedrooms two and three each offer DOUBLE windows and built-in closets. The second bathroom features WOOD cabinetry, TILED combination tub and shower, TILE flooring, and hallway LINEN closet. An interior laundry room has TILE floors and WHITE cabinetry for additional storage needs. Completing the package is an OVERSIZED 22’x26’ two car garage with PAINTED floors, WHITE cabinets, shelving, UTILITY SINK, SLIDING SCREEN DOOR PANELS, and a convenient exterior door to the side yard. Del Webb’s Spruce Creek is a 24-HR GUARD-GATED, 55+ COMMUNITY just 4 miles north of The Villages! Enjoy resort-style indoor and outdoor pools, state-of-the-art fitness center, golf, tennis, pickle ball, bocce, softball, billiards, a ballroom, and more than 100 clubs and activities! PLEASE WATCH OUR WALKTHROUGH VIDEO of this INCREDIBLE HOME and call today to schedule your Private Showing or Virtual Tour!

19. 2026-03-12
    price $249,000 2600-char remark

    Show marketing remark (2600 chars)

    One or more photo(s) has been virtually staged. FABULOUS 3/2 Aspen Model featuring a 23’x13’ ENCLOSED LANAI with adjacent side PATIO and 572sf OVERSIZED GARAGE on a LARGE CORNER LOT in the quaint village of Candlestone in the GATED community of Del Webb’s Spruce Creek! NO BOND! HVAC (2022) DECORATIVELY PAINTED drive and walkways, mature landscaping with STONED beds, BRICK accents, and a COVERED entry with ELEGANT columns create exceptional curb appeal. Double sidelights, an arched transom window, and a storm door welcome you into a BRIGHT inviting foyer. Inside, soaring VAULTED ceilings and arched doorways enhance the formal living and dining areas. The OPEN-CONCEPT layout of these rooms offers a SPACIOUS, seamless flow for effortless entertaining. The well-appointed kitchen features TILE flooring, WOOD cabinetry, Corian countertops, under-cabinet lighting, PANTRY closet, SOLAR TUBE, and a convenient EAT-IN breakfast bar. Adjacent to the kitchen, the dinette and EXPANSIVE 18’ x 15’ Florida room provide comfortable spaces for casual dining and relaxed gatherings. French doors from both the dinette and living room open to a generous 23’ x 13’ ENCLOSED LANAI—an ideal retreat for morning coffee, evening relaxation, or hosting family and friends. A SIDE PATIO adds even more outdoor enjoyment, offering the perfect spot for grilling or simply soaking up Florida’s beautiful weather. Back inside, retreat to the primary bedroom boasting an array of windows and TWO GENEROUS WALK-IN closets. Its en-suite bathroom features TILE floors, TWO separate WOOD vanities, a corner JETTED TUB, TILED WALK-IN shower, and a LINEN closet. Bedrooms two and three each offer DOUBLE windows and built-in closets. The second bathroom features WOOD cabinetry, TILED combination tub and shower, TILE flooring, and hallway LINEN closet. An interior laundry room has TILE floors and WHITE cabinetry for additional storage needs. Completing the package is an OVERSIZED 22’x26’ two car garage with PAINTED floors, WHITE cabinets, shelving, UTILITY SINK, SLIDING SCREEN DOOR PANELS, and a convenient exterior door to the side yard. Del Webb’s Spruce Creek is a 24-HR GUARD-GATED, 55+ COMMUNITY just 4 miles north of The Villages! Enjoy resort-style indoor and outdoor pools, state-of-the-art fitness center, golf, tennis, pickle ball, bocce, softball, billiards, a ballroom, and more than 100 clubs and activities! PLEASE WATCH OUR WALKTHROUGH VIDEO of this INCREDIBLE HOME and call today to schedule your Private Showing or Virtual Tour!

20. 2026-03-03
    listed $257,500 Active 2600-char remark

    Show marketing remark (2600 chars)

    One or more photo(s) has been virtually staged. FABULOUS 3/2 Aspen Model featuring a 23’x13’ ENCLOSED LANAI with adjacent side PATIO and 572sf OVERSIZED GARAGE on a LARGE CORNER LOT in the quaint village of Candlestone in the GATED community of Del Webb’s Spruce Creek! NO BOND! HVAC (2022) DECORATIVELY PAINTED drive and walkways, mature landscaping with STONED beds, BRICK accents, and a COVERED entry with ELEGANT columns create exceptional curb appeal. Double sidelights, an arched transom window, and a storm door welcome you into a BRIGHT inviting foyer. Inside, soaring VAULTED ceilings and arched doorways enhance the formal living and dining areas. The OPEN-CONCEPT layout of these rooms offers a SPACIOUS, seamless flow for effortless entertaining. The well-appointed kitchen features TILE flooring, WOOD cabinetry, Corian countertops, under-cabinet lighting, PANTRY closet, SOLAR TUBE, and a convenient EAT-IN breakfast bar. Adjacent to the kitchen, the dinette and EXPANSIVE 18’ x 15’ Florida room provide comfortable spaces for casual dining and relaxed gatherings. French doors from both the dinette and living room open to a generous 23’ x 13’ ENCLOSED LANAI—an ideal retreat for morning coffee, evening relaxation, or hosting family and friends. A SIDE PATIO adds even more outdoor enjoyment, offering the perfect spot for grilling or simply soaking up Florida’s beautiful weather. Back inside, retreat to the primary bedroom boasting an array of windows and TWO GENEROUS WALK-IN closets. Its en-suite bathroom features TILE floors, TWO separate WOOD vanities, a corner JETTED TUB, TILED WALK-IN shower, and a LINEN closet. Bedrooms two and three each offer DOUBLE windows and built-in closets. The second bathroom features WOOD cabinetry, TILED combination tub and shower, TILE flooring, and hallway LINEN closet. An interior laundry room has TILE floors and WHITE cabinetry for additional storage needs. Completing the package is an OVERSIZED 22’x26’ two car garage with PAINTED floors, WHITE cabinets, shelving, UTILITY SINK, SLIDING SCREEN DOOR PANELS, and a convenient exterior door to the side yard. Del Webb’s Spruce Creek is a 24-HR GUARD-GATED, 55+ COMMUNITY just 4 miles north of The Villages! Enjoy resort-style indoor and outdoor pools, state-of-the-art fitness center, golf, tennis, pickle ball, bocce, softball, billiards, a ballroom, and more than 100 clubs and activities! PLEASE WATCH OUR WALKTHROUGH VIDEO of this INCREDIBLE HOME and call today to schedule your Private Showing or Virtual Tour!

21. 2008-03-31
    soldstatus $207,000
22. 2008-03-28
    soldstatus $207,000 253-char remark

    Show marketing remark (253 chars)

    3/2 SPLIT BEDROOM PLAN WITH LARGE MASTER SUITE AND TWO WALK-IN CLOSETS, FORMAL DINING ROOM AND LIVING ROOM, LARGE LANAI, EXTENDED GARAGE WITH 5 EXTRA FEET IN LENGTH. SUPER UPGRADES, PRISTINE CONDITION PLUS A LARGE CORNER LOT WITH AN EXTRA DEEP DRIVEWAY.

23. 2008-03-28
    soldstatus $207,000

    Show marketing remark (253 chars)

    3/2 SPLIT BEDROOM PLAN WITH LARGE MASTER SUITE AND TWO WALK-IN CLOSETS, FORMAL DINING ROOM AND LIVING ROOM, LARGE LANAI, EXTENDED GARAGE WITH 5 EXTRA FEET IN LENGTH. SUPER UPGRADES, PRISTINE CONDITION PLUS A LARGE CORNER LOT WITH AN EXTRA DEEP DRIVEWAY.

24. 2007-07-31
    listed $230,000 253-char remark

    Show marketing remark (253 chars)

    3/2 SPLIT BEDROOM PLAN WITH LARGE MASTER SUITE AND TWO WALK-IN CLOSETS, FORMAL DINING ROOM AND LIVING ROOM, LARGE LANAI, EXTENDED GARAGE WITH 5 EXTRA FEET IN LENGTH. SUPER UPGRADES, PRISTINE CONDITION PLUS A LARGE CORNER LOT WITH AN EXTRA DEEP DRIVEWAY.

25. 2007-07-31
    listed $230,000

    Show marketing remark (253 chars)

    3/2 SPLIT BEDROOM PLAN WITH LARGE MASTER SUITE AND TWO WALK-IN CLOSETS, FORMAL DINING ROOM AND LIVING ROOM, LARGE LANAI, EXTENDED GARAGE WITH 5 EXTRA FEET IN LENGTH. SUPER UPGRADES, PRISTINE CONDITION PLUS A LARGE CORNER LOT WITH AN EXTRA DEEP DRIVEWAY.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,529 · $211/mo
• Projected year-2 tax: $2,529 · $211/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,456
• − Mortgage interest: −$13,500
• − Property taxes: −$2,529
• − Insurance: −$1,205
• − Repairs & maintenance: −$1,957
• − Management: −$1,957
• − HOA: −$2,520
• − Depreciation: −$7,011
• Taxable loss: −$6,221
• Est. tax savings @ 24.0%: +$1,493
• After-tax cash flow: $-606/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Belleview

• Score: 69/100
• State rank: #458
• US rank: #8314

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 19,167
• Metro: Ocala, FL
• Population (ZIP): 33,318
• Household income: $66,679
• Rent vs Own: 13.2% rent · 86.8% own
• Severe rent burden: 256.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 14% Two or more races 9% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 6% Cuban 1%
• Common ancestry: Lithuanian 3% Slovak 2% Romanian 2%
• Foreign-born: 8% · Canada, Vietnam, Jamaica
• Languages at home: 85% English-only · Spanish 11% Vietnamese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.67%
• Current HPI: 200.0792
• Rent YoY: —
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+4.8% since first listed

9 events — show timeline

• 2026-04-21 Price Changed $241,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-27 Price Changed $242,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-12 Price Changed $249,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-03 Listed $257,500 Stellar MLS as Distributed by MLS Grid
• 2008-03-31 Sold (Public Records) $207,000 Public Records
• 2008-03-28 Sold (MLS) $207,000 Stellar MLS as Distributed by MLS Grid
• 2008-03-28 Sold (MLS) $207,000 Stellar MLS as Distributed by MLS Grid
• 2007-07-31 Listed $230,000 Stellar MLS as Distributed by MLS Grid
• 2007-07-31 Listed $230,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+3.1%/yr

Latest (2025): $2,529 · +10.9% YoY. Source: county tax records.