1729 Brown St · Bettendorf, IA 52722

$170,000

4 bd · 1.0 ba · 1,076 sqft · SingleFamily public records · 25 Days on market

Built 1943 6,969 sqft lot $158/sqft · 17% above area Est $180k · 6% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.3/30.0
• ARV discount +10.0/15.0
• DSCR +7.5/10.0
• Schools +6.5/10.0
• 1% rule +5.9/10.0
• Livability +4.0/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Very CHARMING started in Bettendorf. New roof, radon mitigation system and sewer clean out! Cute and in great shape. Note the many recent improvements listed by the seller attached to this disclosure! If you are looking for a starter? THIS IS IT!!!!! Won't last long. AHS Home Warranty - Seller is leaving all appliances - Awesome deck (15X14) and a fenced back yard! - No commissions paid on concessions. See it today!

Key facts

• Large deck
• Oversized kitchen
• Full basement

Tags

• MAIN-LEVEL LIVING
• FULL BASEMENT
• OVERSIZED KITCHEN
• UPDATED FLOORING
• PARTIALLY FINISHED BASEMENT
• LARGE DECK

Property features AI

Finance

• Other: Lot size listed as less than 0.25 acre; Living area reported as estimated; Directions: From Grant St, turn north onto 18th, turn left onto Brown. Property is on left.
• HOA & community: No master association fee required

Exterior

• Parking: Detached garage (1-car)
• Utilities: Public water; Public sewer; Cable available
• Home design: Detached single-family home; One-story layout; Fee simple ownership; Built before 1978
• Construction: Vinyl siding; Approximately 81–90 years old; Approximately 1,337 total finished area (includes ~500 below-grade finished area)
• Exterior features: Deck; Fenced yard; Level lot (49 x 150)

Interior

• Kitchen: Dishwasher; Disposal; Range; Range hood; Refrigerator; Eating area / table space
• Bedrooms: Master bedroom on main level (approx. 12 x 9); Second bedroom on main level (approx. 11 x 9)
• Flooring: Carpet in living room and bedrooms; Vinyl flooring in kitchen and dining area
• Bathrooms: 1 full bathroom
• Heating & cooling: Natural gas forced air heating; Central air conditioning
• Interior features: Partially finished, full basement; 6 total rooms; Dining area combined with living room; Recreation room in basement (approx. 23 x 11)
• Laundry & utility: Laundry room; Gas water heater

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $170k.

Deal economics

• At list price, monthly cash flow is $312 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $170k).
• Recommended offer: $167k (1.5% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 3.0% in Bettendorf — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#73 in IA, #1,579 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, employment A+; Watch: amenities F, commute F.
• Bettendorf Community School District (suburban): math 74% / reading 75% proficiency, ranked #57 of 289 in IA (top 20%) — strong family-tenant draw, lease renewals of 3-5y typical.
• Market conditions: Rents rising (+2.9%/yr); 426 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 805 units permitted in Scott County in 2024 (479 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Scott County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $89k; list at $170k implies a 91% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1943 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $167,450 (1.5% below list)

Questions for the listing agent

1. Built in 1943 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 8.50%
• Cash-on-cash: 7.87%
• DSCR: 1.35
• GRM: 7.7

CMA / ARV

• ARV (median comp): $180,133
• List price: $170,000
• Delta: -5.63%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1037 Holmes St	0.53mi	3/1.0 (-1)	1,068 (-1%)	8mo	$190,000	$178	63
1851 Bellevue Ave	0.35mi	3/1.5 (-1)	1,040 (-3%)	14mo	$167,500	$161	60
2524 Bellevue Ave	0.64mi	3/1.0 (-1)	1,080 (+0%)	11mo	$204,000	$189	56
2340 Oak St	0.62mi	4/2.0	1,120 (+4%)	7mo	$220,000	$196	55
609 23rd St	0.40mi	3/1.0 (-1)	984 (-9%)	11mo	$137,500	$140	52
1525 21st St	0.71mi	3/1.5 (-1)	1,063 (-1%)	8mo	$245,000	$230	51
2003 Edgewood Dr	0.62mi	3/2.0 (-1)	1,092 (+2%)	14mo	$180,000	$165	48
822 28th St	0.69mi	3/2.0 (-1)	1,150 (+7%)	0mo	$168,000	$146	47
1955 N Oak St	0.50mi	3/2.0 (-1)	1,164 (+8%)	8mo	$173,500	$149	47
2110 Cody St	0.54mi	4/2.0	936 (-13%)	5mo	$154,200	$165	45
1924 Glenn St	0.59mi	3/1.0 (-1)	960 (-11%)	11mo	$205,000	$214	40
2504 Bellevue Ave	0.61mi	3/2.0 (-1)	982 (-9%)	14mo	$240,400	$245	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.88% rent growth · sell at horizon

5-year hold

• IRR: -4.4%
• Equity multiple: 0.83×
• Total profit: $-7,867
• Equity at exit: $25,348

10-year hold

• IRR: 5.1%
• Equity multiple: 1.38×
• Total profit: $17,900
• Equity at exit: $14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Iowa: 83 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; mostly landlord-friendly statewide.

Methodology + full state rankings →

ZIP-level market 52722

• Rents YoY: 2.9%
• Active inventory: 426
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,850 high
• Mortgage (P&I): −$891
• Tax from tax record: −$187 /mo · $2,245/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$389
• Net cashflow: $312

Break-even live

Break-even rent $1,455

Max offer price $170,000

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,500
• Closing costs: $5,100
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1414 Central Ave Bettendorf, IA	3.0	2.0	1295	$1,995	$1.54	43d	1	0.38mi
1212 16th 1/2 St Bettendorf, IA	3.0	1.0	894	$1,795	$2.01	44d	1	0.46mi
1815 Cody St Bettendorf, IA	3.0	2.0	1008	$1,800	$1.79	21d	1	0.46mi
2900 River Dr Moline, IL	1.0–3.0	1.0–2.0	1137	$1,599	$1.41	21d	1	1.08mi
1156 Devils Glen Rd Bettendorf, IA	3.0	1.0–2.0	800	$1,790	$2.24	13d	9	1.32mi
2339 Hawthorne Ct Bettendorf, IA	3.0	1.0	1375	$1,695	$1.23	43d	1	1.42mi

Listing history 11 events

1. 2026-06-03
   status $170,000 Pending 25 DOM
2. 2026-06-02
   days on market $170,000 Active 25 DOM
3. 2026-06-01
   days on market $170,000 Active 24 DOM
4. 2026-05-31
   days on market $170,000 Active 23 DOM
5. 2026-05-30
   days on market $170,000 Active 22 DOM
6. 2026-05-08
   listed $170,000 Active 694-char remark
7. 2014-01-03
   soldstatus $89,000 419-char remark

   Show marketing remark (419 chars)

   Very CHARMING started in Bettendorf. New roof, radon mitigation system and sewer clean out! Cute and in great shape. Note the many recent improvements listed by the seller attached to this disclosure! If you are looking for a starter? THIS IS IT!!!!! Won't last long. AHS Home Warranty - Seller is leaving all appliances - Awesome deck (15X14) and a fenced back yard! - No commissions paid on concessions. See it today!

8. 2014-01-03
   soldstatus $89,000 419-char remark

   Show marketing remark (419 chars)

   Very CHARMING started in Bettendorf. New roof, radon mitigation system and sewer clean out! Cute and in great shape. Note the many recent improvements listed by the seller attached to this disclosure! If you are looking for a starter? THIS IS IT!!!!! Won't last long. AHS Home Warranty - Seller is leaving all appliances - Awesome deck (15X14) and a fenced back yard! - No commissions paid on concessions. See it today!

9. 2014-01-03
   soldstatus $89,100

   Show marketing remark (419 chars)

   Very CHARMING started in Bettendorf. New roof, radon mitigation system and sewer clean out! Cute and in great shape. Note the many recent improvements listed by the seller attached to this disclosure! If you are looking for a starter? THIS IS IT!!!!! Won't last long. AHS Home Warranty - Seller is leaving all appliances - Awesome deck (15X14) and a fenced back yard! - No commissions paid on concessions. See it today!

10. 2013-07-02
    listed $94,900 419-char remark

    Show marketing remark (419 chars)

    Very CHARMING started in Bettendorf. New roof, radon mitigation system and sewer clean out! Cute and in great shape. Note the many recent improvements listed by the seller attached to this disclosure! If you are looking for a starter? THIS IS IT!!!!! Won't last long. AHS Home Warranty - Seller is leaving all appliances - Awesome deck (15X14) and a fenced back yard! - No commissions paid on concessions. See it today!

11. 2013-07-02
    listed $94,900 419-char remark

    Show marketing remark (419 chars)

    Very CHARMING started in Bettendorf. New roof, radon mitigation system and sewer clean out! Cute and in great shape. Note the many recent improvements listed by the seller attached to this disclosure! If you are looking for a starter? THIS IS IT!!!!! Won't last long. AHS Home Warranty - Seller is leaving all appliances - Awesome deck (15X14) and a fenced back yard! - No commissions paid on concessions. See it today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IA · Partial reset (capped growth)

• Current annual tax: $2,245 · $187/mo
• Projected year-2 tax: $2,457 · $205/mo
• Expected delta: +$212/yr (+$18/mo · 9.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,203
• − Mortgage interest: −$9,523
• − Property taxes: −$2,245
• − Insurance: −$850
• − Repairs & maintenance: −$1,776
• − Management: −$1,776
• − Depreciation: −$4,945
• Taxable income: $1,088
• Est. tax owed @ 24.0%: −$261
• After-tax cash flow: $3,487/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bettendorf Community School District
• NCES district ID: 1904860
• Math proficiency: 74% ▼ -6.00%
• Reading proficiency: 75% ▼ -2.00%
• Median HH income: $66,823
• Composite: 64.71/100
• National rank: #522
• State rank: #57 of 289 in IA

Livability — Bettendorf

• Score: 81/100
• State rank: #73
• US rank: #1579

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment A+ Housing A+ Health & safety A User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bettendorf, IA
• County: Scott County · 144,583 people
• City population: 41,264
• Metro: Davenport-Moline-Rock Island, IA-IL
• Population (ZIP): 41,264
• Household income: $101,546
• Rent vs Own: 24.2% rent · 75.8% own
• Severe rent burden: 935.0

Population outlook (Scott County) Hauer SSP2

• Today (2025): 188,878 people
• By 2030: 196,648 · +4.1%
• By 2040: 210,860 · +11.6%
• By 2050: 224,359 · +18.8%
• By 2075: 258,884 · +37.1%
• By 2100: 286,447 · +51.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Asian 7% Two or more races 7% Hispanic / Latino 5% Black 2%
• Common ancestry: Portuguese 3% Italian 3% Romanian 2%
• Foreign-born: 7% · Canada, China, Vietnam
• Languages at home: 92% English-only · Other Asian/Pacific 2% Spanish 2% Other Indo-European 1%

Political lean MEDSL · Scott

• 2024 margin: Toss-up / Even · D 47.3% · R 51.2% · Other 1.4%
• 2008→2024 swing: -18.4pp toward R · 2008: 14.6pp · 2024: -3.9pp
• All cycles: 2024: R+3.9 2020: D+3.5 2016: D+1.4 2012: D+13.8 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -111.45%
• Current HPI: 194.8355
• Rent YoY: ▲ 2.88%
• Metro: Davenport-Moline-Rock Island, IA-IL
• State GDP YoY: ▲ 2.48%
• F500 in state: 4

Industry mix (Fortune 500 HQ in IA)

Industry	F500 HQs	Revenue
▸Financial Services	1	$16B
▸Retail / Convenience	1	$15B

Price history

+79.1% since first listed

7 events — show timeline

• 2026-06-02 Pending — MRED as Distributed by MLS Grid
• 2026-05-08 Listed $170,000 MRED as Distributed by MLS Grid
• 2014-01-03 Sold (Public Records) $89,100 Public Records
• 2014-01-03 Sold (MLS) $89,000 MRED as Distributed by MLS Grid
• 2014-01-03 Sold (MLS) $89,000 RMLSA as Distributed by MLS Grid
• 2013-07-02 Listed $94,900 MRED as Distributed by MLS Grid
• 2013-07-02 Listed $94,900 RMLSA as Distributed by MLS Grid

Property tax history

+3.6%/yr

Latest (2025): $2,245 · +5.0% YoY. Source: county tax records.