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344 Savannah Rd
B- Composite 65.6
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.9/10.0
  • 1% rule +6.7/10.0
  • Livability +4.0/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$189,900

344 Savannah Rd · Essex, MD 21221
3 bd · 1.0 ba · 1,192 sqft · SingleFamily public records · 168 Days on market
Built 1915 10,019 sqft lot $159/sqft · 33% below area Est $285k · 33% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

KICK OFF 2026 WITH A SMART INVESTMENT — this 3‑BEDROOM ESSEX HOME is BURSTING WITH POTENTIAL and now REDUCED BY $5K! Whether you're reselling, or expanding your rental portfolio, this REHAB OPPORTUNITY is a value-add project you won’t want to miss. The MAIN LEVEL features 2 BEDROOMS and 1 FULL BATH, 1 BEDROOM UPSTAIRS, plus a BONUS FOUR‑SEASON ROOM offering added flexibility. The OPEN CONCEPT LAYOUT provides a great foundation to modernize, while the COVERED FRONT PORCH adds charm and curb appeal. Outside, enjoy a FENCED YARD with a SHED and ABOVE GROUND POOL (AS‑IS) — a great setup for future enjoyment or rental appeal. A TWO‑CAR DRIVEWAY adds convenience, all situated on a NICE LOT with room to grow. Enjoy easy access to WATERVIEW TOWN CENTER, COUNTRY RIDGE SHOPPING CENTER, and local favorites like Buon Appetito, Essex Diner, and Schultz’s Crab House. Parks, marinas, and waterfront recreation along the Back and Middle Rivers are just minutes away. PRICED TO MOVE — bring your contractor and reimagine the possibilities for this Essex gem today!

Key facts

  • Covered front porch
  • Inground pool
  • Fenced backyard

Tags

OPEN CONCEPT LAYOUTBONUS FOUR SEASON ROOMCOVERED FRONT PORCHFENCED BACKYARDINGROUND POOLTWO CAR DRIVEWAY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $190k.

Deal economics

  • At list price, monthly cash flow is $389 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $190k).
  • Recommended offer: $167k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 4.8% in Essex — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#60 in MD, #2,277 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A; Watch: amenities D+, schools D, crime F.
  • Baltimore County Public Schools (suburban): math 15% / reading 34% proficiency, ranked #11 of 24 in MD (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+1.1%/yr); 138 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,511 units permitted in Baltimore County in 2024 (643 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Baltimore County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 168 days — a 12% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $30k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $47k; list at $190k implies a 304% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $167,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 168 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
8.75%
Cash-on-cash
8.77%
DSCR
1.39
GRM
7.1

CMA / ARV

ARV (median comp)
$285,201
List price
$189,900
Delta
-33.42%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
607 Mace Ave 0.14mi 3/2.0 1,200 (+1%) 19mo $279,500 $233 73
354 Savannah Rd 0.06mi 2/1.5 (-1) 1,200 (+1%) 23mo $265,000 $221 70
314 Savannah Rd 0.16mi 3/2.0 1,099 (-8%) 8mo $325,000 $296 69
503 N Stuart St 0.37mi 3/2.0 1,124 (-6%) 10mo $285,000 $254 61
348 Townsend Rd 0.26mi 3/2.5 1,256 (+5%) 15mo $350,000 $279 60
355 Montrose Ave 0.26mi 3/2.0 1,044 (-12%) 10mo $310,000 $297 55
415 Beck 0.31mi 3/2.5 1,248 (+5%) 24mo $320,000 $256 52
107 Margaret Ave 0.59mi 3/2.0 1,292 (+8%) 13mo $175,000 $135 44
204 Wagners Ln 0.75mi 3/2.0 1,118 (-6%) 10mo $295,000 $264 42
411 Maryland Ave 0.64mi 3/1.5 1,299 (+9%) 13mo $255,000 $196 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.08% rent growth · sell at horizon

5-year hold
IRR
-5.2%
Equity multiple
0.81×
Total profit
$-10,169
Equity at exit
$28,315
10-year hold
IRR
1.9%
Equity multiple
1.13×
Total profit
$6,666
Equity at exit
$16,419

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 21221

Rents YoY
1.1%
Active inventory
138
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$2,219 high interval (Pro) →
Mortgage (P&I)
$996
Tax from tax record
$290 /mo · $3,474/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$466
Net cashflow
$389

Break-even live

Break-even rent $1,727
Max offer price $189,900
Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,475
Closing costs
$5,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
511 Riverside Rd Essex, MD 3.0 2.0 1332 $2,700 $2.03 16d 1 0.30mi
165 Hampshire Rd Essex, MD 3.0 2.0 969 $1,895 $1.96 43d 1 0.51mi
340 Potomac Ave Rosedale, MD 2.0 2.5 1500 $1,995 $1.33 43d 1 0.92mi
846 Brunswick Rd Essex, MD 1.0–2.0 1.0–2.0 500 $1,241 $2.48 2d 49 0.93mi
846 Brunswick Rd Essex, MD 2.0 1.0 500 $1,272 $2.54 43d 42 0.93mi
406 Essexwood Ct Essex, MD 3.0 2.5 1280 $2,400 $1.88 43d 1 1.05mi
4 Essex Ave Unit A Essex, MD 2.0 1.0 800 $1,250 $1.56 23d 1 1.12mi
326 Stemmers Run Rd Essex, MD 4.0 2.0 1144 $2,300 $2.01 43d 1 1.23mi
421 Torner Rd Essex, MD 3.0 2.0 1024 $2,050 $2.00 21d 1 1.23mi
54 Stemmers Run Rd Essex, MD 3.0 2.5 1260 $1,950 $1.55 43d 1 1.33mi
8908 Golden Tree Ln Essex, MD 4.0 1.5 1466 $3,000 $2.05 43d 1 1.34mi
832 N Marlyn Ave Essex, MD 3.0 2.0 1416 $2,300 $1.62 43d 1 1.36mi

Listing history 15 events

  1. 2026-06-15
    status $189,900 Pending 168 DOM
  2. 2026-06-13
    days on market $189,900 Active 168 DOM
  3. 2026-06-09
    days on market $189,900 Active 164 DOM
  4. 2026-06-08
    days on market $189,900 Active 163 DOM
  5. 2026-06-07
    remarks 699-char remark
  6. 2026-06-07
    statusdays on market $189,900 Active 162 DOM
  7. 2026-05-03
    price $189,900 1090-char remark
    Show marketing remark (1090 chars)

    KICK OFF 2026 WITH A SMART INVESTMENT — this 3‑BEDROOM ESSEX HOME is BURSTING WITH POTENTIAL and now REDUCED BY $5K! Whether you're reselling, or expanding your rental portfolio, this REHAB OPPORTUNITY is a value-add project you won’t want to miss. The MAIN LEVEL features 2 BEDROOMS and 1 FULL BATH, 1 BEDROOM UPSTAIRS, plus a BONUS FOUR‑SEASON ROOM offering added flexibility. The OPEN CONCEPT LAYOUT provides a great foundation to modernize, while the COVERED FRONT PORCH adds charm and curb appeal. Outside, enjoy a FENCED YARD with a SHED and ABOVE GROUND POOL (AS‑IS) — a great setup for future enjoyment or rental appeal. A TWO‑CAR DRIVEWAY adds convenience, all situated on a NICE LOT with room to grow. Enjoy easy access to WATERVIEW TOWN CENTER, COUNTRY RIDGE SHOPPING CENTER, and local favorites like Buon Appetito, Essex Diner, and Schultz’s Crab House. Parks, marinas, and waterfront recreation along the Back and Middle Rivers are just minutes away. PRICED TO MOVE — bring your contractor and reimagine the possibilities for this Essex gem today!

  8. 2026-04-07
    price $194,900 1090-char remark
    Show marketing remark (1090 chars)

    KICK OFF 2026 WITH A SMART INVESTMENT — this 3‑BEDROOM ESSEX HOME is BURSTING WITH POTENTIAL and now REDUCED BY $5K! Whether you're reselling, or expanding your rental portfolio, this REHAB OPPORTUNITY is a value-add project you won’t want to miss. The MAIN LEVEL features 2 BEDROOMS and 1 FULL BATH, 1 BEDROOM UPSTAIRS, plus a BONUS FOUR‑SEASON ROOM offering added flexibility. The OPEN CONCEPT LAYOUT provides a great foundation to modernize, while the COVERED FRONT PORCH adds charm and curb appeal. Outside, enjoy a FENCED YARD with a SHED and ABOVE GROUND POOL (AS‑IS) — a great setup for future enjoyment or rental appeal. A TWO‑CAR DRIVEWAY adds convenience, all situated on a NICE LOT with room to grow. Enjoy easy access to WATERVIEW TOWN CENTER, COUNTRY RIDGE SHOPPING CENTER, and local favorites like Buon Appetito, Essex Diner, and Schultz’s Crab House. Parks, marinas, and waterfront recreation along the Back and Middle Rivers are just minutes away. PRICED TO MOVE — bring your contractor and reimagine the possibilities for this Essex gem today!

  9. 2026-03-28
    status Active 1090-char remark
    Show marketing remark (1090 chars)

    KICK OFF 2026 WITH A SMART INVESTMENT — this 3‑BEDROOM ESSEX HOME is BURSTING WITH POTENTIAL and now REDUCED BY $5K! Whether you're reselling, or expanding your rental portfolio, this REHAB OPPORTUNITY is a value-add project you won’t want to miss. The MAIN LEVEL features 2 BEDROOMS and 1 FULL BATH, 1 BEDROOM UPSTAIRS, plus a BONUS FOUR‑SEASON ROOM offering added flexibility. The OPEN CONCEPT LAYOUT provides a great foundation to modernize, while the COVERED FRONT PORCH adds charm and curb appeal. Outside, enjoy a FENCED YARD with a SHED and ABOVE GROUND POOL (AS‑IS) — a great setup for future enjoyment or rental appeal. A TWO‑CAR DRIVEWAY adds convenience, all situated on a NICE LOT with room to grow. Enjoy easy access to WATERVIEW TOWN CENTER, COUNTRY RIDGE SHOPPING CENTER, and local favorites like Buon Appetito, Essex Diner, and Schultz’s Crab House. Parks, marinas, and waterfront recreation along the Back and Middle Rivers are just minutes away. PRICED TO MOVE — bring your contractor and reimagine the possibilities for this Essex gem today!

  10. 2026-03-27
    historical 1090-char remark
    Show marketing remark (1090 chars)

    KICK OFF 2026 WITH A SMART INVESTMENT — this 3‑BEDROOM ESSEX HOME is BURSTING WITH POTENTIAL and now REDUCED BY $5K! Whether you're reselling, or expanding your rental portfolio, this REHAB OPPORTUNITY is a value-add project you won’t want to miss. The MAIN LEVEL features 2 BEDROOMS and 1 FULL BATH, 1 BEDROOM UPSTAIRS, plus a BONUS FOUR‑SEASON ROOM offering added flexibility. The OPEN CONCEPT LAYOUT provides a great foundation to modernize, while the COVERED FRONT PORCH adds charm and curb appeal. Outside, enjoy a FENCED YARD with a SHED and ABOVE GROUND POOL (AS‑IS) — a great setup for future enjoyment or rental appeal. A TWO‑CAR DRIVEWAY adds convenience, all situated on a NICE LOT with room to grow. Enjoy easy access to WATERVIEW TOWN CENTER, COUNTRY RIDGE SHOPPING CENTER, and local favorites like Buon Appetito, Essex Diner, and Schultz’s Crab House. Parks, marinas, and waterfront recreation along the Back and Middle Rivers are just minutes away. PRICED TO MOVE — bring your contractor and reimagine the possibilities for this Essex gem today!

  11. 2026-02-28
    price $199,900 1090-char remark
    Show marketing remark (1090 chars)

    KICK OFF 2026 WITH A SMART INVESTMENT — this 3‑BEDROOM ESSEX HOME is BURSTING WITH POTENTIAL and now REDUCED BY $5K! Whether you're reselling, or expanding your rental portfolio, this REHAB OPPORTUNITY is a value-add project you won’t want to miss. The MAIN LEVEL features 2 BEDROOMS and 1 FULL BATH, 1 BEDROOM UPSTAIRS, plus a BONUS FOUR‑SEASON ROOM offering added flexibility. The OPEN CONCEPT LAYOUT provides a great foundation to modernize, while the COVERED FRONT PORCH adds charm and curb appeal. Outside, enjoy a FENCED YARD with a SHED and ABOVE GROUND POOL (AS‑IS) — a great setup for future enjoyment or rental appeal. A TWO‑CAR DRIVEWAY adds convenience, all situated on a NICE LOT with room to grow. Enjoy easy access to WATERVIEW TOWN CENTER, COUNTRY RIDGE SHOPPING CENTER, and local favorites like Buon Appetito, Essex Diner, and Schultz’s Crab House. Parks, marinas, and waterfront recreation along the Back and Middle Rivers are just minutes away. PRICED TO MOVE — bring your contractor and reimagine the possibilities for this Essex gem today!

  12. 2026-02-14
    price $204,900 1090-char remark
    Show marketing remark (1090 chars)

    KICK OFF 2026 WITH A SMART INVESTMENT — this 3‑BEDROOM ESSEX HOME is BURSTING WITH POTENTIAL and now REDUCED BY $5K! Whether you're reselling, or expanding your rental portfolio, this REHAB OPPORTUNITY is a value-add project you won’t want to miss. The MAIN LEVEL features 2 BEDROOMS and 1 FULL BATH, 1 BEDROOM UPSTAIRS, plus a BONUS FOUR‑SEASON ROOM offering added flexibility. The OPEN CONCEPT LAYOUT provides a great foundation to modernize, while the COVERED FRONT PORCH adds charm and curb appeal. Outside, enjoy a FENCED YARD with a SHED and ABOVE GROUND POOL (AS‑IS) — a great setup for future enjoyment or rental appeal. A TWO‑CAR DRIVEWAY adds convenience, all situated on a NICE LOT with room to grow. Enjoy easy access to WATERVIEW TOWN CENTER, COUNTRY RIDGE SHOPPING CENTER, and local favorites like Buon Appetito, Essex Diner, and Schultz’s Crab House. Parks, marinas, and waterfront recreation along the Back and Middle Rivers are just minutes away. PRICED TO MOVE — bring your contractor and reimagine the possibilities for this Essex gem today!

  13. 2026-01-13
    price $214,900 1090-char remark
    Show marketing remark (1090 chars)

    KICK OFF 2026 WITH A SMART INVESTMENT — this 3‑BEDROOM ESSEX HOME is BURSTING WITH POTENTIAL and now REDUCED BY $5K! Whether you're reselling, or expanding your rental portfolio, this REHAB OPPORTUNITY is a value-add project you won’t want to miss. The MAIN LEVEL features 2 BEDROOMS and 1 FULL BATH, 1 BEDROOM UPSTAIRS, plus a BONUS FOUR‑SEASON ROOM offering added flexibility. The OPEN CONCEPT LAYOUT provides a great foundation to modernize, while the COVERED FRONT PORCH adds charm and curb appeal. Outside, enjoy a FENCED YARD with a SHED and ABOVE GROUND POOL (AS‑IS) — a great setup for future enjoyment or rental appeal. A TWO‑CAR DRIVEWAY adds convenience, all situated on a NICE LOT with room to grow. Enjoy easy access to WATERVIEW TOWN CENTER, COUNTRY RIDGE SHOPPING CENTER, and local favorites like Buon Appetito, Essex Diner, and Schultz’s Crab House. Parks, marinas, and waterfront recreation along the Back and Middle Rivers are just minutes away. PRICED TO MOVE — bring your contractor and reimagine the possibilities for this Essex gem today!

  14. 2025-12-16
    listed $219,900 Active 1090-char remark
    Show marketing remark (1090 chars)

    KICK OFF 2026 WITH A SMART INVESTMENT — this 3‑BEDROOM ESSEX HOME is BURSTING WITH POTENTIAL and now REDUCED BY $5K! Whether you're reselling, or expanding your rental portfolio, this REHAB OPPORTUNITY is a value-add project you won’t want to miss. The MAIN LEVEL features 2 BEDROOMS and 1 FULL BATH, 1 BEDROOM UPSTAIRS, plus a BONUS FOUR‑SEASON ROOM offering added flexibility. The OPEN CONCEPT LAYOUT provides a great foundation to modernize, while the COVERED FRONT PORCH adds charm and curb appeal. Outside, enjoy a FENCED YARD with a SHED and ABOVE GROUND POOL (AS‑IS) — a great setup for future enjoyment or rental appeal. A TWO‑CAR DRIVEWAY adds convenience, all situated on a NICE LOT with room to grow. Enjoy easy access to WATERVIEW TOWN CENTER, COUNTRY RIDGE SHOPPING CENTER, and local favorites like Buon Appetito, Essex Diner, and Schultz’s Crab House. Parks, marinas, and waterfront recreation along the Back and Middle Rivers are just minutes away. PRICED TO MOVE — bring your contractor and reimagine the possibilities for this Essex gem today!

  15. 1985-06-17
    soldstatus $47,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$3,474 · $290/mo
Projected year-2 tax
$3,474 · $290/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,628
− Mortgage interest
−$10,637
− Property taxes
−$3,474
− Insurance
−$950
− Repairs & maintenance
−$2,130
− Management
−$2,130
− Depreciation
−$5,524
Taxable income
$1,782
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$428
After-tax cash flow
$4,234/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore County Public Schools
NCES district ID
2400120
Math proficiency
15% ▼ -16.00%
Reading proficiency
34% ▼ -5.00%
Median HH income
$66,746
Composite
23.17/100
National rank
#7948
State rank
#11 of 24 in MD

Livability — Essex

Score
79/100
State rank
#60
US rank
#2277

Category grades

Amenities D+ Commute A+ Cost of living A- Crime F Employment B- Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Essex, MD
County
Baltimore County · 769,527 people
City population
43,487
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
43,487
Household income
$67,340
Rent vs Own
37.5% rent · 62.5% own
Severe rent burden
1757.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
885,518 people
By 2030
909,272 · +2.7%
By 2040
951,547 · +7.5%
By 2050
990,955 · +11.9%
By 2075
1,086,411 · +22.7%
By 2100
1,135,078 · +28.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 54% Black 32% Two or more races 7% Hispanic / Latino 7% Asian 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1% Dominican 1%
Common ancestry
Romanian 5% Lithuanian 1% Slovak 1%
Foreign-born
8% · Canada, China
Languages at home
89% English-only · Spanish 6% French/Haitian/Cajun 1%

Political lean MEDSL · Baltimore

2024 margin
Strong D (+24.5) · D 61.0% · R 36.5% · Other 2.5%
2008→2024 swing
+9.9pp toward D · 2008: 14.6pp · 2024: 24.5pp
All cycles
2024: D+24.5 2020: D+27.0 2016: D+17.4 2012: D+16.4 2008: D+14.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -232.14%
Current HPI
237.1069
Rent YoY
▲ 1.08%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+304.0% since first listed
9 events — show timeline
  • 2026-05-03 Price Changed $189,900 BRIGHT MLS
  • 2026-04-07 Price Changed $194,900 BRIGHT MLS
  • 2026-03-28 Relisted BRIGHT MLS
  • 2026-03-27 Listing Removed BRIGHT MLS
  • 2026-02-28 Price Changed $199,900 BRIGHT MLS
  • 2026-02-14 Price Changed $204,900 BRIGHT MLS
  • 2026-01-13 Price Changed $214,900 BRIGHT MLS
  • 2025-12-16 Listed $219,900 BRIGHT MLS
  • 1985-06-17 Sold (Public Records) $47,000 Public Records

Property tax history

+8.2%/yr

Latest (2025): $3,474 · -20.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…