3675 N Country Club Dr #2401 · Aventura, FL
Flood risk 8/10 · Major
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.98%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.2/30.0
- 1% rule +8.4/10.0
- ARV discount +7.5/15.0
- DSCR +5.4/10.0
- Schools +5.0/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$279,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Enjoy elevated living from this 24th-floor 2BD/2BA in the heart of Aventura. Bright living area opens to a private balcony with stunning, unobstructed intracoastal and skyline views. Natural light fills the space, creating a clean and inviting feel throughout. Split-bedroom layout offers comfort and privacy with a flow from entry through living areas and into each bedroom. Located in a secure, amenity-rich building featuring fitness center, sauna, billiard room, library, and more. Prime location from Aventura Mall. Available furnished!
Key facts
- Split-bedroom layout
- Fitness center
- Secure building
Tags
Property features AI
Finance
- HOA & community: Monthly HOA dues; Association amenities include elevator(s), hot water, maintained community, common area maintenance, trash service, and water; Pets allowed (contact association)
Exterior
- Parking: Assigned parking; Guest parking
- Utilities: Public water; Public sewer; Other utilities
- Home design: Condominium; 27-story building; Faces east; Resale unit
- Construction: Other construction materials; Other roof
- Exterior features: Not waterfront
Interior
- Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
- Bedrooms: 3 bedrooms on the main level
- Flooring: Tile flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Walk-in closet(s); Split bedroom layout
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $279k.
Deal economics
- At list price, monthly cash flow is $133 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $279k).
- Recommended offer: $271k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.2% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: schools A+, health & safety A+, amenities A; Watch: crime D+, cost of living F.
- Market conditions: Rents soft (-1.5%/yr); 985 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
- At $3,748/mo this rent would consume 49% of the median local household income ($91k/yr) (locally 1838% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 60 days — a 3% lower offer ($271k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; HOA is 27% of rent.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 60 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.34% ✓
- Cap rate
- 7.15%
- Cash-on-cash
- 3.06%
- DSCR
- 1.14
- GRM
- 6.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -17.8%
- Equity multiple
- 0.40×
- Total profit
- $-47,110
- Equity at exit
- $41,600
- IRR
- -21.8%
- Equity multiple
- 0.10×
- Total profit
- $-70,085
- Equity at exit
- $24,123
Cash invested: $78,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33180
- Rents YoY
- -1.5%
- Active inventory
- 985
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $3,748 high interval (Pro) →
- Mortgage (P&I)
- −$1,463
- Tax from tax record
- −$187 /mo · $2,247/yr
- Insurance
- −$116
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$995
- Vacancy / Maint / Mgmt
- −$787
- Net cashflow
- $133
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,750
- Closing costs
- $8,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3180 S Ocean Dr #1709 Hallandale Beach, FL | 2.0 | 2.0 | 1105 | $4,000 | $3.62 | 7d | 1 | 0.82mi |
| 3180 S Ocean Dr Hallandale Beach, FL | 2.0–3.0 | 2.0 | 1263 | $3,750 | $2.97 | 20d | 2 | 0.82mi |
| 3180 S Ocean Dr Hallandale Beach, FL | 2.0–3.0 | 2.0 | 1285 | $3,650 | $2.84 | 24d | 3 | 0.82mi |
| 3140 S Ocean Dr Hallandale Beach, FL | 2.0 | 2.0 | 1100 | $4,250 | $3.86 | 1d | 2 | 0.85mi |
| 2065 S Ocean Dr Unit 1049793P Hallandale Beach, FL | 2.0 | 2.0 | 871 | $4,971 | $5.71 | 7d | 1 | 0.89mi |
| 2080 S Ocean Dr Hallandale Beach, FL | 2.0–3.0 | 2.0–2.5 | 1270 | $3,900 | $3.07 | 24d | 7 | 0.90mi |
| 2080 S Ocean Dr Hallandale Beach, FL | 2.0–3.0 | 2.0–2.5 | 1270 | $3,800 | $2.99 | 3d | 11 | 0.90mi |
| 2080 S Ocean Dr #8 Hallandale Beach, FL | 2.0 | 2.0 | 1100 | $4,000 | $3.64 | 24d | 1 | 0.90mi |
| 1950 S Ocean Dr Unit 12M Hallandale Beach, FL | 1.0 | 1.5 | 870 | $3,800 | $4.37 | 2d | 1 | 1.08mi |
| 1950 S Ocean Dr Unit 3D Hallandale Beach, FL | 1.0 | 1.5 | 870 | $3,950 | $4.54 | 5d | 1 | 1.08mi |
| 1950 S Ocean Dr Unit 12M Hallandale Beach, FL | 1.0 | 1.5 | 870 | $3,800 | $4.37 | 17d | 1 | 1.08mi |
| 1950 S Ocean Dr Unit 3D Hallandale Beach, FL | 1.0 | 1.5 | 870 | $3,950 | $4.54 | 12d | 1 | 1.08mi |
| 1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL | 1.0–2.0 | 1.0–2.0 | 844 | $2,465 | $2.92 | 3d | 2 | 1.30mi |
| 1850 S Ocean Dr #3509 Hallandale Beach, FL | 2.0 | 1.0 | 1086 | $4,300 | $3.96 | 24d | 1 | 1.33mi |
| 1850 S Ocean Dr #2909 Hallandale Beach, FL | 2.0 | 1.0 | 1086 | $4,050 | $3.73 | 24d | 1 | 1.33mi |
| 1850 S Ocean Dr #3509 Hallandale Beach, FL | 2.0 | 1.0 | 1086 | $4,000 | $3.68 | 3d | 1 | 1.33mi |
| 1850 S Ocean Dr #4009 Hallandale Beach, FL | 2.0 | 1.0 | 1086 | $3,900 | $3.59 | 24d | 1 | 1.33mi |
| 2602 E Hallandale Beach Blvd Hallandale Beach, FL | 3.0 | 1.0–3.0 | 1011 | $3,862 | $3.82 | 1d | 5 | 1.34mi |
| 2602 E Hallandale Beach Blvd Hallandale Beach, FL | 1.0–2.0 | 1.0–2.0 | 1070 | $4,219 | $3.94 | 20d | 4 | 1.34mi |
| 2602 E Hallandale Beach Blvd Hallandale Beach, FL | 1.0–2.0 | 1.0–2.0 | 1092 | $4,750 | $4.35 | 24d | 3 | 1.34mi |
| 2600 E Hallandale Beach Blvd Unit T3307 Hallandale Beach, FL | 2.0 | 2.0 | 1030 | $4,500 | $4.37 | 24d | 1 | 1.34mi |
| 2600 E Hallandale Beach Blvd Unit T3208 Hallandale Beach, FL | 2.0 | 2.0 | 1030 | $6,950 | $6.75 | 24d | 1 | 1.34mi |
| 2600 E Hallandale Beach Blvd Unit T3110 Hallandale Beach, FL | 2.0 | 2.0 | 1028 | $3,650 | $3.55 | 24d | 1 | 1.34mi |
| 2601 E Hallandale Beach Blvd Unit 1227344P Hallandale Beach, FL | 1.0–2.0 | 1.0–2.0 | 844 | $2,465 | $2.92 | 1d | 2 | 1.35mi |
| 1830 S Ocean Dr #3005 Hallandale Beach, FL | 1.0 | 1.0 | 811 | $4,000 | $4.93 | 2d | 1 | 1.37mi |
| 1830 S Ocean Dr #3909 Hallandale Beach, FL | 1.0 | 1.0 | 844 | $5,000 | $5.92 | 24d | 1 | 1.37mi |
| 1830 S Ocean Dr #1107 Hallandale Beach, FL | 1.0 | 1.0 | 871 | $3,750 | $4.31 | 24d | 1 | 1.37mi |
| 1830 S Ocean Dr #4212 Hallandale Beach, FL | 1.0 | 1.0 | 844 | $3,800 | $4.50 | 24d | 1 | 1.37mi |
| 1830 S Ocean Dr #2409 Hallandale Beach, FL | 1.0 | 1.0 | 844 | $4,300 | $5.09 | 14d | 1 | 1.37mi |
| 1830 S Ocean Dr #4309 Hallandale Beach, FL | 1.0 | 1.0 | 844 | $3,900 | $4.62 | 24d | 1 | 1.37mi |
| 1830 S Ocean Dr #2412 Hallandale Beach, FL | 1.0 | 1.0 | 844 | $3,600 | $4.27 | 10d | 1 | 1.37mi |
| 1830 S Ocean Dr #4712 Hallandale Beach, FL | 1.0 | 1.0 | 844 | $3,950 | $4.68 | 24d | 1 | 1.37mi |
| 1830 S Ocean Dr #4412 Hallandale Beach, FL | 1.0 | 1.0 | 844 | $4,500 | $5.33 | 7d | 1 | 1.37mi |
| 1830 S Ocean Dr #3407 Hallandale Beach, FL | 1.0 | 1.0 | 871 | $4,000 | $4.59 | 24d | 1 | 1.37mi |
| 1830 S Ocean Dr #1812 Hallandale Beach, FL | 1.0 | 1.0 | 844 | $3,999 | $4.74 | 2d | 1 | 1.37mi |
| 1830 S Ocean Dr #3605 Hallandale Beach, FL | 1.0 | 1.0 | 811 | $4,500 | $5.55 | 3d | 1 | 1.37mi |
| 1830 S Ocean Dr #4709 Hallandale Beach, FL | 1.0 | 1.0 | 844 | $3,800 | $4.50 | 3d | 1 | 1.37mi |
| 1830 S Ocean Dr #3112 Hallandale Beach, FL | 1.0 | 1.0 | 844 | $3,700 | $4.38 | 2d | 1 | 1.37mi |
| 1830 S Ocean Dr #2907 Hallandale Beach, FL | 1.0 | 1.0 | 871 | $4,000 | $4.59 | 3d | 1 | 1.37mi |
| 1830 S Ocean Dr #4612 Hallandale Beach, FL | 1.0 | 1.0 | 844 | $4,950 | $5.86 | 24d | 1 | 1.37mi |
HOA detail condo
- Monthly dues
- $995 · $11,940/yr
- Likely covers
- gym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 18 events
-
2026-06-18days on market $279,000 Active 60 DOM
-
2026-06-17days on market $279,000 Active 59 DOM
-
2026-06-16days on market $279,000 Active 58 DOM
-
2026-06-15days on market $279,000 Active 57 DOM
-
2026-06-13days on market $279,000 Active 55 DOM
-
2026-06-09days on market $279,000 Active 51 DOM
-
2026-06-08days on market $279,000 Active 50 DOM
-
2026-06-07days on market $279,000 Active 49 DOM
-
2026-06-04days on market $279,000 Active 46 DOM
-
2026-06-03days on market $279,000 Active 45 DOM
-
2026-06-02days on market $279,000 Active 44 DOM
-
2026-06-01days on market $279,000 Active 43 DOM
-
2026-05-31days on market $279,000 Active 42 DOM
-
2026-04-19$279,000 Active
-
2015-02-04soldstatus $248,500
-
2014-03-28soldstatus $157,000
-
1991-10-29soldstatus $58,000
-
1974-07-01soldstatus $30,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,247 · $187/mo
- Projected year-2 tax
- $2,316 · $193/mo
- Expected delta
- +$69/yr (+$6/mo · 3.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X · 98% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥103°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $44,979
- − Mortgage interest
- −$15,628
- − Property taxes
- −$2,247
- − Insurance
- −$2,192
- − Repairs & maintenance
- −$3,598
- − Management
- −$3,598
- − HOA
- −$11,940
- − Depreciation
- −$8,116
- Taxable loss
- −$2,342
- Est. tax savings @ 24.0%
- +$562
- After-tax cash flow
- $2,159/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
No district data.
Livability — Aventura
- Score
- 80/100
- State rank
- #127
- US rank
- #1834
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Aventura, FL
- County
- Miami-Dade County · 2,697,751 people
- City population
- 34,147
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 34,147
- Household income
- $91,055
- Rent vs Own
- Severe rent burden
- 1838.0
Population outlook (Miami-Dade County) Hauer SSP2
- Today (2025)
- 3,126,439 people
- By 2030
- 3,325,765 · +6.4%
- By 2040
- 3,697,561 · +18.3%
- By 2050
- 4,012,134 · +28.3%
- By 2075
- 4,605,612 · +47.3%
- By 2100
- 4,866,598 · +55.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
- Common ancestry
- Scotch-Irish 5% Romanian 5% Italian 3%
- Foreign-born
- 52% · Canada, Jamaica, Dominican Republic
- Languages at home
- 30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%
Political lean MEDSL · Miami-Dade
- 2024 margin
- R (+11.4) · D 43.9% · R 55.4%
- 2008→2024 swing
- -27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
- All cycles
- 2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -343.81%
- Current HPI
- 234.7715
- Rent YoY
- ▼ -1.51%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+830.0% since first listed5 events — show timeline
- 2026-04-19 Listed $279,000 Beaches MLS
- 2015-02-04 Sold (Public Records) $248,500 Public Records
- 2014-03-28 Sold (Public Records) $157,000 Public Records
- 1991-10-29 Sold (Public Records) $58,000 Public Records
- 1974-07-01 Sold (Public Records) $30,000 Public Records
Property tax history
+7.2%/yrLatest (2025): $2,247 · +6.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…