4745 Winding Trl Lot 30 · Greensboro, NC 27358

$384,770

4 bd · 3.5 ba · 2,524 sqft · Townhouse · 31 Days on market

Built 2026 Excellent condition 2,613 sqft lot Garage $152/sqft · at area comps Est $386k · at est. $150/mo HOA · 5% of rent ↓ 6% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.7/15.0
• Cash flow +7.3/30.0
• Schools +7.0/10.0
• Condition / age +4.8/5.0
• Livability +4.0/5.0
• 1% rule +2.5/10.0
• Rent growth +2.5/5.0
• DSCR +1.4/10.0
• Appreciation +0.0/10.0

Listing remarks

Discover effortless living in this beautifully appointed townhome located in lovely Summerfield, NC. Offering 4 bedrooms and 3.5 baths, this thoughtfully designed plan features a sought-after dual primary layout, with spacious suites on both the main level and upstairs, providing exceptional flexibility and privacy. The bright, open concept design allows the kitchen, dining, and living areas to flow seamlessly together, creating an inviting space perfect for entertaining or everyday living. Generous closets in every bedroom offer abundant storage throughout the home. Relax on the screened in back porch, ideal for peaceful mornings or unwinding in the evenings.

Key facts

• $150 HOA
• 2 garage spots
• Built 2026

What this means for you Summary

Snapshot

• This is a 4-bed/3.5-bath townhouse listed at $385k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-517 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $310k (19.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $290k (24.6% below list).
• Recommended offer: $290k (24.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 81/100 on livability (#12 in NC, #1,335 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
• Guilford County Schools (urban): math 39% / reading 45% proficiency, ranked #99 of 178 in NC (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Ep Pearce Elementary (math 80% / reading 79%, grade A, #24 of 1,410 statewide, top 2%, 667 students, 26% FRL); Kernodle Middle (math 62% / reading 60%, grade B+, #40 of 475 statewide, top 9%, 745 students, 40% FRL); Northwest Guilford High (math 72% / reading 64%, grade B, #137 of 535 statewide, top 26%, 1,991 students, 18% FRL) — zoned schools average 28% FRL vs 52% district-wide (24 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 70% at this address vs 42% district-wide (+28 pts) — the actual schools serving this property are materially stronger than the Guilford County Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: 225 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals lingering (median 63d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 3,843 units permitted in Guilford County in 2024 (2,397 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
• Guilford County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 31 days — a 3% lower offer ($373k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $290,113 (24.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 4.68%
• Cash-on-cash: -5.76%
• DSCR: 0.74
• GRM: 11.1

CMA / ARV

• ARV (median comp): $386,450
• List price: $384,770
• Delta: -0.43%
• Verdict: FAIR
• Comps: 4 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4745 Winding Trl	0.00mi	4/3.5	2,524 (0%)	1mo	$376,770	$149	99
4726 Winding Trl	0.03mi	4/3.5	2,488 (-1%)	0mo	$377,700	$152	96
4741 Winding Trl	0.01mi	4/3.5	2,488 (-1%)	1mo	$399,770	$161	96
4730 Winding Trl	0.03mi	4/3.5	2,488 (-1%)	1mo	$389,000	$156	96
4724 Winding Trl	0.03mi	4/2.5	2,488 (-1%)	1mo	$383,900	$154	91

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -26.1%
• Equity multiple: 0.12×
• Total profit: $-95,152
• Equity at exit: $57,370

10-year hold

• IRR: -22.8%
• Equity multiple: -0.16×
• Total profit: $-124,718
• Equity at exit: $33,268

Cash invested: $107,736 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 85 Strongly Landlord-Friendly
• State North Carolina: 85 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

10-day notice; preempted; landlord-favorable but court speed varies.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 12 active · 11 under contract
• Months of supply: 14.4 mo (7%/mo absorbed)
• Median asking: $391,990 ($157/sqft)
• Median days on market: 31 d
• This list price: 25% of active listings are priced below it
• ARV vs active asking: -2.7% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 27358

• Home prices YoY: -20.9%
• Active inventory: 225
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $2,901 high
• Mortgage (P&I): −$2,018
• Tax est. 1.5%: −$481 /mo · $5,772/yr
• Insurance: −$160
• HOA: −$150
• Vacancy / Maint / Mgmt: −$609
• Net cashflow: $-517

Break-even live

Break-even rent $3,556

Max offer price $309,935

Occupancy floor —

Sensitivity live

Price	-10% $-251	-5% $-384	+0% $-517	+5% $-650	+10% $-783
Rent	-10% $-746	-5% $-632	+0% $-517	+5% $-403	+10% $-288
Rate	-1.0pp $-323	-0.5pp $-419	base $-517	+0.5pp $-617	+1.0pp $-718

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $96,192
• Closing costs: $11,543
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5314 Brookstead Dr Summerfield, NC	4.0	3.5	3193	$3,265	$1.02	0d	1	0.42mi
5510 Faye Dr Greensboro, NC	4.0	3.5	2674	$4,500	$1.68	110d	1	0.48mi
4808 Pine Glen Ct Greensboro, NC	4.0	2.5	2319	$2,450	$1.06	117d	1	0.77mi
4504 Southport Rd Greensboro, NC	4.0	2.5	2200	$2,505	$1.14	2d	1	0.83mi
4600 Pine Cove Rd Greensboro, NC	3.0	2.0	2016	$2,345	$1.16	4d	1	0.90mi
4301 Windlestraw Ln Greensboro, NC	3.0	2.5	2098	$2,600	$1.24	6d	1	1.16mi
4510 Camden Ridge Dr Greensboro, NC	4.0	2.5	2170	$2,300	$1.06	0d	1	1.17mi
4807 Jessup Grove Rd Greensboro, NC	4.0	3.0	1860	$2,065	$1.11	119d	1	1.28mi
4109 Windlestraw Ln Greensboro, NC	4.0	2.5	2400	$2,500	$1.04	62d	1	1.30mi
3409 Bent Creek Ct Greensboro, NC	3.0	2.5	2128	$2,200	$1.03	62d	1	1.33mi
4210 Shoal Creek Dr Greensboro, NC	5.0	2.5	2695	$3,300	$1.22	119d	1	1.36mi
5386 Beechmont Dr Greensboro, NC	4.0	2.5	2604	$2,505	$0.96	62d	1	1.39mi
6411 Cardinal Wood Dr Greensboro, NC	3.0	2.5	1824	$1,920	$1.05	62d	1	1.44mi

Property features AI

Finance

• Other: Road dedication to public use pending acceptanceLocated on Lot 30
• HOA & community: HOA with Greensboro associationMonthly association fee of $150Subdivision: Townes At Spangler Oaks

Exterior

• Parking: Attached garage with 2 spacesDrivewayGarage door opener
• Utilities: Public sewerPublic waterElectric water heaterNatural gas heating
• Home design: Residential townhouseStick/site-built constructionNew construction (built 2026)Two levelsSlab foundation
• Construction: Brick and vinyl siding exteriorSlab foundationNew construction
• Exterior features: No fencingPublic water

Interior

• Kitchen: MicrowaveDishwasherGarbage disposalGas cooktopKitchen islandPantry
• Bedrooms: Main-level bedroomSecond-level bedroomsLoft on the second level (10ft x 19ft)
• Flooring: CarpetTileVinyl
• Bathrooms: Three full bathroomsOne half bathroom
• Heating & cooling: Central air conditioningForced air heating (natural gas)Electric water heater
• Interior features: Primary bedroom on the main levelPartially floored attic with pulldown stairsSoaking tubKitchen islandPantrySeparate shower
• Laundry & utility: Second-level laundry roomWasher hookupDryer connection

Listing history 22 events

1. 2026-06-29
   days on market $384,770 Active 31 DOM
2. 2026-06-28
   days on market $384,770 Active 30 DOM
3. 2026-06-28
   days on market $384,770 Active 29 DOM
4. 2026-06-27
   days on market $384,770 Active 28 DOM
5. 2026-06-25
   days on market $384,770 Active 26 DOM
6. 2026-06-23
   days on market $384,770 Active 24 DOM
7. 2026-06-22
   days on market $384,770 Active 23 DOM
8. 2026-06-18
   days on market $384,770 Active 20 DOM
9. 2026-06-17
   days on market $384,770 Active 19 DOM
10. 2026-06-16
    days on market $384,770 Active 18 DOM
11. 2026-06-15
    days on market $384,770 Active 17 DOM
12. 2026-06-14
    days on market $384,770 Active 15 DOM
13. 2026-06-10
    pricedays on market $384,770 Active 12 DOM
14. 2026-06-09
    days on market $408,265 Active 11 DOM
15. 2026-06-08
    days on market $408,265 Active 10 DOM
16. 2026-06-07
    days on market $408,265 Active 9 DOM
17. 2026-06-03
    days on market $408,265 Active 5 DOM
18. 2026-06-02
    days on market $408,265 Active 4 DOM
19. 2026-06-01
    days on market $408,265 Active 3 DOM
20. 2026-05-31
    days on market $408,265 Active 2 DOM
21. 2026-05-31
    status $408,265 Active 1 DOM
22. 2026-05-28
    historical $408,265

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 18 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 12% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,814
• − Mortgage interest: −$21,553
• − Property taxes: −$5,772
• − Insurance: −$1,924
• − Repairs & maintenance: −$2,785
• − Management: −$2,785
• − HOA: −$1,800
• − Depreciation: −$11,193
• Taxable loss: −$12,998
• Est. tax savings @ 24.0%: +$3,120
• After-tax cash flow: $-3,086/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 95/100 None rehab

This beautifully appointed townhome in Summerfield, NC is move-in ready with excellent condition and no visible repairs needed. The property offers a modern design, spacious living areas, and a well-maintained exterior. Landscaping and furniture updates would significantly enhance its value.

Value-add opportunities

• Both landscaping — improves curb appeal and enhances property value ↑
• Both furniture — adds comfort and functionality to the living spaces ↑

C Composite school gradezoned avg 70/100

Zoned Schools

Elementary Ep Pearce Elementary A NC #24/1,410 Nat'l #1,230/41,679 Middle Kernodle Middle B+ NC #40/475 Nat'l #1,667/14,009 High Northwest Guilford High B NC #137/535 Nat'l #2,439/17,239

Schools (NCES district)

• District: Guilford County Schools
• NCES district ID: 3701920
• Math proficiency: 39% ▲ 1.00%
• Reading proficiency: 45% ▲ 1.00%
• Median HH income: $46,315
• Composite: 35.78/100
• National rank: #4842
• State rank: #99 of 178 in NC

A Composite livability gradescore 81/100

Livability — Greensboro

• Score: 81/100
• State rank: #12
• US rank: #1335

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Greensboro, NC
• County: Guilford · 584,596 people
• City population: 329,421
• Metro: Greensboro-High Point, NC
• Population (ZIP): 15,283
• Household income: $128,843
• Rent vs Own: 8.7% rent · 91.3% own
• Severe rent burden: 4% of renters

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Population outlook (Guilford County) Hauer SSP2

• Today (2025): 584,596 people
• By 2030: 616,851 · +5.5%
• By 2040: 678,451 · +16.1%
• By 2050: 734,788 · +25.7%
• By 2075: 862,985 · +47.6%
• By 2100: 948,704 · +62.3%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (80%)
• Race & ethnicity: White 80% Hispanic / Latino 7% Asian 6% Two or more races 5% Black 4% Native American 2%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Slovak 3% Romanian 3% Iranian 2%
• Foreign-born: 10% · Canada, China, South Korea
• Languages at home: 90% English-only · Spanish 4% Other Indo-European 2% Arabic 2%

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Political lean MEDSL · Guilford

• 2024 margin: Strong D (+21.8) · D 60.2% · R 38.4% · Other 1.4%
• 2008→2024 swing: +3.5pp toward D · 2008: 18.4pp · 2024: 21.8pp
• All cycles: 2024: D+21.8 2020: D+23.1 2016: D+20.0 2012: D+16.5 2008: D+18.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -62.58%
• Current HPI: 237.0528
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 26

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Industry mix (Fortune 500 HQ in NC)

Industry	F500 HQs	Revenue
▸Financial Services	2	$213B
▸Retail	2	$95B
▸Industrial Conglomerate	1	$38B
▸Metals / Steel	1	$35B
▸Utilities	1	$30B
▸Industrial Machinery	1	$19B

Property features AI

Finance

• Other: Road dedication to public use pending acceptanceLocated on Lot 30
• HOA & community: HOA with Greensboro associationMonthly association fee of $150Subdivision: Townes At Spangler Oaks

Exterior

• Parking: Attached garage with 2 spacesDrivewayGarage door opener
• Utilities: Public sewerPublic waterElectric water heaterNatural gas heating
• Home design: Residential townhouseStick/site-built constructionNew construction (built 2026)Two levelsSlab foundation
• Construction: Brick and vinyl siding exteriorSlab foundationNew construction
• Exterior features: No fencingPublic water

Interior

• Kitchen: MicrowaveDishwasherGarbage disposalGas cooktopKitchen islandPantry
• Bedrooms: Main-level bedroomSecond-level bedroomsLoft on the second level (10ft x 19ft)
• Flooring: CarpetTileVinyl
• Bathrooms: Three full bathroomsOne half bathroom
• Heating & cooling: Central air conditioningForced air heating (natural gas)Electric water heater
• Interior features: Primary bedroom on the main levelPartially floored attic with pulldown stairsSoaking tubKitchen islandPantrySeparate shower
• Laundry & utility: Second-level laundry roomWasher hookupDryer connection

Price history

-5.8% since first listed

3 events — show timeline

• 2026-06-09 Price Changed $384,770 Triad MLS
• 2026-05-30 Listed $408,265 Triad MLS
• 2026-05-28 Coming Soon $408,265 Triad MLS