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1119 Grandview Dr
B Composite 70.27
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$49,900

1119 Grandview Dr · Berlin, PA 15530
3 bd · 2.0 ba · 1,440 sqft · Manufactured · 345 Days on market
Built 1994 9,496 sqft lot $310/mo HOA · 25% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Located on a rented lot in a well-maintained park is this 3 bedroom, 2 bath doublewide. Kitchen and laundry appliances included. Master bedroom features a walk-in closet and master bathroom.

Key facts

  • Ample storage space
  • Walk-in closet
  • Large living room

Tags

LARGE LIVING ROOMSIZEABLE KITCHENBREAKFAST BARAMPLE STORAGE SPACEWALK-IN CLOSETJACUZZI-STYLE TUB

Property features AI

Finance

  • HOA & community: Homeowners association with a monthly fee of $310 (includes snow removal)

Exterior

  • Parking: Off-street parking
  • Utilities: Public water; Public sewer / sewer available
  • Home design: Single-story manufactured home; Residential property
  • Construction: Vinyl siding; Shingle roof; Built by Pine Grove (Model G 370)
  • Exterior features: Rectangular lot; Lot dimensions approximately 95 x 100

Interior

  • Bedrooms: Master bedroom on the main floor
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning
  • Interior features: Master bedroom on the main floor; No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $50k.

Deal economics

  • At list price, monthly cash flow is $295 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $50k).
  • Recommended offer: $44k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 72/100 on livability (#607 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D+, amenities F, commute F.
  • Berlin Brothersvalley SD (rural): math 42% / reading 57% proficiency, ranked #200 of 539 in PA (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Berlin Brothersvalley El Sch (math 47% / reading 52%, grade D, #654 of 1,518 statewide, top 47%, 287 students, 42% FRL); Berlin Brothersvalley Ms (math 33% / reading 60%, grade D+, #172 of 512 statewide, top 35%, 225 students, 39% FRL); Berlin Brothersvalley Shs (math 84%, 209 students, 29% FRL) — zoned schools at 37% FRL track the district average.
  • Market conditions: 26 active listings in the ZIP; 78 units permitted in Somerset County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Somerset County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 345 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 17y ago; this cycle's ask has dropped $10k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $40k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: HOA is 25% of rent.
Recommended offer $43,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 345 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.46%
Cap rate
13.40%
Cash-on-cash
25.37%
DSCR
2.13
GRM
3.4

CMA / ARV

ARV (on-the-fly)
$144,000
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
106 Mountain View Dr 0.08mi 3/2.0 1,451 (+1%) 12mo $145,000 $100 85
1116 Broderick St 0.06mi 3/2.0 1,232 (-14%) 2mo $112,500 $91 71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.2%
Equity multiple
1.78×
Total profit
$10,951
Equity at exit
$7,440
10-year hold
IRR
27.7%
Equity multiple
3.48×
Total profit
$34,661
Equity at exit
$4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15530

Home prices YoY
-24.7%
Active inventory
26
Price-to-rent
3.4×

Monthly cashflow live

Estimated rent
$1,226 medium interval (Pro) →
Mortgage (P&I)
$262
Tax from tax record
$81 /mo · $967/yr
Insurance
$21
HOA
$310
Vacancy / Maint / Mgmt
$257
Net cashflow
$295

Break-even live

Break-even rent $852
Max offer price $49,900
Occupancy floor 71%

Sensitivity live

Price -10% $324 -5% $310 +0% $295 +5% $281 +10% $267
Rent -10% $199 -5% $247 +0% $295 +5% $344 +10% $392
Rate -1.0pp $321 -0.5pp $308 base $295 +0.5pp $283 +1.0pp $269

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,475
Closing costs
$1,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$310 · $3,720/yr

Listing history 24 events

  1. 2026-06-21
    days on market $49,900 Active 345 DOM
  2. 2026-06-21
    days on market $49,900 Active 344 DOM
  3. 2026-06-18
    days on market $49,900 Active 342 DOM
  4. 2026-06-17
    days on market $49,900 Active 341 DOM
  5. 2026-06-16
    days on market $49,900 Active 340 DOM
  6. 2026-06-15
    days on market $49,900 Active 339 DOM
  7. 2026-06-13
    days on market $49,900 Active 337 DOM
  8. 2026-06-12
    days on market $49,900 Active 336 DOM
  9. 2026-06-09
    days on market $49,900 Active 333 DOM
  10. 2026-06-08
    days on market $49,900 Active 332 DOM
  11. 2026-06-08
    days on market $49,900 Active 331 DOM
  12. 2026-06-05
    days on market $49,900 Active 329 DOM
  13. 2026-05-31
    days on market $49,900 Active 327 DOM
  14. 2026-05-20
    status Active
  15. 2026-05-01
    historical Active Under Contract
  16. 2025-10-20
    price $49,900
  17. 2025-07-08
    listed $59,900 Active
  18. 2020-10-20
    soldstatus $40,000 190-char remark
    Show marketing remark (190 chars)

    Located on a rented lot in a well-maintained park is this 3 bedroom, 2 bath doublewide. Kitchen and laundry appliances included. Master bedroom features a walk-in closet and master bathroom.

  19. 2020-10-20
    soldstatus $40,000 190-char remark
    Show marketing remark (190 chars)

    Located on a rented lot in a well-maintained park is this 3 bedroom, 2 bath doublewide. Kitchen and laundry appliances included. Master bedroom features a walk-in closet and master bathroom.

  20. 2020-06-29
    listed $42,000 190-char remark
    Show marketing remark (190 chars)

    Located on a rented lot in a well-maintained park is this 3 bedroom, 2 bath doublewide. Kitchen and laundry appliances included. Master bedroom features a walk-in closet and master bathroom.

  21. 2010-01-29
    soldstatus $32,500
  22. 2010-01-29
    soldstatus $32,500
  23. 2010-01-12
    listed $39,900
  24. 2009-06-22
    listed $39,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$967 · $81/mo
Projected year-2 tax
$967 · $81/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,711
− Mortgage interest
−$2,795
− Property taxes
−$967
− Insurance
−$250
− Repairs & maintenance
−$1,177
− Management
−$1,177
− HOA
−$3,720
− Depreciation
−$1,452
Taxable income
$3,174
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$762
After-tax cash flow
$2,784/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Berlin Brothersvalley SD
NCES district ID
4203420
Math proficiency
42% ▼ -16.00%
Reading proficiency
57% ▼ -11.00%
Median HH income
$43,678
Composite
41.71/100
National rank
#3410
State rank
#200 of 539 in PA

Livability — Berlin

Score
72/100
State rank
#607
US rank
#5857

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Berlin, PA
Population (ZIP)
5,187

Population outlook (Somerset County) Hauer SSP2

Today (2025)
71,318 people
By 2030
68,555 · -3.9%
By 2040
62,447 · -12.4%
By 2050
56,437 · -20.9%
By 2075
44,453 · -37.7%
By 2100
32,408 · -54.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Two or more races 3%
Common ancestry
Iranian 3% Slovak 2% Romanian 2%
Foreign-born
0% · South Korea
Languages at home
98% English-only · German/W. Germanic 2%

Political lean MEDSL · Somerset

2024 margin
Solid R (+57.2) · D 21.0% · R 78.3%
2008→2024 swing
-32.2pp toward R · 2008: -25.0pp · 2024: -57.2pp
All cycles
2024: R+57.2 2020: R+56.3 2016: R+55.9 2012: R+42.9 2008: R+25.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -52.40%
Current HPI
159.9314
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+25.1% since first listed
11 events — show timeline
  • 2026-05-20 Relisted CSMLS
  • 2026-05-01 Contingent CSMLS
  • 2025-10-20 Price Changed $49,900 CSMLS
  • 2025-07-08 Listed $59,900 CSMLS
  • 2020-10-20 Sold (MLS) $40,000 CSMLS
  • 2020-10-20 Sold (MLS) $40,000 West Penn MLS
  • 2020-06-29 Listed $42,000 West Penn MLS
  • 2010-01-29 Sold (MLS) $32,500 West Penn MLS
  • 2010-01-29 Sold (MLS) $32,500 CSMLS
  • 2010-01-12 Listed $39,900 West Penn MLS
  • 2009-06-22 Listed $39,900 CSMLS

Property tax history

+2.1%/yr

Latest (2026): $967 · +7.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…