1115 Sunset Trl · East Cleveland, TN 37311

$100,000

3 bd · 1.0 ba · 1,056 sqft · SingleFamily public records · 80 Days on market

Built 1989 0.50 ac lot $95/sqft · 30% below area Est $143k · 30% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +3.2/5.0
• Schools +3.0/10.0
• Livability +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Situated along scenic Sunset Trail, this 3 bedroom, 2 bathroom mobile home offers 1,056 square feet of functional living space with plenty of potential. Being sold as is, this property presents a great opportunity for investors, first time buyers, or anyone looking to create a space tailored to their own style and needs. Inside, the layout is both practical and efficient, making the most of the available square footage. The open living area provides a natural gathering space for everyday living, while the kitchen offers ample room for meal preparation and dining. The three bedrooms, including a spacious primary bedroom, provide comfortable accommodations, and two full bathrooms add convenience for busy routines. The property offers a peaceful setting while still being within easy reach of shopping, dining, and other local amenities. With the right vision, this home can be transformed into a comfortable residence or a valuable investment property. Whether you are looking for an affordable place to call home or a project with upside potential, this property provides a solid foundation and flexibility for future improvements. Schedule your private showing today to see the possibilities this property has to offer.

Key facts

• Solid foundation
• Open living area
• 0.5 acre lot

Tags

• OPEN LIVING AREA
• SOLID FOUNDATION

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $569 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $100k).
• Recommended offer: $94k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 60/100 on livability (#269 in TN) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, schools F, amenities F.
• Bradley County (other): math 35% / reading 34% proficiency, ranked #33 of 139 in TN (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.0%/yr); 196 active listings in the ZIP; 768 units permitted in Bradley County in 2024 (0 in 5+ unit buildings).
• This rent runs 41% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Bradley County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 80 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $15k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $8k; list at $100k implies a 1233% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $94,000 (6.0% below list)

Questions for the listing agent

1. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.59% ✓
• Cap rate: 13.12%
• Cash-on-cash: 24.37%
• DSCR: 2.08
• GRM: 5.2

CMA / ARV

• ARV (median comp): $143,152
• List price: $100,000
• Delta: -30.14%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
620 Polk County Ave NE	0.30mi	3/2.0	1,073 (+2%)	2mo	$217,000	$202	78
445 Ledford Rd NE	0.58mi	3/1.0	1,092 (+3%)	3mo	$199,000	$182	65
1083 NE High St NE	0.38mi	3/1.0	1,125 (+6%)	8mo	$40,000	$36	65
1335 8th St NE	0.21mi	2/1.0 (-1)	968 (-8%)	8mo	$64,240	$66	64
1345 8th St NE	0.21mi	2/1.0 (-1)	960 (-9%)	8mo	$64,250	$67	63
1140 6th St NE	0.38mi	2/2.0 (-1)	1,000 (-5%)	3mo	$185,000	$185	62
1030 Hardwick St SE	0.70mi	3/2.0	1,036 (-2%)	9mo	$225,000	$217	52
315 Gilliland Rd SE	0.75mi	3/1.0	1,088 (+3%)	10mo	$215,000	$198	51
1785 Greenwood Ave NE	0.71mi	3/2.0	1,064 (+1%)	12mo	$255,000	$240	51
960 Berry St NE	0.65mi	3/2.0	1,014 (-4%)	12mo	$130,000	$128	49
425 Johnson Blvd SE	0.72mi	3/1.0	1,196 (+13%)	12mo	$235,000	$196	34
425 Johnson Blvd SE	0.74mi	3/1.0	1,196 (+13%)	12mo	$235,000	$196	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.95% rent growth · sell at horizon

5-year hold

• IRR: 17.6%
• Equity multiple: 1.71×
• Total profit: $19,959
• Equity at exit: $14,910

10-year hold

• IRR: 26.1%
• Equity multiple: 3.28×
• Total profit: $63,788
• Equity at exit: $8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Tennessee: 87 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

Methodology + full state rankings →

ZIP-level market 37311

• Home prices YoY: -25.4%
• Rents YoY: 3.0%
• Active inventory: 196
• Price-to-rent: 5.2×

Monthly cashflow live

• Estimated rent: $1,595 medium
• Mortgage (P&I): −$524
• Tax est. 1.5%: −$125 /mo · $1,500/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$335
• Net cashflow: $569

Break-even live

Break-even rent $875

Max offer price $100,000

Occupancy floor 59%

Sensitivity live

Price	-10% $638	-5% $603	+0% $569	+5% $534	+10% $500
Rent	-10% $443	-5% $506	+0% $569	+5% $632	+10% $695
Rate	-1.0pp $619	-0.5pp $594	base $569	+0.5pp $543	+1.0pp $516

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Listing history 25 events

1. 2026-06-19
   days on market $100,000 Active 80 DOM
2. 2026-06-18
   days on market $100,000 Active 79 DOM
3. 2026-06-17
   days on market $100,000 Active 78 DOM
4. 2026-06-16
   days on market $100,000 Active 77 DOM
5. 2026-06-15
   days on market $100,000 Active 76 DOM
6. 2026-06-14
   days on market $100,000 Active 74 DOM
7. 2026-06-13
   days on market $100,000 Active 73 DOM
8. 2026-06-10
   days on market $100,000 Active 71 DOM
9. 2026-06-09
   days on market $100,000 Active 70 DOM
10. 2026-06-08
    days on market $100,000 Active 69 DOM
11. 2026-06-07
    days on market $100,000 Active 68 DOM
12. 2026-06-05
    days on market $100,000 Active 65 DOM
13. 2026-06-02
    days on market $100,000 Active 63 DOM
14. 2026-06-01
    days on market $100,000 Active 62 DOM
15. 2026-05-31
    days on market $100,000 Active 61 DOM
16. 2026-05-30
    days on market $100,000 Active 60 DOM
17. 2026-04-20
    price $100,000 1229-char remark

    Show marketing remark (1229 chars)

    Situated along scenic Sunset Trail, this 3 bedroom, 2 bathroom mobile home offers 1,056 square feet of functional living space with plenty of potential. Being sold as is, this property presents a great opportunity for investors, first time buyers, or anyone looking to create a space tailored to their own style and needs. Inside, the layout is both practical and efficient, making the most of the available square footage. The open living area provides a natural gathering space for everyday living, while the kitchen offers ample room for meal preparation and dining. The three bedrooms, including a spacious primary bedroom, provide comfortable accommodations, and two full bathrooms add convenience for busy routines. The property offers a peaceful setting while still being within easy reach of shopping, dining, and other local amenities. With the right vision, this home can be transformed into a comfortable residence or a valuable investment property. Whether you are looking for an affordable place to call home or a project with upside potential, this property provides a solid foundation and flexibility for future improvements. Schedule your private showing today to see the possibilities this property has to offer.

18. 2026-04-20
    price $100,000 1229-char remark

    Show marketing remark (1229 chars)

    Situated along scenic Sunset Trail, this 3 bedroom, 2 bathroom mobile home offers 1,056 square feet of functional living space with plenty of potential. Being sold as is, this property presents a great opportunity for investors, first time buyers, or anyone looking to create a space tailored to their own style and needs. Inside, the layout is both practical and efficient, making the most of the available square footage. The open living area provides a natural gathering space for everyday living, while the kitchen offers ample room for meal preparation and dining. The three bedrooms, including a spacious primary bedroom, provide comfortable accommodations, and two full bathrooms add convenience for busy routines. The property offers a peaceful setting while still being within easy reach of shopping, dining, and other local amenities. With the right vision, this home can be transformed into a comfortable residence or a valuable investment property. Whether you are looking for an affordable place to call home or a project with upside potential, this property provides a solid foundation and flexibility for future improvements. Schedule your private showing today to see the possibilities this property has to offer.

19. 2026-04-20
    price $100,000

    Show marketing remark (1229 chars)

    Situated along scenic Sunset Trail, this 3 bedroom, 2 bathroom mobile home offers 1,056 square feet of functional living space with plenty of potential. Being sold as is, this property presents a great opportunity for investors, first time buyers, or anyone looking to create a space tailored to their own style and needs. Inside, the layout is both practical and efficient, making the most of the available square footage. The open living area provides a natural gathering space for everyday living, while the kitchen offers ample room for meal preparation and dining. The three bedrooms, including a spacious primary bedroom, provide comfortable accommodations, and two full bathrooms add convenience for busy routines. The property offers a peaceful setting while still being within easy reach of shopping, dining, and other local amenities. With the right vision, this home can be transformed into a comfortable residence or a valuable investment property. Whether you are looking for an affordable place to call home or a project with upside potential, this property provides a solid foundation and flexibility for future improvements. Schedule your private showing today to see the possibilities this property has to offer.

20. 2026-04-20
    price $100,000

    Show marketing remark (1229 chars)

    Situated along scenic Sunset Trail, this 3 bedroom, 2 bathroom mobile home offers 1,056 square feet of functional living space with plenty of potential. Being sold as is, this property presents a great opportunity for investors, first time buyers, or anyone looking to create a space tailored to their own style and needs. Inside, the layout is both practical and efficient, making the most of the available square footage. The open living area provides a natural gathering space for everyday living, while the kitchen offers ample room for meal preparation and dining. The three bedrooms, including a spacious primary bedroom, provide comfortable accommodations, and two full bathrooms add convenience for busy routines. The property offers a peaceful setting while still being within easy reach of shopping, dining, and other local amenities. With the right vision, this home can be transformed into a comfortable residence or a valuable investment property. Whether you are looking for an affordable place to call home or a project with upside potential, this property provides a solid foundation and flexibility for future improvements. Schedule your private showing today to see the possibilities this property has to offer.

21. 2026-03-31
    listed $115,000 Active

    Show marketing remark (1229 chars)

    Situated along scenic Sunset Trail, this 3 bedroom, 2 bathroom mobile home offers 1,056 square feet of functional living space with plenty of potential. Being sold as is, this property presents a great opportunity for investors, first time buyers, or anyone looking to create a space tailored to their own style and needs. Inside, the layout is both practical and efficient, making the most of the available square footage. The open living area provides a natural gathering space for everyday living, while the kitchen offers ample room for meal preparation and dining. The three bedrooms, including a spacious primary bedroom, provide comfortable accommodations, and two full bathrooms add convenience for busy routines. The property offers a peaceful setting while still being within easy reach of shopping, dining, and other local amenities. With the right vision, this home can be transformed into a comfortable residence or a valuable investment property. Whether you are looking for an affordable place to call home or a project with upside potential, this property provides a solid foundation and flexibility for future improvements. Schedule your private showing today to see the possibilities this property has to offer.

22. 2026-03-31
    listed $115,000 Active 1229-char remark

    Show marketing remark (1229 chars)

    Situated along scenic Sunset Trail, this 3 bedroom, 2 bathroom mobile home offers 1,056 square feet of functional living space with plenty of potential. Being sold as is, this property presents a great opportunity for investors, first time buyers, or anyone looking to create a space tailored to their own style and needs. Inside, the layout is both practical and efficient, making the most of the available square footage. The open living area provides a natural gathering space for everyday living, while the kitchen offers ample room for meal preparation and dining. The three bedrooms, including a spacious primary bedroom, provide comfortable accommodations, and two full bathrooms add convenience for busy routines. The property offers a peaceful setting while still being within easy reach of shopping, dining, and other local amenities. With the right vision, this home can be transformed into a comfortable residence or a valuable investment property. Whether you are looking for an affordable place to call home or a project with upside potential, this property provides a solid foundation and flexibility for future improvements. Schedule your private showing today to see the possibilities this property has to offer.

23. 2026-03-31
    listed $115,000 Active 1229-char remark

    Show marketing remark (1229 chars)

    Situated along scenic Sunset Trail, this 3 bedroom, 2 bathroom mobile home offers 1,056 square feet of functional living space with plenty of potential. Being sold as is, this property presents a great opportunity for investors, first time buyers, or anyone looking to create a space tailored to their own style and needs. Inside, the layout is both practical and efficient, making the most of the available square footage. The open living area provides a natural gathering space for everyday living, while the kitchen offers ample room for meal preparation and dining. The three bedrooms, including a spacious primary bedroom, provide comfortable accommodations, and two full bathrooms add convenience for busy routines. The property offers a peaceful setting while still being within easy reach of shopping, dining, and other local amenities. With the right vision, this home can be transformed into a comfortable residence or a valuable investment property. Whether you are looking for an affordable place to call home or a project with upside potential, this property provides a solid foundation and flexibility for future improvements. Schedule your private showing today to see the possibilities this property has to offer.

24. 2026-03-31
    listed $115,000 Active

    Show marketing remark (1229 chars)

    Situated along scenic Sunset Trail, this 3 bedroom, 2 bathroom mobile home offers 1,056 square feet of functional living space with plenty of potential. Being sold as is, this property presents a great opportunity for investors, first time buyers, or anyone looking to create a space tailored to their own style and needs. Inside, the layout is both practical and efficient, making the most of the available square footage. The open living area provides a natural gathering space for everyday living, while the kitchen offers ample room for meal preparation and dining. The three bedrooms, including a spacious primary bedroom, provide comfortable accommodations, and two full bathrooms add convenience for busy routines. The property offers a peaceful setting while still being within easy reach of shopping, dining, and other local amenities. With the right vision, this home can be transformed into a comfortable residence or a valuable investment property. Whether you are looking for an affordable place to call home or a project with upside potential, this property provides a solid foundation and flexibility for future improvements. Schedule your private showing today to see the possibilities this property has to offer.

25. 1988-07-21
    soldstatus $7,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 6 d/yr ≥104°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,136
• − Mortgage interest: −$5,602
• − Property taxes: −$1,500
• − Insurance: −$500
• − Repairs & maintenance: −$1,531
• − Management: −$1,531
• − Depreciation: −$2,909
• Taxable income: $5,563
• Est. tax owed @ 24.0%: −$1,335
• After-tax cash flow: $5,489/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bradley County
• NCES district ID: 4700330
• Math proficiency: 35% ▼ -5.00%
• Reading proficiency: 34% ▼ -2.00%
• Median HH income: $45,807
• Composite: 29.54/100
• National rank: #6494
• State rank: #33 of 139 in TN

Livability — East Cleveland

• Score: 60/100
• State rank: #269
• US rank: #18751

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: East Cleveland, TN
• County: Bradley County · 99,337 people
• Metro: Cleveland, TN
• Population (ZIP): 30,720
• Household income: $47,153
• Rent vs Own: 53.4% rent · 46.6% own
• Severe rent burden: 1184.0

Population outlook (Bradley County) Hauer SSP2

• Today (2025): 114,901 people
• By 2030: 120,137 · +4.6%
• By 2040: 130,125 · +13.2%
• By 2050: 139,257 · +21.2%
• By 2075: 161,664 · +40.7%
• By 2100: 179,767 · +56.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 12% Black 9% Two or more races 6%
• Hispanic origin (detail): Mexican 7% Puerto Rican 2%
• Common ancestry: Slovak 3% Serbian 2% Italian 1%
• Foreign-born: 6% · Canada
• Languages at home: 88% English-only · Spanish 9% Russian/Polish/Slavic 1%

Political lean MEDSL · Bradley

• 2024 margin: Solid R (+58.9) · D 20.0% · R 78.9% · Other 1.1%
• 2008→2024 swing: -9.2pp toward R · 2008: -49.7pp · 2024: -58.9pp
• All cycles: 2024: R+58.9 2020: R+55.3 2016: R+59.1 2012: R+53.9 2008: R+49.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -97.10%
• Current HPI: 285.0723
• Rent YoY: ▲ 2.95%
• Metro: Cleveland, TN
• State GDP YoY: ▲ 2.78%
• F500 in state: 22

Industry mix (Fortune 500 HQ in TN)

Industry	F500 HQs	Revenue
▸Healthcare	3	$91B
▸Retail	3	$72B
▸Transportation / Logistics	1	$88B
▸Paper / Packaging	1	$19B
▸Insurance	1	$13B
▸Energy	1	$12B

Price history

+1233.3% since first listed

9 events — show timeline

• 2026-04-20 Price Changed $100,000 RCAOR
• 2026-04-20 Price Changed $100,000 GCAR
• 2026-04-20 Price Changed $100,000 REALTRACS as Distributed by MLS Grid
• 2026-04-20 Price Changed $100,000 Knoxville MLS
• 2026-03-31 Listed $115,000 REALTRACS as Distributed by MLS Grid
• 2026-03-31 Listed $115,000 Knoxville MLS
• 2026-03-31 Listed $115,000 GCAR
• 2026-03-31 Listed $115,000 RCAOR
• 1988-07-21 Sold (Public Records) $7,500 Public Records

Property tax history

-1.9%/yr

Latest (2025): $93 · +66.1% YoY. Source: county tax records.