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15967 W El Tiro Rd
D Composite 41.53
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.9/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.6/10.0
  • Rent growth +3.4/5.0
  • Schools +3.1/10.0
  • 1% rule +2.9/10.0
  • Livability +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$265,000

15967 W El Tiro Rd · Avra Valley, AZ 85653
5 bd · 2.0 ba · 390 sqft · Manufactured public records · 4 Days on market
Built 1999 1.00 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Quiet and private acre lot. Spacious 4 br home needs work. Large living room, split bedroom plan, front and rear deck. Breakfast nook in kitchen. Textured walls. 390sf addition includes 1BR & Family rm. Metal storage and chicken coup stay. Home is being sold as is, no repairs or trash removal will be done. Buyer to pay a $5,500.00 Bankruptcy Trustee Release fee at time of closing. EM deposit required is $1500.Short sale is being negotiated by professionals. Utilities for inspection purposes are the buyer's responsibility.

Key facts

  • Workshop spaces
  • Covered patio
  • Updated bathrooms

Tags

UPDATED MANUFACTURED HOMEOUTDOOR SPACESCOVERED PATIOSTORAGE SHEDSWORKSHOP SPACESUPDATED BATHROOMS

Property features AI

Finance

  • Other: Zoned Pima County - GR1

Exterior

  • Parking: Attached garage
  • Security: Smoke detector(s)
  • Utilities: Water from a water company; Septic tank
  • Home design: Manufactured home; One story; Faces west
  • Construction: Stucco exterior; Shingle roof; Built area approximately 1,884
  • Exterior features: Deck; Patio; East/West exposure; Dirt road access (owner maintenance)

Interior

  • Kitchen: Dishwasher; Gas range
  • Bedrooms: Bedrooms not specified
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air; Ceiling fans
  • Interior features: Walk-in closets; Skylights; Smoke detectors
  • Laundry & utility: Laundry room with washer and dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath manufactured listed at $265k.

Deal economics

  • At list price, monthly cash flow is $77 ($925/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (20.7% below list).
  • Recommended offer: $210k (20.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 54/100 on livability (#275 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D-, amenities F, commute F.
  • Marana Unified District (4404) (suburban): math 31% / reading 37% proficiency, ranked #83 of 249 in AZ (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Roadrunner Elementary School (math 12% / reading 22%, grade F, #814 of 1,109 statewide, top 76%, 374 students, 73% FRL); Marana Middle School (math 24% / reading 30%, grade F, #97 of 218 statewide, top 45%, 907 students, 44% FRL); Marana High School (math 21% / reading 24%, grade F, #210 of 381 statewide, top 55%, 2,379 students, 36% FRL) — zoned schools average 51% FRL vs 35% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.4%/yr); 416 active listings in the ZIP; solid renter incomes; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $55k; list at $265k implies a 380% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $210,146 (20.7% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.64%
Cash-on-cash
1.25%
DSCR
1.06
GRM
10.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.43% rent growth · sell at horizon

5-year hold
IRR
-13.9%
Equity multiple
0.50×
Total profit
$-37,241
Equity at exit
$39,512
10-year hold
IRR
-4.6%
Equity multiple
0.69×
Total profit
$-22,821
Equity at exit
$22,912

Cash invested: $74,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85653

Home prices YoY
-21.8%
Rents YoY
3.4%
Active inventory
416
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$2,101 medium interval (Pro) →
Mortgage (P&I)
$1,390
Tax from tax record
$83 /mo · $996/yr
Insurance
$110
HOA
$0
Vacancy / Maint / Mgmt
$441
Net cashflow
$77

Break-even live

Break-even rent $2,004
Max offer price $265,000
Occupancy floor 91%

Sensitivity live

Price -10% $227 -5% $152 +0% $77 +5% $2 +10% $-73
Rent -10% $-89 -5% $-6 +0% $77 +5% $160 +10% $243
Rate -1.0pp $211 -0.5pp $144 base $77 +0.5pp $8 +1.0pp $-61

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,250
Closing costs
$7,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-06-21
    days on market $265,000 Active 4 DOM
  2. 2026-06-18
    pricedays on marketlisting id $265,000 Active 1 DOM
  3. 2026-05-19
    listed $275,000 Active
  4. 2018-08-30
    soldstatus $55,261 Closed 531-char remark
    Show marketing remark (531 chars)

    Quiet and private acre lot. Spacious 4 br home needs work. Large living room, split bedroom plan, front and rear deck. Breakfast nook in kitchen. Textured walls. 390sf addition includes 1BR & Family rm. Metal storage and chicken coup stay. Home is being sold as is, no repairs or trash removal will be done. Buyer to pay a $5,500.00 Bankruptcy Trustee Release fee at time of closing. EM deposit required is $1500.Short sale is being negotiated by professionals. Utilities for inspection purposes are the buyer's responsibility.

  5. 2018-08-20
    status Pending 531-char remark
    Show marketing remark (531 chars)

    Quiet and private acre lot. Spacious 4 br home needs work. Large living room, split bedroom plan, front and rear deck. Breakfast nook in kitchen. Textured walls. 390sf addition includes 1BR & Family rm. Metal storage and chicken coup stay. Home is being sold as is, no repairs or trash removal will be done. Buyer to pay a $5,500.00 Bankruptcy Trustee Release fee at time of closing. EM deposit required is $1500.Short sale is being negotiated by professionals. Utilities for inspection purposes are the buyer's responsibility.

  6. 2017-12-01
    historical 531-char remark
    Show marketing remark (531 chars)

    Quiet and private acre lot. Spacious 4 br home needs work. Large living room, split bedroom plan, front and rear deck. Breakfast nook in kitchen. Textured walls. 390sf addition includes 1BR & Family rm. Metal storage and chicken coup stay. Home is being sold as is, no repairs or trash removal will be done. Buyer to pay a $5,500.00 Bankruptcy Trustee Release fee at time of closing. EM deposit required is $1500.Short sale is being negotiated by professionals. Utilities for inspection purposes are the buyer's responsibility.

  7. 2017-11-16
    listed $50,300 Active 531-char remark
    Show marketing remark (531 chars)

    Quiet and private acre lot. Spacious 4 br home needs work. Large living room, split bedroom plan, front and rear deck. Breakfast nook in kitchen. Textured walls. 390sf addition includes 1BR & Family rm. Metal storage and chicken coup stay. Home is being sold as is, no repairs or trash removal will be done. Buyer to pay a $5,500.00 Bankruptcy Trustee Release fee at time of closing. EM deposit required is $1500.Short sale is being negotiated by professionals. Utilities for inspection purposes are the buyer's responsibility.

  8. 2006-04-28
    soldstatus $150,000 353-char remark
  9. 2006-04-28
    soldstatus $150,000
  10. 2006-01-30
    listed $157,500 353-char remark
  11. 2002-09-10
    historical
  12. 2002-07-19
    listed $110,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$996 · $83/mo
Projected year-2 tax
$1,749 · $146/mo
Expected delta
+$753/yr (+$63/mo · 75.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,218
− Mortgage interest
−$14,844
− Property taxes
−$996
− Insurance
−$1,325
− Repairs & maintenance
−$2,017
− Management
−$2,017
− Depreciation
−$7,709
Taxable loss
−$3,691
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$886
After-tax cash flow
$1,811/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marana Unified District (4404)
NCES district ID
0404630
Math proficiency
31% ▼ -11.00%
Reading proficiency
37% ▼ -5.00%
Median HH income
$65,282
Composite
30.96/100
National rank
#6103
State rank
#83 of 249 in AZ

Livability — Avra Valley

Score
54/100
State rank
#275
US rank
#23869

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Avra Valley, AZ
County
Pima County · 1,012,107 people
Metro
Tucson, AZ
Population (ZIP)
23,574
Household income
$86,154
Rent vs Own
15.4% rent · 84.6% own
Severe rent burden
181.0

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 61% Hispanic / Latino 27% Two or more races 15% Black 3% Native American 2% Asian 1%
Hispanic origin (detail)
Mexican 22% Puerto Rican 2%
Common ancestry
Romanian 4% Lithuanian 2% Slovak 2%
Foreign-born
6% · Canada
Languages at home
88% English-only · Spanish 9% Other Asian/Pacific 1%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -69.29%
Current HPI
249.3403
Rent YoY
▲ 3.43%
Metro
Tucson, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+140.9% since first listed
12 events — show timeline
  • 2026-06-18 Listed $265,000 MLSSAZ
  • 2026-05-28 Listing Removed MLSSAZ
  • 2026-05-19 Listed $275,000 MLSSAZ
  • 2018-08-30 Sold (MLS) $55,261 MLSSAZ
  • 2018-08-20 Pending MLSSAZ
  • 2017-12-01 Listing Removed MLSSAZ
  • 2017-11-16 Listed $50,300 MLSSAZ
  • 2006-04-28 Sold (Public Records) $150,000 Public Records
  • 2006-04-28 Sold (MLS) $150,000 MLSSAZ
  • 2006-01-30 Listed $157,500 MLSSAZ
  • 2002-09-10 Listing Removed MLSSAZ
  • 2002-07-19 Listed $110,000 MLSSAZ

Property tax history

-0.5%/yr

Latest (2025): $996 · +5.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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