2743 E Saguaro Dr · Coolidge, AZ 85194

$150,000

2 bd · 1.0 ba · 746 sqft · SingleFamily public records · 24 Days on market

Built 1962 6,488 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.3/30.0
• ARV discount +7.5/15.0
• DSCR +5.4/10.0
• 1% rule +4.7/10.0
• Livability +2.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome Home!! This cozy home offers the opportunity for unrestricted expansion with NO HOA. Truly giving you the ability to make this your own. New Microwave and Stove, spacious kitchen with separate dining area. Updated wiring and roof was recently installed in 2021. Tile Flooring and Full RV hookups on the west side of the home. This is priced to sell to hurry it wont last long!

Key facts

• Electrical updates
• Updated kitchen
• New roof

Tags

• UPDATED KITCHEN
• NEW ROOF
• ELECTRICAL UPDATES

Property features AI

Finance

• HOA & community: No association fees; Biking/walking path in the community

Exterior

• Parking: RV access and RV gate
• Utilities: Private water company; Septic system (septic tank)
• Home design: Single-family residence; Fee simple ownership
• Construction: Stucco and painted wood-frame construction; Composition roof
• Exterior features: Natural desert front and back; Gravel/stone front and back; Storage; Chain-link and wood fencing; Gravel road access (county maintained)

Interior

• Kitchen: Built-in microwave; Refrigerator; Disposal
• Bedrooms: 2 possible bedrooms
• Flooring: Tile flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Electric heating; Central air; Ceiling fans
• Interior features: Granite counters; Low-emissivity dual-pane vinyl frame windows; Zero-grade (no-step) entry; Storage

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $109 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (3.3% below list).
• Recommended offer: $145k (3.3% below list) — sets the bar for 1% rule.
• Cap rate 7.2% vs local median 4.5% in Coolidge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#235 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Coolidge Unified District (4442) (town): math 8% / reading 14% proficiency, ranked #229 of 249 in AZ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: West Elementary School (math 6% / reading 13%, grade F, #1,037 of 1,109 statewide, top 94%, 733 students, 74% FRL); Coolidge Jr. High School (math 7% / reading 11%, grade F, #200 of 218 statewide, top 93%, 362 students, 80% FRL); Coolidge High School (math 8% / reading 12%, grade F, #343 of 381 statewide, top 93%, 640 students, 68% FRL).
• Market conditions: 215 active listings in the ZIP; solid renter incomes; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 24 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $144,982 (3.3% below list)

Questions for the listing agent

1. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.97% ✗
• Cap rate: 7.16%
• Cash-on-cash: 3.11%
• DSCR: 1.14
• GRM: 8.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -11.4%
• Equity multiple: 0.59×
• Total profit: $-17,359
• Equity at exit: $22,365

10-year hold

• IRR: -2.1%
• Equity multiple: 0.85×
• Total profit: $-6,109
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85194

• Home prices YoY: -24.0%
• Active inventory: 215
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $1,450 medium
• Mortgage (P&I): −$787
• Tax est. 1.5%: −$188 /mo · $2,250/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$304
• Net cashflow: $109

Break-even live

Break-even rent $1,312

Max offer price $150,000

Occupancy floor 88%

Sensitivity live

Price	-10% $212	-5% $161	+0% $109	+5% $57	+10% $5
Rent	-10% $-6	-5% $51	+0% $109	+5% $166	+10% $223
Rate	-1.0pp $184	-0.5pp $147	base $109	+0.5pp $70	+1.0pp $30

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Listing history 44 events

1. 2026-06-21
   days on market $150,000 Active 24 DOM
2. 2026-06-18
   days on market $150,000 Active 21 DOM
3. 2026-06-17
   days on market $150,000 Active 20 DOM
4. 2026-06-16
   days on market $150,000 Active 19 DOM
5. 2026-06-15
   days on market $150,000 Active 18 DOM
6. 2026-06-13
   days on market $150,000 Active 16 DOM
7. 2026-06-13
   days on market $150,000 Active 15 DOM
8. 2026-06-09
   days on market $150,000 Active 12 DOM
9. 2026-06-08
   days on market $150,000 Active 11 DOM
10. 2026-06-07
    days on market $150,000 Active 10 DOM
11. 2026-06-04
    days on market $150,000 Active 7 DOM
12. 2026-06-03
    days on market $150,000 Active 6 DOM
13. 2026-06-02
    days on market $150,000 Active 5 DOM
14. 2026-06-01
    days on market $150,000 Active 4 DOM
15. 2026-05-31
    days on market $150,000 Active 3 DOM
16. 2026-05-28
    listed $150,000 Active
17. 2026-01-18
    historical
18. 2025-12-31
    listed $175,000 Active
19. 2023-03-27
    soldstatus $175,000 Closed 389-char remark

    Show marketing remark (389 chars)

    Welcome Home!! This cozy home offers the opportunity for unrestricted expansion with NO HOA. Truly giving you the ability to make this your own. New Microwave and Stove, spacious kitchen with separate dining area. Updated wiring and roof was recently installed in 2021. Tile Flooring and Full RV hookups on the west side of the home. This is priced to sell to hurry it wont last long!

20. 2023-03-27
    soldstatus $175,000

    Show marketing remark (389 chars)

    Welcome Home!! This cozy home offers the opportunity for unrestricted expansion with NO HOA. Truly giving you the ability to make this your own. New Microwave and Stove, spacious kitchen with separate dining area. Updated wiring and roof was recently installed in 2021. Tile Flooring and Full RV hookups on the west side of the home. This is priced to sell to hurry it wont last long!

21. 2023-02-21
    status Pending 389-char remark

    Show marketing remark (389 chars)

    Welcome Home!! This cozy home offers the opportunity for unrestricted expansion with NO HOA. Truly giving you the ability to make this your own. New Microwave and Stove, spacious kitchen with separate dining area. Updated wiring and roof was recently installed in 2021. Tile Flooring and Full RV hookups on the west side of the home. This is priced to sell to hurry it wont last long!

22. 2023-02-04
    status Active 389-char remark

    Show marketing remark (389 chars)

    Welcome Home!! This cozy home offers the opportunity for unrestricted expansion with NO HOA. Truly giving you the ability to make this your own. New Microwave and Stove, spacious kitchen with separate dining area. Updated wiring and roof was recently installed in 2021. Tile Flooring and Full RV hookups on the west side of the home. This is priced to sell to hurry it wont last long!

23. 2023-01-28
    status Pending 389-char remark

    Show marketing remark (389 chars)

    Welcome Home!! This cozy home offers the opportunity for unrestricted expansion with NO HOA. Truly giving you the ability to make this your own. New Microwave and Stove, spacious kitchen with separate dining area. Updated wiring and roof was recently installed in 2021. Tile Flooring and Full RV hookups on the west side of the home. This is priced to sell to hurry it wont last long!

24. 2023-01-18
    listed $169,900 Active 389-char remark

    Show marketing remark (389 chars)

    Welcome Home!! This cozy home offers the opportunity for unrestricted expansion with NO HOA. Truly giving you the ability to make this your own. New Microwave and Stove, spacious kitchen with separate dining area. Updated wiring and roof was recently installed in 2021. Tile Flooring and Full RV hookups on the west side of the home. This is priced to sell to hurry it wont last long!

25. 2021-08-18
    soldstatus $161,000 Closed
26. 2021-08-18
    soldstatus $163,000
27. 2021-08-12
    status Pending
28. 2021-08-11
    soldstatus $161,000 Closed
29. 2021-07-26
    historical Under Contract Accepting Backups
30. 2021-07-21
    listed $161,000 Active
31. 2019-04-10
    soldstatus $45,000 Closed
32. 2019-04-10
    soldstatus $45,000
33. 2019-04-04
    status Pending
34. 2019-03-27
    price $50,000
35. 2019-03-06
    price $65,000
36. 2019-02-13
    listed $70,000 Active
37. 2016-02-05
    historical
38. 2016-02-05
    soldstatus $27,500 Closed
39. 2016-01-12
    status Pending
40. 2015-10-28
    price $29,900
41. 2015-04-29
    listed $35,000 Active
42. 2015-04-09
    historical
43. 2015-01-23
    listed $50,000 Active
44. 2000-02-28
    soldstatus $36,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,398
• − Mortgage interest: −$8,402
• − Property taxes: −$2,250
• − Insurance: −$750
• − Repairs & maintenance: −$1,392
• − Management: −$1,392
• − Depreciation: −$4,364
• Taxable loss: −$1,152
• Est. tax savings @ 24.0%: +$276
• After-tax cash flow: $1,581/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Coolidge Unified District (4442)
• NCES district ID: 0402320
• Math proficiency: 8% ▼ -6.00%
• Reading proficiency: 14% ▼ -2.00%
• Median HH income: $49,182
• Composite: 10.35/100
• National rank: #9787
• State rank: #229 of 249 in AZ

Livability — Coolidge

• Score: 57/100
• State rank: #235
• US rank: #22344

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Pinal County · 399,947 people
• City population: 19,487
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 8,077
• Household income: $82,935
• Rent vs Own: 10.1% rent · 89.9% own
• Severe rent burden: 17.0

Population outlook (Pinal County) Hauer SSP2

• Today (2025): 437,574 people
• By 2030: 446,903 · +2.1%
• By 2040: 452,589 · +3.4%
• By 2050: 444,126 · +1.5%
• By 2075: 430,300 · -1.7%
• By 2100: 393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (66%)
• Race & ethnicity: White 66% Hispanic / Latino 27% Two or more races 9% Asian 2%
• Hispanic origin (detail): Mexican 25%
• Common ancestry: Portuguese 3% Romanian 3% Lithuanian 2%
• Foreign-born: 13% · Canada
• Languages at home: 78% English-only · Spanish 20% Other Asian/Pacific 2%

Political lean MEDSL · Pinal

• 2024 margin: Strong R (+22.1) · D 38.5% · R 60.6%
• 2008→2024 swing: -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
• All cycles: 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -79.29%
• Current HPI: 251.5364
• Rent YoY: —
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

+311.0% since first listed

29 events — show timeline

• 2026-05-28 Listed $150,000 ARMLS
• 2026-01-18 Listing Removed — ARMLS
• 2025-12-31 Listed $175,000 ARMLS
• 2023-03-27 Sold (Public Records) $175,000 Public Records
• 2023-03-27 Sold (MLS) $175,000 ARMLS
• 2023-02-21 Pending — ARMLS
• 2023-02-04 Relisted — ARMLS
• 2023-01-28 Pending — ARMLS
• 2023-01-18 Listed $169,900 ARMLS
• 2021-08-18 Sold (Public Records) $163,000 Public Records
• 2021-08-18 Sold (MLS) $161,000 ARMLS
• 2021-08-12 Pending — ARMLS
• 2021-08-11 Sold (MLS) $161,000 ARMLS
• 2021-07-26 Contingent — ARMLS
• 2021-07-21 Listed $161,000 ARMLS
• 2019-04-10 Sold (Public Records) $45,000 Public Records
• 2019-04-10 Sold (MLS) $45,000 ARMLS
• 2019-04-04 Pending — ARMLS
• 2019-03-27 Price Changed $50,000 ARMLS
• 2019-03-06 Price Changed $65,000 ARMLS
• 2019-02-13 Listed $70,000 ARMLS
• 2016-02-05 Listing Removed — ARMLS
• 2016-02-05 Sold (MLS) $27,500 ARMLS
• 2016-01-12 Pending — ARMLS
• 2015-10-28 Price Changed $29,900 ARMLS
• 2015-04-29 Listed $35,000 ARMLS
• 2015-04-09 Listing Removed — ARMLS
• 2015-01-23 Listed $50,000 ARMLS
• 2000-02-28 Sold (Public Records) $36,500 Public Records

Property tax history

-1.5%/yr

Latest (2025): $217 · +4.0% YoY. Source: county tax records.