915 Maupin Ave · New Haven, MO 63068

$78,500

4 bd · 2.0 ba · 2,330 sqft · SingleFamily public records · 143 Days on market

Built 1920 6,403 sqft lot $34/sqft · 71% below area ↓ 28% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.2/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Amazing 4 bed, 1.5 bath home with approx 2190sf and 2-car garage. Very traditional home at an unbelievable price. You will find large rooms and high ceilings! Main level has kitchen, bedroom, family room and dining room, which arguably could be a potential 6-bedroom home!! Upper level has 4 bedrooms and a full bath with claw ft tub. Large covered porch and 2 car detached garage make it even better. Very unique home at a great price to come and make it your own! Put in some sweat equity or even a rehab loan will work. An AGENT MUST BE PRESENT FOR ALL SHOWINGS. Do not Trespass. This property is also being marketed via auction at www.xome.com

Key facts

• 6,403 sq ft lot
• 2 garage spots
• Built 1920

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $78k.

Deal economics

• At list price, monthly cash flow is $470 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $78k).
• Recommended offer: $69k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 74/100 on livability (#72 in MO, #4,817 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• New Haven (rural): math 46% / reading 51% proficiency, ranked #49 of 324 in MO (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 32 active listings in the ZIP; 614 units permitted in Franklin County in 2024 (100 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $543 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Franklin County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 143 days — a 12% lower offer ($69k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 9y ago; this cycle's ask has dropped $16k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $66k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $69,080 (12.0% below list)

Questions for the listing agent

1. It's been on market 143 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.71% ✓
• Cap rate: 13.47%
• Cash-on-cash: 25.63%
• DSCR: 2.14
• GRM: 4.9

CMA / ARV

• ARV (median comp): $255,734
• List price: $78,500
• Delta: -69.30%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
705 Olivia Ct	0.35mi	4/3.0	2,191 (-6%)	6mo	$289,900	$132	65
202 Macarthur St	0.51mi	3/2.5 (-1)	2,470 (+6%)	3mo	$271,000	$110	57
116 Mary Hammack St St	0.38mi	3/2.5 (-1)	2,150 (-8%)	10mo	$209,900	$98	54
114 Macarthur St	0.43mi	3/2.0 (-1)	2,144 (-8%)	10mo	$209,900	$98	54
510 Olive St	0.56mi	3/2.0 (-1)	2,170 (-7%)	10mo	$225,000	$104	49
114 Arizona St	0.63mi	3/2.0 (-1)	2,249 (-4%)	20mo	$349,000	$155	43
204 Macarthur St	0.53mi	4/3.0	2,558 (+10%)	15mo	$284,900	$111	42
212 Melrose St	0.72mi	3/2.5 (-1)	2,555 (+10%)	17mo	$395,500	$155	29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.3%
• Equity multiple: 1.78×
• Total profit: $17,233
• Equity at exit: $11,705

10-year hold

• IRR: 27.6%
• Equity multiple: 3.44×
• Total profit: $53,717
• Equity at exit: $6,787

Cash invested: $21,980 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63068

• Home prices YoY: -24.4%
• Active inventory: 32
• Price-to-rent: 4.9×

Monthly cashflow live

• Estimated rent: $1,343 medium
• Mortgage (P&I): −$412
• Tax from tax record: −$147 /mo · $1,770/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$282
• Net cashflow: $470

Break-even live

Break-even rent $749

Max offer price $78,500

Occupancy floor 60%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,625
• Closing costs: $2,355
• Reserves months: —
• Total cash needed: —

Listing history 31 events

1. 2026-06-18
   days on market $78,500 Active 143 DOM
2. 2026-06-17
   days on market $78,500 Active 142 DOM
3. 2026-06-16
   days on market $78,500 Active 141 DOM
4. 2026-06-15
   days on market $78,500 Active 140 DOM
5. 2026-06-13
   days on market $78,500 Active 138 DOM
6. 2026-06-12
   days on market $78,500 Active 137 DOM
7. 2026-06-09
   days on market $78,500 Active 134 DOM
8. 2026-06-08
   days on market $78,500 Active 133 DOM
9. 2026-06-07
   days on market $78,500 Active 132 DOM
10. 2026-06-07
    days on market $78,500 Active 131 DOM
11. 2026-06-04
    days on market $78,500 Active 128 DOM
12. 2026-06-02
    days on market $78,500 Active 127 DOM
13. 2026-06-01
    days on market $78,500 Active 126 DOM
14. 2026-05-31
    days on market $78,500 Active 125 DOM
15. 2026-04-30
    price $82,500 655-char remark

    Show marketing remark (655 chars)

    Amazing 4 bed, 1.5 bath home with approx 2190sf and 2-car garage. Very traditional home at an unbelievable price. You will find large rooms and high ceilings! Main level has kitchen, bedroom, family room and dining room, which arguably could be a potential 6-bedroom home!! Upper level has 4 bedrooms and a full bath with claw ft tub. Large covered porch and 2 car detached garage make it even better. Very unique home at a great price to come and make it your own! Put in some sweat equity or even a rehab loan will work. An AGENT MUST BE PRESENT FOR ALL SHOWINGS. Do not Trespass. This property is also being marketed via auction at www.xome.com

16. 2026-03-31
    price $85,700 655-char remark

    Show marketing remark (655 chars)

    Amazing 4 bed, 1.5 bath home with approx 2190sf and 2-car garage. Very traditional home at an unbelievable price. You will find large rooms and high ceilings! Main level has kitchen, bedroom, family room and dining room, which arguably could be a potential 6-bedroom home!! Upper level has 4 bedrooms and a full bath with claw ft tub. Large covered porch and 2 car detached garage make it even better. Very unique home at a great price to come and make it your own! Put in some sweat equity or even a rehab loan will work. An AGENT MUST BE PRESENT FOR ALL SHOWINGS. Do not Trespass. This property is also being marketed via auction at www.xome.com

17. 2026-02-26
    price $90,200 655-char remark

    Show marketing remark (655 chars)

    Amazing 4 bed, 1.5 bath home with approx 2190sf and 2-car garage. Very traditional home at an unbelievable price. You will find large rooms and high ceilings! Main level has kitchen, bedroom, family room and dining room, which arguably could be a potential 6-bedroom home!! Upper level has 4 bedrooms and a full bath with claw ft tub. Large covered porch and 2 car detached garage make it even better. Very unique home at a great price to come and make it your own! Put in some sweat equity or even a rehab loan will work. An AGENT MUST BE PRESENT FOR ALL SHOWINGS. Do not Trespass. This property is also being marketed via auction at www.xome.com

18. 2026-01-26
    listed $94,900 Active 655-char remark

    Show marketing remark (655 chars)

    Amazing 4 bed, 1.5 bath home with approx 2190sf and 2-car garage. Very traditional home at an unbelievable price. You will find large rooms and high ceilings! Main level has kitchen, bedroom, family room and dining room, which arguably could be a potential 6-bedroom home!! Upper level has 4 bedrooms and a full bath with claw ft tub. Large covered porch and 2 car detached garage make it even better. Very unique home at a great price to come and make it your own! Put in some sweat equity or even a rehab loan will work. An AGENT MUST BE PRESENT FOR ALL SHOWINGS. Do not Trespass. This property is also being marketed via auction at www.xome.com

19. 2018-02-22
    soldstatus
20. 2018-02-16
    status Pending 599-char remark

    Show marketing remark (599 chars)

    Do you like the look of an older home but want all the conveniences of new? This beauty has it all! Recently remodeled throughout - new paint, new flooring, new kitchen and bath cabinets and countertops, new appliances, and much more! Original woodwork and detail remains. Pocket doors, original decorative windows in the living and dining rooms, plus original staircase woodwork. 4bdrm/1.5 baths with additional office or playroom space. Off street parking and oversize 2 car garage plus new privacy fence. This home should fit any loan program too! Offers responded to within 24-48 hours.

21. 2018-02-15
    soldstatus Closed 599-char remark

    Show marketing remark (599 chars)

    Do you like the look of an older home but want all the conveniences of new? This beauty has it all! Recently remodeled throughout - new paint, new flooring, new kitchen and bath cabinets and countertops, new appliances, and much more! Original woodwork and detail remains. Pocket doors, original decorative windows in the living and dining rooms, plus original staircase woodwork. 4bdrm/1.5 baths with additional office or playroom space. Off street parking and oversize 2 car garage plus new privacy fence. This home should fit any loan program too! Offers responded to within 24-48 hours.

22. 2018-01-05
    historical Contingent (No Kickout) 599-char remark

    Show marketing remark (599 chars)

    Do you like the look of an older home but want all the conveniences of new? This beauty has it all! Recently remodeled throughout - new paint, new flooring, new kitchen and bath cabinets and countertops, new appliances, and much more! Original woodwork and detail remains. Pocket doors, original decorative windows in the living and dining rooms, plus original staircase woodwork. 4bdrm/1.5 baths with additional office or playroom space. Off street parking and oversize 2 car garage plus new privacy fence. This home should fit any loan program too! Offers responded to within 24-48 hours.

23. 2017-11-22
    listed $104,900 Active 599-char remark

    Show marketing remark (599 chars)

    Do you like the look of an older home but want all the conveniences of new? This beauty has it all! Recently remodeled throughout - new paint, new flooring, new kitchen and bath cabinets and countertops, new appliances, and much more! Original woodwork and detail remains. Pocket doors, original decorative windows in the living and dining rooms, plus original staircase woodwork. 4bdrm/1.5 baths with additional office or playroom space. Off street parking and oversize 2 car garage plus new privacy fence. This home should fit any loan program too! Offers responded to within 24-48 hours.

24. 2017-06-19
    price $52,500
25. 2017-05-18
    price $59,900
26. 2017-04-17
    price $65,500
27. 2017-02-03
    price $68,900
28. 2017-01-05
    price $72,500
29. 2016-08-30
    soldstatus $65,850
30. 2008-07-31
    soldstatus $84,390
31. 2007-08-10
    soldstatus $114,771

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,770 · $147/mo
• Projected year-2 tax: $1,770 · $147/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,122
• − Mortgage interest: −$4,397
• − Property taxes: −$1,770
• − Insurance: −$392
• − Repairs & maintenance: −$1,290
• − Management: −$1,290
• − Depreciation: −$2,284
• Taxable income: $4,699
• Est. tax owed @ 24.0%: −$1,128
• After-tax cash flow: $4,506/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: New Haven
• NCES district ID: 2921960
• Math proficiency: 46% ▼ -3.00%
• Reading proficiency: 51% ▼ -5.00%
• Median HH income: $50,147
• Composite: 41.54/100
• National rank: #3446
• State rank: #49 of 324 in MO

Livability — New Haven

• Score: 74/100
• State rank: #72
• US rank: #4817

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New Haven, MO
• Population (ZIP): 6,581

Population outlook (Franklin County) Hauer SSP2

• Today (2025): 103,600 people
• By 2030: 103,298 · -0.3%
• By 2040: 100,607 · -2.9%
• By 2050: 94,280 · -9.0%
• By 2075: 77,103 · -25.6%
• By 2100: 54,405 · -47.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Two or more races 7% Hispanic / Latino 5%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Lithuanian 1% Iranian 1% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 97% English-only · Spanish 3%

Political lean MEDSL · Franklin

• 2024 margin: Solid R (+45.9) · D 26.5% · R 72.4% · Other 1.1%
• 2008→2024 swing: -33.5pp toward R · 2008: -12.4pp · 2024: -45.9pp
• All cycles: 2024: R+45.9 2020: R+43.8 2016: R+46.1 2012: R+27.9 2008: R+12.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.94%
• Current HPI: 173.7531
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

-28.1% since first listed

17 events — show timeline

• 2026-04-30 Price Changed $82,500 MARIS as Distributed by MLS Grid
• 2026-03-31 Price Changed $85,700 MARIS as Distributed by MLS Grid
• 2026-02-26 Price Changed $90,200 MARIS as Distributed by MLS Grid
• 2026-01-26 Listed $94,900 MARIS as Distributed by MLS Grid
• 2018-02-22 Sold (Public Records) — Public Records
• 2018-02-16 Pending — MARIS as Distributed by MLS Grid
• 2018-02-15 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2018-01-05 Contingent — MARIS as Distributed by MLS Grid
• 2017-11-22 Listed $104,900 MARIS as Distributed by MLS Grid
• 2017-06-19 Price Changed $52,500 MARIS as Distributed by MLS Grid
• 2017-05-18 Price Changed $59,900 MARIS as Distributed by MLS Grid
• 2017-04-17 Price Changed $65,500 MARIS as Distributed by MLS Grid
• 2017-02-03 Price Changed $68,900 MARIS as Distributed by MLS Grid
• 2017-01-05 Price Changed $72,500 MARIS as Distributed by MLS Grid
• 2016-08-30 Sold (Public Records) $65,850 Public Records
• 2008-07-31 Sold (Public Records) $84,390 Public Records
• 2007-08-10 Sold (Public Records) $114,771 Public Records

Property tax history

+3.6%/yr

Latest (2025): $1,770 · +4.1% YoY. Source: county tax records.