12958 Trade Port Pl · Riverview, FL 33579

$189,000

2 bd · 3.0 ba · 1,532 sqft · Townhouse public records · 102 Days on market

Built 2009 1,257 sqft lot $404/mo HOA · 20% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.3/30.0
• ARV discount +7.5/15.0
• 1% rule +5.8/10.0
• Appreciation +4.3/10.0
• Schools +4.2/10.0
• Livability +4.0/5.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• DSCR +2.3/10.0

Listing remarks MLS

One or more photo(s) has been virtually staged. Welcome to the highly desirable Townhomes of Summerfield, where comfort, convenience, and maintenance-free living come together. This beautifully updated 2-bedroom, 2.5-bathroom townhome offers 1,532 square feet of thoughtfully designed living space, perfect for both relaxing and entertaining. Step inside to a freshly painted interior featuring brand-new luxury vinyl plank flooring in the living and dining areas and new plush carpeting that adds warmth and style throughout. The spacious floor plan includes a bright upstairs loft that is perfect for a home office, study area, or additional living space, offering flexibility to suit your lifestyle. The well-appointed kitchen showcases maple cabinetry, durable ceramic tile flooring, and ample storage, making it both functional and inviting. A brand-new HVAC system provides year-round comfort and efficiency. Upstairs, both bedrooms offer privacy and comfort, with tub and shower combinations in the primary and secondary bathrooms. A washer and dryer are included, adding everyday convenience. Enjoy Florida living from your private screened lanai, the ideal place to relax with morning coffee or unwind in the evenings. Residents of the Townhomes of Summerfield enjoy access to exceptional community amenities including a resort-style pool, fitness center, clubhouse, basketball courts, sand volleyball court, playground, and dog park. Ideally located just off Big Bend Road with easy access to I-75, this prime location places you minutes from shopping, dining, schools, banks, and a hospital. Commuters will appreciate being only 25 minutes from Downtown Tampa, 30 minutes from MacDill Air Force Base, and 45 minutes from Tampa International Airport. Apollo Beach waterfront dining is just 15 minutes away, while Gulf Coast beaches and Orlando’s world-famous attractions are all within about an hour’s drive. Experience the perfect blend of modern updates, low-maintenance living, and an unbeatable location in this exceptional Summerfield townhome.

Key facts

• Bright upstairs loft
• Maple cabinetry
• $404 HOA

Tags

• LUXURY VINYL PLANK FLOORING
• BRIGHT UPSTAIRS LOFT
• WELL-APPOINTED KITCHEN
• MAPLE CABINETRY
• CERAMIC TILE FLOORING
• BRAND-NEW HVAC SYSTEM

What this means for you Summary

Snapshot

• This is a 2-bed/3.0-bath townhouse listed at $189k.

Deal economics

• At list price, monthly cash flow is $-173 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $158k (16.2% below list).
• Meets the 1% rule at list price ($2k rent vs $189k).
• Recommended offer: $158k (16.2% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 79/100 on livability (#134 in FL, #2,000 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, employment B+; Watch: amenities F.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Summerfield Crossings Elementary School (math 43% / reading 45%, grade F, #1,330 of 2,144 statewide, top 63%, 869 students, 53% FRL); East Bay High School (math 24% / reading 35%, grade F, #447 of 667 statewide, top 68%, 1,995 students, 51% FRL) — zoned schools at 52% FRL track the district average.
• Market conditions: Rents rising (+1.2%/yr); 463 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.4%/yr); year-one equity from $1k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 102 days — a 9% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 12y ago; this cycle's ask has dropped $11k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $77k; list at $189k implies a 145% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $158,436 (16.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 5.19%
• Cash-on-cash: -3.92%
• DSCR: 0.83
• GRM: 7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.42% appreciation · 1.18% rent growth · sell at horizon

5-year hold

• IRR: -15.0%
• Equity multiple: 0.39×
• Total profit: $-32,151
• Equity at exit: $41,832

10-year hold

• IRR: -10.7%
• Equity multiple: 0.18×
• Total profit: $-43,566
• Equity at exit: $40,773

Cash invested: $52,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33579

• Home prices YoY: -0.6%
• Rents YoY: 1.2%
• Active inventory: 463
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $2,035 high
• Mortgage (P&I): −$991
• Tax from tax record: −$307 /mo · $3,683/yr
• Insurance: −$79
• HOA: −$404
• Vacancy / Maint / Mgmt: −$427
• Net cashflow: $-173

Break-even live

Break-even rent $2,254

Max offer price $158,436

Occupancy floor —

Sensitivity live

Price	-10% $-66	-5% $-120	+0% $-173	+5% $-227	+10% $-280
Rent	-10% $-334	-5% $-253	+0% $-173	+5% $-93	+10% $-12
Rate	-1.0pp $-78	-0.5pp $-125	base $-173	+0.5pp $-222	+1.0pp $-272

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,250
• Closing costs: $5,670
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10943 Keys Gate Dr Riverview, FL	2.0	2.5	1532	$1,800	$1.17	4d	1	0.05mi
10932 Keys Gate Dr Riverview, FL	3.0	2.5	1408	$1,750	$1.24	4d	1	0.07mi
12906 Trade Port Pl Riverview, FL	2.0	2.5	1532	$1,800	$1.17	26d	1	0.07mi
10811 Brickside Ct Riverview, FL	3.0	2.5	1408	$1,675	$1.19	19d	1	0.15mi
10811 Brickside Ct Riverview, FL	3.0	2.5	1408	$1,675	$1.19	26d	1	0.15mi
10806 Brickside Ct Riverview, FL	2.0	2.5	1448	$1,650	$1.14	4d	1	0.17mi
12942 Utopia Gardens Way Riverview, FL	3.0	2.5	1668	$2,390	$1.43	1d	1	0.26mi
12942 Utopia Gardens Way Riverview, FL	3.0	2.5	1668	$2,350	$1.41	4d	1	0.26mi
12938 Fennway Ridge Dr Riverview, FL	3.0	2.5	1541	$2,000	$1.30	1d	1	0.30mi
12961 Utopia Gardens Way Riverview, FL	3.0	2.5	1668	$1,890	$1.13	17d	1	0.30mi
13114 Fennway Ridge Dr Riverview, FL	3.0	2.5	1556	$2,245	$1.44	3d	1	0.42mi
13106 Dobree Pl Riverview, FL	2.0	2.0	1404	$2,350	$1.67	26d	1	0.59mi
12612 Ocelot Pl Riverview, FL	3.0	2.0	1296	$2,100	$1.62	6d	1	0.63mi
11030 Whittney Chase Dr Riverview, FL	3.0	2.0	1270	$2,295	$1.81	1d	1	0.64mi
11218 Scotchwood Dr Riverview, FL	3.0	2.0	1546	$2,150	$1.39	16d	1	0.65mi
12820 Belvedere Song Way Riverview, FL	3.0	2.5	1513	$2,000	$1.32	26d	1	0.66mi
10221 Summerview Cir Riverview, FL	3.0	2.0	1481	$1,969	$1.33	26d	1	0.72mi
12805 Avelar Manor Pl Riverview, FL	3.0	2.0	1832	$2,375	$1.30	25d	1	0.75mi
11110 Cherrywood Ln Riverview, FL	3.0	2.0	1264	$2,045	$1.62	6d	1	0.76mi
13311 Laraway Dr Riverview, FL	3.0	2.0	1136	$1,779	$1.57	4d	1	0.79mi
13344 Laraway Dr Riverview, FL	3.0	2.0	1190	$1,829	$1.54	4d	1	0.84mi
12845 Longcrest Dr Riverview, FL	3.0	2.0	1812	$2,210	$1.22	0d	1	0.84mi
10428 Orchid Mist Ct Riverview, FL	3.0	2.5	1789	$2,035	$1.14	6d	1	0.85mi
13332 Laraway Dr Riverview, FL	3.0	2.0	1136	$2,021	$1.78	6d	1	0.85mi
10425 Red Carpet Ct Riverview, FL	3.0	3.0	1688	$2,150	$1.27	22d	1	0.86mi
10925 Subtle Trail Dr Riverview, FL	3.0	2.0	1716	$2,000	$1.17	26d	1	0.91mi
13305 Silvercreek Dr Riverview, FL	3.0	2.0	1743	$2,099	$1.20	6d	1	0.98mi
11025 Golden Silence Dr Riverview, FL	3.0	2.5	1785	$2,210	$1.24	15d	1	0.99mi
12327 Healey Summit Ln Riverview, FL	2.0	2.5	1390	$1,750	$1.26	26d	1	0.99mi
12514 Early Run Ln Riverview, FL	3.0	2.0	1856	$2,225	$1.20	26d	1	1.04mi
11759 Lynmoor Dr Riverview, FL	3.0	2.0	1355	$2,019	$1.49	6d	1	1.05mi
12322 Foxmoor Peak Dr Riverview, FL	2.0	2.5	1390	$2,200	$1.58	26d	1	1.06mi
11802 Lynmoor Dr Riverview, FL	3.0	2.0	1335	$1,950	$1.46	16d	1	1.07mi
12315 Foxmoor Peak Dr Riverview, FL	2.0	2.5	1400	$1,800	$1.29	26d	1	1.08mi
12315 Foxmoor Peak Dr Riverview, FL	2.0	2.5	1383	$1,700	$1.23	4d	1	1.08mi
10610 Opus Dr Riverview, FL	3.0	2.0	1292	$1,999	$1.55	4d	1	1.09mi
10805 Australian Pine Dr Riverview, FL	3.0	2.0	1897	$2,350	$1.24	26d	1	1.10mi
12932 Fieldmoor Ct Riverview, FL	3.0	2.0	1355	$1,895	$1.40	19d	1	1.11mi
12932 Fieldmoor Ct Riverview, FL	3.0	2.0	1355	$1,895	$1.40	16d	1	1.11mi
10401 Opus Dr Riverview, FL	3.0	2.0	1341	$2,095	$1.56	6d	1	1.11mi

HOA detail

• Monthly dues: $404 · $4,848/yr
• Likely covers: waterpoolgym

Listing history 29 events

1. 2026-06-21
   days on market $189,000 Active 102 DOM
2. 2026-06-18
   days on market $189,000 Active 99 DOM
3. 2026-06-17
   days on market $189,000 Active 98 DOM
4. 2026-06-16
   days on market $189,000 Active 97 DOM
5. 2026-06-15
   days on market $189,000 Active 96 DOM
6. 2026-06-13
   days on market $189,000 Active 94 DOM
7. 2026-06-13
   days on market $189,000 Active 93 DOM
8. 2026-06-09
   days on market $189,000 Active 90 DOM
9. 2026-06-08
   days on market $189,000 Active 89 DOM
10. 2026-06-07
    days on market $189,000 Active 88 DOM
11. 2026-06-04
    days on market $189,000 Active 85 DOM
12. 2026-06-03
    days on market $189,000 Active 84 DOM
13. 2026-06-02
    days on market $189,000 Active 83 DOM
14. 2026-06-01
    days on market $189,000 Active 82 DOM
15. 2026-05-31
    days on market $189,000 Active 81 DOM
16. 2026-05-18
    price $196,000 2071-char remark

    Show marketing remark (2071 chars)

    One or more photo(s) has been virtually staged. Welcome to the highly desirable Townhomes of Summerfield, where comfort, convenience, and maintenance-free living come together. This beautifully updated 2-bedroom, 2.5-bathroom townhome offers 1,532 square feet of thoughtfully designed living space, perfect for both relaxing and entertaining. Step inside to a freshly painted interior featuring brand-new luxury vinyl plank flooring in the living and dining areas and new plush carpeting that adds warmth and style throughout. The spacious floor plan includes a bright upstairs loft that is perfect for a home office, study area, or additional living space, offering flexibility to suit your lifestyle. The well-appointed kitchen showcases maple cabinetry, durable ceramic tile flooring, and ample storage, making it both functional and inviting. A brand-new HVAC system provides year-round comfort and efficiency. Upstairs, both bedrooms offer privacy and comfort, with tub and shower combinations in the primary and secondary bathrooms. A washer and dryer are included, adding everyday convenience. Enjoy Florida living from your private screened lanai, the ideal place to relax with morning coffee or unwind in the evenings. Residents of the Townhomes of Summerfield enjoy access to exceptional community amenities including a resort-style pool, fitness center, clubhouse, basketball courts, sand volleyball court, playground, and dog park. Ideally located just off Big Bend Road with easy access to I-75, this prime location places you minutes from shopping, dining, schools, banks, and a hospital. Commuters will appreciate being only 25 minutes from Downtown Tampa, 30 minutes from MacDill Air Force Base, and 45 minutes from Tampa International Airport. Apollo Beach waterfront dining is just 15 minutes away, while Gulf Coast beaches and Orlando’s world-famous attractions are all within about an hour’s drive. Experience the perfect blend of modern updates, low-maintenance living, and an unbeatable location in this exceptional Summerfield townhome.

17. 2026-04-17
    price $199,000 2071-char remark

    Show marketing remark (2071 chars)

    One or more photo(s) has been virtually staged. Welcome to the highly desirable Townhomes of Summerfield, where comfort, convenience, and maintenance-free living come together. This beautifully updated 2-bedroom, 2.5-bathroom townhome offers 1,532 square feet of thoughtfully designed living space, perfect for both relaxing and entertaining. Step inside to a freshly painted interior featuring brand-new luxury vinyl plank flooring in the living and dining areas and new plush carpeting that adds warmth and style throughout. The spacious floor plan includes a bright upstairs loft that is perfect for a home office, study area, or additional living space, offering flexibility to suit your lifestyle. The well-appointed kitchen showcases maple cabinetry, durable ceramic tile flooring, and ample storage, making it both functional and inviting. A brand-new HVAC system provides year-round comfort and efficiency. Upstairs, both bedrooms offer privacy and comfort, with tub and shower combinations in the primary and secondary bathrooms. A washer and dryer are included, adding everyday convenience. Enjoy Florida living from your private screened lanai, the ideal place to relax with morning coffee or unwind in the evenings. Residents of the Townhomes of Summerfield enjoy access to exceptional community amenities including a resort-style pool, fitness center, clubhouse, basketball courts, sand volleyball court, playground, and dog park. Ideally located just off Big Bend Road with easy access to I-75, this prime location places you minutes from shopping, dining, schools, banks, and a hospital. Commuters will appreciate being only 25 minutes from Downtown Tampa, 30 minutes from MacDill Air Force Base, and 45 minutes from Tampa International Airport. Apollo Beach waterfront dining is just 15 minutes away, while Gulf Coast beaches and Orlando’s world-famous attractions are all within about an hour’s drive. Experience the perfect blend of modern updates, low-maintenance living, and an unbeatable location in this exceptional Summerfield townhome.

18. 2026-03-11
    listed $200,000 Active 2071-char remark

    Show marketing remark (2071 chars)

    One or more photo(s) has been virtually staged. Welcome to the highly desirable Townhomes of Summerfield, where comfort, convenience, and maintenance-free living come together. This beautifully updated 2-bedroom, 2.5-bathroom townhome offers 1,532 square feet of thoughtfully designed living space, perfect for both relaxing and entertaining. Step inside to a freshly painted interior featuring brand-new luxury vinyl plank flooring in the living and dining areas and new plush carpeting that adds warmth and style throughout. The spacious floor plan includes a bright upstairs loft that is perfect for a home office, study area, or additional living space, offering flexibility to suit your lifestyle. The well-appointed kitchen showcases maple cabinetry, durable ceramic tile flooring, and ample storage, making it both functional and inviting. A brand-new HVAC system provides year-round comfort and efficiency. Upstairs, both bedrooms offer privacy and comfort, with tub and shower combinations in the primary and secondary bathrooms. A washer and dryer are included, adding everyday convenience. Enjoy Florida living from your private screened lanai, the ideal place to relax with morning coffee or unwind in the evenings. Residents of the Townhomes of Summerfield enjoy access to exceptional community amenities including a resort-style pool, fitness center, clubhouse, basketball courts, sand volleyball court, playground, and dog park. Ideally located just off Big Bend Road with easy access to I-75, this prime location places you minutes from shopping, dining, schools, banks, and a hospital. Commuters will appreciate being only 25 minutes from Downtown Tampa, 30 minutes from MacDill Air Force Base, and 45 minutes from Tampa International Airport. Apollo Beach waterfront dining is just 15 minutes away, while Gulf Coast beaches and Orlando’s world-famous attractions are all within about an hour’s drive. Experience the perfect blend of modern updates, low-maintenance living, and an unbeatable location in this exceptional Summerfield townhome.

19. 2024-04-19
    historical $1,750
20. 2024-04-03
    price $1,750
21. 2024-03-12
    price $1,800
22. 2024-01-27
    listed $1,850
23. 2015-02-19
    soldstatus $77,000
24. 2015-02-18
    soldstatus $85,000 Sold 622-char remark

    Show marketing remark (622 chars)

    SHORT SALE! OPPORTUNITY KNOCKS TO OWN PICTURE PERFECT TOWNHOME in Summerfield community. One owner townhome has been well maintained & is ready for new owner. ALL APPLIANCES ARE INCLUDED! HOA INCLUDES WATER, CABLE, ALL OUTSIDE MAINTENANCE. Live where the livin is EZ. Great location just minutes from new medical center, ST. JOSEPH HOSPITAL OPENING early 2015, tons of shopping, banks, restraurants & more. EZ drive & perfect location for AMAZON employees. Great access to I-75 for Tampa, Bradenton & Sarasota commuters. Just an hour drive to Florida's most beautiful beaches. LOCATION! LOCATION!

25. 2014-09-14
    status Pending 622-char remark

    Show marketing remark (622 chars)

    SHORT SALE! OPPORTUNITY KNOCKS TO OWN PICTURE PERFECT TOWNHOME in Summerfield community. One owner townhome has been well maintained & is ready for new owner. ALL APPLIANCES ARE INCLUDED! HOA INCLUDES WATER, CABLE, ALL OUTSIDE MAINTENANCE. Live where the livin is EZ. Great location just minutes from new medical center, ST. JOSEPH HOSPITAL OPENING early 2015, tons of shopping, banks, restraurants & more. EZ drive & perfect location for AMAZON employees. Great access to I-75 for Tampa, Bradenton & Sarasota commuters. Just an hour drive to Florida's most beautiful beaches. LOCATION! LOCATION!

26. 2014-09-02
    price $75,000 622-char remark

    Show marketing remark (622 chars)

    SHORT SALE! OPPORTUNITY KNOCKS TO OWN PICTURE PERFECT TOWNHOME in Summerfield community. One owner townhome has been well maintained & is ready for new owner. ALL APPLIANCES ARE INCLUDED! HOA INCLUDES WATER, CABLE, ALL OUTSIDE MAINTENANCE. Live where the livin is EZ. Great location just minutes from new medical center, ST. JOSEPH HOSPITAL OPENING early 2015, tons of shopping, banks, restraurants & more. EZ drive & perfect location for AMAZON employees. Great access to I-75 for Tampa, Bradenton & Sarasota commuters. Just an hour drive to Florida's most beautiful beaches. LOCATION! LOCATION!

27. 2014-08-25
    listed $80,000 Active 622-char remark

    Show marketing remark (622 chars)

    SHORT SALE! OPPORTUNITY KNOCKS TO OWN PICTURE PERFECT TOWNHOME in Summerfield community. One owner townhome has been well maintained & is ready for new owner. ALL APPLIANCES ARE INCLUDED! HOA INCLUDES WATER, CABLE, ALL OUTSIDE MAINTENANCE. Live where the livin is EZ. Great location just minutes from new medical center, ST. JOSEPH HOSPITAL OPENING early 2015, tons of shopping, banks, restraurants & more. EZ drive & perfect location for AMAZON employees. Great access to I-75 for Tampa, Bradenton & Sarasota commuters. Just an hour drive to Florida's most beautiful beaches. LOCATION! LOCATION!

28. 2007-12-03
    soldstatus $3,524,600
29. 2005-09-29
    soldstatus $3,258,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,683 · $307/mo
• Projected year-2 tax: $3,683 · $307/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 29 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,422
• − Mortgage interest: −$10,587
• − Property taxes: −$3,683
• − Insurance: −$945
• − Repairs & maintenance: −$1,954
• − Management: −$1,954
• − HOA: −$4,848
• − Depreciation: −$5,498
• Taxable loss: −$5,047
• Est. tax savings @ 24.0%: +$1,211
• After-tax cash flow: $-865/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Riverview

• Score: 79/100
• State rank: #134
• US rank: #2000

Category grades

Amenities F Commute B Cost of living B+ Crime B Employment B+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Riverview, FL
• County: Hillsborough County · 1,540,968 people
• City population: 137,988
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 49,470
• Household income: $116,134
• Rent vs Own: 16.5% rent · 83.5% own
• Severe rent burden: 258.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.71)
• Race & ethnicity: White 42% Hispanic / Latino 25% Black 24% Two or more races 19% Asian 5%
• Hispanic origin (detail): Mexican 3% Puerto Rican 12% Cuban 3% Dominican 1%
• Common ancestry: Hispanic 1% British 1% Romanian 1%
• Foreign-born: 17% · Canada, Jamaica, China
• Languages at home: 73% English-only · Spanish 19% Other Indo-European 2% French/Haitian/Cajun 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.42%
• Current HPI: 240.5825
• Rent YoY: ▲ 1.18%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-94.0% since first listed

14 events — show timeline

• 2026-05-18 Price Changed $196,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-17 Price Changed $199,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-11 Listed $200,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-19 Rental Removed $1,750 STELLARMLS
• 2024-04-03 Price Changed $1,750 STELLARMLS
• 2024-03-12 Price Changed $1,800 STELLARMLS
• 2024-01-27 Listed for Rent $1,850 STELLARMLS
• 2015-02-19 Sold (Public Records) $77,000 Public Records
• 2015-02-18 Sold (MLS) $85,000 Stellar MLS as Distributed by MLS Grid
• 2014-09-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-09-02 Price Changed $75,000 Stellar MLS as Distributed by MLS Grid
• 2014-08-25 Listed $80,000 Stellar MLS as Distributed by MLS Grid
• 2007-12-03 Sold (Public Records) $3,524,600 Public Records
• 2005-09-29 Sold (Public Records) $3,258,000 Public Records

Property tax history

+12.1%/yr

Latest (2025): $3,683 · +11.6% YoY. Source: county tax records.