10350 SW 62nd Terrace Rd · Liberty Triangle, FL 34476

$169,000

2 bd · 2.0 ba · 1,749 sqft · SingleFamily public records · 92 Days on market

Built 1996 10,019 sqft lot $97/sqft · 25% below area Est $226k · 25% under $324/mo HOA · 17% of rent ↓ 3% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.5/30.0
• ARV discount +15.0/15.0
• 1% rule +6.0/10.0
• DSCR +4.8/10.0
• Schools +3.6/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

One or more photo(s) has been virtually staged. Move-in ready and beautifully refreshed, this inviting home blends modern style with everyday comfort. A soft, neutral designer palette creates a light and airy atmosphere, offering the perfect backdrop for any décor style. The tastefully updated kitchen is sure to impress, featuring a stylish accent backsplash that adds character and charm—ideal for both casual meals and entertaining. The primary suite offers a relaxing retreat, highlighted by a well-appointed en-suite bath with dual vanities for added functionality and convenience. Step outside to your private patio, the perfect spot to enjoy morning coffee, unwind in the evenings, or host intimate gatherings. Fresh interior paint enhances the home’s crisp, clean feel, making it truly turnkey and ready for its next owner. Offering a seamless blend of comfort, style, and livability, this home is a must-see. Schedule your private showing today and make it yours!

Key facts

• Dual vanities
• Private patio
• En-suite bath

Tags

• UPDATED KITCHEN
• ACCENT BACKSPLASH
• PRIVATE PATIO
• EN-SUITE BATH
• DUAL VANITIES
• FRESH INTERIOR PAINT

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $169k.

Deal economics

• At list price, monthly cash flow is $69 ($828/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $169k).
• Recommended offer: $154k (9.0% below list) — sets the bar for market timing.
• Cap rate 6.8% vs local median 4.5% in Liberty Triangle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents soft (-2.6%/yr); 852 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 34% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 92 days — a 9% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $16k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $153,790 (9.0% below list)

Questions for the listing agent

1. It's been on market 92 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 6.78%
• Cash-on-cash: 1.75%
• DSCR: 1.08
• GRM: 7.6

CMA / ARV

• ARV (median comp): $226,203
• List price: $169,000
• Delta: -25.29%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10501 SW 60th Ter	0.36mi	3/2.0 (+1)	1,699 (-3%)	4mo	$224,900	$132	70
9619 SW 62nd Ct	0.31mi	3/2.0 (+1)	1,615 (-8%)	11mo	$255,490	$158	59
10031 SW 62nd Cir	0.50mi	3/2.0 (+1)	1,855 (+6%)	3mo	$200,000	$108	59
6166 SW 100th Loop	0.35mi	3/2.0 (+1)	1,535 (-12%)	7mo	$174,000	$113	52
10314 SW 63rd Ave	0.07mi	3/2.0 (+1)	1,491 (-15%)	22mo	$227,819	$153	49
5920 SW 102nd St	0.47mi	3/2.0 (+1)	1,495 (-14%)	2mo	$235,000	$157	47
6246 SW 115th Street Rd	0.74mi	3/2.0 (+1)	1,526 (-13%)	19mo	$224,900	$147	23

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -17.5%
• Equity multiple: 0.40×
• Total profit: $-28,280
• Equity at exit: $25,198

10-year hold

• IRR: -18.3%
• Equity multiple: 0.17×
• Total profit: $-39,372
• Equity at exit: $14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34476

• Rents YoY: -2.6%
• Active inventory: 852
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $1,864 high
• Mortgage (P&I): −$886
• Tax from tax record: −$123 /mo · $1,471/yr
• Insurance: −$70
• HOA: −$324
• Vacancy / Maint / Mgmt: −$391
• Net cashflow: $69

Break-even live

Break-even rent $1,776

Max offer price $169,000

Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,250
• Closing costs: $5,070
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14173 SW 60th Ter Unit 2 Ocala, FL	2.0	2.0	1127	$1,450	$1.29	21d	1	0.40mi
6035 SW 98th Street Rd Ocala, FL	2.0	2.0	1494	$1,650	$1.10	14d	1	0.60mi
10912 SW 69th Cir Ocala, FL	2.0	2.0	1169	$1,600	$1.37	21d	1	0.77mi
11302 SW 62nd Cir Ocala, FL	3.0	2.0	1526	$2,095	$1.37	21d	1	0.97mi
10417 SW 52nd Ct Ocala, FL	3.0	2.0	1577	$1,995	$1.27	14d	1	1.11mi
10061 SW 74th Ter Ocala, FL	3.0	2.0	1894	$1,995	$1.05	14d	1	1.18mi
6367 SW 117th Street Rd Ocala, FL	3.0	2.0	1602	$2,650	$1.65	21d	1	1.20mi
9324 SW 58th Cir Ocala, FL	3.0	2.0	2141	$2,500	$1.17	21d	1	1.21mi
9198 SW 62nd Terrace Rd Ocala, FL	3.0	2.0	1710	$1,850	$1.08	14d	1	1.21mi
6243 SW 90th St Ocala, FL	2.0	2.0	1700	$1,750	$1.03	21d	1	1.39mi
7195 SW 92nd St Ocala, FL	3.0	2.5	1220	$1,750	$1.43	21d	1	1.43mi
7750 SW 100th St Ocala, FL	3.0	2.0	1805	$1,795	$0.99	21d	1	1.46mi
7750 SW 100th St Ocala, FL	3.0	2.0	1805	$1,750	$0.97	14d	1	1.47mi

HOA detail

• Monthly dues: $324 · $3,888/yr

Listing history 27 events

1. 2026-06-18
   days on market $169,000 Active 92 DOM
2. 2026-06-17
   days on market $169,000 Active 91 DOM
3. 2026-06-16
   days on market $169,000 Active 90 DOM
4. 2026-06-15
   days on market $169,000 Active 89 DOM
5. 2026-06-14
   days on market $169,000 Active 87 DOM
6. 2026-06-13
   pricedays on market $169,000 Active 86 DOM
7. 2026-06-10
   days on market $174,000 Active 84 DOM
8. 2026-06-09
   days on market $174,000 Active 83 DOM
9. 2026-06-09
   status $174,000 Active 82 DOM
10. 2026-04-16
    price $179,000 999-char remark

    Show marketing remark (999 chars)

    One or more photo(s) has been virtually staged. Move-in ready and beautifully refreshed, this inviting home blends modern style with everyday comfort. A soft, neutral designer palette creates a light and airy atmosphere, offering the perfect backdrop for any décor style. The tastefully updated kitchen is sure to impress, featuring a stylish accent backsplash that adds character and charm—ideal for both casual meals and entertaining. The primary suite offers a relaxing retreat, highlighted by a well-appointed en-suite bath with dual vanities for added functionality and convenience. Step outside to your private patio, the perfect spot to enjoy morning coffee, unwind in the evenings, or host intimate gatherings. Fresh interior paint enhances the home’s crisp, clean feel, making it truly turnkey and ready for its next owner. Offering a seamless blend of comfort, style, and livability, this home is a must-see. Schedule your private showing today and make it yours!

11. 2026-04-09
    status Active 999-char remark

    Show marketing remark (999 chars)

    One or more photo(s) has been virtually staged. Move-in ready and beautifully refreshed, this inviting home blends modern style with everyday comfort. A soft, neutral designer palette creates a light and airy atmosphere, offering the perfect backdrop for any décor style. The tastefully updated kitchen is sure to impress, featuring a stylish accent backsplash that adds character and charm—ideal for both casual meals and entertaining. The primary suite offers a relaxing retreat, highlighted by a well-appointed en-suite bath with dual vanities for added functionality and convenience. Step outside to your private patio, the perfect spot to enjoy morning coffee, unwind in the evenings, or host intimate gatherings. Fresh interior paint enhances the home’s crisp, clean feel, making it truly turnkey and ready for its next owner. Offering a seamless blend of comfort, style, and livability, this home is a must-see. Schedule your private showing today and make it yours!

12. 2026-03-27
    status Pending 999-char remark

    Show marketing remark (999 chars)

    One or more photo(s) has been virtually staged. Move-in ready and beautifully refreshed, this inviting home blends modern style with everyday comfort. A soft, neutral designer palette creates a light and airy atmosphere, offering the perfect backdrop for any décor style. The tastefully updated kitchen is sure to impress, featuring a stylish accent backsplash that adds character and charm—ideal for both casual meals and entertaining. The primary suite offers a relaxing retreat, highlighted by a well-appointed en-suite bath with dual vanities for added functionality and convenience. Step outside to your private patio, the perfect spot to enjoy morning coffee, unwind in the evenings, or host intimate gatherings. Fresh interior paint enhances the home’s crisp, clean feel, making it truly turnkey and ready for its next owner. Offering a seamless blend of comfort, style, and livability, this home is a must-see. Schedule your private showing today and make it yours!

13. 2026-02-20
    listed $185,000 Active 999-char remark

    Show marketing remark (999 chars)

    One or more photo(s) has been virtually staged. Move-in ready and beautifully refreshed, this inviting home blends modern style with everyday comfort. A soft, neutral designer palette creates a light and airy atmosphere, offering the perfect backdrop for any décor style. The tastefully updated kitchen is sure to impress, featuring a stylish accent backsplash that adds character and charm—ideal for both casual meals and entertaining. The primary suite offers a relaxing retreat, highlighted by a well-appointed en-suite bath with dual vanities for added functionality and convenience. Step outside to your private patio, the perfect spot to enjoy morning coffee, unwind in the evenings, or host intimate gatherings. Fresh interior paint enhances the home’s crisp, clean feel, making it truly turnkey and ready for its next owner. Offering a seamless blend of comfort, style, and livability, this home is a must-see. Schedule your private showing today and make it yours!

14. 2026-02-18
    historical
15. 2026-01-08
    price $185,000
16. 2025-11-20
    status Active
17. 2025-10-16
    price $190,000
18. 2025-09-25
    price $197,000
19. 2025-09-11
    price $200,000
20. 2025-08-28
    price $205,000
21. 2025-07-31
    price $207,000
22. 2025-07-10
    price $210,000
23. 2025-06-26
    price $212,000
24. 2025-06-12
    price $215,000
25. 2025-05-29
    price $218,000
26. 2025-05-16
    listed $219,000 Active
27. 2025-04-16
    soldstatus $183,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,471 · $123/mo
• Projected year-2 tax: $1,471 · $123/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 6 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,364
• − Mortgage interest: −$9,467
• − Property taxes: −$1,471
• − Insurance: −$845
• − Repairs & maintenance: −$1,789
• − Management: −$1,789
• − HOA: −$3,888
• − Depreciation: −$4,916
• Taxable loss: −$1,802
• Est. tax savings @ 24.0%: +$432
• After-tax cash flow: $1,260/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Liberty Triangle

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Liberty Triangle, FL
• County: Marion County · 315,796 people
• City population: 26,397
• Metro: Ocala, FL
• Population (ZIP): 28,997
• Household income: $65,860
• Rent vs Own: 12.3% rent · 87.7% own
• Severe rent burden: 204.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 63% Hispanic / Latino 18% Black 13% Two or more races 10% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 8% Cuban 3%
• Common ancestry: Romanian 3% Slovak 3% Lithuanian 3%
• Foreign-born: 15% · Canada, Jamaica, Dominican Republic
• Languages at home: 83% English-only · Spanish 14% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -105.22%
• Current HPI: 189.0869
• Rent YoY: ▼ -2.57%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-2.6% since first listed

18 events — show timeline

• 2026-04-16 Price Changed $179,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-09 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-27 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-20 Listed $185,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-18 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-01-08 Price Changed $185,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-20 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-10-16 Price Changed $190,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-25 Price Changed $197,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-11 Price Changed $200,000 Stellar MLS as Distributed by MLS Grid
• 2025-08-28 Price Changed $205,000 Stellar MLS as Distributed by MLS Grid
• 2025-07-31 Price Changed $207,000 Stellar MLS as Distributed by MLS Grid
• 2025-07-10 Price Changed $210,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-26 Price Changed $212,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-12 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
• 2025-05-29 Price Changed $218,000 Stellar MLS as Distributed by MLS Grid
• 2025-05-16 Listed $219,000 Stellar MLS as Distributed by MLS Grid
• 2025-04-16 Sold (Public Records) $183,700 Public Records

Property tax history

+0.4%/yr

Latest (2025): $1,471 · +19.1% YoY. Source: county tax records.